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  <xsd:element name="CapitalAdministeredInOwnNameForTheAccountAndRiskOfThirdPartiesDisclosure" id="rj_CapitalAdministeredInOwnNameForTheAccountAndRiskOfThirdPartiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="CapitalisedAcquisitionCostsMovement" id="rj_CapitalisedAcquisitionCostsMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="CapitalisedAcquisitionCostsPolicy" id="rj_CapitalisedAcquisitionCostsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CapitalisedAcquisitionCostsRevaluations" id="rj_CapitalisedAcquisitionCostsRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="CarAndTransportCosts" id="rj_CarAndTransportCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CarriedInterestPaidByInvestmentEntityToAdministratorInvestmentEntity" id="rj_CarriedInterestPaidByInvestmentEntityToAdministratorInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashAndCashEquivalentsAndTheCashFlowFromOperatingInvestingAndFinancingActivitiesAttributableToThirdPartiesDisclosure" id="rj_CashAndCashEquivalentsAndTheCashFlowFromOperatingInvestingAndFinancingActivitiesAttributableToThirdPartiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashAndCashEquivalentsCashFlow" id="rj_CashAndCashEquivalentsCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="CashAndCashEquivalentsIndicationHeldForExploitationObjectiveInvestment" id="rj_CashAndCashEquivalentsIndicationHeldForExploitationObjectiveInvestment" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashAndCashEquivalentsNoLegalOwnershipDescription" id="rj_CashAndCashEquivalentsNoLegalOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashEquivalentsDeviateFromDefinition" id="rj_CashEquivalentsDeviateFromDefinition" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="CashFlowFinancingActivities" id="rj_CashFlowFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowFinancingActivitiesDiscontinuedOperations" id="rj_CashFlowFinancingActivitiesDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowForecastBasisOfDeterminationDescription" id="rj_CashFlowForecastBasisOfDeterminationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowFromOperations" id="rj_CashFlowFromOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowInvestingActivities" id="rj_CashFlowInvestingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowInvestingActivitiesDiscontinuedOperations" id="rj_CashFlowInvestingActivitiesDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowInvestmentActivities" id="rj_CashFlowInvestmentActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowOperatingActivities" id="rj_CashFlowOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowOperatingActivitiesBeforeTax" id="rj_CashFlowOperatingActivitiesBeforeTax" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowOperatingActivitiesDiscontinuedOperations" id="rj_CashFlowOperatingActivitiesDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowPensionActivities" id="rj_CashFlowPensionActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowStatementDisclosure" id="rj_CashFlowStatementDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowStatementExemptionDescription" id="rj_CashFlowStatementExemptionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowStatementPolicy" id="rj_CashFlowStatementPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CatastropheProvision" id="rj_CatastropheProvision" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="CatastropheProvisionDisclosure" id="rj_CatastropheProvisionDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CatastropheProvisionPolicy" id="rj_CatastropheProvisionPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CauseGapMinimumCapitalRequirementDescription" id="rj_CauseGapMinimumCapitalRequirementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributions" id="rj_CentralGovernmentContributions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsDisclosure" id="rj_CentralGovernmentContributionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsMinusWorkplaceFunction" id="rj_CentralGovernmentContributionsMinusWorkplaceFunction" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsPolicy" id="rj_CentralGovernmentContributionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsWorkplaceFunction" id="rj_CentralGovernmentContributionsWorkplaceFunction" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsWorkplaceFunctionDisclosure" id="rj_CentralGovernmentContributionsWorkplaceFunctionDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsWorkplaceFunctionMedicalFacultyUMCs" id="rj_CentralGovernmentContributionsWorkplaceFunctionMedicalFacultyUMCs" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsWorkplaceFunctionMedicalFacultyUMCsDisclosure" id="rj_CentralGovernmentContributionsWorkplaceFunctionMedicalFacultyUMCsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsWorkplaceFunctionMedicalFacultyUMCsPolicy" id="rj_CentralGovernmentContributionsWorkplaceFunctionMedicalFacultyUMCsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsWorkplaceFunctionPolicy" id="rj_CentralGovernmentContributionsWorkplaceFunctionPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentExpenditures" id="rj_CentralGovernmentExpenditures" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingEstimatesDescription" id="rj_ChangeAccountingEstimatesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingEstimatesEffectOnCurrentPeriodDescription" id="rj_ChangeAccountingEstimatesEffectOnCurrentPeriodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingEstimatesEffectOnCurrentPeriodNoDeterminationQuantitiveEffectDescription" id="rj_ChangeAccountingEstimatesEffectOnCurrentPeriodNoDeterminationQuantitiveEffectDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingEstimatesEffectOnFuturePeriodsDescription" id="rj_ChangeAccountingEstimatesEffectOnFuturePeriodsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingEstimatesEffectOnFuturePeriodsNoDeterminationStatisticalIndicationDescription" id="rj_ChangeAccountingEstimatesEffectOnFuturePeriodsNoDeterminationStatisticalIndicationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingEstimatesExplanation" id="rj_ChangeAccountingEstimatesExplanation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingPoliciesEffectOnFuturePeriodsDescription" id="rj_ChangeAccountingPoliciesEffectOnFuturePeriodsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingPoliciesEffectOnIndividualItemsDescription" id="rj_ChangeAccountingPoliciesEffectOnIndividualItemsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingPoliciesEffectOnReservesAndFundsAndResultsDescription" id="rj_ChangeAccountingPoliciesEffectOnReservesAndFundsAndResultsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingPoliciesMethodProcessingDescription" id="rj_ChangeAccountingPoliciesMethodProcessingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingPoliciesNotPossibleToQuantifyDescription" id="rj_ChangeAccountingPoliciesNotPossibleToQuantifyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingPolicyToHistoricalCostPriceApplicationTransitionalProvisionDescription" id="rj_ChangeAccountingPolicyToHistoricalCostPriceApplicationTransitionalProvisionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAsConsequence" id="rj_ChangeAsConsequence" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeInOtherTechnicalProvisionsForOwnAccountOther" id="rj_ChangeInOtherTechnicalProvisionsForOwnAccountOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeInOtherTechnicalProvisionsForOwnAccountOtherDisclosure" id="rj_ChangeInOtherTechnicalProvisionsForOwnAccountOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeInOtherTechnicalProvisionsForOwnAccountOtherPolicy" id="rj_ChangeInOtherTechnicalProvisionsForOwnAccountOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeOtherTechnicalProvisions" id="rj_ChangeOtherTechnicalProvisions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfParticipants" id="rj_ChangeProvisionPensionObligationsOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosure" id="rj_ChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfParticipantsPolicy" id="rj_ChangeProvisionPensionObligationsOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFund" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosure" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundIndexationAndOtherMarkUps" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundIndexationAndOtherMarkUps" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundInterestAdded" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundInterestAdded" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundMarketInterestRates" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundMarketInterestRates" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundOther" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundPensionAccrual" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundPensionAccrual" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundPolicy" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundTransfersOfRights" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundTransfersOfRights" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeProvisionPensionObligationsOnBehalfOfPensionFundWithdrawalsPensionBenefitsAndPensionAdministrationExpenses" id="rj_ChangeProvisionPensionObligationsOnBehalfOfPensionFundWithdrawalsPensionBenefitsAndPensionAdministrationExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeReinsurancePartTechnicalProvision" id="rj_ChangeReinsurancePartTechnicalProvision" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeReinsurancePartTechnicalProvisions" id="rj_ChangeReinsurancePartTechnicalProvisions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeReinsurancePartTechnicalProvisionsDisclosure" id="rj_ChangeReinsurancePartTechnicalProvisionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeReinsurancePartTechnicalProvisionsPolicy" id="rj_ChangeReinsurancePartTechnicalProvisionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeValueAgriculturalStocks" id="rj_ChangeValueAgriculturalStocks" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangeValueAgriculturalStocksDisclosure" id="rj_ChangeValueAgriculturalStocksDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeValueAgriculturalStocksPolicy" id="rj_ChangeValueAgriculturalStocksPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesGroupingBalanceSheetIncomeExpensesStatementDisclosure" id="rj_ChangesGroupingBalanceSheetIncomeExpensesStatementDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesInBorrowings" id="rj_ChangesInBorrowings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangesInTheScopeOfTheReportDataPresentationAndDataCollectionMethodsDescription" id="rj_ChangesInTheScopeOfTheReportDataPresentationAndDataCollectionMethodsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesMethodCalculationKeyFiguresDescription" id="rj_ChangesMethodCalculationKeyFiguresDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesMethodCalculationKeyRatiosDescription" id="rj_ChangesMethodCalculationKeyRatiosDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesReserveFromChangeValue" id="rj_ChangesReserveFromChangeValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangesStatutoryGoalsDescription" id="rj_ChangesStatutoryGoalsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesTermsRightsGrantedCompanyFinancialYearDisclosure" id="rj_ChangesTermsRightsGrantedCompanyFinancialYearDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesValueFinancialAssets" id="rj_ChangesValueFinancialAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangesValueFinancialAssetsDisclosure" id="rj_ChangesValueFinancialAssetsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesValueFinancialAssetsPolicy" id="rj_ChangesValueFinancialAssetsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesValueInvestmentProperties" id="rj_ChangesValueInvestmentProperties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ChangesValueInvestmentPropertiesDisclosure" id="rj_ChangesValueInvestmentPropertiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesValueInvestmentPropertiesPolicy" id="rj_ChangesValueInvestmentPropertiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesWorkingCapital" id="rj_ChangesWorkingCapital" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CharacteristicsOfTheImplementingArrangementOrSimilarFinancingArrangementsDescription" id="rj_CharacteristicsOfTheImplementingArrangementOrSimilarFinancingArrangementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChosenTreatmentRealizedRevaluationsOfAgriculturalStocksDescription" id="rj_ChosenTreatmentRealizedRevaluationsOfAgriculturalStocksDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CommercialActivitiesDescription" id="rj_CommercialActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CommercialAndSocialRealEstateInExploitation" id="rj_CommercialAndSocialRealEstateInExploitation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="CommercialAndSocialRealEstateInExploitationDisclosure" id="rj_CommercialAndSocialRealEstateInExploitationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CommercialAndSocialRealEstateInExploitationPolicy" id="rj_CommercialAndSocialRealEstateInExploitationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CommissionsAndProfitSharingReceivedFromReinsurersCashFlow" id="rj_CommissionsAndProfitSharingReceivedFromReinsurersCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CommissionsPaid" id="rj_CommissionsPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="CommissionsReceived" id="rj_CommissionsReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="CommunicationExpenses" id="rj_CommunicationExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ComparisonTotalReturnWithAppropriateBenchmarksAndZScoresDescription" id="rj_ComparisonTotalReturnWithAppropriateBenchmarksAndZScoresDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompetenceMatrixDescription" id="rj_CompetenceMatrixDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ComplaintsSettlementsDescription" id="rj_ComplaintsSettlementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ComplianceToCodePensionFundsDescription" id="rj_ComplianceToCodePensionFundsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompositionAssetsAccordingToStandardsOfInvestmentPolicyDisclosure" id="rj_CompositionAssetsAccordingToStandardsOfInvestmentPolicyDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompositionAssetsAccordingToStandardsOfInvestmentPolicyEightyFivePercentOrMoreInvestedDisclosure" id="rj_CompositionAssetsAccordingToStandardsOfInvestmentPolicyEightyFivePercentOrMoreInvestedDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompositionBoardAndOtherOrgansPremiumPensionInstitutions" id="rj_CompositionBoardAndOtherOrgansPremiumPensionInstitutions" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompositionOfCashAndCashEquivalentsDisclosure" id="rj_CompositionOfCashAndCashEquivalentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompositionSolvencyEquityDescription" id="rj_CompositionSolvencyEquityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompoundFinancialInstrumentsDisclosure" id="rj_CompoundFinancialInstrumentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompoundTransactionsAndOtherTransactionsWithoutTransferOfCashAndCashEquivalentsDisclosure" id="rj_CompoundTransactionsAndOtherTransactionsWithoutTransferOfCashAndCashEquivalentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ComprehensiveIncomeAdjustmentsRecycleItemsDisclosure" id="rj_ComprehensiveIncomeAdjustmentsRecycleItemsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ComprehensiveIncomeOther" id="rj_ComprehensiveIncomeOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ComprehensiveIncomeOtherDisclosure" id="rj_ComprehensiveIncomeOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ComprehensiveIncomeOtherIncomeExpenses" id="rj_ComprehensiveIncomeOtherIncomeExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ComprehensiveIncomeOtherIncomeExpensesDisclosure" id="rj_ComprehensiveIncomeOtherIncomeExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ComprehensiveIncomeRealisedRevaluationChargedToEquityDisclosure" id="rj_ComprehensiveIncomeRealisedRevaluationChargedToEquityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConcentrationInsuranceRisksWithinPortfolioDescription" id="rj_ConcentrationInsuranceRisksWithinPortfolioDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConcentrationRiskDescription" id="rj_ConcentrationRiskDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConditionalAcquisitionPurchasePrice" id="rj_ConditionalAcquisitionPurchasePrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ConditionalFinancialObligationsRelatingToDevelopmentFundsDescription" id="rj_ConditionalFinancialObligationsRelatingToDevelopmentFundsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConditionalIncomeExpenseDescription" id="rj_ConditionalIncomeExpenseDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConditionsOfCertificationPossibilityOfExpulsionDescription" id="rj_ConditionsOfCertificationPossibilityOfExpulsionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConditionsSalePurchaseInvestmentsParticipatingInterestsDescription" id="rj_ConditionsSalePurchaseInvestmentsParticipatingInterestsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConsequenceGapMinimumCapitalRequirementDescription" id="rj_ConsequenceGapMinimumCapitalRequirementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConsolidationChangesInConsolidatedInterestsDescription" id="rj_ConsolidationChangesInConsolidatedInterestsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConsolidationProportionalDisclosure" id="rj_ConsolidationProportionalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionContractsAccumulatedProjectRevenues" id="rj_ConstructionContractsAccumulatedProjectRevenues" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ConstructionContractsAccumulatedProjectRevenuesRecordedAsLiability" id="rj_ConstructionContractsAccumulatedProjectRevenuesRecordedAsLiability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ConstructionContractsActivatedCostsDisclosure" id="rj_ConstructionContractsActivatedCostsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionContractsActivatedCostsRecordedAsLiabilityDisclosure" id="rj_ConstructionContractsActivatedCostsRecordedAsLiabilityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ConstructionContractsAmountRecordedAsLiability" id="rj_ConstructionContractsAmountRecordedAsLiability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ConstructionContractsAssets" id="rj_ConstructionContractsAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="ConstructionContractsAssetsRecordedAsLiability" id="rj_ConstructionContractsAssetsRecordedAsLiability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ConstructionContractsCapitalisedExpensesServicesNotYetRendered" id="rj_ConstructionContractsCapitalisedExpensesServicesNotYetRendered" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="ConstructionContractsClassifiedAsIncomeInIncomeStatement" id="rj_ConstructionContractsClassifiedAsIncomeInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="ConstructionContractsLiabilities" id="rj_ConstructionContractsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ConstructionContractsLiabilitiesPolicy" id="rj_ConstructionContractsLiabilitiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionContractsLiabilitiesRecordedAsLiability" id="rj_ConstructionContractsLiabilitiesRecordedAsLiability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ConstructionContractsMethod" id="rj_ConstructionContractsMethod" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ConstructionContractsMethodsProjectIncome" id="rj_ConstructionContractsMethodsProjectIncome" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionContractsMethodsProjectIncomeRecordedAsLiability" id="rj_ConstructionContractsMethodsProjectIncomeRecordedAsLiability" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionContractsNoLegalOwnershipDescription" id="rj_ConstructionContractsNoLegalOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionContractsNoLegalOwnershipRecordedAsLiabilityDescription" id="rj_ConstructionContractsNoLegalOwnershipRecordedAsLiabilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ConstructionContractsProgressBillings" id="rj_ConstructionContractsProgressBillings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ConstructionContractsProgressBillingsRecordedAsLiability" id="rj_ConstructionContractsProgressBillingsRecordedAsLiability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ConstructionContractsWithheldByClient" id="rj_ConstructionContractsWithheldByClient" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="ContentPensionRegulationsProductsPremiumPensionInstitutions" id="rj_ContentPensionRegulationsProductsPremiumPensionInstitutions" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContingentLiabilitiesIndividualLiabilitiesOfExceptionalImportanceDescription" id="rj_ContingentLiabilitiesIndividualLiabilitiesOfExceptionalImportanceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContinuityReserve" id="rj_ContinuityReserve" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ContinuityReserveDisclosure" id="rj_ContinuityReserveDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContinuityReserveMinimumRequiredBalanceUnderlyingAssumptionsDescription" id="rj_ContinuityReserveMinimumRequiredBalanceUnderlyingAssumptionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContinuityReservePolicy" id="rj_ContinuityReservePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContinuityReserveWithdrawals" id="rj_ContinuityReserveWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ContinuityRisksAndUncertaintiesDescription" id="rj_ContinuityRisksAndUncertaintiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContinuitySectionDisclosure" id="rj_ContinuitySectionDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContributionRiskParagraphSolvencyPremiumPensionInstitutionsDisclosure" id="rj_ContributionRiskParagraphSolvencyPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContributionsOfParticipants" id="rj_ContributionsOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="ContributionsReceivedCentralCash" id="rj_ContributionsReceivedCentralCash" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ContributionsReceivedCentralCashDisclosure" id="rj_ContributionsReceivedCentralCashDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContributionsReceivedCentralCashPolicy" id="rj_ContributionsReceivedCentralCashPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CopeWithGapsConcerningExperticeAndSkillsDescription" id="rj_CopeWithGapsConcerningExperticeAndSkillsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CoreBusinessDescription" id="rj_CoreBusinessDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CoreCapitalAvailable" id="rj_CoreCapitalAvailable" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="CoreCapitalAvailableRatio" id="rj_CoreCapitalAvailableRatio" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
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  <xsd:element name="CoreCapitalMinimumRequired" id="rj_CoreCapitalMinimumRequired" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="CoreCapitalMinimumRequiredRatio" id="rj_CoreCapitalMinimumRequiredRatio" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="CorporateSocialResponsibilityInformation" id="rj_CorporateSocialResponsibilityInformation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CorrectiveMeasuresGapMinimumCapitalRequirementDescription" id="rj_CorrectiveMeasuresGapMinimumCapitalRequirementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostAllocationActivitiesDisclosure" id="rj_CostAllocationActivitiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="CostOfSalesNotPurchasedFromMembers" id="rj_CostOfSalesNotPurchasedFromMembers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="CostOfSalesNotPurchasedFromMembersPolicy" id="rj_CostOfSalesNotPurchasedFromMembersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostPriceProductServiceDelivery" id="rj_CostPriceProductServiceDelivery" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsCustodyAssetsInvestmentEntity" id="rj_CostsCustodyAssetsInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsDirectlyChargedToCapital" id="rj_CostsDirectlyChargedToCapital" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsIncludedProvisionDescription" id="rj_CostsIncludedProvisionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsInvestments" id="rj_CostsInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="CostsInvestmentsPolicy" id="rj_CostsInvestmentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsJointCampaigns" id="rj_CostsJointCampaigns" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsJointCampaignsDisclosure" id="rj_CostsJointCampaignsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsJointCampaignsPolicy" id="rj_CostsJointCampaignsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsObtainingGovernmentSubsidies" id="rj_CostsObtainingGovernmentSubsidies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsObtainingGovernmentSubsidiesDisclosure" id="rj_CostsObtainingGovernmentSubsidiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsObtainingGovernmentSubsidiesPolicy" id="rj_CostsObtainingGovernmentSubsidiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOfOutsourcingAndSubcontracting" id="rj_CostsOfOutsourcingAndSubcontracting" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsOfOutsourcingAndSubcontractingDisclosure" id="rj_CostsOfOutsourcingAndSubcontractingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOfOutsourcingAndSubcontractingPolicy" id="rj_CostsOfOutsourcingAndSubcontractingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOfOwnOrganisationDisclosure" id="rj_CostsOfOwnOrganisationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOutsourcedWork" id="rj_CostsOutsourcedWork" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsOutsourcedWorkAdministrationCustodyAssetsInvestmentEntity" id="rj_CostsOutsourcedWorkAdministrationCustodyAssetsInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsOutsourcedWorkAdministrationCustodyAssetsInvestmentEntityDisclosure" id="rj_CostsOutsourcedWorkAdministrationCustodyAssetsInvestmentEntityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOutsourcedWorkAdministrationCustodyAssetsInvestmentEntityPolicy" id="rj_CostsOutsourcedWorkAdministrationCustodyAssetsInvestmentEntityPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOutsourcedWorkCustodyOfInvestmentEntity" id="rj_CostsOutsourcedWorkCustodyOfInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsOutsourcedWorkDisclosure" id="rj_CostsOutsourcedWorkDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOutsourcedWorkPolicy" id="rj_CostsOutsourcedWorkPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOwnFundraising" id="rj_CostsOwnFundraising" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsOwnFundraisingDisclosure" id="rj_CostsOwnFundraisingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsOwnFundraisingPolicy" id="rj_CostsOwnFundraisingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsProvisionBalanceInsurance" id="rj_CostsProvisionBalanceInsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsRawMaterialsConsumablesNotPurchasedFromMembers" id="rj_CostsRawMaterialsConsumablesNotPurchasedFromMembers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosure" id="rj_CostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsRawMaterialsConsumablesNotPurchasedFromMembersPolicy" id="rj_CostsRawMaterialsConsumablesNotPurchasedFromMembersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsSettledOwnAccount" id="rj_CostsSettledOwnAccount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsThirdPartyCampaigns" id="rj_CostsThirdPartyCampaigns" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CostsThirdPartyCampaignsDisclosure" id="rj_CostsThirdPartyCampaignsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CostsThirdPartyCampaignsPolicy" id="rj_CostsThirdPartyCampaignsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CounterpartiesDerivativesTransactionsDescription" id="rj_CounterpartiesDerivativesTransactionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CountryCounterpartiesDescription" id="rj_CountryCounterpartiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CoverageRatioPolicyDescription" id="rj_CoverageRatioPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="Creditors" id="rj_Creditors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="CreditorsDisclosure" id="rj_CreditorsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CreditorsPolicy" id="rj_CreditorsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CriteriaFinishedPhaseRealEstateInDevelopmentDescription" id="rj_CriteriaFinishedPhaseRealEstateInDevelopmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CriticalPerformanceIndicatorPartSustainableActivitiesCapitalExpensesDescription" id="rj_CriticalPerformanceIndicatorPartSustainableActivitiesCapitalExpensesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CriticalPerformanceIndicatorPartSustainableActivitiesOperationalExpensesDescription" id="rj_CriticalPerformanceIndicatorPartSustainableActivitiesOperationalExpensesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CriticalPerformanceIndicatorPartSustainableActivitiesPollutionPreventionControlDescription" id="rj_CriticalPerformanceIndicatorPartSustainableActivitiesPollutionPreventionControlDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CriticalPerformanceIndicatorPartSustainableActivitiesProtectionRestorationEcosystemsDescription" id="rj_CriticalPerformanceIndicatorPartSustainableActivitiesProtectionRestorationEcosystemsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CriticalPerformanceIndicatorPartSustainableActivitiesProtectionWaterResourcesDescription" id="rj_CriticalPerformanceIndicatorPartSustainableActivitiesProtectionWaterResourcesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CriticalPerformanceIndicatorPartSustainableActivitiesRevenueDescription" id="rj_CriticalPerformanceIndicatorPartSustainableActivitiesRevenueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CriticalPerformanceIndicatorPartSustainableActivitiesTransitionCircularEconomyDescription" id="rj_CriticalPerformanceIndicatorPartSustainableActivitiesTransitionCircularEconomyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CumulativeUnprocessedShareLossesParticipatingInterests" id="rj_CumulativeUnprocessedShareLossesParticipatingInterests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="CumulativeUnprocessedShareLossesParticipatingInterestsDisclosure" id="rj_CumulativeUnprocessedShareLossesParticipatingInterestsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrencyDifferencesLoansConsideredAsCorrectionInterestChargesDue" id="rj_CurrencyDifferencesLoansConsideredAsCorrectionInterestChargesDue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CurrencyOfSecuritiesDescription" id="rj_CurrencyOfSecuritiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrentExpensesFactor" id="rj_CurrentExpensesFactor" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrentExpensesFactorClassOfShares" id="rj_CurrentExpensesFactorClassOfShares" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrentExpensesFactorClassesOfSharesDisclosure" id="rj_CurrentExpensesFactorClassesOfSharesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrentExpensesFactorDisclosure" id="rj_CurrentExpensesFactorDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrentExpensesFactorSubfund" id="rj_CurrentExpensesFactorSubfund" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrentExpensesFactorSubfundsDisclosure" id="rj_CurrentExpensesFactorSubfundsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrentValueBasisOfDeterminationDescription" id="rj_CurrentValueBasisOfDeterminationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CustodianFees" id="rj_CustodianFees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CustodianFeesDisclosure" id="rj_CustodianFeesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CustodianFeesPolicy" id="rj_CustodianFeesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DBCsDBCHealthcareProductsInProgressAssets" id="rj_DBCsDBCHealthcareProductsInProgressAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DBCsDBCHealthcareProductsInProgressBillings" id="rj_DBCsDBCHealthcareProductsInProgressBillings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="DBCsDBCHealthcareProductsInProgressDisclosure" id="rj_DBCsDBCHealthcareProductsInProgressDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DBCsDBCHealthcareProductsInProgressGross" id="rj_DBCsDBCHealthcareProductsInProgressGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DBCsDBCHealthcareProductsInProgressLiabilities" id="rj_DBCsDBCHealthcareProductsInProgressLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="DBCsDBCHealthcareProductsInProgressNet" id="rj_DBCsDBCHealthcareProductsInProgressNet" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DBCsDBCHealthcareProductsInProgressPolicy" id="rj_DBCsDBCHealthcareProductsInProgressPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DBCsDBCHealthcareProductsInProgressProvision" id="rj_DBCsDBCHealthcareProductsInProgressProvision" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="DamageExpenses" id="rj_DamageExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DamageOutflowOverviewDisclosure" id="rj_DamageOutflowOverviewDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DamagesBenefitsPaid" id="rj_DamagesBenefitsPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DamagesBenefitsPaidGross" id="rj_DamagesBenefitsPaidGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DamagesBenefitsPaidReinsurance" id="rj_DamagesBenefitsPaidReinsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DamagesBenefitsReceivedFromReinsurers" id="rj_DamagesBenefitsReceivedFromReinsurers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DebtClaimsDividendInterest" id="rj_DebtClaimsDividendInterest" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DecreaseInValueDeferredTaxAssets" id="rj_DecreaseInValueDeferredTaxAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DecreaseInValueDeferredTaxAssetsDisclosure" id="rj_DecreaseInValueDeferredTaxAssetsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DecreaseInValueDeferredTaxAssetsPolicy" id="rj_DecreaseInValueDeferredTaxAssetsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeductedManagementFeesAndOtherFeesPremiumPensionInstitutions" id="rj_DeductedManagementFeesAndOtherFeesPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DeductedManagementFeesAndOtherFeesPremiumPensionInstitutionsDisclosure" id="rj_DeductedManagementFeesAndOtherFeesPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeductedManagementFeesAndOtherFeesPremiumPensionInstitutionsPolicy" id="rj_DeductedManagementFeesAndOtherFeesPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredAcquisitionCostsClassifiedAsOperatingActivities" id="rj_DeferredAcquisitionCostsClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DeferredIncomeTaxExpense" id="rj_DeferredIncomeTaxExpense" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxAssets" id="rj_DeferredTaxAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DeferredTaxAssetsCurrent" id="rj_DeferredTaxAssetsCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DeferredTaxAssetsCurrentDisclosure" id="rj_DeferredTaxAssetsCurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxAssetsDisclosure" id="rj_DeferredTaxAssetsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxAssetsNoncurrent" id="rj_DeferredTaxAssetsNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DeferredTaxAssetsNoncurrentDisclosure" id="rj_DeferredTaxAssetsNoncurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxAssetsPolicy" id="rj_DeferredTaxAssetsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxDiscountedValueDisclosure" id="rj_DeferredTaxDiscountedValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxInvestmentsDisclosure" id="rj_DeferredTaxInvestmentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxInvestmentsPolicy" id="rj_DeferredTaxInvestmentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxLiabilities" id="rj_DeferredTaxLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="DeferredTaxLiabilitiesDisclosure" id="rj_DeferredTaxLiabilitiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DeferredTaxLiabilitiesPolicy" id="rj_DeferredTaxLiabilitiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DefinitionKeyFiguresNotDerivedFinancialStatements" id="rj_DefinitionKeyFiguresNotDerivedFinancialStatements" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DefinitionKeyRatiosNotDerivedFinancialStatements" id="rj_DefinitionKeyRatiosNotDerivedFinancialStatements" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DepreciableAcquisitionCosts" id="rj_DepreciableAcquisitionCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DepreciableInterestRateDiscount" id="rj_DepreciableInterestRateDiscount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DepreciationActivatedAcquisitionCosts" id="rj_DepreciationActivatedAcquisitionCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DepreciationAmortisation" id="rj_DepreciationAmortisation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DepreciationAmortisationAndInterestExpensesDisclosure" id="rj_DepreciationAmortisationAndInterestExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DepreciationAndWriteOffsCreditsPolicy" id="rj_DepreciationAndWriteOffsCreditsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DepreciationInterestRateDiscount" id="rj_DepreciationInterestRateDiscount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DepreciationOfferedInterestRateDiscountInterestRateDiscount" id="rj_DepreciationOfferedInterestRateDiscountInterestRateDiscount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DepreciationOperatingAssets" id="rj_DepreciationOperatingAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DerivativeFinancialInstrumentsNotionalAmount" id="rj_DerivativeFinancialInstrumentsNotionalAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="DerivativeFinancialInstrumentsPositiveFairValue" id="rj_DerivativeFinancialInstrumentsPositiveFairValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="DesignatedFund" id="rj_DesignatedFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="DesignatedFundAdditions" id="rj_DesignatedFundAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="DesignatedFundMovement" id="rj_DesignatedFundMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="DesignatedFundPrivatePolicy" id="rj_DesignatedFundPrivatePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedFundPublic" id="rj_DesignatedFundPublic" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="DesignatedFundPublicPolicy" id="rj_DesignatedFundPublicPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedFundWithdrawals" id="rj_DesignatedFundWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="DesignatedFundsPolicy" id="rj_DesignatedFundsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedFundsWithdrawals" id="rj_DesignatedFundsWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="DesignatedReserveAdditions" id="rj_DesignatedReserveAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="DesignatedReserveMovement" id="rj_DesignatedReserveMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="DesignatedReservesOtherPolicy" id="rj_DesignatedReservesOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DeterminationSolvencyPremiumPensionInstitutionsDisclosure" id="rj_DeterminationSolvencyPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DevelopmentMarketValueDescription" id="rj_DevelopmentMarketValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DevelopmentsInternalExternalQualityManagementDescription" id="rj_DevelopmentsInternalExternalQualityManagementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DevelopmentsRelatedPartiesDescription" id="rj_DevelopmentsRelatedPartiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DevelopmentsWithRespectToInvestmentsAndReturnsInformation" id="rj_DevelopmentsWithRespectToInvestmentsAndReturnsInformation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DifferencesBetweenBalanceSheetItemsMovementCashFlowStatementBeginningEndingBalancesDisclosure" id="rj_DifferencesBetweenBalanceSheetItemsMovementCashFlowStatementBeginningEndingBalancesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DifferencesBetweenCashFlowStatementMovementsAssetsEquityAndLiabilitiesDisclosure" id="rj_DifferencesBetweenCashFlowStatementMovementsAssetsEquityAndLiabilitiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DifferencesReservesAndFundsResultSeparateConsolidatedFinancialStatementsDisclosure" id="rj_DifferencesReservesAndFundsResultSeparateConsolidatedFinancialStatementsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DilutionsGainsLossesNatureAndExtentDescription" id="rj_DilutionsGainsLossesNatureAndExtentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DirectAndIndirectEconomicalEffectsWithRespectToFinancialTransactionsBetweenTheOrganisationAndItsStakeholdersDescription" id="rj_DirectAndIndirectEconomicalEffectsWithRespectToFinancialTransactionsBetweenTheOrganisationAndItsStakeholdersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DirectInvestmentIncomeReceived" id="rj_DirectInvestmentIncomeReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="DirectInvestmentPropertiesOnBehalfOfPensionFund" id="rj_DirectInvestmentPropertiesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="DirectInvestmentResultsOnBehalfOfPensionFund" id="rj_DirectInvestmentResultsOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="DirectOperationalExpensesOfInvestmentPropertiesThatDidNotGeneratedRentalIncomeDuringTheReportingPeriod" id="rj_DirectOperationalExpensesOfInvestmentPropertiesThatDidNotGeneratedRentalIncomeDuringTheReportingPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="DirectionToPensionProviderGivenDuringPeriodDescription" id="rj_DirectionToPensionProviderGivenDuringPeriodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DiscontinuedOperationsNetProceedsOfSale" id="rj_DiscontinuedOperationsNetProceedsOfSale" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="DiscountRateDeviationDescription" id="rj_DiscountRateDeviationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DiscountRateForDeterminingMarketValueDescription" id="rj_DiscountRateForDeterminingMarketValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DiscountRateOfPresentValueDeferredTaxLiabilitiesAndAssetsAppliedPercentageNetInterestDescription" id="rj_DiscountRateOfPresentValueDeferredTaxLiabilitiesAndAssetsAppliedPercentageNetInterestDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DiscountsOnPensionObligationsDifferencesComparedToDNBReportsDescription" id="rj_DiscountsOnPensionObligationsDifferencesComparedToDNBReportsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DisposalsRedemptionsDivestituresClassifiedAsInvestingActivities" id="rj_DisposalsRedemptionsDivestituresClassifiedAsInvestingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DistributionsOfShareCertificates" id="rj_DistributionsOfShareCertificates" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="DiversityPurposesDescription" id="rj_DiversityPurposesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="DividendAndRentalIncome" id="rj_DividendAndRentalIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="DividendAndRentalIncomePolicy" id="rj_DividendAndRentalIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DividendExpense" id="rj_DividendExpense" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DividendIncome" id="rj_DividendIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DividendIncomeDisclosure" id="rj_DividendIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DividendPayableHoldersPreferredShares" id="rj_DividendPayableHoldersPreferredShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="DividendPayableHoldersPreferredSharesDisclosure" id="rj_DividendPayableHoldersPreferredSharesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DividendPayableHoldersSharesRecordedAsEquity" id="rj_DividendPayableHoldersSharesRecordedAsEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="DividendPayableHoldersSharesRecordedAsEquityDisclosure" id="rj_DividendPayableHoldersSharesRecordedAsEquityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DividendPayableHoldersSharesRecordedAsEquityPolicy" id="rj_DividendPayableHoldersSharesRecordedAsEquityPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DividendPayableHoldersSharesRecordedAsLiability" id="rj_DividendPayableHoldersSharesRecordedAsLiability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="DividendPayableHoldersSharesRecordedAsLiabilityDisclosure" id="rj_DividendPayableHoldersSharesRecordedAsLiabilityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DividendPayableHoldersSharesRecordedAsLiabilityPolicy" id="rj_DividendPayableHoldersSharesRecordedAsLiabilityPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DividendsPaidClassifiedAsFinancingActivities" id="rj_DividendsPaidClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsPaidClassifiedAsOperatingActivities" id="rj_DividendsPaidClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsPaidToMinorityInterestsClassifiedAsFinancingActivities" id="rj_DividendsPaidToMinorityInterestsClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsPaidToMinorityInterestsClassifiedAsOperatingActivities" id="rj_DividendsPaidToMinorityInterestsClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsPaidToShareholdersClassifiedAsFinancingActivities" id="rj_DividendsPaidToShareholdersClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsPaidToShareholdersClassifiedAsOperatingActivities" id="rj_DividendsPaidToShareholdersClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsReceivedClassifiedAsFinancingActivities" id="rj_DividendsReceivedClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsReceivedClassifiedAsInvestingActivities" id="rj_DividendsReceivedClassifiedAsInvestingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsReceivedClassifiedAsOperatingActivities" id="rj_DividendsReceivedClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="DocumentIntendedRoundingLevel" id="rj_DocumentIntendedRoundingLevel" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DocumentRelatesToIndividualEntityOrGroup" id="rj_DocumentRelatesToIndividualEntityOrGroup" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DonorContributions" id="rj_DonorContributions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DonorContributionsDisclosure" id="rj_DonorContributionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DonorContributionsPolicy" id="rj_DonorContributionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DurationFixedIncomeSecuritiesDescription" id="rj_DurationFixedIncomeSecuritiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DurationMatchingPolicyDescription" id="rj_DurationMatchingPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DuringTheFinancialYearDeclaredProposedDividendPerShareDisclosure" id="rj_DuringTheFinancialYearDeclaredProposedDividendPerShareDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EBITA" id="rj_EBITA" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EBITDA" id="rj_EBITDA" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EarlyRedemptionAfterBalanceSheetDateBeforePreparationOfFinancialStatementsDescription" id="rj_EarlyRedemptionAfterBalanceSheetDateBeforePreparationOfFinancialStatementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EarlyRedemptionCosts" id="rj_EarlyRedemptionCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EarlyRetirementAndOtherNonActivitySchemesDisclosure" id="rj_EarlyRetirementAndOtherNonActivitySchemesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EarningsPerShareBasic" id="rj_EarningsPerShareBasic" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EarningsPerShareBasicComponentOfNetResultUsedAsBase" id="rj_EarningsPerShareBasicComponentOfNetResultUsedAsBase" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EarningsPerShareConditionsOfFinancialInstrumentsThatResultInDilutionDescription" id="rj_EarningsPerShareConditionsOfFinancialInstrumentsThatResultInDilutionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EarningsPerShareDiluted" id="rj_EarningsPerShareDiluted" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EarningsPerShareDilutedComponentOfNetResultUsedAsBase" id="rj_EarningsPerShareDilutedComponentOfNetResultUsedAsBase" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EarningsPerShareDisclosure" id="rj_EarningsPerShareDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EarningsPerSharePolicy" id="rj_EarningsPerSharePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EarningsPerShareReconciliationComponentsNetResultUsedAsBaseDisclosure" id="rj_EarningsPerShareReconciliationComponentsNetResultUsedAsBaseDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EducationPerformanceDescription" id="rj_EducationPerformanceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EducationalEducationprogrammaticAffairsDescription" id="rj_EducationalEducationprogrammaticAffairsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EffectExchangeRateChangesCashAndCashEquivalents" id="rj_EffectExchangeRateChangesCashAndCashEquivalents" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EffectMainEventsSixMonthsDescription" id="rj_EffectMainEventsSixMonthsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EffectParameterRiskModuleDescription" id="rj_EffectParameterRiskModuleDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EffortsImproveDiversityInCompositionGovernanceBodiesDescription" id="rj_EffortsImproveDiversityInCompositionGovernanceBodiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EmissionCosts" id="rj_EmissionCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EmissionCostsEquity" id="rj_EmissionCostsEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EmployeeBenefitsExpensesExcludingExternalEmployees" id="rj_EmployeeBenefitsExpensesExcludingExternalEmployees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EmployeeBenefitsExpensesOther" id="rj_EmployeeBenefitsExpensesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EmployeeBenefitsExpensesOtherDisclosure" id="rj_EmployeeBenefitsExpensesOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EmployeeBenefitsExpensesOtherPolicy" id="rj_EmployeeBenefitsExpensesOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EndDateAppointmentSupervisoryDirector" id="rj_EndDateAppointmentSupervisoryDirector" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EnvironmentalPoliciesAndObjectivesWithRespectToTheDifferentEnvironmentalAspectsDescription" id="rj_EnvironmentalPoliciesAndObjectivesWithRespectToTheDifferentEnvironmentalAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EqualisationAccount" id="rj_EqualisationAccount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="EqualisationAccountDisclosure" id="rj_EqualisationAccountDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EqualisationAccountPolicy" id="rj_EqualisationAccountPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquipmentFurnishingExpenses" id="rj_EquipmentFurnishingExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquipmentFurnishingExpensesDisclosure" id="rj_EquipmentFurnishingExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquipmentFurnishingExpensesPolicy" id="rj_EquipmentFurnishingExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityAdditions" id="rj_EquityAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityAdditionsChargedAgainstIncomeStatement" id="rj_EquityAdditionsChargedAgainstIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityAdditionsOther" id="rj_EquityAdditionsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityAdditionsThroughRevaluationReserve" id="rj_EquityAdditionsThroughRevaluationReserve" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityAndLiabilitiesOther" id="rj_EquityAndLiabilitiesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="EquityAndLiabilitiesOtherDisclosure" id="rj_EquityAndLiabilitiesOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityAndLiabilitiesOtherPolicy" id="rj_EquityAndLiabilitiesOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityAssetsLiabilitiesMovementsOther" id="rj_EquityAssetsLiabilitiesMovementsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityCalculationMethodCoverageRatioOtherDescription" id="rj_EquityCalculationMethodCoverageRatioOtherDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityCalculationMethodNominalCoverageRatioDescription" id="rj_EquityCalculationMethodNominalCoverageRatioDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityContinuityDisclosure" id="rj_EquityContinuityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityCoverageRatioOtherDescription" id="rj_EquityCoverageRatioOtherDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityDirectlyFinancialInstruments" id="rj_EquityDirectlyFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityExtentOfComplianceMinimalRequiredDescription" id="rj_EquityExtentOfComplianceMinimalRequiredDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityImportantSubsequentEventsDisclosure" id="rj_EquityImportantSubsequentEventsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityIncomeInvestmentsAllocation" id="rj_EquityIncomeInvestmentsAllocation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityIncomeOtherAllocation" id="rj_EquityIncomeOtherAllocation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityIncreaseDecreaseEquityManagedCapital" id="rj_EquityIncreaseDecreaseEquityManagedCapital" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityInvestmentsSurplusShortfallValue" id="rj_EquityInvestmentsSurplusShortfallValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityLiabilitiesTransfersAmount" id="rj_EquityLiabilitiesTransfersAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityLiabilitiesTransfersDescription" id="rj_EquityLiabilitiesTransfersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityLiabilitiesTransfersTimeDescription" id="rj_EquityLiabilitiesTransfersTimeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityMinimalRequired" id="rj_EquityMinimalRequired" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="EquityNominalCoverageRatio" id="rj_EquityNominalCoverageRatio" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="EquityRequiredByPensionsAct" id="rj_EquityRequiredByPensionsAct" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="EquityReversalAdditionsThroughRevaluationReserve" id="rj_EquityReversalAdditionsThroughRevaluationReserve" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityRevisionsDecisionProfitSharing" id="rj_EquityRevisionsDecisionProfitSharing" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquitySpecialProvisionsArticlesAssociationDisclosure" id="rj_EquitySpecialProvisionsArticlesAssociationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityTaxes" id="rj_EquityTaxes" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityWithdrawals" id="rj_EquityWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityWithdrawalsOther" id="rj_EquityWithdrawalsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EstimatesDisclosure" id="rj_EstimatesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EvaluationAlternativeMeasuresInternalAuditFunctionDescription" id="rj_EvaluationAlternativeMeasuresInternalAuditFunctionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExceptionalItemAmount" id="rj_ExceptionalItemAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExceptionalItemLineItemIncomeStatement" id="rj_ExceptionalItemLineItemIncomeStatement" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExceptionalItemProcessedDescription" id="rj_ExceptionalItemProcessedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExceptionalItemsCashFlowStatementDisclosure" id="rj_ExceptionalItemsCashFlowStatementDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExceptionalItemsDisclosure" id="rj_ExceptionalItemsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExceptionalItemsPolicy" id="rj_ExceptionalItemsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExcessValueAlertExplanation" id="rj_ExcessValueAlertExplanation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExchangeDifferencesForeignCurrencyAcquisitionCosts" id="rj_ExchangeDifferencesForeignCurrencyAcquisitionCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExchangeDifferencesForeignCurrencyInterestRateDiscount" id="rj_ExchangeDifferencesForeignCurrencyInterestRateDiscount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExchangeDifferencesForeignParticipatingInterests" id="rj_ExchangeDifferencesForeignParticipatingInterests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExchangeDifferencesForeignParticipatingInterestsDisclosure" id="rj_ExchangeDifferencesForeignParticipatingInterestsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExecutionDiversityPolicyDescription" id="rj_ExecutionDiversityPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExerciseOfAuthorityOfCertainBodiesPensionFundSubjectToApprovalSupervisorDuringPeriodSituationDescription" id="rj_ExerciseOfAuthorityOfCertainBodiesPensionFundSubjectToApprovalSupervisorDuringPeriodSituationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExercisePricesRightsGrantedCompanyDuringFinancialYear" id="rj_ExercisePricesRightsGrantedCompanyDuringFinancialYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="ExpectedDevelopmentsDescription" id="rj_ExpectedDevelopmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpectedDevelopmentsNonListedOrganisationsInvestmentEntityHasControllingInterestDescription" id="rj_ExpectedDevelopmentsNonListedOrganisationsInvestmentEntityHasControllingInterestDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpectedIncomeDescription" id="rj_ExpectedIncomeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpectedTimingReceiptNetResultDiscontinuedOperationsAssetsDescription" id="rj_ExpectedTimingReceiptNetResultDiscontinuedOperationsAssetsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpectedTimingReceiptNetResultDiscontinuedOperationsLongTermLoansDescription" id="rj_ExpectedTimingReceiptNetResultDiscontinuedOperationsLongTermLoansDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpenditureRelatingFromStudentFinancialSupportFund" id="rj_ExpenditureRelatingFromStudentFinancialSupportFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpenseClaimsPaymentsManagingDirectors" id="rj_ExpenseClaimsPaymentsManagingDirectors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpenseClaimsPaymentsManagingDirectorsDisclosure" id="rj_ExpenseClaimsPaymentsManagingDirectorsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpenseClaimsPaymentsManagingDirectorsOther" id="rj_ExpenseClaimsPaymentsManagingDirectorsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesActual" id="rj_ExpensesActual" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesBorrowingLendingFinancialInstruments" id="rj_ExpensesBorrowingLendingFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesDirectIndirectInvestmentsOtherInvestmentEntitiesDisclosure" id="rj_ExpensesDirectIndirectInvestmentsOtherInvestmentEntitiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesDirectInvestmentsOtherInvestmentEntities" id="rj_ExpensesDirectInvestmentsOtherInvestmentEntities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesDiscontinuedOperations" id="rj_ExpensesDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesEducationAndResearchSatelliteOrganisationsMedicalCluster" id="rj_ExpensesEducationAndResearchSatelliteOrganisationsMedicalCluster" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesFeesIndependentMedicalSpecialists" id="rj_ExpensesFeesIndependentMedicalSpecialists" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesFeesIndependentMedicalSpecialistsDisclosure" id="rj_ExpensesFeesIndependentMedicalSpecialistsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesFeesIndependentMedicalSpecialistsPolicy" id="rj_ExpensesFeesIndependentMedicalSpecialistsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesIndirectInvestmentsOtherInvestmentEntities" id="rj_ExpensesIndirectInvestmentsOtherInvestmentEntities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesNoncommercialActivities" id="rj_ExpensesNoncommercialActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesNoncommercialActivitiesDisclosure" id="rj_ExpensesNoncommercialActivitiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesNoncommercialActivitiesPolicy" id="rj_ExpensesNoncommercialActivitiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesOtherExceedingTenPercentOfTotalExpenses" id="rj_ExpensesOtherExceedingTenPercentOfTotalExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesOtherExceedingTenPercentOfTotalExpensesDisclosure" id="rj_ExpensesOtherExceedingTenPercentOfTotalExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesOtherExceedingTenPercentOfTotalExpensesPolicy" id="rj_ExpensesOtherExceedingTenPercentOfTotalExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesOtherPaid" id="rj_ExpensesOtherPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesProspectus" id="rj_ExpensesProspectus" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesProspectusActualDisclosure" id="rj_ExpensesProspectusActualDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" id="rj_ExpensesRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesReimbursementsBorrowingLendingFinancialInstruments" id="rj_ExpensesReimbursementsBorrowingLendingFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesReimbursementsBorrowingLendingFinancialInstrumentsDisclosure" id="rj_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesReimbursementsBorrowingLendingFinancialInstrumentsPolicy" id="rj_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesSpentOnObjectives" id="rj_ExpensesSpentOnObjectives" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesSpentOnObjectivesDisclosure" id="rj_ExpensesSpentOnObjectivesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesSpentOnObjectivesOwnContribution" id="rj_ExpensesSpentOnObjectivesOwnContribution" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesSpentOnObjectivesPolicy" id="rj_ExpensesSpentOnObjectivesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpirationCapital" id="rj_ExpirationCapital" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExpirationCapitalPremiumPensionInstitutions" id="rj_ExpirationCapitalPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExpirationCapitalPremiumPensionInstitutionsDisclosure" id="rj_ExpirationCapitalPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpirationCapitalPremiumPensionInstitutionsPolicy" id="rj_ExpirationCapitalPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpiredSubsidyLiabilities" id="rj_ExpiredSubsidyLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExpiryDatesIncomeTaxForwardLossCompensationDescription" id="rj_ExpiryDatesIncomeTaxForwardLossCompensationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExploitationSubsidies" id="rj_ExploitationSubsidies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExploitationSubsidiesRecordedAsDeductionOfCosts" id="rj_ExploitationSubsidiesRecordedAsDeductionOfCosts" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExploitationSubsidiesRecordedAsOperatingIncome" id="rj_ExploitationSubsidiesRecordedAsOperatingIncome" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtentInvestedInSponsorDescription" id="rj_ExtentInvestedInSponsorDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtentNotRealisedRevaluationReserveDescription" id="rj_ExtentNotRealisedRevaluationReserveDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtentNowArrangementDescription" id="rj_ExtentNowArrangementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtentOfGovernmentSubsidiesDescription" id="rj_ExtentOfGovernmentSubsidiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtentOfMemberLiabilityDescription" id="rj_ExtentOfMemberLiabilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtentToWhichBenefitsAreRecurringOnceOrAnnualyDescription" id="rj_ExtentToWhichBenefitsAreRecurringOnceOrAnnualyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtentTransactionCostsOfReissuedPriceOrPurchasedPrice" id="rj_ExtentTransactionCostsOfReissuedPriceOrPurchasedPrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ExtentTransactionCostsOfReissuedPriceOrPurchasedPriceDescription" id="rj_ExtentTransactionCostsOfReissuedPriceOrPurchasedPriceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExternalDevelopmentsImpactingSocialAspectsDescription" id="rj_ExternalDevelopmentsImpactingSocialAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExternalEmployeesExpenses" id="rj_ExternalEmployeesExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExternalEmployeesExpensesDisclosure" id="rj_ExternalEmployeesExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExternalEmployeesExpensesPolicy" id="rj_ExternalEmployeesExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtraordinaryIncomeExpenses" id="rj_ExtraordinaryIncomeExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExtraordinaryIncomeExpensesDisclosure" id="rj_ExtraordinaryIncomeExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtraordinaryIncomeExpensesPolicy" id="rj_ExtraordinaryIncomeExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExtraordinaryResultClassifiedAsOperatingActivities" id="rj_ExtraordinaryResultClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FacilitationParticipationByCompetentAuthorityDescription" id="rj_FacilitationParticipationByCompetentAuthorityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FairValueInformationWhenPreparedOnHistoricalCostBasisDisclosure" id="rj_FairValueInformationWhenPreparedOnHistoricalCostBasisDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FavourableDifferenceReceivedAmountPrincipalAmount" id="rj_FavourableDifferenceReceivedAmountPrincipalAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FeasibilityTestDescription" id="rj_FeasibilityTestDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FeesToCoverLegalBudgetAcceptableCosts" id="rj_FeesToCoverLegalBudgetAcceptableCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeaseLiabilitiesCurrent" id="rj_FinanceLeaseLiabilitiesCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeaseLiabilitiesCurrentDisclosure" id="rj_FinanceLeaseLiabilitiesCurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanceLeaseLiabilitiesCurrentPolicy" id="rj_FinanceLeaseLiabilitiesCurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanceLeaseLiabilitiesNoncurrent" id="rj_FinanceLeaseLiabilitiesNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeaseLiabilitiesNoncurrentDisclosure" id="rj_FinanceLeaseLiabilitiesNoncurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanceLeaseLiabilitiesNoncurrentPolicy" id="rj_FinanceLeaseLiabilitiesNoncurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanceLeaseLiabilitiesPolicy" id="rj_FinanceLeaseLiabilitiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanceLeasesConditionalMinimalLeasePaymentsExpenseDuringPeriod" id="rj_FinanceLeasesConditionalMinimalLeasePaymentsExpenseDuringPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesConditionalMinimalLeasePaymentsIncomeDuringPeriod" id="rj_FinanceLeasesConditionalMinimalLeasePaymentsIncomeDuringPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesCumulativeProvisionIncollectability" id="rj_FinanceLeasesCumulativeProvisionIncollectability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesDiscountedValue" id="rj_FinanceLeasesDiscountedValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesDiscountedValueMaturityExceedingFiveYears" id="rj_FinanceLeasesDiscountedValueMaturityExceedingFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesDiscountedValueMaturityExceedingOneYearWithinFiveYears" id="rj_FinanceLeasesDiscountedValueMaturityExceedingOneYearWithinFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesDiscountedValueMaturityWithinOneYear" id="rj_FinanceLeasesDiscountedValueMaturityWithinOneYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesFutureSubLeaseReceivables" id="rj_FinanceLeasesFutureSubLeaseReceivables" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesGrossInvestment" id="rj_FinanceLeasesGrossInvestment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesGrossInvestmentMaturityExceedingOneYearWithinFiveYears" id="rj_FinanceLeasesGrossInvestmentMaturityExceedingOneYearWithinFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesGrossInvestmentMaturityWithinOneYear" id="rj_FinanceLeasesGrossInvestmentMaturityWithinOneYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesGrossInvestmentsMaturityExceedingFiveYears" id="rj_FinanceLeasesGrossInvestmentsMaturityExceedingFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesImportantConditions" id="rj_FinanceLeasesImportantConditions" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanceLeasesMinimalLeasePayments" id="rj_FinanceLeasesMinimalLeasePayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesMinimalLeasePaymentsMaturityExceedingFiveYears" id="rj_FinanceLeasesMinimalLeasePaymentsMaturityExceedingFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesMinimalLeasePaymentsMaturityExceedingOneYearWithinFiveYears" id="rj_FinanceLeasesMinimalLeasePaymentsMaturityExceedingOneYearWithinFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesMinimalLeasePaymentsMaturityWithinOneYear" id="rj_FinanceLeasesMinimalLeasePaymentsMaturityWithinOneYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesPolicy" id="rj_FinanceLeasesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanceLeasesResidualValue" id="rj_FinanceLeasesResidualValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinanceLeasesUnearnedInterestIncome" id="rj_FinanceLeasesUnearnedInterestIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialAssetsAdditionsThroughAcquisitions" id="rj_FinancialAssetsAdditionsThroughAcquisitions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsCostPrice" id="rj_FinancialAssetsCostPrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialAssetsDeductibleOrClaimableWithinTwelveMonthsDescription" id="rj_FinancialAssetsDeductibleOrClaimableWithinTwelveMonthsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsDivestitures" id="rj_FinancialAssetsDivestitures" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsDividendFromParticipatingInterests" id="rj_FinancialAssetsDividendFromParticipatingInterests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsExchangeDifferences" id="rj_FinancialAssetsExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsFairValueDisclosure" id="rj_FinancialAssetsFairValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsImpairmentDescription" id="rj_FinancialAssetsImpairmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsImpairmentReversalDescription" id="rj_FinancialAssetsImpairmentReversalDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsIndicationHeldForExploitationObjectiveInvestment" id="rj_FinancialAssetsIndicationHeldForExploitationObjectiveInvestment" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsNoLegalOwnershipDescription" id="rj_FinancialAssetsNoLegalOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsOther" id="rj_FinancialAssetsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialAssetsOtherDisclosure" id="rj_FinancialAssetsOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsOtherPolicy" id="rj_FinancialAssetsOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" id="rj_FinancialAssetsRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsShareInResultParticipatingInterests" id="rj_FinancialAssetsShareInResultParticipatingInterests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialExpenses" id="rj_FinancialExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialExpensesDisclosure" id="rj_FinancialExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialExpensesPolicy" id="rj_FinancialExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialImpactExceptionalItemIncorporatedOtherItemProfitLossDescription" id="rj_FinancialImpactExceptionalItemIncorporatedOtherItemProfitLossDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialIncome" id="rj_FinancialIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialIncomeDisclosure" id="rj_FinancialIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialIncomeExpenses" id="rj_FinancialIncomeExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialIncomeExpensesDisclosure" id="rj_FinancialIncomeExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialIncomeExpensesPolicy" id="rj_FinancialIncomeExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialIncomePolicy" id="rj_FinancialIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstruments" id="rj_FinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsAllowedListedOnRegulatedMarket" id="rj_FinancialInstrumentsAllowedListedOnRegulatedMarket" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsAssetDisposalDescription" id="rj_FinancialInstrumentsAssetDisposalDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsAssets" id="rj_FinancialInstrumentsAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsAverageCarryingAmountFinancialAssetsFinancialLiabilitiesRecordedInBalanceSheet" id="rj_FinancialInstrumentsAverageCarryingAmountFinancialAssetsFinancialLiabilitiesRecordedInBalanceSheet" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsAverageFairValueAllFinancialAssetsFinancialLiabilities" id="rj_FinancialInstrumentsAverageFairValueAllFinancialAssetsFinancialLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsAveragePrincipalOfAverageNominalValueUnderlyingPrimaryInstrument" id="rj_FinancialInstrumentsAveragePrincipalOfAverageNominalValueUnderlyingPrimaryInstrument" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsAverageSimilarAmountOffBalanceSheetFinancialAssetsFinancialLiabilities" id="rj_FinancialInstrumentsAverageSimilarAmountOffBalanceSheetFinancialAssetsFinancialLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsBookValueDisclosure" id="rj_FinancialInstrumentsBookValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsBookValueHigherThanFairValueDisclosure" id="rj_FinancialInstrumentsBookValueHigherThanFairValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsBorrowedLentDescription" id="rj_FinancialInstrumentsBorrowedLentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsBusinessPurposesForUseDescription" id="rj_FinancialInstrumentsBusinessPurposesForUseDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsChangeFairValueFinancialAssetsFinancialLiabilitiesRecordedAsIncomeOrExpense" id="rj_FinancialInstrumentsChangeFairValueFinancialAssetsFinancialLiabilitiesRecordedAsIncomeOrExpense" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsContractualConditionsDescription" id="rj_FinancialInstrumentsContractualConditionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsCurrencyRiskDisclosure" id="rj_FinancialInstrumentsCurrencyRiskDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsDeferredOrUnrecognizedIncomeExpensesHedgingInstrumentsOtherThanRelatedToExpectedFutureTransactions" id="rj_FinancialInstrumentsDeferredOrUnrecognizedIncomeExpensesHedgingInstrumentsOtherThanRelatedToExpectedFutureTransactions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsDescription" id="rj_FinancialInstrumentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsEquity" id="rj_FinancialInstrumentsEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsExtentDescription" id="rj_FinancialInstrumentsExtentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsExtentUsedDescription" id="rj_FinancialInstrumentsExtentUsedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsFairValueDisclosure" id="rj_FinancialInstrumentsFairValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsFairValuePolicy" id="rj_FinancialInstrumentsFairValuePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingCashFlowHedgeDirectlyThroughEquity" id="rj_FinancialInstrumentsHedgeAccountingCashFlowHedgeDirectlyThroughEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingCashFlowHedgeTransferFromEquityToFirstDeterminationOfAcquisitionPrice" id="rj_FinancialInstrumentsHedgeAccountingCashFlowHedgeTransferFromEquityToFirstDeterminationOfAcquisitionPrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingCashFlowHedgeTransferFromEquityToIncomeStatement" id="rj_FinancialInstrumentsHedgeAccountingCashFlowHedgeTransferFromEquityToIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingCircumstancesCashFlowsLiabilitiesAriseSignificantLiquidityRiskDescription" id="rj_FinancialInstrumentsHedgeAccountingCircumstancesCashFlowsLiabilitiesAriseSignificantLiquidityRiskDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingCumulativeFairValueChangeHedgeInstruments" id="rj_FinancialInstrumentsHedgeAccountingCumulativeFairValueChangeHedgeInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingCumulativeFairValueChangeHedgeInstrumentsEffectivePart" id="rj_FinancialInstrumentsHedgeAccountingCumulativeFairValueChangeHedgeInstrumentsEffectivePart" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingCumulativeFairValueChangeHedgeInstrumentsIneffectivePart" id="rj_FinancialInstrumentsHedgeAccountingCumulativeFairValueChangeHedgeInstrumentsIneffectivePart" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingCumulativeFairValueChangeHedgeInstrumentsIneffectivePartRecordedThroughIncomeStatement" id="rj_FinancialInstrumentsHedgeAccountingCumulativeFairValueChangeHedgeInstrumentsIneffectivePartRecordedThroughIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingDisclosure" id="rj_FinancialInstrumentsHedgeAccountingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingExtentSignificantLiquidityRiskDescription" id="rj_FinancialInstrumentsHedgeAccountingExtentSignificantLiquidityRiskDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingFinancialInstrumentDesignatedHedgeInstrumentDescription" id="rj_FinancialInstrumentsHedgeAccountingFinancialInstrumentDesignatedHedgeInstrumentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingFinancialInstrumentDesignatedHedgeInstrumentFairValue" id="rj_FinancialInstrumentsHedgeAccountingFinancialInstrumentDesignatedHedgeInstrumentFairValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingGoalsPoliciesFinancialRiskDescription" id="rj_FinancialInstrumentsHedgeAccountingGoalsPoliciesFinancialRiskDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingHedgeStrategyDescription" id="rj_FinancialInstrumentsHedgeAccountingHedgeStrategyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingHedgingTransactionsExpectedToBeRecordedInIncomeStatementDescription" id="rj_FinancialInstrumentsHedgeAccountingHedgingTransactionsExpectedToBeRecordedInIncomeStatementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingImportantAnticipatedTransactionsPreviouslyUsedForHedgeAccountingDescription" id="rj_FinancialInstrumentsHedgeAccountingImportantAnticipatedTransactionsPreviouslyUsedForHedgeAccountingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingMomentCashFlowsLiabilitiesOccurSignificantLiquidityRiskDescription" id="rj_FinancialInstrumentsHedgeAccountingMomentCashFlowsLiabilitiesOccurSignificantLiquidityRiskDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingNatureOfRisksCoveredDescription" id="rj_FinancialInstrumentsHedgeAccountingNatureOfRisksCoveredDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingNatureRisksToBeHedgedDescription" id="rj_FinancialInstrumentsHedgeAccountingNatureRisksToBeHedgedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingNatureSignificantLiquidityRiskDescription" id="rj_FinancialInstrumentsHedgeAccountingNatureSignificantLiquidityRiskDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingNumberOfMonthsOrYearsFutureSalesHedgedDescription" id="rj_FinancialInstrumentsHedgeAccountingNumberOfMonthsOrYearsFutureSalesHedgedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingPercentageOfSalesInFurtureMonthsOrYearsDescription" id="rj_FinancialInstrumentsHedgeAccountingPercentageOfSalesInFurtureMonthsOrYearsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingPeriodsOfExpectedHedgingTransactionsDescription" id="rj_FinancialInstrumentsHedgeAccountingPeriodsOfExpectedHedgingTransactionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeAccountingPolicy" id="rj_FinancialInstrumentsHedgeAccountingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsHedgeIneffectivePartDisclosure" id="rj_FinancialInstrumentsHedgeIneffectivePartDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsImpactHedgeInstrumentsInterestCashflowLiquidityRisksDisclosure" id="rj_FinancialInstrumentsImpactHedgeInstrumentsInterestCashflowLiquidityRisksDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsInterestRelatedIncomeExpenseDisclosure" id="rj_FinancialInstrumentsInterestRelatedIncomeExpenseDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedAgreedInterestRateOrAmountOfInterestOrDividendOrOthersDescription" id="rj_FinancialInstrumentsIssuedAgreedInterestRateOrAmountOfInterestOrDividendOrOthersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedAmountsAndTimingsExpectedFutureReceiptsPrincipalAmountDescription" id="rj_FinancialInstrumentsIssuedAmountsAndTimingsExpectedFutureReceiptsPrincipalAmountDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedConditionsRelatedProvisionsDescription" id="rj_FinancialInstrumentsIssuedConditionsRelatedProvisionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedCurrencyOfReceiptsPaymentsDescription" id="rj_FinancialInstrumentsIssuedCurrencyOfReceiptsPaymentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedExerciseDate" id="rj_FinancialInstrumentsIssuedExerciseDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedExercisePriceOrRangeDescription" id="rj_FinancialInstrumentsIssuedExercisePriceOrRangeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedExpirationDate" id="rj_FinancialInstrumentsIssuedExpirationDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedInstrumentsExchangedDescription" id="rj_FinancialInstrumentsIssuedInstrumentsExchangedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedNominalAmount" id="rj_FinancialInstrumentsIssuedNominalAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsIssuedObtainedSecuritiesDescription" id="rj_FinancialInstrumentsIssuedObtainedSecuritiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedOptionsForConversionExchangeDescription" id="rj_FinancialInstrumentsIssuedOptionsForConversionExchangeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedOptionsForEarlySettlementDescription" id="rj_FinancialInstrumentsIssuedOptionsForEarlySettlementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedPrincipalAmount" id="rj_FinancialInstrumentsIssuedPrincipalAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsIssuedRepaymentDate" id="rj_FinancialInstrumentsIssuedRepaymentDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedSimilarAmountDerivative" id="rj_FinancialInstrumentsIssuedSimilarAmountDerivative" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsLegalFormClassifiedAsEquity" id="rj_FinancialInstrumentsLegalFormClassifiedAsEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsLegalFormClassifiedAsEquityDisclosure" id="rj_FinancialInstrumentsLegalFormClassifiedAsEquityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsLegalFormClassifiedAsEquityPolicy" id="rj_FinancialInstrumentsLegalFormClassifiedAsEquityPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsLiabilities" id="rj_FinancialInstrumentsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsListedRegulatedMarket" id="rj_FinancialInstrumentsListedRegulatedMarket" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsMeasuresTakenReduceRiskAssociatedWithUseDescription" id="rj_FinancialInstrumentsMeasuresTakenReduceRiskAssociatedWithUseDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsMethodsAssumptionsFairValueEstimationDescription" id="rj_FinancialInstrumentsMethodsAssumptionsFairValueEstimationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsNatureDescription" id="rj_FinancialInstrumentsNatureDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsNatureExtentAndContractualConditionsDescription" id="rj_FinancialInstrumentsNatureExtentAndContractualConditionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsNotAllowedListedOrNotTradedOnRegulatedMarket" id="rj_FinancialInstrumentsNotAllowedListedOrNotTradedOnRegulatedMarket" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsObtainedAgreedInterestRateOrAmountOfInterestOrDividendOrOthersDescription" id="rj_FinancialInstrumentsObtainedAgreedInterestRateOrAmountOfInterestOrDividendOrOthersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedAmountsAndTimingsExpectedFutureReceiptsPrincipalAmountDescription" id="rj_FinancialInstrumentsObtainedAmountsAndTimingsExpectedFutureReceiptsPrincipalAmountDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedConditionsRelatedProvisionsDescription" id="rj_FinancialInstrumentsObtainedConditionsRelatedProvisionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedCurrencyOfReceiptsPaymentsDescription" id="rj_FinancialInstrumentsObtainedCurrencyOfReceiptsPaymentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedExerciseDate" id="rj_FinancialInstrumentsObtainedExerciseDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedExercisePriceOrRangeDescription" id="rj_FinancialInstrumentsObtainedExercisePriceOrRangeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedExpirationDate" id="rj_FinancialInstrumentsObtainedExpirationDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedInstrumentsExchangedDescription" id="rj_FinancialInstrumentsObtainedInstrumentsExchangedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedNominalAmount" id="rj_FinancialInstrumentsObtainedNominalAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsObtainedOptionsForConversionExchangeDescription" id="rj_FinancialInstrumentsObtainedOptionsForConversionExchangeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedOptionsForEarlySettlementDescription" id="rj_FinancialInstrumentsObtainedOptionsForEarlySettlementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedPrincipalAmount" id="rj_FinancialInstrumentsObtainedPrincipalAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsObtainedRepaymentDate" id="rj_FinancialInstrumentsObtainedRepaymentDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedSecuritiesDescription" id="rj_FinancialInstrumentsObtainedSecuritiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedSimilarAmountDerivative" id="rj_FinancialInstrumentsObtainedSimilarAmountDerivative" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsOther" id="rj_FinancialInstrumentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsPolicy" id="rj_FinancialInstrumentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsPutUpAsCollateralForDebtsDescription" id="rj_FinancialInstrumentsPutUpAsCollateralForDebtsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsRepricingOrRepaymentDatesAndEffectiveInterestRatesDisclosure" id="rj_FinancialInstrumentsRepricingOrRepaymentDatesAndEffectiveInterestRatesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsRiskAssociatedWithUseDescription" id="rj_FinancialInstrumentsRiskAssociatedWithUseDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsRiskManagementInterestRisksDisclosure" id="rj_FinancialInstrumentsRiskManagementInterestRisksDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsSecuritisationRepurchaseAgreementDisclosure" id="rj_FinancialInstrumentsSecuritisationRepurchaseAgreementDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsTradedOnRegulatedOrOtherMarketForFinancialInstruments" id="rj_FinancialInstrumentsTradedOnRegulatedOrOtherMarketForFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancialInstrumentsType" id="rj_FinancialInstrumentsType" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsTypePolicy" id="rj_FinancialInstrumentsTypePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsValuationDateDescription" id="rj_FinancialInstrumentsValuationDateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialLiabilitiesNoncurrentBookValueHigherThanFairValueDisclosure" id="rj_FinancialLiabilitiesNoncurrentBookValueHigherThanFairValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialPositionAndDevelopmentsInFinancialPositionDuringPeriodDescription" id="rj_FinancialPositionAndDevelopmentsInFinancialPositionDuringPeriodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialProductsSustainabilityDescription" id="rj_FinancialProductsSustainabilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialReportingPeriodDifferentThanAnnualImpactComparativesDescription" id="rj_FinancialReportingPeriodDifferentThanAnnualImpactComparativesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialReportingPeriodDifferentThanAnnualReasonDescription" id="rj_FinancialReportingPeriodDifferentThanAnnualReasonDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialReportingPeriodDifferentThanAnnualStatus" id="rj_FinancialReportingPeriodDifferentThanAnnualStatus" type="xbrli:booleanItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialStatementsDateOfPreparation" id="rj_FinancialStatementsDateOfPreparation" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancingDeficitSurplus" id="rj_FinancingDeficitSurplus" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRates" id="rj_FinancingDeficitSurplusToBeSettledInRates" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesCorrectionsPreviousYears" id="rj_FinancingDeficitSurplusToBeSettledInRatesCorrectionsPreviousYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesDisclosure" id="rj_FinancingDeficitSurplusToBeSettledInRatesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesFinancingDifferenceDuringPeriod" id="rj_FinancingDeficitSurplusToBeSettledInRatesFinancingDifferenceDuringPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesIncludedInLiabilitiesFinancingSurplus" id="rj_FinancingDeficitSurplusToBeSettledInRatesIncludedInLiabilitiesFinancingSurplus" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesIncludedInReceivablesFinancingDeficit" id="rj_FinancingDeficitSurplusToBeSettledInRatesIncludedInReceivablesFinancingDeficit" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesMovement" id="rj_FinancingDeficitSurplusToBeSettledInRatesMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesPaymentsReceipts" id="rj_FinancingDeficitSurplusToBeSettledInRatesPaymentsReceipts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesPolicy" id="rj_FinancingDeficitSurplusToBeSettledInRatesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettledInRatesStageOfAdoption" id="rj_FinancingDeficitSurplusToBeSettledInRatesStageOfAdoption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinesAdministrativePenaltiesImposedDuringPeriodDescription" id="rj_FinesAdministrativePenaltiesImposedDuringPeriodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FiscalStatusInvestmentEntityDisclosure" id="rj_FiscalStatusInvestmentEntityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FoodAndHospitalityExpenses" id="rj_FoodAndHospitalityExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FoodAndHospitalityExpensesDisclosure" id="rj_FoodAndHospitalityExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FoodAndHospitalityExpensesPolicy" id="rj_FoodAndHospitalityExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyExchangeRateResultsDisclosure" id="rj_ForeignCurrencyExchangeRateResultsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyMethodConversionProcessingPolicy" id="rj_ForeignCurrencyMethodConversionProcessingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationActivitiesAbroadBalancePolicy" id="rj_ForeignCurrencyTranslationActivitiesAbroadBalancePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationActivitiesAbroadGoodwillAdjustmentActualValueBalancePolicy" id="rj_ForeignCurrencyTranslationActivitiesAbroadGoodwillAdjustmentActualValueBalancePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationActivitiesAbroadGoodwillAdjustmentActualValueProfitAndLossAccountPolicy" id="rj_ForeignCurrencyTranslationActivitiesAbroadGoodwillAdjustmentActualValueProfitAndLossAccountPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationActivitiesAbroadPolicy" id="rj_ForeignCurrencyTranslationActivitiesAbroadPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationActivitiesAbroadProfitAndLossAccountPolicy" id="rj_ForeignCurrencyTranslationActivitiesAbroadProfitAndLossAccountPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationBalanceSheetPolicy" id="rj_ForeignCurrencyTranslationBalanceSheetPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationChangeFunctionalCurrencyDescription" id="rj_ForeignCurrencyTranslationChangeFunctionalCurrencyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationChangePresentationCurrencyDescription" id="rj_ForeignCurrencyTranslationChangePresentationCurrencyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationDifferencePresentationFunctionalCurrencyDescription" id="rj_ForeignCurrencyTranslationDifferencePresentationFunctionalCurrencyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationDifferencePresentationLocalCurrencyDescription" id="rj_ForeignCurrencyTranslationDifferencePresentationLocalCurrencyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationFunctionalCurrencyHyperinflationDescription" id="rj_ForeignCurrencyTranslationFunctionalCurrencyHyperinflationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationHyperinflationPolicy" id="rj_ForeignCurrencyTranslationHyperinflationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationImpactChangesInExchangeRatesAfterBalanceSheetDateDescription" id="rj_ForeignCurrencyTranslationImpactChangesInExchangeRatesAfterBalanceSheetDateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignCurrencyTranslationIncomeStatementPolicy" id="rj_ForeignCurrencyTranslationIncomeStatementPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForeignLegalEntityCoGroupParentDescription" id="rj_ForeignLegalEntityCoGroupParentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ForewordByManagementInSustainabilityReport" id="rj_ForewordByManagementInSustainabilityReport" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FormCollateralProvidedTotalDebtsDescription" id="rj_FormCollateralProvidedTotalDebtsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapital" id="rj_FoundationCapital" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FoundationCapitalAndReserves" id="rj_FoundationCapitalAndReserves" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="FoundationCapitalAndReservesAdditions" id="rj_FoundationCapitalAndReservesAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesDirectlyChangeAccountingPolicies" id="rj_FoundationCapitalAndReservesDirectlyChangeAccountingPolicies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesDirectlyExchangeDifferences" id="rj_FoundationCapitalAndReservesDirectlyExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesDirectlyImpairment" id="rj_FoundationCapitalAndReservesDirectlyImpairment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesDirectlyImpairmentReversal" id="rj_FoundationCapitalAndReservesDirectlyImpairmentReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesDirectlyPriorPeriodErrors" id="rj_FoundationCapitalAndReservesDirectlyPriorPeriodErrors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesDisclosure" id="rj_FoundationCapitalAndReservesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesMovement" id="rj_FoundationCapitalAndReservesMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesMovementOther" id="rj_FoundationCapitalAndReservesMovementOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesPolicy" id="rj_FoundationCapitalAndReservesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesRelease" id="rj_FoundationCapitalAndReservesRelease" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesTransfers" id="rj_FoundationCapitalAndReservesTransfers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalAndReservesWithdrawals" id="rj_FoundationCapitalAndReservesWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalDisclosure" id="rj_FoundationCapitalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FoundationCapitalPolicy" id="rj_FoundationCapitalPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FreeDisposableCapitalNonDisposableCapitalDescription" id="rj_FreeDisposableCapitalNonDisposableCapitalDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FrequencyValuationNonFinancialInstrumentsAcceptedOnRegulatedMarketOrOtherMarketFinancialInstrumentsDisclosure" id="rj_FrequencyValuationNonFinancialInstrumentsAcceptedOnRegulatedMarketOrOtherMarketFinancialInstrumentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FunctionalCurrencyDescription" id="rj_FunctionalCurrencyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FundingPolicyDescription" id="rj_FundingPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FundraisingExpenses" id="rj_FundraisingExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="FundraisingExpensesPercentage" id="rj_FundraisingExpensesPercentage" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FundraisingExpensesPolicy" id="rj_FundraisingExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="Funds" id="rj_Funds" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="FundsPolicy" id="rj_FundsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FurtherDetailsPerCategoryLeaseDescription" id="rj_FurtherDetailsPerCategoryLeaseDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FutureProfitMarginsAcquiredPortfolio" id="rj_FutureProfitMarginsAcquiredPortfolio" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="FutureProfitMarginsAcquiredPortfolioPolicy" id="rj_FutureProfitMarginsAcquiredPortfolioPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GapMinimumCapitalRequirementAmount" id="rj_GapMinimumCapitalRequirementAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="GeneralBankingRisksReserveAdditions" id="rj_GeneralBankingRisksReserveAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="GeneralBankingRisksReserveMovement" id="rj_GeneralBankingRisksReserveMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="GeneralBankingRisksReserveRelease" id="rj_GeneralBankingRisksReserveRelease" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="GeneralExpensesPolicy" id="rj_GeneralExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GeneralOtherReserves" id="rj_GeneralOtherReserves" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="GeneralOtherReservesPolicy" id="rj_GeneralOtherReservesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GeneralReserve" id="rj_GeneralReserve" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="GeneralReservePolicy" id="rj_GeneralReservePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GoingConcernEffectNotGoingConcernBasisOnReservesAndFundsAndResultsDescription" id="rj_GoingConcernEffectNotGoingConcernBasisOnReservesAndFundsAndResultsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="GoingConcernLiquidationPlanDescription" id="rj_GoingConcernLiquidationPlanDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GoingConcernMethodsAndSignificantAssumptionsUsedForValuationOnLiquidationBasisAndRelatedSignificantUncertaintiesDescription" id="rj_GoingConcernMethodsAndSignificantAssumptionsUsedForValuationOnLiquidationBasisAndRelatedSignificantUncertaintiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GoingConcernNatureAmountSignificantPositiveNegativeChangesInValueDescription" id="rj_GoingConcernNatureAmountSignificantPositiveNegativeChangesInValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GoingConcernTheNatureAndAmountOfIncomeAndExpensesRecordedOnTheBalanceSheetUntilTheExpectedDateOfSettlementDescription" id="rj_GoingConcernTheNatureAndAmountOfIncomeAndExpensesRecordedOnTheBalanceSheetUntilTheExpectedDateOfSettlementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GoodwillAccumulatedAmortisationRevaluations" id="rj_GoodwillAccumulatedAmortisationRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="GoodwillAdjustmentsLaterIdentifiedAssetsLiabilities" id="rj_GoodwillAdjustmentsLaterIdentifiedAssetsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="GoodwillAmortisation" id="rj_GoodwillAmortisation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="GoodwillGross" id="rj_GoodwillGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="GoodwillImpairment" id="rj_GoodwillImpairment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="GoodwillIncomeStatementLineItemWhereAmortisationRecognisedDescription" id="rj_GoodwillIncomeStatementLineItemWhereAmortisationRecognisedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GoodwillMovement" id="rj_GoodwillMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="GoodwillReasonAndFactsDeterminingAmortisationTermOfMoreThanTwentyYearsDescription" id="rj_GoodwillReasonAndFactsDeterminingAmortisationTermOfMoreThanTwentyYearsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GoodwillTaxEffectAmortisationDescription" id="rj_GoodwillTaxEffectAmortisationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GoodwillWriteOffDueToDisposals" id="rj_GoodwillWriteOffDueToDisposals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="GovernanceDevelopmentsDescription" id="rj_GovernanceDevelopmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GovernmentContributionsAndSubsidiesOther" id="rj_GovernmentContributionsAndSubsidiesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="GovernmentContributionsAndSubsidiesOtherPolicy" id="rj_GovernmentContributionsAndSubsidiesOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GovernmentLeviesDisclosure" id="rj_GovernmentLeviesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GrantedInterestRatesDiscounts" id="rj_GrantedInterestRatesDiscounts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="GroundsDecisionParameterRiskModuleDescription" id="rj_GroundsDecisionParameterRiskModuleDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="GuaranteeContracts" id="rj_GuaranteeContracts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="GuaranteeContractsInvestmentsInInvestmentTrustDisclosure" id="rj_GuaranteeContractsInvestmentsInInvestmentTrustDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="GuaranteedEquity" id="rj_GuaranteedEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="HedgeRelationshipCumulativeFairValueChangeEffectivePart" id="rj_HedgeRelationshipCumulativeFairValueChangeEffectivePart" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="HedgingInvestmentRiskAndSubsequentPositionsDescription" id="rj_HedgingInvestmentRiskAndSubsequentPositionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="HistoricalCostInformationWhenPreparedOnFairValueBasisDisclosure" id="rj_HistoricalCostInformationWhenPreparedOnFairValueBasisDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="HousingFacilitiesInExploitation" id="rj_HousingFacilitiesInExploitation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="HousingFacilitiesInExploitationDisclosure" id="rj_HousingFacilitiesInExploitationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="HousingFacilitiesInExploitationPolicy" id="rj_HousingFacilitiesInExploitationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="HowControlSupervisionComplianceInvestmentStatuteDescription" id="rj_HowControlSupervisionComplianceInvestmentStatuteDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="HumanRightsInRelationToActivitiesOfTheOrganisationItsSuppliersCustomersAndRelationsDescription" id="rj_HumanRightsInRelationToActivitiesOfTheOrganisationItsSuppliersCustomersAndRelationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpactTaxesComprehensiveIncomeOther" id="rj_ImpactTaxesComprehensiveIncomeOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairedCashflowGeneratingUnitDescription" id="rj_ImpairedCashflowGeneratingUnitDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentAssetsNoncurrent" id="rj_ImpairmentAssetsNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="ImpairmentAssetsNoncurrentInIncomeStatement" id="rj_ImpairmentAssetsNoncurrentInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="ImpairmentAssetsNoncurrentReversal" id="rj_ImpairmentAssetsNoncurrentReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="ImpairmentCashflowAssetCategoryDescription" id="rj_ImpairmentCashflowAssetCategoryDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentCashflowReportingSegmentDescription" id="rj_ImpairmentCashflowReportingSegmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentFinancialAssetsDisclosure" id="rj_ImpairmentFinancialAssetsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ImpairmentFinancialAssetsRecordedDirectInEquity" id="rj_ImpairmentFinancialAssetsRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="ImpairmentFinancialAssetsReversalRecordedDirectInEquity" id="rj_ImpairmentFinancialAssetsReversalRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="ImpairmentIndividualAssetDescription" id="rj_ImpairmentIndividualAssetDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIndividualAssetReportingSegmentWhichIsSignificantDescription" id="rj_ImpairmentIndividualAssetReportingSegmentWhichIsSignificantDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssets" id="rj_ImpairmentIntangibleAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="ImpairmentIntangibleAssetsIncomeStatementLineItems" id="rj_ImpairmentIntangibleAssetsIncomeStatementLineItems" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssetsPolicy" id="rj_ImpairmentIntangibleAssetsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssetsRecordedDirectInEquity" id="rj_ImpairmentIntangibleAssetsRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssetsRecordedInIncomeStatement" id="rj_ImpairmentIntangibleAssetsRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssetsReversal" id="rj_ImpairmentIntangibleAssetsReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssetsReversalDisclosure" id="rj_ImpairmentIntangibleAssetsReversalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssetsReversalIncomeStatementLineItems" id="rj_ImpairmentIntangibleAssetsReversalIncomeStatementLineItems" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssetsReversalRecordedDirectInEquity" id="rj_ImpairmentIntangibleAssetsReversalRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIntangibleAssetsReversalRecordedInIncomeStatement" id="rj_ImpairmentIntangibleAssetsReversalRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentProperties" id="rj_ImpairmentInvestmentProperties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentPropertiesDisclosure" id="rj_ImpairmentInvestmentPropertiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentPropertiesPolicy" id="rj_ImpairmentInvestmentPropertiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentPropertiesRecordedDirectInEquity" id="rj_ImpairmentInvestmentPropertiesRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentPropertiesRecordedInIncomeStatement" id="rj_ImpairmentInvestmentPropertiesRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentPropertiesReversal" id="rj_ImpairmentInvestmentPropertiesReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentPropertiesReversalDisclosure" id="rj_ImpairmentInvestmentPropertiesReversalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentPropertiesReversalRecordedDirectInEquity" id="rj_ImpairmentInvestmentPropertiesReversalRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentInvestmentPropertiesReversalRecordedInIncomeStatement" id="rj_ImpairmentInvestmentPropertiesReversalRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipment" id="rj_ImpairmentPropertyPlantEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentDisclosure" id="rj_ImpairmentPropertyPlantEquipmentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentIncomeStatementLineItems" id="rj_ImpairmentPropertyPlantEquipmentIncomeStatementLineItems" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentPolicy" id="rj_ImpairmentPropertyPlantEquipmentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentRecordedDirectInEquity" id="rj_ImpairmentPropertyPlantEquipmentRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentRecordedInIncomeStatement" id="rj_ImpairmentPropertyPlantEquipmentRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentReversal" id="rj_ImpairmentPropertyPlantEquipmentReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentReversalDisclosure" id="rj_ImpairmentPropertyPlantEquipmentReversalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentReversalIncomeStatementLineItems" id="rj_ImpairmentPropertyPlantEquipmentReversalIncomeStatementLineItems" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentReversalRecordedDirectInEquity" id="rj_ImpairmentPropertyPlantEquipmentReversalRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentPropertyPlantEquipmentReversalRecordedInIncomeStatement" id="rj_ImpairmentPropertyPlantEquipmentReversalRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecurities" id="rj_ImpairmentSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesDisclosure" id="rj_ImpairmentSecuritiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesPolicy" id="rj_ImpairmentSecuritiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesRecordedDirectInEquity" id="rj_ImpairmentSecuritiesRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesRecordedInIncomeStatement" id="rj_ImpairmentSecuritiesRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesReversal" id="rj_ImpairmentSecuritiesReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesReversalDisclosure" id="rj_ImpairmentSecuritiesReversalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesReversalPolicy" id="rj_ImpairmentSecuritiesReversalPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesReversalRecordedDirectInEquity" id="rj_ImpairmentSecuritiesReversalRecordedDirectInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentSecuritiesReversalRecordedInIncomeStatement" id="rj_ImpairmentSecuritiesReversalRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ImplementationAgreementDescription" id="rj_ImplementationAgreementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImplementationAndResultsDiversityPolicyDescription" id="rj_ImplementationAndResultsDiversityPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImportantCategoriesTradeDescription" id="rj_ImportantCategoriesTradeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImportantFindingsConclusionsEvaluationDescription" id="rj_ImportantFindingsConclusionsEvaluationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImportantPolicyConditionsInsuranceContractsDescription" id="rj_ImportantPolicyConditionsInsuranceContractsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImprovementInTheRiskManagementSystemWithRegardsToRisksAndUncertaintiesDescription" id="rj_ImprovementInTheRiskManagementSystemWithRegardsToRisksAndUncertaintiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InControlStatementAdministrator" id="rj_InControlStatementAdministrator" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeAvailabilityContributionsEducation" id="rj_IncomeAvailabilityContributionsEducation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeAvailabilityContributionsEducationDisclosure" id="rj_IncomeAvailabilityContributionsEducationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeAvailabilityContributionsEducationPolicy" id="rj_IncomeAvailabilityContributionsEducationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeAvailabilityContributionsHealthcare" id="rj_IncomeAvailabilityContributionsHealthcare" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeAvailabilityContributionsHealthcareDisclosure" id="rj_IncomeAvailabilityContributionsHealthcareDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeAvailabilityContributionsHealthcarePolicy" id="rj_IncomeAvailabilityContributionsHealthcarePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeCareServicesOther" id="rj_IncomeCareServicesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeCareServicesOtherDisclosure" id="rj_IncomeCareServicesOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeCareServicesOtherPolicy" id="rj_IncomeCareServicesOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeDiscontinuedOperations" id="rj_IncomeDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeExpensesOtherCashFlow" id="rj_IncomeExpensesOtherCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromBusiness" id="rj_IncomeFromBusiness" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromBusinessDisclosure" id="rj_IncomeFromBusinessDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromBusinessPolicy" id="rj_IncomeFromBusinessPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromCareServicesAndSocialSupport" id="rj_IncomeFromCareServicesAndSocialSupport" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromCareServicesAndSocialSupportDisclosure" id="rj_IncomeFromCareServicesAndSocialSupportDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromCareServicesAndSocialSupportPolicy" id="rj_IncomeFromCareServicesAndSocialSupportPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromCollections" id="rj_IncomeFromCollections" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromCollectionsDisclosure" id="rj_IncomeFromCollectionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromContributions" id="rj_IncomeFromContributions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromContributionsDisclosure" id="rj_IncomeFromContributionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromDonationsGifts" id="rj_IncomeFromDonationsGifts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromDonationsGiftsDisclosure" id="rj_IncomeFromDonationsGiftsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromEducationAndResearch" id="rj_IncomeFromEducationAndResearch" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromEducationAndResearchDisclosure" id="rj_IncomeFromEducationAndResearchDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromEducationAndResearchRelatingExpensesFacultyTasks" id="rj_IncomeFromEducationAndResearchRelatingExpensesFacultyTasks" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromEducationAndResearchSatelliteOrganisationsMedicalCluster" id="rj_IncomeFromEducationAndResearchSatelliteOrganisationsMedicalCluster" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromEquityFunds" id="rj_IncomeFromEquityFunds" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromEquityFundsDisclosure" id="rj_IncomeFromEquityFundsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromEquityFundsPolicy" id="rj_IncomeFromEquityFundsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromFundraising" id="rj_IncomeFromFundraising" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromFundraisingDisclosure" id="rj_IncomeFromFundraisingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromFundraisingPolicy" id="rj_IncomeFromFundraisingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromIndividuals" id="rj_IncomeFromIndividuals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromIndividualsDisclosure" id="rj_IncomeFromIndividualsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromIndividualsOther" id="rj_IncomeFromIndividualsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromIndividualsOtherDisclosure" id="rj_IncomeFromIndividualsOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromIndividualsOtherPolicy" id="rj_IncomeFromIndividualsOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromIndividualsPolicy" id="rj_IncomeFromIndividualsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromInheritances" id="rj_IncomeFromInheritances" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromInheritancesDisclosure" id="rj_IncomeFromInheritancesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromNoncommercialActivities" id="rj_IncomeFromNoncommercialActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromNoncommercialActivitiesDisclosure" id="rj_IncomeFromNoncommercialActivitiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromNoncommercialActivitiesPolicy" id="rj_IncomeFromNoncommercialActivitiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromOtherFundraisingOrganizations" id="rj_IncomeFromOtherFundraisingOrganizations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromOtherNonprofitOrganizations" id="rj_IncomeFromOtherNonprofitOrganizations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromOtherNonprofitOrganizationsDisclosure" id="rj_IncomeFromOtherNonprofitOrganizationsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromOtherNonprofitOrganizationsPolicy" id="rj_IncomeFromOtherNonprofitOrganizationsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromOwnLotteriesContests" id="rj_IncomeFromOwnLotteriesContests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromOwnLotteriesContestsDisclosure" id="rj_IncomeFromOwnLotteriesContestsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromRealisedPriceGainsLosses" id="rj_IncomeFromRealisedPriceGainsLosses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromRealisedPriceGainsLossesDisclosure" id="rj_IncomeFromRealisedPriceGainsLossesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromRelatedNonProfitOrganizations" id="rj_IncomeFromRelatedNonProfitOrganizations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromRelatedNonProfitOrganizationsDisclosure" id="rj_IncomeFromRelatedNonProfitOrganizationsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromRelatedNonProfitOrganizationsPolicy" id="rj_IncomeFromRelatedNonProfitOrganizationsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromSaleGoods" id="rj_IncomeFromSaleGoods" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromSponsoring" id="rj_IncomeFromSponsoring" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromSponsoringDisclosure" id="rj_IncomeFromSponsoringDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromSubcontracting" id="rj_IncomeFromSubcontracting" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromSubcontractingDisclosure" id="rj_IncomeFromSubcontractingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromSubcontractingPolicy" id="rj_IncomeFromSubcontractingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromUnrealisedPriceGainsLosses" id="rj_IncomeFromUnrealisedPriceGainsLosses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeFromUnrealisedPriceGainsLossesDisclosure" id="rj_IncomeFromUnrealisedPriceGainsLossesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeGiftsFromFundraising" id="rj_IncomeGiftsFromFundraising" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeGiftsFromFundraisingDisclosure" id="rj_IncomeGiftsFromFundraisingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeGiftsFromFundraisingPolicy" id="rj_IncomeGiftsFromFundraisingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeHealthInsuranceAct" id="rj_IncomeHealthInsuranceAct" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeHealthInsuranceActDisclosure" id="rj_IncomeHealthInsuranceActDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeHealthInsuranceActPolicy" id="rj_IncomeHealthInsuranceActPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeInternationalOrganisations" id="rj_IncomeInternationalOrganisations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeLegalBudgetAcceptableCosts" id="rj_IncomeLegalBudgetAcceptableCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="IncomeLegalBudgetAcceptableCostsWlz" id="rj_IncomeLegalBudgetAcceptableCostsWlz" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeLegalBudgetAcceptableCostsWlzDisclosure" id="rj_IncomeLegalBudgetAcceptableCostsWlzDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeLegalBudgetAcceptableCostsWlzPolicy" id="rj_IncomeLegalBudgetAcceptableCostsWlzPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeMinistryVenJ" id="rj_IncomeMinistryVenJ" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeMinistryVenJDisclosure" id="rj_IncomeMinistryVenJDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeMinistryVenJPolicy" id="rj_IncomeMinistryVenJPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeOfShares" id="rj_IncomeOfShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeOnThirdPartyContracts" id="rj_IncomeOnThirdPartyContracts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeOnThirdPartyContractsDisclosure" id="rj_IncomeOnThirdPartyContractsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeOnThirdPartyContractsPolicy" id="rj_IncomeOnThirdPartyContractsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeOtherFinancialAssetsSecurities" id="rj_IncomeOtherFinancialAssetsSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeOtherFinancialAssetsSecuritiesDisclosure" id="rj_IncomeOtherFinancialAssetsSecuritiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeOtherFinancialAssetsSecuritiesPolicy" id="rj_IncomeOtherFinancialAssetsSecuritiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeOtherReceived" id="rj_IncomeOtherReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeProductServiceDelivery" id="rj_IncomeProductServiceDelivery" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeProductServiceDeliveryDisclosure" id="rj_IncomeProductServiceDeliveryDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeProductServiceDeliveryGross" id="rj_IncomeProductServiceDeliveryGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeProductServiceDeliveryPolicy" id="rj_IncomeProductServiceDeliveryPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeProductServiceDeliveryUnreliableValueEstimationDisclosure" id="rj_IncomeProductServiceDeliveryUnreliableValueEstimationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeRecognitionPolicy" id="rj_IncomeRecognitionPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeSaleGoodsDisclosure" id="rj_IncomeSaleGoodsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeSpecialPurpose" id="rj_IncomeSpecialPurpose" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeSpecialPurposeDescription" id="rj_IncomeSpecialPurposeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeSpecialPurposeDisclosure" id="rj_IncomeSpecialPurposeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeSpentOnObjectivesDescription" id="rj_IncomeSpentOnObjectivesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeSubcriptionFees" id="rj_IncomeSubcriptionFees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseApplicableRate" id="rj_IncomeTaxExpenseApplicableRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseCurrent" id="rj_IncomeTaxExpenseCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseDiscontinuedOperations" id="rj_IncomeTaxExpenseDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseEffectiveRate" id="rj_IncomeTaxExpenseEffectiveRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseIncludingImpactOfDiscontinuedOperations" id="rj_IncomeTaxExpenseIncludingImpactOfDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseIncludingImpactOfDiscontinuedOperationsLongTermLoans" id="rj_IncomeTaxExpenseIncludingImpactOfDiscontinuedOperationsLongTermLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseOrdinaryActivitiesDiscontinuedOperations" id="rj_IncomeTaxExpenseOrdinaryActivitiesDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpensePrevious" id="rj_IncomeTaxExpensePrevious" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseRateDescription" id="rj_IncomeTaxExpenseRateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxFiscalAdjustmentsPriorYearsDisclosure" id="rj_IncomeTaxFiscalAdjustmentsPriorYearsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxFiscalUnityDisclosure" id="rj_IncomeTaxFiscalUnityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxForwardLossCompensationDescription" id="rj_IncomeTaxForwardLossCompensationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxForwardLossCompensationTemporaryDifferencesDescription" id="rj_IncomeTaxForwardLossCompensationTemporaryDifferencesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxImpactDividendProposalDescription" id="rj_IncomeTaxImpactDividendProposalDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxImpactPotentialProfitLossBenefitsShareholdersDescription" id="rj_IncomeTaxImpactPotentialProfitLossBenefitsShareholdersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxPaidClassifiedAsFinancingActivities" id="rj_IncomeTaxPaidClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxPaidClassifiedAsInvestingActivities" id="rj_IncomeTaxPaidClassifiedAsInvestingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxPaidClassifiedAsOperatingActivities" id="rj_IncomeTaxPaidClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxProfitRetentionFiscalRatesReasonInfeasibleExplanation" id="rj_IncomeTaxProfitRetentionFiscalRatesReasonInfeasibleExplanation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxReceivedClassifiedAsFinancingActivities" id="rj_IncomeTaxReceivedClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxReceivedClassifiedAsInvestingActivities" id="rj_IncomeTaxReceivedClassifiedAsInvestingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxReceivedClassifiedAsOperatingActivities" id="rj_IncomeTaxReceivedClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxRecordedDirectlyIntoEquityDisclosure" id="rj_IncomeTaxRecordedDirectlyIntoEquityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxTemporaryDifferencesDescription" id="rj_IncomeTaxTemporaryDifferencesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxTemporaryDifferencesRelatedPartiesNoDeferredTaxLiabilitiesRecognisedDescription" id="rj_IncomeTaxTemporaryDifferencesRelatedPartiesNoDeferredTaxLiabilitiesRecognisedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTicketSales" id="rj_IncomeTicketSales" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeWMO" id="rj_IncomeWMO" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeWMODisclosure" id="rj_IncomeWMODisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeWMOPolicy" id="rj_IncomeWMOPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeYouthLaw" id="rj_IncomeYouthLaw" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeYouthLawDisclosure" id="rj_IncomeYouthLawDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeYouthLawPolicy" id="rj_IncomeYouthLawPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncorperationOfTheRiskManagementSystemDescription" id="rj_IncorperationOfTheRiskManagementSystemDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncorporationAndEmissionExpensesRecordedInIncomeStatement" id="rj_IncorporationAndEmissionExpensesRecordedInIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseBankersNotImmediatelyPayable" id="rj_IncreaseDecreaseBankersNotImmediatelyPayable" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseCashAndCashEquivalents" id="rj_IncreaseDecreaseCashAndCashEquivalents" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseCredits" id="rj_IncreaseDecreaseCredits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseFundsEntrusted" id="rj_IncreaseDecreaseFundsEntrusted" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseGeneralBankingRisksReserve" id="rj_IncreaseDecreaseGeneralBankingRisksReserve" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseGovernmentSecuritiesCurrent" id="rj_IncreaseDecreaseGovernmentSecuritiesCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInInventories" id="rj_IncreaseDecreaseInInventories" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInLiabilities" id="rj_IncreaseDecreaseInLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInOtherAccruals" id="rj_IncreaseDecreaseInOtherAccruals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInOtherReceivables" id="rj_IncreaseDecreaseInOtherReceivables" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInReceivables" id="rj_IncreaseDecreaseInReceivables" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInTradeAccountsPayable" id="rj_IncreaseDecreaseInTradeAccountsPayable" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInTradeAccountsReceivable" id="rj_IncreaseDecreaseInTradeAccountsReceivable" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseLiabilitiesCurrent" id="rj_IncreaseDecreaseLiabilitiesCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseLiabilitiesNoncurrent" id="rj_IncreaseDecreaseLiabilitiesNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseOperationalActivities" id="rj_IncreaseDecreaseOperationalActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseOtherOperationalActivities" id="rj_IncreaseDecreaseOtherOperationalActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseProvisions" id="rj_IncreaseDecreaseProvisions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseReceivablesCurrent" id="rj_IncreaseDecreaseReceivablesCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseReceivablesNoncurrent" id="rj_IncreaseDecreaseReceivablesNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseSecuritiesTradingPortfolio" id="rj_IncreaseDecreaseSecuritiesTradingPortfolio" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseNegativeVvp" id="rj_IncreaseNegativeVvp" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseTechnicalProvisionsForOwnAccount" id="rj_IncreaseTechnicalProvisionsForOwnAccount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="IndexationBacklogsDescription" id="rj_IndexationBacklogsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndexationPolicyDescription" id="rj_IndexationPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndicationDirectorsConsideredNonIndependent" id="rj_IndicationDirectorsConsideredNonIndependent" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndicationNatureDependenceAndFactorsNonFixedInterestRateDescription" id="rj_IndicationNatureDependenceAndFactorsNonFixedInterestRateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndicationNatureNonDaebActivities" id="rj_IndicationNatureNonDaebActivities" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndicationOfChosenTreatmentMethodForIncomeFromEstates" id="rj_IndicationOfChosenTreatmentMethodForIncomeFromEstates" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndirectInvestmentPropertiesOnBehalfOfParticipants" id="rj_IndirectInvestmentPropertiesOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="IndirectInvestmentPropertiesOnBehalfOfParticipantsPolicy" id="rj_IndirectInvestmentPropertiesOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndirectInvestmentPropertiesOnBehalfOfPensionFund" id="rj_IndirectInvestmentPropertiesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="IndirectInvestmentPropertiesOnBehalfOfPensionFundDisclosure" id="rj_IndirectInvestmentPropertiesOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndirectInvestmentPropertiesOnBehalfOfPensionFundPolicy" id="rj_IndirectInvestmentPropertiesOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IndirectInvestmentResultsDisclosure" id="rj_IndirectInvestmentResultsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IndirectInvestmentResultsOnBehalfOfParticipantsPolicy" id="rj_IndirectInvestmentResultsOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndirectInvestmentResultsOnBehalfOfPensionFund" id="rj_IndirectInvestmentResultsOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="IndirectInvestmentResultsPolicy" id="rj_IndirectInvestmentResultsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InformationAboutFinancialPolicyDisclosure" id="rj_InformationAboutFinancialPolicyDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InformationAboutGovernanceDisclosure" id="rj_InformationAboutGovernanceDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InformationOnRelevantLineitemsInFinancialStatementsDescription" id="rj_InformationOnRelevantLineitemsInFinancialStatementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InformationOtherManagementReport" id="rj_InformationOtherManagementReport" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InformationReturnAndCostsSecuritiesFinancingTransactionsDescription" id="rj_InformationReturnAndCostsSecuritiesFinancingTransactionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InsuranceContractsProfitSharingGuaranteesOptionsAmountIncludedInEquityDescription" id="rj_InsuranceContractsProfitSharingGuaranteesOptionsAmountIncludedInEquityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InsuranceContractsProfitSharingGuaranteesOptionsAmountIncludedInTechnicalProvisionsDescription" id="rj_InsuranceContractsProfitSharingGuaranteesOptionsAmountIncludedInTechnicalProvisionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IntangibleAssetsAdditionsThroughAcquisitions" id="rj_IntangibleAssetsAdditionsThroughAcquisitions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="IntangibleAssetsAmortisationRateRangeEnd" id="rj_IntangibleAssetsAmortisationRateRangeEnd" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsAmortisationRateRangeStart" id="rj_IntangibleAssetsAmortisationRateRangeStart" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsCommitmentsRelatingToAdditionsThroughAcquisitionsDescription" id="rj_IntangibleAssetsCommitmentsRelatingToAdditionsThroughAcquisitionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IntangibleAssetsCostsOfResearchAndDevelopmentIncludedInTheResultForTheFinancialPeriodDescription" id="rj_IntangibleAssetsCostsOfResearchAndDevelopmentIncludedInTheResultForTheFinancialPeriodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IntangibleAssetsExchangeDifferences" id="rj_IntangibleAssetsExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="IntangibleAssetsHeldForExploitationObjectiveInvestmentIndication" id="rj_IntangibleAssetsHeldForExploitationObjectiveInvestmentIndication" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IntangibleAssetsIncomeStatementLineItemWhereAmortisationRecognisedDescription" id="rj_IntangibleAssetsIncomeStatementLineItemWhereAmortisationRecognisedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IntangibleAssetsNotRecordedOnBalanceDescription" id="rj_IntangibleAssetsNotRecordedOnBalanceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IntangibleAssetsOtherPolicy" id="rj_IntangibleAssetsOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsPutUpAsCollateralForDebts" id="rj_IntangibleAssetsPutUpAsCollateralForDebts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="IntangibleAssetsReasonAndFactsDeterminingAmortisationTermExceedingTwentyYearsDescription" id="rj_IntangibleAssetsReasonAndFactsDeterminingAmortisationTermExceedingTwentyYearsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" id="rj_IntangibleAssetsRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InterestDividendsRentReceived" id="rj_InterestDividendsRentReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InterestExpenseOtherLiabilities" id="rj_InterestExpenseOtherLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="InterestExpensesIncludedLeaseTermFinancialLeasing" id="rj_InterestExpensesIncludedLeaseTermFinancialLeasing" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="InterestPaidClassifiedAsFinancingActivities" id="rj_InterestPaidClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="InterestProvisionBalanceInsurance" id="rj_InterestProvisionBalanceInsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InterestReceivedClassifiedAsFinancingActivities" id="rj_InterestReceivedClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="InterestsInInvestmentPoolsAssociatedRisksDescription" id="rj_InterestsInInvestmentPoolsAssociatedRisksDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="InterestsInInvestmentsEntitiesAssociatedRisksDescription" id="rj_InterestsInInvestmentsEntitiesAssociatedRisksDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="InternalDevelopmentsImpactingSocialAspectsDescription" id="rj_InternalDevelopmentsImpactingSocialAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InternalOrganisationalStructureAndStaffingDescription" id="rj_InternalOrganisationalStructureAndStaffingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InternationalPartnershipsDisclosure" id="rj_InternationalPartnershipsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="InternationalPartnershipsRemittancesSubsidiesPaid" id="rj_InternationalPartnershipsRemittancesSubsidiesPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="IntramuralRealEstateInExploitation" id="rj_IntramuralRealEstateInExploitation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="IntramuralRealEstateInExploitationPolicy" id="rj_IntramuralRealEstateInExploitationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntrinsicValuePerParticipationRightDisclosure" id="rj_IntrinsicValuePerParticipationRightDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvalidityProvisionBalanceInsurance" id="rj_InvalidityProvisionBalanceInsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesCostMethodDescription" id="rj_InventoriesCostMethodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesCostRecognisedAsExpenseDuringPeriod" id="rj_InventoriesCostRecognisedAsExpenseDuringPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesIndicationHeldForExploitationObjectiveInvestment" id="rj_InventoriesIndicationHeldForExploitationObjectiveInvestment" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesNoLegalOwnershipDescription" id="rj_InventoriesNoLegalOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesPledgedAsCollateralDescription" id="rj_InventoriesPledgedAsCollateralDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesPurchaseCommitmentsDescription" id="rj_InventoriesPurchaseCommitmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesRealisableValue" id="rj_InventoriesRealisableValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InventoriesRealisableValuePolicy" id="rj_InventoriesRealisableValuePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" id="rj_InventoriesRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesWriteDown" id="rj_InventoriesWriteDown" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesWriteDownReversal" id="rj_InventoriesWriteDownReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesWriteDownReversalCircumstancesDescription" id="rj_InventoriesWriteDownReversalCircumstancesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentDescription" id="rj_InvestmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentEntityOtherAvailabilityAnnualReportDescription" id="rj_InvestmentEntityOtherAvailabilityAnnualReportDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentEntityOtherCompositionInvestmentPortfolioDescription" id="rj_InvestmentEntityOtherCompositionInvestmentPortfolioDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentEntityOtherCostBenefitAllocationAgreementInvestmentEntityDescription" id="rj_InvestmentEntityOtherCostBenefitAllocationAgreementInvestmentEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentEntityOtherInvestmentPolicyDescription" id="rj_InvestmentEntityOtherInvestmentPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentEntityOtherInvestmentResultsDescription" id="rj_InvestmentEntityOtherInvestmentResultsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentEntityOtherMoreThanTwentyPercentOfCapitalInvestedDisclosure" id="rj_InvestmentEntityOtherMoreThanTwentyPercentOfCapitalInvestedDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentEntityOtherNetAssetValueInterest" id="rj_InvestmentEntityOtherNetAssetValueInterest" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentEntityOtherRelativeInterest" id="rj_InvestmentEntityOtherRelativeInterest" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentEntityOtherRelativeInterestDescription" id="rj_InvestmentEntityOtherRelativeInterestDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentEntityOtherSupervisionDescription" id="rj_InvestmentEntityOtherSupervisionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentOther" id="rj_InvestmentOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPolicyConductedDescription" id="rj_InvestmentPolicyConductedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPolicyTakesIntoAccountEnvironmentClimateHumanRightsSocialRelationsDescription" id="rj_InvestmentPolicyTakesIntoAccountEnvironmentClimateHumanRightsSocialRelationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPortfolioCompositionDescription" id="rj_InvestmentPortfolioCompositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPortfolioValuationCarriedOutByInternalOrExternalAppraisersDescription" id="rj_InvestmentPortfolioValuationCarriedOutByInternalOrExternalAppraisersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPortfolioValuationPartTotalDuringPeriodDescription" id="rj_InvestmentPortfolioValuationPartTotalDuringPeriodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPortfolioValuationPrinciplesDescription" id="rj_InvestmentPortfolioValuationPrinciplesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentProperties" id="rj_InvestmentProperties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesAccumulatedRevaluations" id="rj_InvestmentPropertiesAccumulatedRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesActualCostPrice" id="rj_InvestmentPropertiesActualCostPrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesAdditions" id="rj_InvestmentPropertiesAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesAdditionsInitial" id="rj_InvestmentPropertiesAdditionsInitial" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesAdditionsSubsequentExpenditures" id="rj_InvestmentPropertiesAdditionsSubsequentExpenditures" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesAdditionsThroughAcquisitions" id="rj_InvestmentPropertiesAdditionsThroughAcquisitions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesChangesInFairValue" id="rj_InvestmentPropertiesChangesInFairValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesCircumstancesRightsOfUseAccountedAsInvestmentPropertyDescription" id="rj_InvestmentPropertiesCircumstancesRightsOfUseAccountedAsInvestmentPropertyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesContractualObligationsToPurchaseConstructOrDevelopInvestmentPropertyOrForRepairsMaintenanceOrEnhancementsDescription" id="rj_InvestmentPropertiesContractualObligationsToPurchaseConstructOrDevelopInvestmentPropertyOrForRepairsMaintenanceOrEnhancementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesCostPrice" id="rj_InvestmentPropertiesCostPrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesCriteriaToDistinguishBetweenRealEstateForOwnUseDescription" id="rj_InvestmentPropertiesCriteriaToDistinguishBetweenRealEstateForOwnUseDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDepreciation" id="rj_InvestmentPropertiesDepreciation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDepreciationRate" id="rj_InvestmentPropertiesDepreciationRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDepreciationRateRangeEnd" id="rj_InvestmentPropertiesDepreciationRateRangeEnd" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDepreciationRateRangeStart" id="rj_InvestmentPropertiesDepreciationRateRangeStart" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDisclosure" id="rj_InvestmentPropertiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDisposals" id="rj_InvestmentPropertiesDisposals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDisposalsDepreciation" id="rj_InvestmentPropertiesDisposalsDepreciation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDisposalsNotValuedAtFairValueDescription" id="rj_InvestmentPropertiesDisposalsNotValuedAtFairValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesEconomicLife" id="rj_InvestmentPropertiesEconomicLife" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesExchangeDifferences" id="rj_InvestmentPropertiesExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesExistenceOfLimitationsRegardingTheApplicationDescription" id="rj_InvestmentPropertiesExistenceOfLimitationsRegardingTheApplicationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesExistenceOfLimitationsRegardingTheCollectabilityOfIncomeDescription" id="rj_InvestmentPropertiesExistenceOfLimitationsRegardingTheCollectabilityOfIncomeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesFairValue" id="rj_InvestmentPropertiesFairValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesFairValueBasedOnEstimateOfIndependentQualifiedExpertDescription" id="rj_InvestmentPropertiesFairValueBasedOnEstimateOfIndependentQualifiedExpertDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesFairValueDisclosure" id="rj_InvestmentPropertiesFairValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesFairValueNotBasedOnEstimateOfIndependentQualifiedExpertDescription" id="rj_InvestmentPropertiesFairValueNotBasedOnEstimateOfIndependentQualifiedExpertDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesImpairment" id="rj_InvestmentPropertiesImpairment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesImpairmentDescription" id="rj_InvestmentPropertiesImpairmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesImpairmentReversal" id="rj_InvestmentPropertiesImpairmentReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesImpairmentReversalDescription" id="rj_InvestmentPropertiesImpairmentReversalDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInDevelopment" id="rj_InvestmentPropertiesInDevelopment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesInDevelopmentDisclosure" id="rj_InvestmentPropertiesInDevelopmentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInDevelopmentOnBehalfOfParticipants" id="rj_InvestmentPropertiesInDevelopmentOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesInDevelopmentOnBehalfOfParticipantsDisclosure" id="rj_InvestmentPropertiesInDevelopmentOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInDevelopmentOnBehalfOfParticipantsPolicy" id="rj_InvestmentPropertiesInDevelopmentOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInDevelopmentOnBehalfOfPensionFund" id="rj_InvestmentPropertiesInDevelopmentOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesInDevelopmentOnBehalfOfPensionFundDisclosure" id="rj_InvestmentPropertiesInDevelopmentOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInDevelopmentOnBehalfOfPensionFundPolicy" id="rj_InvestmentPropertiesInDevelopmentOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInDevelopmentPolicy" id="rj_InvestmentPropertiesInDevelopmentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInExploitationDisclosure" id="rj_InvestmentPropertiesInExploitationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInExploitationPolicy" id="rj_InvestmentPropertiesInExploitationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInterestRateDeterminationConsiderationsDescription" id="rj_InvestmentPropertiesInterestRateDeterminationConsiderationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInterestRateToDetermineFairValueDescription" id="rj_InvestmentPropertiesInterestRateToDetermineFairValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesMethodsAssumptionsToDetermineFairValueDescription" id="rj_InvestmentPropertiesMethodsAssumptionsToDetermineFairValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesMovement" id="rj_InvestmentPropertiesMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesMovementsOther" id="rj_InvestmentPropertiesMovementsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfParticipants" id="rj_InvestmentPropertiesOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfParticipantsDisclosure" id="rj_InvestmentPropertiesOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfParticipantsPolicy" id="rj_InvestmentPropertiesOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfPensionFund" id="rj_InvestmentPropertiesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfPensionFundDisclosure" id="rj_InvestmentPropertiesOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfPensionFundPolicy" id="rj_InvestmentPropertiesOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfPremiumPensionInstitutions" id="rj_InvestmentPropertiesOnBehalfOfPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfPremiumPensionInstitutionsDisclosure" id="rj_InvestmentPropertiesOnBehalfOfPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesOnBehalfOfPremiumPensionInstitutionsPolicy" id="rj_InvestmentPropertiesOnBehalfOfPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesOverviewOfAssumptionsToDetermineFairValueDescription" id="rj_InvestmentPropertiesOverviewOfAssumptionsToDetermineFairValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesOwnDevelopmentCostsOtherIndirectCostsAndInterestIsTakenIntoAccountDescription" id="rj_InvestmentPropertiesOwnDevelopmentCostsOtherIndirectCostsAndInterestIsTakenIntoAccountDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesPolicy" id="rj_InvestmentPropertiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesReasonWhyFairValueCannotBeQuantifiedAndLikelyRangeOfFairValueDescription" id="rj_InvestmentPropertiesReasonWhyFairValueCannotBeQuantifiedAndLikelyRangeOfFairValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfers" id="rj_InvestmentPropertiesTransfers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesValuedAtHistoricCostsAsFairValueCannotBeQuantifiedDescription" id="rj_InvestmentPropertiesValuedAtHistoricCostsAsFairValueCannotBeQuantifiedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertyDescription" id="rj_InvestmentPropertyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultFromInvestmentEntity" id="rj_InvestmentResultFromInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultOnBehalfOfParticipants" id="rj_InvestmentResultOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultPerUnit" id="rj_InvestmentResultPerUnit" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultPerUnitChangesInValue" id="rj_InvestmentResultPerUnitChangesInValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultPerUnitDisclosure" id="rj_InvestmentResultPerUnitDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultPerUnitExpenses" id="rj_InvestmentResultPerUnitExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultPerUnitIncome" id="rj_InvestmentResultPerUnitIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResults" id="rj_InvestmentResults" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsDerivatives" id="rj_InvestmentResultsDerivatives" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsDerivativesDisclosure" id="rj_InvestmentResultsDerivativesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsDerivativesPolicy" id="rj_InvestmentResultsDerivativesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsDisclosure" id="rj_InvestmentResultsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsDividends" id="rj_InvestmentResultsDividends" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsDividendsDisclosure" id="rj_InvestmentResultsDividendsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsDividendsPolicy" id="rj_InvestmentResultsDividendsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsFixedIncomeSecurities" id="rj_InvestmentResultsFixedIncomeSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsFixedIncomeSecuritiesDisclosure" id="rj_InvestmentResultsFixedIncomeSecuritiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsFixedIncomeSecuritiesPolicy" id="rj_InvestmentResultsFixedIncomeSecuritiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInterestIncome" id="rj_InvestmentResultsInterestIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInterestIncomeDisclosure" id="rj_InvestmentResultsInterestIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInterestIncomePolicy" id="rj_InvestmentResultsInterestIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInvestmentProperties" id="rj_InvestmentResultsInvestmentProperties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInvestmentPropertiesDisclosure" id="rj_InvestmentResultsInvestmentPropertiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInvestmentPropertiesPolicy" id="rj_InvestmentResultsInvestmentPropertiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInvestmentsOther" id="rj_InvestmentResultsInvestmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInvestmentsOtherDisclosure" id="rj_InvestmentResultsInvestmentsOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsInvestmentsOtherPolicy" id="rj_InvestmentResultsInvestmentsOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsNetPensionArrangements" id="rj_InvestmentResultsNetPensionArrangements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsOnBehalfOfParticipants" id="rj_InvestmentResultsOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentResultsOnBehalfOfParticipantsPolicy" id="rj_InvestmentResultsOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsOnBehalfOfParticipantsPremiumPensionInstitutionsDisclosure" id="rj_InvestmentResultsOnBehalfOfParticipantsPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsOnBehalfOfPensionFund" id="rj_InvestmentResultsOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsOnBehalfOfPensionFundDisclosure" id="rj_InvestmentResultsOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsOnBehalfOfPensionFundPolicy" id="rj_InvestmentResultsOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsOnBehalfOfPremiumPensionInstitutions" id="rj_InvestmentResultsOnBehalfOfPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsOnBehalfOfPremiumPensionInstitutionsDisclosure" id="rj_InvestmentResultsOnBehalfOfPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsOnBehalfOfPremiumPensionInstitutionsPolicy" id="rj_InvestmentResultsOnBehalfOfPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsPolicy" id="rj_InvestmentResultsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsRentalIncome" id="rj_InvestmentResultsRentalIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsRentalIncomeDisclosure" id="rj_InvestmentResultsRentalIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsRentalIncomePolicy" id="rj_InvestmentResultsRentalIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentResultsShares" id="rj_InvestmentResultsShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentResultsSharesPolicy" id="rj_InvestmentResultsSharesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentRisksAlternativeInvestmentsDescription" id="rj_InvestmentRisksAlternativeInvestmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentRisksDescription" id="rj_InvestmentRisksDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsAcquisitions" id="rj_InvestmentsAcquisitions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentsAcquisitionsMarketValue" id="rj_InvestmentsAcquisitionsMarketValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentsBonds" id="rj_InvestmentsBonds" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsBondsMortgagesDebenturesOtherFixedOrVariableInterestSecuritiesOnBehalfOfParticipants" id="rj_InvestmentsBondsMortgagesDebenturesOtherFixedOrVariableInterestSecuritiesOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsBondsMortgagesDebenturesOtherFixedOrVariableInterestSecuritiesOnBehalfOfParticipantsPolicy" id="rj_InvestmentsBondsMortgagesDebenturesOtherFixedOrVariableInterestSecuritiesOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsBondsMortgagesDebenturesOtherFixedOrVariableInterestSecuritiesOnBehalfOfPensionFund" id="rj_InvestmentsBondsMortgagesDebenturesOtherFixedOrVariableInterestSecuritiesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsBondsOtherPolicy" id="rj_InvestmentsBondsOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentsDepositsAndSuchOnBehalfOfParticipants" id="rj_InvestmentsDepositsAndSuchOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsDepositsAndSuchOnBehalfOfPensionFund" id="rj_InvestmentsDepositsAndSuchOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsDerivativesOnBehalfOfParticipants" id="rj_InvestmentsDerivativesOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsDerivativesOnBehalfOfPremiumPensionInstitutions" id="rj_InvestmentsDerivativesOnBehalfOfPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsDisposals" id="rj_InvestmentsDisposals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsDivestitures" id="rj_InvestmentsDivestitures" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsDutchStateBonds" id="rj_InvestmentsDutchStateBonds" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsDutchStateBondsDisclosure" id="rj_InvestmentsDutchStateBondsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsDutchStateBondsPolicy" id="rj_InvestmentsDutchStateBondsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsFairValueDeterminingAppliedCalculationMethodFrequencyDescription" id="rj_InvestmentsFairValueDeterminingAppliedCalculationMethodFrequencyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsFairValueDeterminingAppliedTaxationMethodFrequencyDescription" id="rj_InvestmentsFairValueDeterminingAppliedTaxationMethodFrequencyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsFairValueMethodDeterminingDisclosure" id="rj_InvestmentsFairValueMethodDeterminingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsFixedIncomeSecuritiesOnBehalfOfParticipants" id="rj_InvestmentsFixedIncomeSecuritiesOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsFixedIncomeSecuritiesOnBehalfOfPensionFund" id="rj_InvestmentsFixedIncomeSecuritiesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsFixedIncomeSecuritiesOnBehalfOfPremiumPensionInstitutions" id="rj_InvestmentsFixedIncomeSecuritiesOnBehalfOfPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInFixedIncomeSecuritiesOnBehalfOfParticipants" id="rj_InvestmentsInstitutionsListedNonListedInvestInFixedIncomeSecuritiesOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInFixedIncomeSecuritiesOnBehalfOfPensionFundPolicy" id="rj_InvestmentsInstitutionsListedNonListedInvestInFixedIncomeSecuritiesOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfParticipants" id="rj_InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfParticipantsDisclosure" id="rj_InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfParticipantsPolicy" id="rj_InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfPensionFund" id="rj_InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfPensionFundDisclosure" id="rj_InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfPensionFundPolicy" id="rj_InvestmentsInstitutionsListedNonListedInvestInSharesOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsLiabilities" id="rj_InvestmentsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsLoanedOnBehalfOfParticipantsPremiumPensionInstitutionsDisclosure" id="rj_InvestmentsLoanedOnBehalfOfParticipantsPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsMarketValue" id="rj_InvestmentsMarketValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsMortgageLoans" id="rj_InvestmentsMortgageLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsMortgageLoansDisclosure" id="rj_InvestmentsMortgageLoansDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsMortgageLoansPolicy" id="rj_InvestmentsMortgageLoansPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsMovement" id="rj_InvestmentsMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsMovementMarketValue" id="rj_InvestmentsMovementMarketValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsMovementOther" id="rj_InvestmentsMovementOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsNetPensionArrangements" id="rj_InvestmentsNetPensionArrangements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOnBehalfOfParticipants" id="rj_InvestmentsOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOnBehalfOfParticipantsDisclosure" id="rj_InvestmentsOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfParticipantsPolicy" id="rj_InvestmentsOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfPensionFund" id="rj_InvestmentsOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOnBehalfOfPensionFundDisclosure" id="rj_InvestmentsOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfPensionFundExtentBalancesFutureCashFlowsHedgedByDerivativesDisclosure" id="rj_InvestmentsOnBehalfOfPensionFundExtentBalancesFutureCashFlowsHedgedByDerivativesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfPensionFundExtentLentOutDisclosure" id="rj_InvestmentsOnBehalfOfPensionFundExtentLentOutDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfPensionFundInvestedInContributingOrganisationsDisclosure" id="rj_InvestmentsOnBehalfOfPensionFundInvestedInContributingOrganisationsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfPensionFundPolicy" id="rj_InvestmentsOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfPremiumPensionInstitutions" id="rj_InvestmentsOnBehalfOfPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOnBehalfOfPremiumPensionInstitutionsDisclosure" id="rj_InvestmentsOnBehalfOfPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfPremiumPensionInstitutionsPolicy" id="rj_InvestmentsOnBehalfOfPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOptionsWarrants" id="rj_InvestmentsOptionsWarrants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOptionsWarrantsDisclosure" id="rj_InvestmentsOptionsWarrantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOptionsWarrantsPolicy" id="rj_InvestmentsOptionsWarrantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOther" id="rj_InvestmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOtherDisclosure" id="rj_InvestmentsOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherExtentPremiumPensionInstitutions" id="rj_InvestmentsOtherExtentPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOtherExtentPremiumPensionInstitutionsDisclosure" id="rj_InvestmentsOtherExtentPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherExtentPremiumPensionInstitutionsPolicy" id="rj_InvestmentsOtherExtentPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherInvestmentEntitiesEightyFivePercentOrMoreOfCapitalDisclosure" id="rj_InvestmentsOtherInvestmentEntitiesEightyFivePercentOrMoreOfCapitalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherInvestmentEntityLevelExpensesRelatedAverageNetAssetValueDisclosure" id="rj_InvestmentsOtherInvestmentEntityLevelExpensesRelatedAverageNetAssetValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherNaturePremiumPensionInstitutions" id="rj_InvestmentsOtherNaturePremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOtherNaturePremiumPensionInstitutionsDisclosure" id="rj_InvestmentsOtherNaturePremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherNaturePremiumPensionInstitutionsPolicy" id="rj_InvestmentsOtherNaturePremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfParticipants" id="rj_InvestmentsOtherOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfParticipantsDisclosure" id="rj_InvestmentsOtherOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfParticipantsPolicy" id="rj_InvestmentsOtherOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfPensionFund" id="rj_InvestmentsOtherOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfPensionFundDisclosure" id="rj_InvestmentsOtherOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfPensionFundPolicy" id="rj_InvestmentsOtherOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfPremiumPensionInstitutions" id="rj_InvestmentsOtherOnBehalfOfPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfPremiumPensionInstitutionsDisclosure" id="rj_InvestmentsOtherOnBehalfOfPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfPremiumPensionInstitutionsPolicy" id="rj_InvestmentsOtherOnBehalfOfPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherPolicy" id="rj_InvestmentsOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsPreciousMetals" id="rj_InvestmentsPreciousMetals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsPreciousMetalsDisclosure" id="rj_InvestmentsPreciousMetalsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsPreciousMetalsPolicy" id="rj_InvestmentsPreciousMetalsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsPriceDifferences" id="rj_InvestmentsPriceDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsPriceDifferencesEightyFivePercentOrMoreInvested" id="rj_InvestmentsPriceDifferencesEightyFivePercentOrMoreInvested" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsPriceDifferencesMarketValue" id="rj_InvestmentsPriceDifferencesMarketValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsPrivateLoans" id="rj_InvestmentsPrivateLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsPrivateLoansDisclosure" id="rj_InvestmentsPrivateLoansDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsPrivateLoansPolicy" id="rj_InvestmentsPrivateLoansPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsProcurements" id="rj_InvestmentsProcurements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRealEstate" id="rj_InvestmentsRealEstate" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsRealEstateDisclosure" id="rj_InvestmentsRealEstateDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRealEstateInTheNetherlands" id="rj_InvestmentsRealEstateInTheNetherlands" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsRealEstateInTheNetherlandsDisclosure" id="rj_InvestmentsRealEstateInTheNetherlandsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRealEstateInTheNetherlandsPolicy" id="rj_InvestmentsRealEstateInTheNetherlandsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRealEstateOther" id="rj_InvestmentsRealEstateOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsRealEstateOtherDisclosure" id="rj_InvestmentsRealEstateOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRealEstateOtherPolicy" id="rj_InvestmentsRealEstateOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRealEstatePolicy" id="rj_InvestmentsRealEstatePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRedemptions" id="rj_InvestmentsRedemptions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsReturnInternalExternalDevelopmentsDescription" id="rj_InvestmentsReturnInternalExternalDevelopmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRevaluations" id="rj_InvestmentsRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRevaluationsEightyFivePercentOrMoreInvested" id="rj_InvestmentsRevaluationsEightyFivePercentOrMoreInvested" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRevaluationsMarketValue" id="rj_InvestmentsRevaluationsMarketValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSales" id="rj_InvestmentsSales" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSalesEightyFivePercentOrMoreInvested" id="rj_InvestmentsSalesEightyFivePercentOrMoreInvested" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSalesMarketValue" id="rj_InvestmentsSalesMarketValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSeparateDepositsCollectiveAgreementsForRiskOfPolicyholders" id="rj_InvestmentsSeparateDepositsCollectiveAgreementsForRiskOfPolicyholders" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSeparateDepositsCollectiveAgreementsForRiskOfPolicyholdersDisclosure" id="rj_InvestmentsSeparateDepositsCollectiveAgreementsForRiskOfPolicyholdersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSeparateDepositsCollectiveAgreementsForRiskOfPolicyholdersPolicy" id="rj_InvestmentsSeparateDepositsCollectiveAgreementsForRiskOfPolicyholdersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsShares" id="rj_InvestmentsShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSharesDisclosure" id="rj_InvestmentsSharesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesListedOnBehalfOfParticipants" id="rj_InvestmentsSharesListedOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSharesListedOnBehalfOfParticipantsDisclosure" id="rj_InvestmentsSharesListedOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesListedOnBehalfOfParticipantsPolicy" id="rj_InvestmentsSharesListedOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesListedOnBehalfOfPensionFund" id="rj_InvestmentsSharesListedOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSharesListedOnBehalfOfPensionFundDisclosure" id="rj_InvestmentsSharesListedOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesListedOnBehalfOfPensionFundPolicy" id="rj_InvestmentsSharesListedOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesNonListedOnBehalfOfParticipants" id="rj_InvestmentsSharesNonListedOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSharesNonListedOnBehalfOfParticipantsDisclosure" id="rj_InvestmentsSharesNonListedOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesNonListedOnBehalfOfParticipantsPolicy" id="rj_InvestmentsSharesNonListedOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesNonListedOnBehalfOfPensionFund" id="rj_InvestmentsSharesNonListedOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSharesNonListedOnBehalfOfPensionFundDisclosure" id="rj_InvestmentsSharesNonListedOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesNonListedOnBehalfOfPensionFundPolicy" id="rj_InvestmentsSharesNonListedOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfParticipants" id="rj_InvestmentsSharesOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfParticipantsDisclosure" id="rj_InvestmentsSharesOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfParticipantsPolicy" id="rj_InvestmentsSharesOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfPensionFund" id="rj_InvestmentsSharesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfPensionFundDisclosure" id="rj_InvestmentsSharesOnBehalfOfPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfPensionFundPolicy" id="rj_InvestmentsSharesOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfPremiumPensionInstitutions" id="rj_InvestmentsSharesOnBehalfOfPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfPremiumPensionInstitutionsDisclosure" id="rj_InvestmentsSharesOnBehalfOfPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesOnBehalfOfPremiumPensionInstitutionsPolicy" id="rj_InvestmentsSharesOnBehalfOfPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesPolicy" id="rj_InvestmentsSharesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsValueDevelopments" id="rj_InvestmentsValueDevelopments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvolvedAssetsOfDifferentSecuritiesDescription" id="rj_InvolvedAssetsOfDifferentSecuritiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvolvementStakeholdersByCompetentAuthorityDescription" id="rj_InvolvementStakeholdersByCompetentAuthorityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ItemRecordedOnBalanceCashEquivalentsDeviateFromDefinition" id="rj_ItemRecordedOnBalanceCashEquivalentsDeviateFromDefinition" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="JointVenturesActivitiesDescription" id="rj_JointVenturesActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="JointVenturesAdministrativeRelationsDescription" id="rj_JointVenturesAdministrativeRelationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="JointVenturesCompositionManagementSupervisoryBodyDescription" id="rj_JointVenturesCompositionManagementSupervisoryBodyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="JointVenturesDisclosure" id="rj_JointVenturesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="JointVenturesOtherPartiesDescription" id="rj_JointVenturesOtherPartiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="KeyElementsOfPoliciesConductedDescription" id="rj_KeyElementsOfPoliciesConductedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="KeyElementsRecoveryPlanPensionProviderDescription" id="rj_KeyElementsRecoveryPlanPensionProviderDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="KeyFiguresDisclosure" id="rj_KeyFiguresDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="KeyRatiosDisclosure" id="rj_KeyRatiosDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LackPolicyEnvironmentalSocialPersonnelAspectsDescription" id="rj_LackPolicyEnvironmentalSocialPersonnelAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LackPolicyFightAgainstCorruptionAndBriberyDescription" id="rj_LackPolicyFightAgainstCorruptionAndBriberyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LackPolicyHumanRightsDescription" id="rj_LackPolicyHumanRightsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LagFaultExplanationExpectedActualDifferencesDescription" id="rj_LagFaultExplanationExpectedActualDifferencesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LagFaultExtentDescription" id="rj_LagFaultExtentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LeasesPolicy" id="rj_LeasesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegacyIncome" id="rj_LegacyIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LegacyIncomeDisclosure" id="rj_LegacyIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegacyIncomePolicy" id="rj_LegacyIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalEntityLossesOverReportingPeriodParticipatingInterests" id="rj_LegalEntityLossesOverReportingPeriodParticipatingInterests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LegalEntityLossesOverReportingPeriodParticipatingInterestsDisclosure" id="rj_LegalEntityLossesOverReportingPeriodParticipatingInterestsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalEntityManagementCompositionDescription" id="rj_LegalEntityManagementCompositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalEntityManagementSupervisoryBodyCompositionDescription" id="rj_LegalEntityManagementSupervisoryBodyCompositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalEntityPurposeDescription" id="rj_LegalEntityPurposeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalPersonNotALegalOwnerDescription" id="rj_LegalPersonNotALegalOwnerDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalRisksDescription" id="rj_LegalRisksDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalStatutoryReservesAdditions" id="rj_LegalStatutoryReservesAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LegalStatutoryReservesWithdrawals" id="rj_LegalStatutoryReservesWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LentOutSecuritiesAndRawMaterialsAsPartOfTheTotalAssetsRate" id="rj_LentOutSecuritiesAndRawMaterialsAsPartOfTheTotalAssetsRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesCurrentOther" id="rj_LiabilitiesCurrentOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesCurrentOtherDisclosure" id="rj_LiabilitiesCurrentOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesCurrentOtherPolicy" id="rj_LiabilitiesCurrentOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesCurrentSecuredAmount" id="rj_LiabilitiesCurrentSecuredAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesCurrentToParticipatingInterestsExerciseSignificantInfluence" id="rj_LiabilitiesCurrentToParticipatingInterestsExerciseSignificantInfluence" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesFinancingSurplusCurrent" id="rj_LiabilitiesFinancingSurplusCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesFinancingSurplusCurrentDisclosure" id="rj_LiabilitiesFinancingSurplusCurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesFinancingSurplusCurrentPolicy" id="rj_LiabilitiesFinancingSurplusCurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesFromRealEstateSoldSubjectTermsConditions" id="rj_LiabilitiesFromRealEstateSoldSubjectTermsConditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesFromRealEstateSoldSubjectTermsConditionsDisclosure" id="rj_LiabilitiesFromRealEstateSoldSubjectTermsConditionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesFromRealEstateSoldSubjectTermsConditionsPolicy" id="rj_LiabilitiesFromRealEstateSoldSubjectTermsConditionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentDebtsAcquiredOnTakeover" id="rj_LiabilitiesNoncurrentDebtsAcquiredOnTakeover" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentDebtsDisposedOnDisposal" id="rj_LiabilitiesNoncurrentDebtsDisposedOnDisposal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentExchangeRateChanges" id="rj_LiabilitiesNoncurrentExchangeRateChanges" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentImmediateExigibilityDescription" id="rj_LiabilitiesNoncurrentImmediateExigibilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentImpositionAmortization" id="rj_LiabilitiesNoncurrentImpositionAmortization" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentInterestRate" id="rj_LiabilitiesNoncurrentInterestRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentMaturityExceedingOneYearWithinFiveYears" id="rj_LiabilitiesNoncurrentMaturityExceedingOneYearWithinFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesNoncurrentMaturityLessThanOneYear" id="rj_LiabilitiesNoncurrentMaturityLessThanOneYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesNoncurrentMovement" id="rj_LiabilitiesNoncurrentMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentMovementOther" id="rj_LiabilitiesNoncurrentMovementOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentNewFinancing" id="rj_LiabilitiesNoncurrentNewFinancing" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentRepayments" id="rj_LiabilitiesNoncurrentRepayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentSecuredAmount" id="rj_LiabilitiesNoncurrentSecuredAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesNoncurrentToParticipatingInterestsExerciseSignificantInfluence" id="rj_LiabilitiesNoncurrentToParticipatingInterestsExerciseSignificantInfluence" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesOther" id="rj_LiabilitiesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesOtherDisclosure" id="rj_LiabilitiesOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesOtherPolicy" id="rj_LiabilitiesOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesRepaymentDate" id="rj_LiabilitiesRepaymentDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilityAdequacyTestAggregatedLevelOfAnalysisDescription" id="rj_LiabilityAdequacyTestAggregatedLevelOfAnalysisDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilityAdequacyTestDisclosure" id="rj_LiabilityAdequacyTestDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilityAdequacyTestMethodAdjustmentBalanceSheetValueDescription" id="rj_LiabilityAdequacyTestMethodAdjustmentBalanceSheetValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilityAdequacyTestPoliciesMethodsDescription" id="rj_LiabilityAdequacyTestPoliciesMethodsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilityAdequacyTestResultsDescription" id="rj_LiabilityAdequacyTestResultsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilityDebtOfOthersDescription" id="rj_LiabilityDebtOfOthersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiableEquityCapital" id="rj_LiableEquityCapital" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="LiableEquityCapitalDisclosure" id="rj_LiableEquityCapitalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsChangesDuringPeriodConcessionAgreementClassificationDescription" id="rj_LicensingAgreementsChangesDuringPeriodConcessionAgreementClassificationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsDescription" id="rj_LicensingAgreementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsDisclosure" id="rj_LicensingAgreementsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsKeyTermsDescription" id="rj_LicensingAgreementsKeyTermsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsNatureAndExtentAssetTransferObligationsDescription" id="rj_LicensingAgreementsNatureAndExtentAssetTransferObligationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsNatureAndExtentExtensionTerminationOptionsDescription" id="rj_LicensingAgreementsNatureAndExtentExtensionTerminationOptionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsNatureAndExtentOfRightsofUseSpecificAssetsDescription" id="rj_LicensingAgreementsNatureAndExtentOfRightsofUseSpecificAssetsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsNatureAndExtentOfServiceObligationsRightsDescription" id="rj_LicensingAgreementsNatureAndExtentOfServiceObligationsRightsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsNatureAndExtentOtherRightsObligationsDescription" id="rj_LicensingAgreementsNatureAndExtentOtherRightsObligationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsNatureAndExtentPropertyPlantEquipmentObligationsDescription" id="rj_LicensingAgreementsNatureAndExtentPropertyPlantEquipmentObligationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsOutlineDescription" id="rj_LicensingAgreementsOutlineDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LineItemsOtherIncomeStatementNoImpactReceiptsPayments" id="rj_LineItemsOtherIncomeStatementNoImpactReceiptsPayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LineItemsOtherIncomeStatementReceiptsPaymentsNotConsideredOperatingActivities" id="rj_LineItemsOtherIncomeStatementReceiptsPaymentsNotConsideredOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LiquidInvestmentsCurrent" id="rj_LiquidInvestmentsCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectors" id="rj_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectorsCurrent" id="rj_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectorsCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectorsNoncurrent" id="rj_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectorsNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectors" id="rj_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectorsCurrent" id="rj_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectorsCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectorsNoncurrent" id="rj_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectorsNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="LocationActualActivitiesDescription" id="rj_LocationActualActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LotteriesIncome" id="rj_LotteriesIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LotteriesIncomeDisclosure" id="rj_LotteriesIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LotteriesIncomePolicy" id="rj_LotteriesIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MacroControlInstrumentFinalDeterminationDescription" id="rj_MacroControlInstrumentFinalDeterminationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MacroControlInstrumentLiabilityOrProvisionDescription" id="rj_MacroControlInstrumentLiabilityOrProvisionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MacroControlInstrumentTaxableBasis" id="rj_MacroControlInstrumentTaxableBasis" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="MagnitudeProcessedCompensationsDescription" id="rj_MagnitudeProcessedCompensationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MagnitudeRisksInsuranceDescription" id="rj_MagnitudeRisksInsuranceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MainAssumptionsProcessedMajorMaintenanceProvisionDescription" id="rj_MainAssumptionsProcessedMajorMaintenanceProvisionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MainCharactaristicsOfPensionArrangementsDescription" id="rj_MainCharactaristicsOfPensionArrangementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MainDifferencesEffectiveTaxRatePreviousYearDescription" id="rj_MainDifferencesEffectiveTaxRatePreviousYearDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MainDifferencesParametersSolvencyCapitalRequirementDescription" id="rj_MainDifferencesParametersSolvencyCapitalRequirementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MainDiscussionTopicsExternalAuditorDescription" id="rj_MainDiscussionTopicsExternalAuditorDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MainPurposeFinancialLeaseLessorDescription" id="rj_MainPurposeFinancialLeaseLessorDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MainPurposeOperationalLeaseLessorDescription" id="rj_MainPurposeOperationalLeaseLessorDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MainRiskHumanRightsActivitiesDescription" id="rj_MainRiskHumanRightsActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MainRisksEnvironmentSocialPersonnelAspectsActivitiesDescription" id="rj_MainRisksEnvironmentSocialPersonnelAspectsActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MainRisksFightAgainstCorruptionAndBriberyDescription" id="rj_MainRisksFightAgainstCorruptionAndBriberyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MainTransactionsRelatedPartySixMonthsDescription" id="rj_MainTransactionsRelatedPartySixMonthsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ManagementExpectationsMainDevelopmentsOfChangesInReservesAndProvisionsDescription" id="rj_ManagementExpectationsMainDevelopmentsOfChangesInReservesAndProvisionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ManagementExpectationsMainDevelopmentsOfContractActivitiesDescription" id="rj_ManagementExpectationsMainDevelopmentsOfContractActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ManagementExpectationsMainDevelopmentsOfIncomeExpensesDescription" id="rj_ManagementExpectationsMainDevelopmentsOfIncomeExpensesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ManagementExpectationsMainDevelopmentsOfOtherPlannedInvestmentsProjectsDescription" id="rj_ManagementExpectationsMainDevelopmentsOfOtherPlannedInvestmentsProjectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MarketValueOfRealEstateInOperationValuationByIndependentExpertDescription" id="rj_MarketValueOfRealEstateInOperationValuationByIndependentExpertDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MattersPoliticalSocialImpactDescription" id="rj_MattersPoliticalSocialImpactDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MeasuresAimedAtRespectForPrivacyAndTheLocalEnvironmentDescription" id="rj_MeasuresAimedAtRespectForPrivacyAndTheLocalEnvironmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MeasuresForInfluencingCultureBehaviourMotivationEmployeesDescription" id="rj_MeasuresForInfluencingCultureBehaviourMotivationEmployeesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MeasuresToPreventBriberyAndCorruptionDescription" id="rj_MeasuresToPreventBriberyAndCorruptionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MergersAcquisitionsDivestituresAndOutsourcingInTheContextOfCorporateSocialResponsibilityDescription" id="rj_MergersAcquisitionsDivestituresAndOutsourcingInTheContextOfCorporateSocialResponsibilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MergersAcquisitionsPercentageVotingRightsAcquired" id="rj_MergersAcquisitionsPercentageVotingRightsAcquired" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MethodComponentsProvisionDamageBenefitsDescription" id="rj_MethodComponentsProvisionDamageBenefitsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MethodNonDependentSupervisoryBoardNoPartialInterestDescription" id="rj_MethodNonDependentSupervisoryBoardNoPartialInterestDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MethodSpecialPurposeFundFromWhichDestinationIsLostDescription" id="rj_MethodSpecialPurposeFundFromWhichDestinationIsLostDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MethodValuationNonFinancialInstrumentsAcceptedOnRegulatedMarketOrOtherMarketFinancialInstrumentsDisclosure" id="rj_MethodValuationNonFinancialInstrumentsAcceptedOnRegulatedMarketOrOtherMarketFinancialInstrumentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MethodsUsedForFundraisingDescription" id="rj_MethodsUsedForFundraisingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MinimumReturnGuaranteeLiability" id="rj_MinimumReturnGuaranteeLiability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="MinimumReturnGuaranteeLiabilityPolicy" id="rj_MinimumReturnGuaranteeLiabilityPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MoneyOrSharesRedeemableLoansConditionsConversion" id="rj_MoneyOrSharesRedeemableLoansConditionsConversion" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MonitoringEvaluatingAchievementResultsAndRealizationImprovementDescription" id="rj_MonitoringEvaluatingAchievementResultsAndRealizationImprovementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MortalityProvisionBalanceInsurance" id="rj_MortalityProvisionBalanceInsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="MostImportantActivitiesEntityDescription" id="rj_MostImportantActivitiesEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MostImportantConditionsFinancialInstrumentsLegalFormClassifiedAsEquityDescription" id="rj_MostImportantConditionsFinancialInstrumentsLegalFormClassifiedAsEquityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MovementBorrowingsCurrent" id="rj_MovementBorrowingsCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="MovementBorrowingsNoncurrent" id="rj_MovementBorrowingsNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="MovementDebtsCurrent" id="rj_MovementDebtsCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="MovementDepositsReinsurers" id="rj_MovementDepositsReinsurers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="MovementInvestmentsRiskOfPolicyholders" id="rj_MovementInvestmentsRiskOfPolicyholders" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="MovementTreasuryShares" id="rj_MovementTreasuryShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="MovementsOtherOwnShares" id="rj_MovementsOtherOwnShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="MultiAnnualBudgetsDisclosure" id="rj_MultiAnnualBudgetsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MultiAnnualOverviewDisclosure" id="rj_MultiAnnualOverviewDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MutationReportingYearAcquisitionCosts" id="rj_MutationReportingYearAcquisitionCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="MutationReportingYearInterestRateDiscount" id="rj_MutationReportingYearInterestRateDiscount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NamePartyOutsourcedManagementOfInvestmentEntityDescription" id="rj_NamePartyOutsourcedManagementOfInvestmentEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NamePartyOutsourcingCustodyAssetsInvestmentEntityDescription" id="rj_NamePartyOutsourcingCustodyAssetsInvestmentEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NamesDirectorsOfACompanyAssociationCooperativeMutualtrustOrFoundationDescription" id="rj_NamesDirectorsOfACompanyAssociationCooperativeMutualtrustOrFoundationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NaturalPersonsTotalYearlyRemunerationOneMillionEuroIncludingBusinessUnitDescription" id="rj_NaturalPersonsTotalYearlyRemunerationOneMillionEuroIncludingBusinessUnitDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureCostsProcessedMajorMaintenanceProvisionDescription" id="rj_NatureCostsProcessedMajorMaintenanceProvisionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureDependencySupervisoryBoardDescription" id="rj_NatureDependencySupervisoryBoardDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureExtentRestructuringDescription" id="rj_NatureExtentRestructuringDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureMainPerformanceRequirementsDescription" id="rj_NatureMainPerformanceRequirementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureNowArrangementDescription" id="rj_NatureNowArrangementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureOfGovernmentSubsidiesDescription" id="rj_NatureOfGovernmentSubsidiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureOfInstrumentOtherThanEconomicRealityDescription" id="rj_NatureOfInstrumentOtherThanEconomicRealityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureOfInstrumentOtherThanLegalNatureDescription" id="rj_NatureOfInstrumentOtherThanLegalNatureDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NatureSectorSpecificCompensationsDescription" id="rj_NatureSectorSpecificCompensationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwill" id="rj_NegativeGoodwill" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="NegativeGoodwillAccumulatedAmortisation" id="rj_NegativeGoodwillAccumulatedAmortisation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="NegativeGoodwillAdditions" id="rj_NegativeGoodwillAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillAdjustmentsLaterIdentifiedAssetsLiabilities" id="rj_NegativeGoodwillAdjustmentsLaterIdentifiedAssetsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillDisclosure" id="rj_NegativeGoodwillDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillEconomicLife" id="rj_NegativeGoodwillEconomicLife" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillFutureLossesDescription" id="rj_NegativeGoodwillFutureLossesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillGross" id="rj_NegativeGoodwillGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="NegativeGoodwillIncomeStatementLineItemWhereRecognisedDescription" id="rj_NegativeGoodwillIncomeStatementLineItemWhereRecognisedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillMovement" id="rj_NegativeGoodwillMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillMovementsOther" id="rj_NegativeGoodwillMovementsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillPolicy" id="rj_NegativeGoodwillPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillRecognitionPeriodIncomeStatementDescription" id="rj_NegativeGoodwillRecognitionPeriodIncomeStatementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillReleaseIncomeStatement" id="rj_NegativeGoodwillReleaseIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillReleaseIncomeStatementNotFutureRelated" id="rj_NegativeGoodwillReleaseIncomeStatementNotFutureRelated" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillWriteOffDueToDisposals" id="rj_NegativeGoodwillWriteOffDueToDisposals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NegativeInterestExpensesDisclosure" id="rj_NegativeInterestExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeInterestIncomeDisclosure" id="rj_NegativeInterestIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeRevaluationsOfPuttableFinancialInstruments" id="rj_NegativeRevaluationsOfPuttableFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NetAssetValueInvestmentEntity" id="rj_NetAssetValueInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="NetAssetValueInvestmentEntityDisclosure" id="rj_NetAssetValueInvestmentEntityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NetAssetValueInvestmentEntityEightyFivePercentOrMoreInvested" id="rj_NetAssetValueInvestmentEntityEightyFivePercentOrMoreInvested" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="NetAssetValueInvestmentEntityEightyFivePercentOrMoreInvestedDisclosure" id="rj_NetAssetValueInvestmentEntityEightyFivePercentOrMoreInvestedDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NetAssetValuePerParticipationRight" id="rj_NetAssetValuePerParticipationRight" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="NetAssetValuePerParticipationRightEightyFivePercentOrMoreInvested" id="rj_NetAssetValuePerParticipationRightEightyFivePercentOrMoreInvested" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="NetAssets" id="rj_NetAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="NetCashFlows" id="rj_NetCashFlows" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NetInvestmentIncome" id="rj_NetInvestmentIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NetInvestmentIncomeDisclosure" id="rj_NetInvestmentIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NetPensionArrangementsAgreementsCharacteristicsDescription" id="rj_NetPensionArrangementsAgreementsCharacteristicsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NetPensionArrangementsRecognisedInFinancialStatementsDescription" id="rj_NetPensionArrangementsRecognisedInFinancialStatementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NetResult" id="rj_NetResult" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NetResultCashFlow" id="rj_NetResultCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NetResultDisclosure" id="rj_NetResultDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NetResultDiscontinuedOperationsAssets" id="rj_NetResultDiscontinuedOperationsAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NetResultDiscontinuedOperationsLongTermLoans" id="rj_NetResultDiscontinuedOperationsLongTermLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NetResultPolicy" id="rj_NetResultPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NetRevenueCategoryDisclosure" id="rj_NetRevenueCategoryDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NetRevenueDescription" id="rj_NetRevenueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NewBorrowings" id="rj_NewBorrowings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NoOrLimitedAuditSixMonthsDescription" id="rj_NoOrLimitedAuditSixMonthsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NominalValueOfPresentValueDeferredTaxLiabilitiesAndAssets" id="rj_NominalValueOfPresentValueDeferredTaxLiabilitiesAndAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="NominalValueRemainingPresentValueLiabilitiesAndAssets" id="rj_NominalValueRemainingPresentValueLiabilitiesAndAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="NonFinancialPerformanceIndicatorsSpecificActivitiesDescription" id="rj_NonFinancialPerformanceIndicatorsSpecificActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NonFinancialStatement" id="rj_NonFinancialStatement" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NoncommercialActivitiesDescription" id="rj_NoncommercialActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NowArrangementPolicy" id="rj_NowArrangementPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NumberOfActiveParticipants" id="rj_NumberOfActiveParticipants" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfHomesForSale" id="rj_NumberOfHomesForSale" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfHomesForSaleExpectedToBeSoldWithinOneYear" id="rj_NumberOfHomesForSaleExpectedToBeSoldWithinOneYear" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfHomesForSaleExpectedToBeSoldWithinOneYearBookValue" id="rj_NumberOfHomesForSaleExpectedToBeSoldWithinOneYearBookValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfHomesForSaleExpectedToBeSoldWithinOneYearExpectedRealisableValue" id="rj_NumberOfHomesForSaleExpectedToBeSoldWithinOneYearExpectedRealisableValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfInactiveParticipants" id="rj_NumberOfInactiveParticipants" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfKeepersSecuritiesDescription" id="rj_NumberOfKeepersSecuritiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NumberOfNonEERStudentsFinanciallySupportedByStudentFinancialSupportFund" id="rj_NumberOfNonEERStudentsFinanciallySupportedByStudentFinancialSupportFund" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfOtherParticipants" id="rj_NumberOfOtherParticipants" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfParticipants" id="rj_NumberOfParticipants" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfParticipantsDevelopementsDescription" id="rj_NumberOfParticipantsDevelopementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NumberOfPensioners" id="rj_NumberOfPensioners" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfStudents" id="rj_NumberOfStudents" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfStudentsActAsBoardMembersFinanciallySupportedByStudentFinancialSupportFund" id="rj_NumberOfStudentsActAsBoardMembersFinanciallySupportedByStudentFinancialSupportFund" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfStudentsDisclosure" id="rj_NumberOfStudentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NumberOfStudentsExceptionalPerformanceSportOrCultureFinanciallySupportedByStudentFinancialSupportFund" id="rj_NumberOfStudentsExceptionalPerformanceSportOrCultureFinanciallySupportedByStudentFinancialSupportFund" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfStudentsFinanciallySupportRequestedByStudentFinancialSupportFund" id="rj_NumberOfStudentsFinanciallySupportRequestedByStudentFinancialSupportFund" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfStudentsFinanciallySupportedByStudentFinancialSupportFund" id="rj_NumberOfStudentsFinanciallySupportedByStudentFinancialSupportFund" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfStudentsForceMajeureSituationsFinanciallySupportedByStudentFinancialSupportFund" id="rj_NumberOfStudentsForceMajeureSituationsFinanciallySupportedByStudentFinancialSupportFund" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfStudentsOtherFinanciallySupportedByStudentFinancialSupportFund" id="rj_NumberOfStudentsOtherFinanciallySupportedByStudentFinancialSupportFund" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberOfStudentsOutgoingScholarshipsFinanciallySupportedByStudentFinancialSupportFund" id="rj_NumberOfStudentsOutgoingScholarshipsFinanciallySupportedByStudentFinancialSupportFund" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumberSharesEachHoldersHoldsASpecialStatutoryControlLegalPersonDescription" id="rj_NumberSharesEachHoldersHoldsASpecialStatutoryControlLegalPersonDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NumberSharesNumberRightsGrantedByCompanyFinancialYear" id="rj_NumberSharesNumberRightsGrantedByCompanyFinancialYear" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NumericalIndicationNotDetermined" id="rj_NumericalIndicationNotDetermined" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NumericalReconciliationKeyFiguresWithFinancialStatements" id="rj_NumericalReconciliationKeyFiguresWithFinancialStatements" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NumericalReconciliationKeyRatiosWithFinancialStatements" id="rj_NumericalReconciliationKeyRatiosWithFinancialStatements" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ObligationsOnBehalfOfParticipantsPremiumPensionInstitutions" id="rj_ObligationsOnBehalfOfParticipantsPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ObligationsOnBehalfOfParticipantsPremiumPensionsInstitutionsMovement" id="rj_ObligationsOnBehalfOfParticipantsPremiumPensionsInstitutionsMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="OffBalanceSheetAssetsNotFeasibleDescription" id="rj_OffBalanceSheetAssetsNotFeasibleDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OffBalanceSheetCommitmentsEstimateFinancialEffectDescription" id="rj_OffBalanceSheetCommitmentsEstimateFinancialEffectDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OffBalanceSheetCommitmentsFiscalUnityDescription" id="rj_OffBalanceSheetCommitmentsFiscalUnityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OffBalanceSheetCommitmentsGuaranteesDescription" id="rj_OffBalanceSheetCommitmentsGuaranteesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OffBalanceSheetCommitmentsIndicationUncertaintiesAmountOrMomentOfOutflowDescription" id="rj_OffBalanceSheetCommitmentsIndicationUncertaintiesAmountOrMomentOfOutflowDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OffBalanceSheetCommitmentsNatureDescription" id="rj_OffBalanceSheetCommitmentsNatureDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OffBalanceSheetCommitmentsPaymentsObtainUsageRights" id="rj_OffBalanceSheetCommitmentsPaymentsObtainUsageRights" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="OffBalanceSheetCommitmentsPaymentsObtainUsageRightsMaturityExceedingFiveYears" id="rj_OffBalanceSheetCommitmentsPaymentsObtainUsageRightsMaturityExceedingFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="OffBalanceSheetCommitmentsPurchaseCommitmentsDescription" id="rj_OffBalanceSheetCommitmentsPurchaseCommitmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OffBalanceSheetLiabilitiesLiabilityClaimDescription" id="rj_OffBalanceSheetLiabilitiesLiabilityClaimDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OfferedInterestRateDiscount" id="rj_OfferedInterestRateDiscount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="OfficeRelatedAndGeneralExpenses" id="rj_OfficeRelatedAndGeneralExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="OldAgeObligation" id="rj_OldAgeObligation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="OnHowTheOrganisationDealsWithSocialAspectsOfDoingBusinessDescription" id="rj_OnHowTheOrganisationDealsWithSocialAspectsOfDoingBusinessDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperatingExpensesOtherPaid" id="rj_OperatingExpensesOtherPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="OperatingExpensesRealEstateIncludingDepreciation" id="rj_OperatingExpensesRealEstateIncludingDepreciation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="OperatingIncomeOtherIncomeOther" id="rj_OperatingIncomeOtherIncomeOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="OperatingIncomeOtherIncomeOtherPolicy" id="rj_OperatingIncomeOtherIncomeOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperatingIncomeOtherServicesOther" id="rj_OperatingIncomeOtherServicesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="OperatingIncomeOtherServicesOtherPolicy" id="rj_OperatingIncomeOtherServicesOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperatingLeasesCommitmentsMaturityAverageDescription" id="rj_OperatingLeasesCommitmentsMaturityAverageDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperatingLeasesConditionalLeasePaymentsDescription" id="rj_OperatingLeasesConditionalLeasePaymentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="OperatingLeasesFutureSubLeaseReceivables" id="rj_OperatingLeasesFutureSubLeaseReceivables" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="OperatingLeasesMinimalLeasePayments" id="rj_OperatingLeasesMinimalLeasePayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="OperatingLeasesMinimumLeasePaymentsMaturityExceedingOneYearWithinFiveYears" id="rj_OperatingLeasesMinimumLeasePaymentsMaturityExceedingOneYearWithinFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="OperatingLeasesOptionsClausesDescription" id="rj_OperatingLeasesOptionsClausesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="OperatingLeasesSubLeaseReceipts" id="rj_OperatingLeasesSubLeaseReceipts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OperatingResultCashFlow" id="rj_OperatingResultCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OperationComplianceBoardPreparedCodeOfConductDescription" id="rj_OperationComplianceBoardPreparedCodeOfConductDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="OperationalLeasedAssetsinCreditExplanation" id="rj_OperationalLeasedAssetsinCreditExplanation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperationalRisksDeficienciesProcessesDescription" id="rj_OperationalRisksDeficienciesProcessesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="OperationalRisksExternalEventsDescription" id="rj_OperationalRisksExternalEventsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperationalRisksFailingPeopleDescription" id="rj_OperationalRisksFailingPeopleDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperationalRisksProcessesDescription" id="rj_OperationalRisksProcessesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperationalRisksSystemsDescription" id="rj_OperationalRisksSystemsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherFiscalReserves" id="rj_OtherFiscalReserves" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="OtherInformationConcerningRiskManagement" id="rj_OtherInformationConcerningRiskManagement" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherInformationRegardingQualityControl" id="rj_OtherInformationRegardingQualityControl" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherInformationRelatingToAutomation" id="rj_OtherInformationRelatingToAutomation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherInformationRelatingToInternalAndExternalInformationSupply" id="rj_OtherInformationRelatingToInternalAndExternalInformationSupply" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherInformationRelatingToInternalControlWithRegardsToProcessesAndProcedures" id="rj_OtherInformationRelatingToInternalControlWithRegardsToProcessesAndProcedures" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherInformationRelatingToMarketingAndDistribution" id="rj_OtherInformationRelatingToMarketingAndDistribution" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherLiabilitesAndAccruedLiabilitiesPremiumPensionInstitutions" id="rj_OtherLiabilitesAndAccruedLiabilitiesPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="OtherLiabilitesAndAccruedLiabilitiesPremiumPensionInstitutionsDisclosure" id="rj_OtherLiabilitesAndAccruedLiabilitiesPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="OtherLiabilitiesOnBehalfOfParticipantsPremiumPensionInstitutions" id="rj_OtherLiabilitiesOnBehalfOfParticipantsPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="OtherLiabilitiesOnBehalfOfParticipantsPremiumPensionInstitutionsPolicy" id="rj_OtherLiabilitiesOnBehalfOfParticipantsPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherNotesIncomeExpensesStatement" id="rj_OtherNotesIncomeExpensesStatement" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherNotesIncomeStatement" id="rj_OtherNotesIncomeStatement" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherProvisionBalanceInsurance" id="rj_OtherProvisionBalanceInsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OtherReimbursementsPremiumPensionInstitutions" id="rj_OtherReimbursementsPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="OtherSharesOneTimeExpensesParticipantsInvestmentEntity" id="rj_OtherSharesOneTimeExpensesParticipantsInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OtherTechnicalExpensesForOwnAccountGross" id="rj_OtherTechnicalExpensesForOwnAccountGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OtherTechnicalExpensesForOwnAccountReinsuredPart" id="rj_OtherTechnicalExpensesForOwnAccountReinsuredPart" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OtherTechnicalExpensesPaid" id="rj_OtherTechnicalExpensesPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="OtherTechnicalIncomeForOwnAccountGross" id="rj_OtherTechnicalIncomeForOwnAccountGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="OtherTechnicalIncomeForOwnAccountReinsuredPart" id="rj_OtherTechnicalIncomeForOwnAccountReinsuredPart" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="OtherTechnicalIncomeOwnAccount" id="rj_OtherTechnicalIncomeOwnAccount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OtherTechnicalIncomeReceived" id="rj_OtherTechnicalIncomeReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OutsourcingAdministrationInvestmentEntityDescription" id="rj_OutsourcingAdministrationInvestmentEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OutsourcingAdministrationInvestmentEntityLiabilityDescription" id="rj_OutsourcingAdministrationInvestmentEntityLiabilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OutsourcingCustodyAssetsInvestmentEntityDescription" id="rj_OutsourcingCustodyAssetsInvestmentEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OutsourcingCustodyAssetsInvestmentEntityLiabilityDescription" id="rj_OutsourcingCustodyAssetsInvestmentEntityLiabilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OutsourcingPolicyDescription" id="rj_OutsourcingPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OverviewSupervisoryBoardMemberAppointedResignDescription" id="rj_OverviewSupervisoryBoardMemberAppointedResignDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PackageCostsDevelopmentChangePackage" id="rj_PackageCostsDevelopmentChangePackage" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PaidUnpaidRewardsToStaffDescription" id="rj_PaidUnpaidRewardsToStaffDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParkingFacilitiesInExploitation" id="rj_ParkingFacilitiesInExploitation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ParkingFacilitiesInExploitationDisclosure" id="rj_ParkingFacilitiesInExploitationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParkingFacilitiesInExploitationPolicy" id="rj_ParkingFacilitiesInExploitationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParticipationInvestmentFirmNonConsolidatedMajorityAndMinorityInterestDescription" id="rj_ParticipationInvestmentFirmNonConsolidatedMajorityAndMinorityInterestDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParticipationRightsOutstanding" id="rj_ParticipationRightsOutstanding" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ParticipationRightsOutstandingDisclosure" id="rj_ParticipationRightsOutstandingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParticipationRightsOutstandingEightyFivePercentOrMoreInvested" id="rj_ParticipationRightsOutstandingEightyFivePercentOrMoreInvested" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="ParticipationsClassifiedAsEquity" id="rj_ParticipationsClassifiedAsEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ParticipationsClassifiedAsEquityDisclosure" id="rj_ParticipationsClassifiedAsEquityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParticipationsClassifiedAsEquityPolicy" id="rj_ParticipationsClassifiedAsEquityPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParticipationsClassifiedAsLiabilities" id="rj_ParticipationsClassifiedAsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ParticipationsClassifiedAsLiabilitiesDisclosure" id="rj_ParticipationsClassifiedAsLiabilitiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParticipationsClassifiedAsLiabilitiesPolicy" id="rj_ParticipationsClassifiedAsLiabilitiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PartyBenefittingSharesPremiumDiscountsDescription" id="rj_PartyBenefittingSharesPremiumDiscountsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PatientAndResidentsDependentExpenses" id="rj_PatientAndResidentsDependentExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PatientAndResidentsDependentExpensesDisclosure" id="rj_PatientAndResidentsDependentExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PatientAndResidentsDependentExpensesPolicy" id="rj_PatientAndResidentsDependentExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCentralCash" id="rj_PayablesCentralCash" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesCentralCashAndHealthCareInsuranceFund" id="rj_PayablesCentralCashAndHealthCareInsuranceFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesCentralCashAndHealthCareInsuranceFundDisclosure" id="rj_PayablesCentralCashAndHealthCareInsuranceFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCentralCashAndHealthCareInsuranceFundPolicy" id="rj_PayablesCentralCashAndHealthCareInsuranceFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCentralCashDisclosure" id="rj_PayablesCentralCashDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCentralCashPolicy" id="rj_PayablesCentralCashPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCooperativeMembers" id="rj_PayablesCooperativeMembers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesCooperativeMembersCurrent" id="rj_PayablesCooperativeMembersCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesCooperativeMembersCurrentDisclosure" id="rj_PayablesCooperativeMembersCurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCooperativeMembersCurrentPolicy" id="rj_PayablesCooperativeMembersCurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCooperativeMembersDisclosure" id="rj_PayablesCooperativeMembersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCooperativeMembersNoncurrentDisclosure" id="rj_PayablesCooperativeMembersNoncurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCooperativeMembersNoncurrentPolicy" id="rj_PayablesCooperativeMembersNoncurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCooperativeMembersPolicy" id="rj_PayablesCooperativeMembersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesDerivatives" id="rj_PayablesDerivatives" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesDerivativesDisclosure" id="rj_PayablesDerivativesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesDerivativesPolicy" id="rj_PayablesDerivativesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesEmployeeBenefitsExpenses" id="rj_PayablesEmployeeBenefitsExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesEmployeeBenefitsExpensesDisclosure" id="rj_PayablesEmployeeBenefitsExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesEmployeeBenefitsExpensesPolicy" id="rj_PayablesEmployeeBenefitsExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHealthcareProviders" id="rj_PayablesHealthcareProviders" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesHealthcareProvidersDisclosure" id="rj_PayablesHealthcareProvidersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHealthcareProvidersPolicy" id="rj_PayablesHealthcareProvidersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHedgingTransactionsNotPriceExchangeRateRiskInvestments" id="rj_PayablesHedgingTransactionsNotPriceExchangeRateRiskInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesHedgingTransactionsNotPriceExchangeRateRiskInvestmentsDisclosure" id="rj_PayablesHedgingTransactionsNotPriceExchangeRateRiskInvestmentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHedgingTransactionsNotPriceExchangeRateRiskInvestmentsEightyFivePercentOrMoreInvested" id="rj_PayablesHedgingTransactionsNotPriceExchangeRateRiskInvestmentsEightyFivePercentOrMoreInvested" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesHedgingTransactionsNotPriceExchangeRateRiskInvestmentsEightyFivePercentOrMoreInvestedDisclosure" id="rj_PayablesHedgingTransactionsNotPriceExchangeRateRiskInvestmentsEightyFivePercentOrMoreInvestedDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHedgingTransactionsPriceExchangeRateRiskInvestments" id="rj_PayablesHedgingTransactionsPriceExchangeRateRiskInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesHedgingTransactionsPriceExchangeRateRiskInvestmentsDisclosure" id="rj_PayablesHedgingTransactionsPriceExchangeRateRiskInvestmentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHedgingTransactionsPriceExchangeRateRiskInvestmentsEightyFivePercentOrMoreInvested" id="rj_PayablesHedgingTransactionsPriceExchangeRateRiskInvestmentsEightyFivePercentOrMoreInvested" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesHedgingTransactionsPriceExchangeRateRiskInvestmentsEightyFivePercentOrMoreInvestedDisclosure" id="rj_PayablesHedgingTransactionsPriceExchangeRateRiskInvestmentsEightyFivePercentOrMoreInvestedDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHolidayPay" id="rj_PayablesHolidayPay" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesHolidayPayDisclosure" id="rj_PayablesHolidayPayDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHolidayPayPolicy" id="rj_PayablesHolidayPayPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesIncomeTaxCurrent" id="rj_PayablesIncomeTaxCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesIncomeTaxCurrentDisclosure" id="rj_PayablesIncomeTaxCurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesPensionPayments" id="rj_PayablesPensionPayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesPensionPaymentsDisclosure" id="rj_PayablesPensionPaymentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesPensionPaymentsPolicy" id="rj_PayablesPensionPaymentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesTransactionsFinancialDerivatives" id="rj_PayablesTransactionsFinancialDerivatives" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesTransactionsFinancialDerivativesDisclosure" id="rj_PayablesTransactionsFinancialDerivativesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesVPLArrangementsReceivedNotYetUtilisedDisclosure" id="rj_PayablesVPLArrangementsReceivedNotYetUtilisedDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesVPLArrangementsReceivedNotYetUtilisedPolicy" id="rj_PayablesVPLArrangementsReceivedNotYetUtilisedPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesVacationDays" id="rj_PayablesVacationDays" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesVacationDaysDisclosure" id="rj_PayablesVacationDaysDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesVacationDaysPolicy" id="rj_PayablesVacationDaysPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesValueTransfers" id="rj_PayablesValueTransfers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PayablesValueTransfersDisclosure" id="rj_PayablesValueTransfersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesValueTransfersPolicy" id="rj_PayablesValueTransfersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsAcquireRedeemEntitysShares" id="rj_PaymentsAcquireRedeemEntitysShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsCapitalizedDevelopmentCosts" id="rj_PaymentsCapitalizedDevelopmentCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsEmployees" id="rj_PaymentsEmployees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsInstallmentsOperationalLeasing" id="rj_PaymentsInstallmentsOperationalLeasing" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsInvestmentsNonShortTermHighlyLiquidSecurities" id="rj_PaymentsInvestmentsNonShortTermHighlyLiquidSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsManagementInvestments" id="rj_PaymentsManagementInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsOtherClassifiedAsInvestmentsActivities" id="rj_PaymentsOtherClassifiedAsInvestmentsActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsProductionProcess" id="rj_PaymentsProductionProcess" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsProvisionRepaymentLongTermLoans" id="rj_PaymentsProvisionRepaymentLongTermLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsPurchaseGoodsServices" id="rj_PaymentsPurchaseGoodsServices" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsPurchaseTreasuryShares" id="rj_PaymentsPurchaseTreasuryShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsReclaimingValueAddedTax" id="rj_PaymentsReclaimingValueAddedTax" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsSelfMadeTangibleAssets" id="rj_PaymentsSelfMadeTangibleAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PensionAdministrationExpenses" id="rj_PensionAdministrationExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PensionAdministrationExpensesChargedToEmployers" id="rj_PensionAdministrationExpensesChargedToEmployers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PensionAdministrationExpensesChargedToEmployersDisclosure" id="rj_PensionAdministrationExpensesChargedToEmployersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionAdministrationExpensesDisclosure" id="rj_PensionAdministrationExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionAdministrationExpensesPaid" id="rj_PensionAdministrationExpensesPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PensionAdministrationExpensesPolicy" id="rj_PensionAdministrationExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionAgreementDescription" id="rj_PensionAgreementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionArrangementRegulationDescription" id="rj_PensionArrangementRegulationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionArrangementsPolicy" id="rj_PensionArrangementsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionBenefits" id="rj_PensionBenefits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PensionBenefitsDisclosure" id="rj_PensionBenefitsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionBenefitsPaid" id="rj_PensionBenefitsPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PensionBenefitsPolicy" id="rj_PensionBenefitsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionClaimEffectIncomeExpensesStatementDescription" id="rj_PensionClaimEffectIncomeExpensesStatementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionClaimInclusionConsiderationsDescription" id="rj_PensionClaimInclusionConsiderationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionExpensesAdditional" id="rj_PensionExpensesAdditional" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PensionInvestments" id="rj_PensionInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PensionManagementExpenses" id="rj_PensionManagementExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PensionManagementExpensesDescription" id="rj_PensionManagementExpensesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionManagementExpensesDisclosure" id="rj_PensionManagementExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionManagementExpensesPerActiveParticipant" id="rj_PensionManagementExpensesPerActiveParticipant" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PensionManagementExpensesPerPensioner" id="rj_PensionManagementExpensesPerPensioner" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PensionManagementExpensesPolicy" id="rj_PensionManagementExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionObligationsActuarialRisksDescription" id="rj_PensionObligationsActuarialRisksDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionObligationsDurationDescription" id="rj_PensionObligationsDurationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionObligationsIndexationRiskDescription" id="rj_PensionObligationsIndexationRiskDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionObligationsMaturityRatiosDescription" id="rj_PensionObligationsMaturityRatiosDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionObligationsPremiumAnnualAccrualDescription" id="rj_PensionObligationsPremiumAnnualAccrualDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionObligationsPremiumPercentagesPoliciesDescription" id="rj_PensionObligationsPremiumPercentagesPoliciesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionPremiums" id="rj_PensionPremiums" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PensionReceivables" id="rj_PensionReceivables" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PensionReceivablesDisclosure" id="rj_PensionReceivablesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionReceivablesPolicy" id="rj_PensionReceivablesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PensionReceivablesReceivablesAccruedIncome" id="rj_PensionReceivablesReceivablesAccruedIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PensionReceivablesReceivablesOtherCurrent" id="rj_PensionReceivablesReceivablesOtherCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PensionsInternalExternalDevelopmentsDescription" id="rj_PensionsInternalExternalDevelopmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PercentageTotalRevenues" id="rj_PercentageTotalRevenues" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PerformanceFees" id="rj_PerformanceFees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PerformanceFeesAdministratorInvestmentAdvisorAsPercentageOfNetAssetValue" id="rj_PerformanceFeesAdministratorInvestmentAdvisorAsPercentageOfNetAssetValue" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PerformanceFeesAdministratorInvestmentAdvisorAsPercentageOfNetAssetValueDisclosure" id="rj_PerformanceFeesAdministratorInvestmentAdvisorAsPercentageOfNetAssetValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PerformanceFeesDisclosure" id="rj_PerformanceFeesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PerformanceFeesPolicy" id="rj_PerformanceFeesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PersonalInterestInInvestmentsDisclosure" id="rj_PersonalInterestInInvestmentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PersonalInterestInInvestmentsManagingDirectorsFormerManagingDirectorsAmount" id="rj_PersonalInterestInInvestmentsManagingDirectorsFormerManagingDirectorsAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PersonalInterestInInvestmentsManagingDirectorsFormerManagingDirectorsControlRights" id="rj_PersonalInterestInInvestmentsManagingDirectorsFormerManagingDirectorsControlRights" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsAmount" id="rj_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsControlRights" id="rj_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsControlRights" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="PersonalInterestInInvestmentsSupervisoryDirectorsFormerSupervisoryDirectorsAmount" id="rj_PersonalInterestInInvestmentsSupervisoryDirectorsFormerSupervisoryDirectorsAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PersonalInterestInInvestmentsSupervisoryDirectorsFormerSupervisoryDirectorsControlRights" id="rj_PersonalInterestInInvestmentsSupervisoryDirectorsFormerSupervisoryDirectorsControlRights" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="PersonnelRelatedOtherExpenses" id="rj_PersonnelRelatedOtherExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PlannedExpenditureOnFundraisingAndSupportingFunctionsDescription" id="rj_PlannedExpenditureOnFundraisingAndSupportingFunctionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PlannedExpenditureOnTheObjectiveDescription" id="rj_PlannedExpenditureOnTheObjectiveDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PledgingBorrowingArrangementInformation" id="rj_PledgingBorrowingArrangementInformation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PledgingBorrowingArrangementMaturities" id="rj_PledgingBorrowingArrangementMaturities" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PledgingBorrowingArrangementPolicyImplementation" id="rj_PledgingBorrowingArrangementPolicyImplementation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PledgingBorrowingArrangementTypesAndExtent" id="rj_PledgingBorrowingArrangementTypesAndExtent" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PoliciesControllingPaymentsDueToTerminationOfTheEmploymentInformation" id="rj_PoliciesControllingPaymentsDueToTerminationOfTheEmploymentInformation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PoliciesHandlingComplaintsInformation" id="rj_PoliciesHandlingComplaintsInformation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PoliciesMethodAllocationInvestmentsDescription" id="rj_PoliciesMethodAllocationInvestmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PoliciesValuationEquityDescription" id="rj_PoliciesValuationEquityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyCommunicationWithStakeholdersDescription" id="rj_PolicyCommunicationWithStakeholdersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyEnvironmentalSocialPersonnelAspectsDescription" id="rj_PolicyEnvironmentalSocialPersonnelAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyExtentAndPurposeOfReservesAndFundsDescription" id="rj_PolicyExtentAndPurposeOfReservesAndFundsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyFightAgainstCorruptionAndBriberyDescription" id="rj_PolicyFightAgainstCorruptionAndBriberyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyHoldersProductGroupDescription" id="rj_PolicyHoldersProductGroupDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyHumanRightsDescription" id="rj_PolicyHumanRightsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyInvestmentsDescription" id="rj_PolicyInvestmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyInvestmentsRelatedRisksDescription" id="rj_PolicyInvestmentsRelatedRisksDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyNonrestrictedEquitySizeFunctionDescription" id="rj_PolicyNonrestrictedEquitySizeFunctionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyOfProspectiveUsageReservesAndFundsDescription" id="rj_PolicyOfProspectiveUsageReservesAndFundsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyRelatingToRatioExpensesToIncomeOfFundraisingDescription" id="rj_PolicyRelatingToRatioExpensesToIncomeOfFundraisingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyRemunerationManagerDescription" id="rj_PolicyRemunerationManagerDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PolicyValuationCostsProcessedMajorMaintenanceProvisionDescription" id="rj_PolicyValuationCostsProcessedMajorMaintenanceProvisionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PortfoliosNegativePremiumProvisionDisclosure" id="rj_PortfoliosNegativePremiumProvisionDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PositiveRevaluationsOfPuttableFinancialInstruments" id="rj_PositiveRevaluationsOfPuttableFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PossibleAgreementsImpactsCompositionDecisionProcessDescription" id="rj_PossibleAgreementsImpactsCompositionDecisionProcessDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PossibleFrequentAbsenceSupervisoryBoardDescription" id="rj_PossibleFrequentAbsenceSupervisoryBoardDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PreferredDividendDeductedFromResultForTheYear" id="rj_PreferredDividendDeductedFromResultForTheYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PreferredDividendDeductedFromResultForTheYearDisclosure" id="rj_PreferredDividendDeductedFromResultForTheYearDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PreferredDividendDeductedFromResultForTheYearPolicy" id="rj_PreferredDividendDeductedFromResultForTheYearPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumActual" id="rj_PremiumActual" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumActualCompositionDescription" id="rj_PremiumActualCompositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributions" id="rj_PremiumContributions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsDisclosure" id="rj_PremiumContributionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsEmployersEmployees" id="rj_PremiumContributionsEmployersEmployees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsEmployersEmployeesDisclosure" id="rj_PremiumContributionsEmployersEmployeesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsEmployersEmployeesPolicy" id="rj_PremiumContributionsEmployersEmployeesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsNetPensionArrangements" id="rj_PremiumContributionsNetPensionArrangements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsOnBehalfOfParticipants" id="rj_PremiumContributionsOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsOnBehalfOfParticipantsDisclosure" id="rj_PremiumContributionsOnBehalfOfParticipantsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsOnBehalfOfParticipantsPolicy" id="rj_PremiumContributionsOnBehalfOfParticipantsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsPolicy" id="rj_PremiumContributionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumContributionsReceived" id="rj_PremiumContributionsReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumCostEffective" id="rj_PremiumCostEffective" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumCostEffectiveCompositionDescription" id="rj_PremiumCostEffectiveCompositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumDifferencesReasonsDescription" id="rj_PremiumDifferencesReasonsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumPolicyDescription" id="rj_PremiumPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PremiumSmoothed" id="rj_PremiumSmoothed" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumsOwnAccount" id="rj_PremiumsOwnAccount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PremiumsReceived" id="rj_PremiumsReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PresenceAndOperationOfInternalRiskManagementSystemDescription" id="rj_PresenceAndOperationOfInternalRiskManagementSystemDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PresentationOfDefferedTaxAssetsDeductibleWithinTwelveMonthsDescription" id="rj_PresentationOfDefferedTaxAssetsDeductibleWithinTwelveMonthsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PresentationOfFinancialAssetsDeductibleWithinTwelveMonthsDescription" id="rj_PresentationOfFinancialAssetsDeductibleWithinTwelveMonthsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PrinciplesDeviationDescription" id="rj_PrinciplesDeviationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PrinciplesPoliciesAllocationAssetsLiabilitiesIncomeExpensesCashFlowsToDaebBranch" id="rj_PrinciplesPoliciesAllocationAssetsLiabilitiesIncomeExpensesCashFlowsToDaebBranch" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PrinciplesPoliciesAllocationAssetsLiabilitiesIncomeExpensesCashFlowsToNonDaebBranch" id="rj_PrinciplesPoliciesAllocationAssetsLiabilitiesIncomeExpensesCashFlowsToNonDaebBranch" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PrinciplesPolicyValueDescription" id="rj_PrinciplesPolicyValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PriorPeriodErrorsCorrectionEffectDescription" id="rj_PriorPeriodErrorsCorrectionEffectDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PriorPeriodErrorsDisclosure" id="rj_PriorPeriodErrorsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PriorPeriodErrorsNatureAndExtentDescription" id="rj_PriorPeriodErrorsNatureAndExtentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsCashObtainedAcquisition" id="rj_ProceedsCashObtainedAcquisition" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsFromBorrowings" id="rj_ProceedsFromBorrowings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsFromBorrowingsDebentureLoans" id="rj_ProceedsFromBorrowingsDebentureLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsFromBorrowingsMortgageLoans" id="rj_ProceedsFromBorrowingsMortgageLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsFromBorrowingsOtherLoans" id="rj_ProceedsFromBorrowingsOtherLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsFromBorrowingsPrivateLoans" id="rj_ProceedsFromBorrowingsPrivateLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsFromDebtSecurities" id="rj_ProceedsFromDebtSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsFromSaleAndFinancialLeasebackTransaction" id="rj_ProceedsFromSaleAndFinancialLeasebackTransaction" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsFromSubordinatedBorrowings" id="rj_ProceedsFromSubordinatedBorrowings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsIssueShares" id="rj_ProceedsIssueShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsReplacementShares" id="rj_ProceedsReplacementShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesGroupCompanies" id="rj_ProceedsSalesGroupCompanies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesIntangibleAssets" id="rj_ProceedsSalesIntangibleAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesIntangibleAssetsNotAccountedAsNetSales" id="rj_ProceedsSalesIntangibleAssetsNotAccountedAsNetSales" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesInvestmentPortfolio" id="rj_ProceedsSalesInvestmentPortfolio" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesInvestmentsGroupCompaniesAndParticipatingInterests" id="rj_ProceedsSalesInvestmentsGroupCompaniesAndParticipatingInterests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesInvestmentsLandAndBuildingsAndOfShares" id="rj_ProceedsSalesInvestmentsLandAndBuildingsAndOfShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesInvestmentsOther" id="rj_ProceedsSalesInvestmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesNonconsolidatedEntities" id="rj_ProceedsSalesNonconsolidatedEntities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesOtherFinancialAssets" id="rj_ProceedsSalesOtherFinancialAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesParticipatingInterestsOther" id="rj_ProceedsSalesParticipatingInterestsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesPropertyPlantAndEquipment" id="rj_ProceedsSalesPropertyPlantAndEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProcessSuccessionPlanningDescription" id="rj_ProcessSuccessionPlanningDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProcessedWagesDescription" id="rj_ProcessedWagesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProcessingCostDeductionPremiumPensionInstitutionsDisclosure" id="rj_ProcessingCostDeductionPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProcessingOfCompensationsDescription" id="rj_ProcessingOfCompensationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProcessingRepairAndMaintenanceCostsPolicy" id="rj_ProcessingRepairAndMaintenanceCostsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProcessingSharesPremiumDiscountsDescription" id="rj_ProcessingSharesPremiumDiscountsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProductResponsibilityDescription" id="rj_ProductResponsibilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProductsServicesPensionFundDescription" id="rj_ProductsServicesPensionFundDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProfitLossAccountAmountAccountedForDescription" id="rj_ProfitLossAccountAmountAccountedForDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProfitSharingAndDiscountsGross" id="rj_ProfitSharingAndDiscountsGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProfitSharingAndDiscountsPaid" id="rj_ProfitSharingAndDiscountsPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ProfitSharingAndDiscountsReinsuredPart" id="rj_ProfitSharingAndDiscountsReinsuredPart" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProgressionInterestRateInconsistentInterestRateRemainingMaturityDescription" id="rj_ProgressionInterestRateInconsistentInterestRateRemainingMaturityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentActualCostPrice" id="rj_PropertyPlantEquipmentActualCostPrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PropertyPlantEquipmentAdditionsThroughAcquisitions" id="rj_PropertyPlantEquipmentAdditionsThroughAcquisitions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentBookValueInactiveHeldForSale" id="rj_PropertyPlantEquipmentBookValueInactiveHeldForSale" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PropertyPlantEquipmentBookValueInactiveHeldForSaleDisclosure" id="rj_PropertyPlantEquipmentBookValueInactiveHeldForSaleDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentBookValueTemporarilyInactiveAssets" id="rj_PropertyPlantEquipmentBookValueTemporarilyInactiveAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PropertyPlantEquipmentBookValueTemporarilyInactiveAssetsDisclosure" id="rj_PropertyPlantEquipmentBookValueTemporarilyInactiveAssetsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentCarryingAmountActualCostpriceNoLongerReliable" id="rj_PropertyPlantEquipmentCarryingAmountActualCostpriceNoLongerReliable" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PropertyPlantEquipmentCarryingAmountActualCostpriceNoLongerReliableDisclosure" id="rj_PropertyPlantEquipmentCarryingAmountActualCostpriceNoLongerReliableDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentCostPrice" id="rj_PropertyPlantEquipmentCostPrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PropertyPlantEquipmentCurrentValueDeterminationDescription" id="rj_PropertyPlantEquipmentCurrentValueDeterminationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentCurrentValueIndependentAppraiserDescription" id="rj_PropertyPlantEquipmentCurrentValueIndependentAppraiserDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentCurrentValueMethodsAndSignificantAssumptionsDescription" id="rj_PropertyPlantEquipmentCurrentValueMethodsAndSignificantAssumptionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentCurrentValueMethodsOfProcessingRevaluationsDescription" id="rj_PropertyPlantEquipmentCurrentValueMethodsOfProcessingRevaluationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentCurrentValueYearOfRevaluationsDescription" id="rj_PropertyPlantEquipmentCurrentValueYearOfRevaluationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentDepreciationRate" id="rj_PropertyPlantEquipmentDepreciationRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentDepreciationRateRangeEnd" id="rj_PropertyPlantEquipmentDepreciationRateRangeEnd" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentDepreciationRateRangeStart" id="rj_PropertyPlantEquipmentDepreciationRateRangeStart" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentDivestitures" id="rj_PropertyPlantEquipmentDivestitures" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentEconomicLife" id="rj_PropertyPlantEquipmentEconomicLife" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentExchangeDifferences" id="rj_PropertyPlantEquipmentExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentFinanceLeaseDisclosure" id="rj_PropertyPlantEquipmentFinanceLeaseDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentGrossBookValueFullyDepreciatedStillInUse" id="rj_PropertyPlantEquipmentGrossBookValueFullyDepreciatedStillInUse" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PropertyPlantEquipmentGrossBookValueFullyDepreciatedStillInUseDisclosure" id="rj_PropertyPlantEquipmentGrossBookValueFullyDepreciatedStillInUseDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentHeldForExploitationObjectiveInvestmentIndication" id="rj_PropertyPlantEquipmentHeldForExploitationObjectiveInvestmentIndication" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentImpairmentDescription" id="rj_PropertyPlantEquipmentImpairmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentImpairmentReversalDescription" id="rj_PropertyPlantEquipmentImpairmentReversalDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentLimitedOwnershipDescription" id="rj_PropertyPlantEquipmentLimitedOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentMarketValueDescription" id="rj_PropertyPlantEquipmentMarketValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentNatureAndExtentMovementsOtherDescription" id="rj_PropertyPlantEquipmentNatureAndExtentMovementsOtherDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentNoLegalOwnershipDescription" id="rj_PropertyPlantEquipmentNoLegalOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentPaymentIncludedInBookValueOfConstructionInProgressDescription" id="rj_PropertyPlantEquipmentPaymentIncludedInBookValueOfConstructionInProgressDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentPurchaseCommitmentsDescription" id="rj_PropertyPlantEquipmentPurchaseCommitmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentPutUpAsCollateralForDebtsDescription" id="rj_PropertyPlantEquipmentPutUpAsCollateralForDebtsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" id="rj_PropertyPlantEquipmentRecognizedAPricesSignificantlyDifferentFromMarketPricesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentReimbursementThirdPartiesForDecreaseInValueOfAssetsDescription" id="rj_PropertyPlantEquipmentReimbursementThirdPartiesForDecreaseInValueOfAssetsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentRepairCostsExpectationDescription" id="rj_PropertyPlantEquipmentRepairCostsExpectationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentSpecialCircumstancesAdditionsRecognisedDirectlyIncomeExpenseStatementCostPrice" id="rj_PropertyPlantEquipmentSpecialCircumstancesAdditionsRecognisedDirectlyIncomeExpenseStatementCostPrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="PropertyPlantEquipmentSpecialCircumstancesMethodProcessingAdditionsRecognisedDirectlyIncomeExpenseStatementDescription" id="rj_PropertyPlantEquipmentSpecialCircumstancesMethodProcessingAdditionsRecognisedDirectlyIncomeExpenseStatementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentValuationCarriedOutByInternalOrExternalAppraisersDescription" id="rj_PropertyPlantEquipmentValuationCarriedOutByInternalOrExternalAppraisersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionActuarialHealthInsurance" id="rj_ProvisionActuarialHealthInsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionActuarialHealthInsuranceDisclosure" id="rj_ProvisionActuarialHealthInsuranceDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionActuarialHealthInsurancePolicy" id="rj_ProvisionActuarialHealthInsurancePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionBalanceInsurance" id="rj_ProvisionBalanceInsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionBalanceInsuranceEndReportingYear" id="rj_ProvisionBalanceInsuranceEndReportingYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionDisabilityRisks" id="rj_ProvisionDisabilityRisks" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionDisabilityRisksDisclosure" id="rj_ProvisionDisabilityRisksDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionDisabilityRisksPolicy" id="rj_ProvisionDisabilityRisksPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionDisposalObligation" id="rj_ProvisionDisposalObligation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionDisposalObligationDisclosure" id="rj_ProvisionDisposalObligationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionDisposalObligationPolicy" id="rj_ProvisionDisposalObligationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionEmployeeBenefits" id="rj_ProvisionEmployeeBenefits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionEmployeeBenefitsDisclosure" id="rj_ProvisionEmployeeBenefitsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionEnvironmental" id="rj_ProvisionEnvironmental" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionEnvironmentalDisclosure" id="rj_ProvisionEnvironmentalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionEnvironmentalPolicy" id="rj_ProvisionEnvironmentalPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionForAgingPopulation" id="rj_ProvisionForAgingPopulation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionForAgingPopulationDisclosure" id="rj_ProvisionForAgingPopulationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionForAgingPopulationPolicy" id="rj_ProvisionForAgingPopulationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionForLongevityRisk" id="rj_ProvisionForLongevityRisk" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionForMovementToBeRecordedForSignificantCollectiveInsuranceContracts" id="rj_ProvisionForMovementToBeRecordedForSignificantCollectiveInsuranceContracts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionInsuranceDisabilityRisks" id="rj_ProvisionInsuranceDisabilityRisks" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionInsuranceDisabilityRisksDisclosure" id="rj_ProvisionInsuranceDisabilityRisksDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionInsuranceDisabilityRisksPolicy" id="rj_ProvisionInsuranceDisabilityRisksPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionInsuranceIllnessDisability" id="rj_ProvisionInsuranceIllnessDisability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionInsuranceIllnessDisabilityDisclosure" id="rj_ProvisionInsuranceIllnessDisabilityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionInsuranceIllnessDisabilityPolicy" id="rj_ProvisionInsuranceIllnessDisabilityPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionJubileeBenefits" id="rj_ProvisionJubileeBenefits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionJubileeBenefitsDisclosure" id="rj_ProvisionJubileeBenefitsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionJubileeBenefitsPolicy" id="rj_ProvisionJubileeBenefitsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionLegalProceedings" id="rj_ProvisionLegalProceedings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionLegalProceedingsDisclosure" id="rj_ProvisionLegalProceedingsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionLegalProceedingsPolicy" id="rj_ProvisionLegalProceedingsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionMajorMaintenance" id="rj_ProvisionMajorMaintenance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionOnBehalfOfParticipantsPremiumPensionInstitutions" id="rj_ProvisionOnBehalfOfParticipantsPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionOnerousContracts" id="rj_ProvisionOnerousContracts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionOnerousContractsPolicy" id="rj_ProvisionOnerousContractsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionParticipatingInterests" id="rj_ProvisionParticipatingInterests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionParticipatingInterestsDifferenceSeparateConsolidated" id="rj_ProvisionParticipatingInterestsDifferenceSeparateConsolidated" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionParticipatingInterestsPolicy" id="rj_ProvisionParticipatingInterestsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsActuarialAssumptionsDescription" id="rj_ProvisionPensionObligationsActuarialAssumptionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ProvisionPensionObligationsDiscountRateDescription" id="rj_ProvisionPensionObligationsDiscountRateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsMethodDeterminingInterestAdditionDescription" id="rj_ProvisionPensionObligationsMethodDeterminingInterestAdditionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsNetPensionArrangements" id="rj_ProvisionPensionObligationsNetPensionArrangements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfParticipants" id="rj_ProvisionPensionObligationsOnBehalfOfParticipants" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFund" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundAppliedActuarialAssumptionsDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundAppliedActuarialAssumptionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundAssumptionsAppliedDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundAssumptionsAppliedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundDifferentPensionArrangementsExtentIndexationTakenIntoAccountDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundDifferentPensionArrangementsExtentIndexationTakenIntoAccountDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundDifferentPensionArrangementsIndexationClausesDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundDifferentPensionArrangementsIndexationClausesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundDifferentPensionArrangementsNatureDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundDifferentPensionArrangementsNatureDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundExtentPensionAccrualDisabledWorkersTakenIntoAccountDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundExtentPensionAccrualDisabledWorkersTakenIntoAccountDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundIndexationMethodDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundIndexationMethodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundMarketRateUsedDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundMarketRateUsedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundMethodDeterminingMarketRateDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundMethodDeterminingMarketRateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundMotivationMarketRateUsedIfDifferentInterestRateTermStructurePublishedByDNBDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundMotivationMarketRateUsedIfDifferentInterestRateTermStructurePublishedByDNBDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundNatureAndExtentTransferredInsuranceAndInvestmentRisksDescription" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundNatureAndExtentTransferredInsuranceAndInvestmentRisksDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsOnBehalfOfPensionFundPolicy" id="rj_ProvisionPensionObligationsOnBehalfOfPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ProvisionPensionObligationsSurvivalRateDescription" id="rj_ProvisionPensionObligationsSurvivalRateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsValuationMethodsDescription" id="rj_ProvisionPensionObligationsValuationMethodsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionRepairCosts" id="rj_ProvisionRepairCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionRepairCostsPolicy" id="rj_ProvisionRepairCostsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionRestructuring" id="rj_ProvisionRestructuring" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionRevisionsDecisionProfitSharing" id="rj_ProvisionRevisionsDecisionProfitSharing" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionShareBasedPayments" id="rj_ProvisionShareBasedPayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionShareBasedPaymentsPolicy" id="rj_ProvisionShareBasedPaymentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionWarranty" id="rj_ProvisionWarranty" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ProvisionsExchangeDifferences" id="rj_ProvisionsExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionsMaturityExceedingFiveYears" id="rj_ProvisionsMaturityExceedingFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionsMaturityWithinOneYear" id="rj_ProvisionsMaturityWithinOneYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ProvisionsMovement" id="rj_ProvisionsMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionsRelease" id="rj_ProvisionsRelease" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionsReversalAdditionsThroughRevaluationReserve" id="rj_ProvisionsReversalAdditionsThroughRevaluationReserve" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="ProvisionsWithdrawals" id="rj_ProvisionsWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="ProvisionsWithdrawalsProfitSharingAllocatedToTechnicalProvisions" id="rj_ProvisionsWithdrawalsProfitSharingAllocatedToTechnicalProvisions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionsYieldedInterest" id="rj_ProvisionsYieldedInterest" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PublicityAndCommunicationExpensesDisclosure" id="rj_PublicityAndCommunicationExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="PublicityExpensesPolicy" id="rj_PublicityExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseGroupCompanies" id="rj_PurchaseGroupCompanies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseIntangibleAssets" id="rj_PurchaseIntangibleAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseInvestmentPortfolio" id="rj_PurchaseInvestmentPortfolio" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseInvestments" id="rj_PurchaseInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseInvestmentsGroupCompaniesAndParticipatingInterests" id="rj_PurchaseInvestmentsGroupCompaniesAndParticipatingInterests" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseInvestmentsGroupCompaniesAndParticipatingInterestsCashFlow" id="rj_PurchaseInvestmentsGroupCompaniesAndParticipatingInterestsCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseInvestmentsLandAndBuildingsAndInShares" id="rj_PurchaseInvestmentsLandAndBuildingsAndInShares" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseInvestmentsLandAndBuildingsAndInSharesCashFlow" id="rj_PurchaseInvestmentsLandAndBuildingsAndInSharesCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseInvestmentsOther" id="rj_PurchaseInvestmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseInvestmentsOtherCashFlow" id="rj_PurchaseInvestmentsOtherCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseLandBuildingsMachinesConcessionsParticipations" id="rj_PurchaseLandBuildingsMachinesConcessionsParticipations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseNonConsolidatedEntities" id="rj_PurchaseNonConsolidatedEntities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseOfParticipatingInterestsAndPartnerships" id="rj_PurchaseOfParticipatingInterestsAndPartnerships" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseOtherFinancialAssets" id="rj_PurchaseOtherFinancialAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseParticipatingInterestsOther" id="rj_PurchaseParticipatingInterestsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchasePropertyPlantEquipment" id="rj_PurchasePropertyPlantEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchasePropertyPlantEquipmentCashFlow" id="rj_PurchasePropertyPlantEquipmentCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseTreasurySharesNonListedOrganisationsInvestmentEntityHasControllingInterestDescription" id="rj_PurchaseTreasurySharesNonListedOrganisationsInvestmentEntityHasControllingInterestDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseValueDeliveredProducts" id="rj_PurchaseValueDeliveredProducts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseValueDeliveredProductsDisclosure" id="rj_PurchaseValueDeliveredProductsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PurchaseValueDeliveredProductsPolicy" id="rj_PurchaseValueDeliveredProductsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PurchasedInvestmentsPayable" id="rj_PurchasedInvestmentsPayable" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PurchasesAndAcquisitionsExpenses" id="rj_PurchasesAndAcquisitionsExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="PurchasesAndAcquisitionsExpensesDisclosure" id="rj_PurchasesAndAcquisitionsExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="QualityOfActivitiesAndEffectivenessAndEfficiencyDescription" id="rj_QualityOfActivitiesAndEffectivenessAndEfficiencyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInDevelopment" id="rj_RealEstateInDevelopment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="RealEstateInDevelopmentDisclosure" id="rj_RealEstateInDevelopmentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInDevelopmentPolicy" id="rj_RealEstateInDevelopmentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitation" id="rj_RealEstateInExploitation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="RealEstateInExploitationAccumulatedRevaluations" id="rj_RealEstateInExploitationAccumulatedRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="RealEstateInExploitationAdditions" id="rj_RealEstateInExploitationAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationAdditionsInitial" id="rj_RealEstateInExploitationAdditionsInitial" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationAdditionsSubsequentExpenditures" id="rj_RealEstateInExploitationAdditionsSubsequentExpenditures" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationAdditionsThroughAcquisitions" id="rj_RealEstateInExploitationAdditionsThroughAcquisitions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationAdditionsTransfers" id="rj_RealEstateInExploitationAdditionsTransfers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationDifferencePolicyValueConsequencesDescription" id="rj_RealEstateInExploitationDifferencePolicyValueConsequencesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationDifferencePolicyValueDescription" id="rj_RealEstateInExploitationDifferencePolicyValueDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationDisclosure" id="rj_RealEstateInExploitationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationDisposals" id="rj_RealEstateInExploitationDisposals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationMovement" id="rj_RealEstateInExploitationMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationMovementsOther" id="rj_RealEstateInExploitationMovementsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationPolicy" id="rj_RealEstateInExploitationPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationPurchaseDevelopCommitmentsDescription" id="rj_RealEstateInExploitationPurchaseDevelopCommitmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationReclassificationsFactsCircumstancesDescription" id="rj_RealEstateInExploitationReclassificationsFactsCircumstancesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationReclassificationsImpactOnEquityAndResultsDescription" id="rj_RealEstateInExploitationReclassificationsImpactOnEquityAndResultsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationReclassificationsRealEstateSoldSubjectTermsConditions" id="rj_RealEstateInExploitationReclassificationsRealEstateSoldSubjectTermsConditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationResultChangesInMarketValue" id="rj_RealEstateInExploitationResultChangesInMarketValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationTransfersToInventoriesRealEstateForOwnUse" id="rj_RealEstateInExploitationTransfersToInventoriesRealEstateForOwnUse" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInExploitationValuationCarriedOutByAppraiserDisclosure" id="rj_RealEstateInExploitationValuationCarriedOutByAppraiserDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateSoldSubjectTermsConditions" id="rj_RealEstateSoldSubjectTermsConditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="RealEstateSoldSubjectTermsConditionsDisclosure" id="rj_RealEstateSoldSubjectTermsConditionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateSoldSubjectTermsConditionsNumberOfTransactions" id="rj_RealEstateSoldSubjectTermsConditionsNumberOfTransactions" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateSoldSubjectTermsConditionsPolicy" id="rj_RealEstateSoldSubjectTermsConditionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateSoldSubjectTermsConditionsTransactionsConditionsDescription" id="rj_RealEstateSoldSubjectTermsConditionsTransactionsConditionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealisableValueDeterminationIntangibleAssetsDescription" id="rj_RealisableValueDeterminationIntangibleAssetsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealisableValueTypeDescription" id="rj_RealisableValueTypeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealisedInvestmentsLosses" id="rj_RealisedInvestmentsLosses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealisedInvestmentsLossesDisclosure" id="rj_RealisedInvestmentsLossesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealisedInvestmentsLossesPolicy" id="rj_RealisedInvestmentsLossesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealisedInvestmentsProfits" id="rj_RealisedInvestmentsProfits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RealisedInvestmentsProfitsDisclosure" id="rj_RealisedInvestmentsProfitsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealisedInvestmentsProfitsPolicy" id="rj_RealisedInvestmentsProfitsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealisedRevaluationChargedToEquity" id="rj_RealisedRevaluationChargedToEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RealisedValueDifferences" id="rj_RealisedValueDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RealizationOfRealisedAndUnrealisedResultsDescription" id="rj_RealizationOfRealisedAndUnrealisedResultsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonAdjustmentComparativesNotPossibleDescription" id="rj_ReasonAdjustmentComparativesNotPossibleDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonChangesRatioDescription" id="rj_ReasonChangesRatioDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonDeviationDescription" id="rj_ReasonDeviationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonForDeviantConsiderationParticipationDescription" id="rj_ReasonForDeviantConsiderationParticipationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonForDeviantConsiderationSignificantInfluenceDescription" id="rj_ReasonForDeviantConsiderationSignificantInfluenceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonForEquityLiabilitiesTransfersDescription" id="rj_ReasonForEquityLiabilitiesTransfersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonLackDiversityPolicyDescription" id="rj_ReasonLackDiversityPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonMethodAllocationInvestmentsDescription" id="rj_ReasonMethodAllocationInvestmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonNotPossibleToRecalculateMultiAnnualOverviewDescription" id="rj_ReasonNotPossibleToRecalculateMultiAnnualOverviewDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonPossibleReappointmentImportanceDescription" id="rj_ReasonPossibleReappointmentImportanceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonReclassificationFinancialAssetDescription" id="rj_ReasonReclassificationFinancialAssetDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonReliableCalculationNotPossibleDescription" id="rj_ReasonReliableCalculationNotPossibleDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonValuationDifferentWayDescription" id="rj_ReasonValuationDifferentWayDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonsAndFinancialEffectsRemunerationDescription" id="rj_ReasonsAndFinancialEffectsRemunerationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReasonsNoInternalAuditFunctionDescription" id="rj_ReasonsNoInternalAuditFunctionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceiptsCustomers" id="rj_ReceiptsCustomers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceiptsInvestments" id="rj_ReceiptsInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceiptsInvestmentsNonShortTermHighlyLiquidSecurities" id="rj_ReceiptsInvestmentsNonShortTermHighlyLiquidSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceiptsOtherPolicyholders" id="rj_ReceiptsOtherPolicyholders" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceiptsPaymentValueAddedTax" id="rj_ReceiptsPaymentValueAddedTax" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceiptsProvisionRepaymentLongTermLoans" id="rj_ReceiptsProvisionRepaymentLongTermLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceiptsRoyaltiesCommissionAndSuch" id="rj_ReceiptsRoyaltiesCommissionAndSuch" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesAndPrepayments" id="rj_ReceivablesAndPrepayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesCentralCash" id="rj_ReceivablesCentralCash" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesCentralCashDisclosure" id="rj_ReceivablesCentralCashDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesCentralCashPolicy" id="rj_ReceivablesCentralCashPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesCooperativeMembers" id="rj_ReceivablesCooperativeMembers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesCooperativeMembersCurrent" id="rj_ReceivablesCooperativeMembersCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesCooperativeMembersCurrentDisclosure" id="rj_ReceivablesCooperativeMembersCurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesCooperativeMembersCurrentPolicy" id="rj_ReceivablesCooperativeMembersCurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesCooperativeMembersDisclosure" id="rj_ReceivablesCooperativeMembersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesCooperativeMembersNoncurrentDisclosure" id="rj_ReceivablesCooperativeMembersNoncurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesCooperativeMembersNoncurrentPolicy" id="rj_ReceivablesCooperativeMembersNoncurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesCooperativeMembersPolicy" id="rj_ReceivablesCooperativeMembersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFinancingDeficit" id="rj_ReceivablesFinancingDeficit" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFinancingDeficitDisclosure" id="rj_ReceivablesFinancingDeficitDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFinancingDeficitPolicy" id="rj_ReceivablesFinancingDeficitPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromBanksAdditionsDueToChangesInValue" id="rj_ReceivablesFromBanksAdditionsDueToChangesInValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromBanksConcentration" id="rj_ReceivablesFromBanksConcentration" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromBanksMovement" id="rj_ReceivablesFromBanksMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromBanksMovementOther" id="rj_ReceivablesFromBanksMovementOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromBanksReceiptsAfterWriteOffs" id="rj_ReceivablesFromBanksReceiptsAfterWriteOffs" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromBanksReleaseDueToChangesInValue" id="rj_ReceivablesFromBanksReleaseDueToChangesInValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromBanksWriteOffs" id="rj_ReceivablesFromBanksWriteOffs" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCentralCashAndHealthCareInsuranceFund" id="rj_ReceivablesFromCentralCashAndHealthCareInsuranceFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromCentralCashAndHealthCareInsuranceFundDisclosure" id="rj_ReceivablesFromCentralCashAndHealthCareInsuranceFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCentralCashAndHealthCareInsuranceFundPolicy" id="rj_ReceivablesFromCentralCashAndHealthCareInsuranceFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersAdditionsDueToChangesInValue" id="rj_ReceivablesFromCustomersAdditionsDueToChangesInValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersConcentration" id="rj_ReceivablesFromCustomersConcentration" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromCustomersMovement" id="rj_ReceivablesFromCustomersMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersMovementOther" id="rj_ReceivablesFromCustomersMovementOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersReceiptsAfterWriteOffs" id="rj_ReceivablesFromCustomersReceiptsAfterWriteOffs" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersReleaseDueToChangesInValue" id="rj_ReceivablesFromCustomersReleaseDueToChangesInValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersWriteOffs" id="rj_ReceivablesFromCustomersWriteOffs" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromDeferredProfitSharing" id="rj_ReceivablesFromDeferredProfitSharing" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromDeferredProfitSharingDisclosure" id="rj_ReceivablesFromDeferredProfitSharingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromDeferredProfitSharingPolicy" id="rj_ReceivablesFromDeferredProfitSharingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromEmployers" id="rj_ReceivablesFromEmployers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromEmployersDisclosure" id="rj_ReceivablesFromEmployersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromEmployersPolicy" id="rj_ReceivablesFromEmployersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromHealthcareProviders" id="rj_ReceivablesFromHealthcareProviders" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromHealthcareProvidersDisclosure" id="rj_ReceivablesFromHealthcareProvidersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromHealthcareProvidersPolicy" id="rj_ReceivablesFromHealthcareProvidersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccounts" id="rj_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccounts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountsDisclosure" id="rj_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountsPolicy" id="rj_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccounts" id="rj_ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccounts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccountsDisclosure" id="rj_ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccountsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccountsPolicy" id="rj_ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccountsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromMinistryOCW" id="rj_ReceivablesFromMinistryOCW" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromMinistryOCWDisclosure" id="rj_ReceivablesFromMinistryOCWDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromMinistryOCWPolicy" id="rj_ReceivablesFromMinistryOCWPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromParticipantsPensionFund" id="rj_ReceivablesFromParticipantsPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromParticipantsPensionFundDisclosure" id="rj_ReceivablesFromParticipantsPensionFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromParticipantsPensionFundPolicy" id="rj_ReceivablesFromParticipantsPensionFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromProfitSharingNotImmediatelyDue" id="rj_ReceivablesFromProfitSharingNotImmediatelyDue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromProfitSharingNotImmediatelyDueDisclosure" id="rj_ReceivablesFromProfitSharingNotImmediatelyDueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromProfitSharingNotImmediatelyDuePolicy" id="rj_ReceivablesFromProfitSharingNotImmediatelyDuePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromValueTransfers" id="rj_ReceivablesFromValueTransfers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesFromValueTransfersDisclosure" id="rj_ReceivablesFromValueTransfersDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromValueTransfersPolicy" id="rj_ReceivablesFromValueTransfersPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesIncomeTax" id="rj_ReceivablesIncomeTax" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesIncomeTaxDisclosure" id="rj_ReceivablesIncomeTaxDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesIncomeTaxPolicy" id="rj_ReceivablesIncomeTaxPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesIndicationHeldForExploitationObjectiveInvestment" id="rj_ReceivablesIndicationHeldForExploitationObjectiveInvestment" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesMaturityExceedingOneYearDisclosure" id="rj_ReceivablesMaturityExceedingOneYearDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesNoLegalOwnershipDescription" id="rj_ReceivablesNoLegalOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOnEmployersPremiumPensionInstitutions" id="rj_ReceivablesOnEmployersPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesOnEmployersPremiumPensionInstitutionsDisclosure" id="rj_ReceivablesOnEmployersPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOnEmployersPremiumPensionInstitutionsPolicy" id="rj_ReceivablesOnEmployersPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOnParticipantsPremiumPensionInstitutions" id="rj_ReceivablesOnParticipantsPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesOnParticipantsPremiumPensionInstitutionsDisclosure" id="rj_ReceivablesOnParticipantsPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOnParticipantsPremiumPensionInstitutionsPolicy" id="rj_ReceivablesOnParticipantsPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOtherReinsurancePartTechnicalProvisions" id="rj_ReceivablesOtherReinsurancePartTechnicalProvisions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesOtherReinsurancePartTechnicalProvisionsDisclosure" id="rj_ReceivablesOtherReinsurancePartTechnicalProvisionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOtherReinsurancePartTechnicalProvisionsPolicy" id="rj_ReceivablesOtherReinsurancePartTechnicalProvisionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesPayablesClassifiedAsCashAndCashEquivalentsOnBehalfOfPensionFund" id="rj_ReceivablesPayablesClassifiedAsCashAndCashEquivalentsOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesPayablesClassifiedAsInvestmentsOnBehalfOfPensionFund" id="rj_ReceivablesPayablesClassifiedAsInvestmentsOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesPayablesClassifiedAsPayablesOnBehalfOfPensionFund" id="rj_ReceivablesPayablesClassifiedAsPayablesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesPayablesClassifiedAsReceivablesOnBehalfOfPensionFund" id="rj_ReceivablesPayablesClassifiedAsReceivablesOnBehalfOfPensionFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesReinsurance" id="rj_ReceivablesReinsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesReinsuranceDisclosure" id="rj_ReceivablesReinsuranceDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesReinsurancePolicy" id="rj_ReceivablesReinsurancePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesValueTransfersPremiumPensionInstitutions" id="rj_ReceivablesValueTransfersPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReceivablesValueTransfersPremiumPensionInstitutionsDisclosure" id="rj_ReceivablesValueTransfersPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesValueTransfersPremiumPensionInstitutionsPolicy" id="rj_ReceivablesValueTransfersPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivedExpectedGoodsForExecutionAssignmentsDisclosure" id="rj_ReceivedExpectedGoodsForExecutionAssignmentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReconcileOperatingResultCashFlowFromOperationsDirectMethodDisclosure" id="rj_ReconcileOperatingResultCashFlowFromOperationsDirectMethodDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RecoveryPlanApplicableDuringPeriodDescription" id="rj_RecoveryPlanApplicableDuringPeriodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RecoveryPlanInCaseOfReserveDeficitDescription" id="rj_RecoveryPlanInCaseOfReserveDeficitDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RedemptionPremiums" id="rj_RedemptionPremiums" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RedemptionRightsObligationsRealEstateSoldUnderConditionsQualifySalesTransactionExplanation" id="rj_RedemptionRightsObligationsRealEstateSoldUnderConditionsQualifySalesTransactionExplanation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReferenceToTheAvailableInformationOnComplianceWithCodesOfConduct" id="rj_ReferenceToTheAvailableInformationOnComplianceWithCodesOfConduct" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReferencesToStandardsForManagementSystemsDescription" id="rj_ReferencesToStandardsForManagementSystemsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReflectionByCompetentAuthorityDescription" id="rj_ReflectionByCompetentAuthorityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RegulatoryCapitalAvailable" id="rj_RegulatoryCapitalAvailable" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="RegulatoryCapitalAvailableRatio" id="rj_RegulatoryCapitalAvailableRatio" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="RegulatoryCapitalDisclosure" id="rj_RegulatoryCapitalDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RegulatoryCapitalMinimumRequired" id="rj_RegulatoryCapitalMinimumRequired" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="RegulatoryCapitalMinimumRequiredRatio" id="rj_RegulatoryCapitalMinimumRequiredRatio" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="ReimbursementActivitiesInvestmentsPremiumPensionInstitutions" id="rj_ReimbursementActivitiesInvestmentsPremiumPensionInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReimbursementActivitiesInvestmentsPremiumPensionInstitutionsDisclosure" id="rj_ReimbursementActivitiesInvestmentsPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReimbursementActivitiesInvestmentsPremiumPensionInstitutionsPolicy" id="rj_ReimbursementActivitiesInvestmentsPremiumPensionInstitutionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReimbursementsBorrowingLendingFinancialInstruments" id="rj_ReimbursementsBorrowingLendingFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsuranceOtherContracts" id="rj_ReinsuranceOtherContracts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReinsuranceOtherContractsDisclosure" id="rj_ReinsuranceOtherContractsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsuranceOtherContractsPolicy" id="rj_ReinsuranceOtherContractsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisions" id="rj_ReinsurancePartTechnicalProvisions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsAdditions" id="rj_ReinsurancePartTechnicalProvisionsAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsDisclosure" id="rj_ReinsurancePartTechnicalProvisionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsExchangeDifferences" id="rj_ReinsurancePartTechnicalProvisionsExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsMovement" id="rj_ReinsurancePartTechnicalProvisionsMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsMovementOther" id="rj_ReinsurancePartTechnicalProvisionsMovementOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsNatureInsuranceRelatedReceivablesPayablesDescription" id="rj_ReinsurancePartTechnicalProvisionsNatureInsuranceRelatedReceivablesPayablesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsPolicy" id="rj_ReinsurancePartTechnicalProvisionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsRelease" id="rj_ReinsurancePartTechnicalProvisionsRelease" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsTermsApplicableExpirationInsurancePolicyDescription" id="rj_ReinsurancePartTechnicalProvisionsTermsApplicableExpirationInsurancePolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsUsage" id="rj_ReinsurancePartTechnicalProvisionsUsage" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsYieldedInterest" id="rj_ReinsurancePartTechnicalProvisionsYieldedInterest" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePolicyDescription" id="rj_ReinsurancePolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePremiumsPaid" id="rj_ReinsurancePremiumsPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurerBenefitsReceived" id="rj_ReinsurerBenefitsReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RelatedAgreementsOptionDescription" id="rj_RelatedAgreementsOptionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianAmountTransactionsNotOccurredRegulatedMarketOrOtherMarketFinancialInstruments" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianAmountTransactionsNotOccurredRegulatedMarketOrOtherMarketFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianFeaturesAgreementsDescription" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianFeaturesAgreementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianInvestmentDescription" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianInvestmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianInvestmentsEncompassesMoreThanTenPercentOfCapitalDescription" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianInvestmentsEncompassesMoreThanTenPercentOfCapitalDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianInvestmentsInInvestmentEntitiesDescription" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianInvestmentsInInvestmentEntitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianManagedInvestmentDescription" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianManagedInvestmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianTransactionDescription" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianTransactionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianTransactionsNotAtArmsLengthDescription" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianTransactionsNotAtArmsLengthDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartiesFundManagerInvestmentEntityCustodianTransactionsVolumeRate" id="rj_RelatedPartiesFundManagerInvestmentEntityCustodianTransactionsVolumeRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyConsolidationRate" id="rj_RelatedPartyConsolidationRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyDateLastFinancialStatements" id="rj_RelatedPartyDateLastFinancialStatements" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyEquityLastFinancialStatements" id="rj_RelatedPartyEquityLastFinancialStatements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyIncomeLastFinancialStatements" id="rj_RelatedPartyIncomeLastFinancialStatements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyLegalForm" id="rj_RelatedPartyLegalForm" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyMainActivitiesContractTeachingIndication" id="rj_RelatedPartyMainActivitiesContractTeachingIndication" type="xbrli:booleanItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyMainActivitiesIndication" id="rj_RelatedPartyMainActivitiesIndication" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyMainActivitiesOtherIndication" id="rj_RelatedPartyMainActivitiesOtherIndication" type="xbrli:booleanItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyParticipationRate" id="rj_RelatedPartyParticipationRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyRegisteredOffice" id="rj_RelatedPartyRegisteredOffice" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyResultsLastFinancialStatements" id="rj_RelatedPartyResultsLastFinancialStatements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartySeverallyLiableForLiabilities" id="rj_RelatedPartySeverallyLiableForLiabilities" type="xbrli:booleanItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReleasesForCostsVVP" id="rj_ReleasesForCostsVVP" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReleasesPremiumsOwnAccount" id="rj_ReleasesPremiumsOwnAccount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RelevantPoliticalAspectsDescription" id="rj_RelevantPoliticalAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelevantSocialAspectsDescription" id="rj_RelevantSocialAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReliabilityCostsTransactionPremiumPensionInstitutionsDisclosure" id="rj_ReliabilityCostsTransactionPremiumPensionInstitutionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemainingTermRightsGrantedCompanyDuringFinancialYear" id="rj_RemainingTermRightsGrantedCompanyDuringFinancialYear" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemittancesToRelatedParties" id="rj_RemittancesToRelatedParties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemittancesToRelatedPartiesDisclosure" id="rj_RemittancesToRelatedPartiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntity" id="rj_RemunerationAdministratorInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityDisclosure" id="rj_RemunerationAdministratorInvestmentEntityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityEmployees" id="rj_RemunerationAdministratorInvestmentEntityEmployees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityEmployeesAttributableToInvestmentEntity" id="rj_RemunerationAdministratorInvestmentEntityEmployeesAttributableToInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityEmployeesAttributableToInvestmentEntityNumberOfBeneficiaries" id="rj_RemunerationAdministratorInvestmentEntityEmployeesAttributableToInvestmentEntityNumberOfBeneficiaries" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityEmployeesInvolvedWithInvestmentEntity" id="rj_RemunerationAdministratorInvestmentEntityEmployeesInvolvedWithInvestmentEntity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityEmployeesInvolvedWithInvestmentEntityNumberOfBeneficiaries" id="rj_RemunerationAdministratorInvestmentEntityEmployeesInvolvedWithInvestmentEntityNumberOfBeneficiaries" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityEmployeesNumberOfBeneficiaries" id="rj_RemunerationAdministratorInvestmentEntityEmployeesNumberOfBeneficiaries" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityEmployeesRegular" id="rj_RemunerationAdministratorInvestmentEntityEmployeesRegular" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityEmployeesVariable" id="rj_RemunerationAdministratorInvestmentEntityEmployeesVariable" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityKeyEmployees" id="rj_RemunerationAdministratorInvestmentEntityKeyEmployees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationAdministratorInvestmentEntityManagement" id="rj_RemunerationAdministratorInvestmentEntityManagement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationExecutiveManagingDirectors" id="rj_RemunerationExecutiveManagingDirectors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationExecutiveNonExecutiveManagingDirectors" id="rj_RemunerationExecutiveNonExecutiveManagingDirectors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationExecutiveNonExecutiveManagingDirectorsDisclosure" id="rj_RemunerationExecutiveNonExecutiveManagingDirectorsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationManagingSupervisoryDirectors" id="rj_RemunerationManagingSupervisoryDirectors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationManagingSupervisoryDirectorsExtentOfEmploymentInHours" id="rj_RemunerationManagingSupervisoryDirectorsExtentOfEmploymentInHours" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationManagingSupervisoryDirectorsParttimeRate" id="rj_RemunerationManagingSupervisoryDirectorsParttimeRate" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RemunerationNonExecutiveManagingDirectors" id="rj_RemunerationNonExecutiveManagingDirectors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RentalIncome" id="rj_RentalIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RentalIncomeDisclosure" id="rj_RentalIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RentalIncomeFromInvestmentProperties" id="rj_RentalIncomeFromInvestmentProperties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RentalIncomeFromInvestmentPropertiesDisclosure" id="rj_RentalIncomeFromInvestmentPropertiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RentalIncomePolicy" id="rj_RentalIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RentalLeasingExpenses" id="rj_RentalLeasingExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RentalLeasingExpensesDisclosure" id="rj_RentalLeasingExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RentalLeasingExpensesPolicy" id="rj_RentalLeasingExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RepaymentsBorrowings" id="rj_RepaymentsBorrowings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RepaymentsDebtSecurities" id="rj_RepaymentsDebtSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RepaymentsSubordinatedBorrowings" id="rj_RepaymentsSubordinatedBorrowings" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RepresentationExpenses" id="rj_RepresentationExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RequiredCoverageRatiosAndExtentComplianceDescription" id="rj_RequiredCoverageRatiosAndExtentComplianceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RequiredInterestGross" id="rj_RequiredInterestGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RequiredInterestReinsurance" id="rj_RequiredInterestReinsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReserveDiscretionaryProfitSharing" id="rj_ReserveDiscretionaryProfitSharing" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReserveDiscretionaryProfitSharingDisclosure" id="rj_ReserveDiscretionaryProfitSharingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReserveDiscretionaryProfitSharingMovement" id="rj_ReserveDiscretionaryProfitSharingMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReserveDiscretionaryProfitSharingPolicy" id="rj_ReserveDiscretionaryProfitSharingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="Reserves" id="rj_Reserves" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReservesAndFunds" id="rj_ReservesAndFunds" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReservesAndFundsAdditions" id="rj_ReservesAndFundsAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsConsolidatedFinancialStatements" id="rj_ReservesAndFundsConsolidatedFinancialStatements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReservesAndFundsDifferenceSeparateConsolidatedFinancialStatements" id="rj_ReservesAndFundsDifferenceSeparateConsolidatedFinancialStatements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReservesAndFundsDifferenceSeparateConsolidatedFinancialStatementsOther" id="rj_ReservesAndFundsDifferenceSeparateConsolidatedFinancialStatementsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReservesAndFundsDirectlyChangeAccountingPolicies" id="rj_ReservesAndFundsDirectlyChangeAccountingPolicies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsDirectlyExchangeDifferences" id="rj_ReservesAndFundsDirectlyExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsDirectlyFinancialInstruments" id="rj_ReservesAndFundsDirectlyFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsDirectlyImpairment" id="rj_ReservesAndFundsDirectlyImpairment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsDirectlyImpairmentReversal" id="rj_ReservesAndFundsDirectlyImpairmentReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsDirectlyPriorPeriodErrors" id="rj_ReservesAndFundsDirectlyPriorPeriodErrors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsDisclosure" id="rj_ReservesAndFundsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsImportantSubsequentEventsDisclosure" id="rj_ReservesAndFundsImportantSubsequentEventsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsMovement" id="rj_ReservesAndFundsMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsMovementOther" id="rj_ReservesAndFundsMovementOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsOther" id="rj_ReservesAndFundsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReservesAndFundsOtherDisclosure" id="rj_ReservesAndFundsOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsOtherPolicy" id="rj_ReservesAndFundsOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsPolicy" id="rj_ReservesAndFundsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsRelease" id="rj_ReservesAndFundsRelease" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsRevaluations" id="rj_ReservesAndFundsRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsSeparateFinancialStatements" id="rj_ReservesAndFundsSeparateFinancialStatements" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ReservesAndFundsTransfers" id="rj_ReservesAndFundsTransfers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesAndFundsWithdrawals" id="rj_ReservesAndFundsWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesDisclosure" id="rj_ReservesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReservesLimitedSpendingDisclosure" id="rj_ReservesLimitedSpendingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReservesOtherAdditions" id="rj_ReservesOtherAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesOtherWithdrawals" id="rj_ReservesOtherWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ReservesPolicy" id="rj_ReservesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResponsibilitiesAndWorkingMethodManagementDescription" id="rj_ResponsibilitiesAndWorkingMethodManagementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResponsibilitiesAndWorkingMethodSupervisoryBodyDescription" id="rj_ResponsibilitiesAndWorkingMethodSupervisoryBodyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResponsibilityMemo" id="rj_ResponsibilityMemo" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResponsibilityProgressProcessQualityStandards" id="rj_ResponsibilityProgressProcessQualityStandards" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="Result" id="rj_Result" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultActivititiesDescription" id="rj_ResultActivititiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultAnalysisDisclosure" id="rj_ResultAnalysisDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultAnalysisIndustry" id="rj_ResultAnalysisIndustry" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultAnalysisSourceOfProfit" id="rj_ResultAnalysisSourceOfProfit" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultBeforeMemberPayments" id="rj_ResultBeforeMemberPayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultBeforeMemberPaymentsDisclosure" id="rj_ResultBeforeMemberPaymentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultBeforeMemberPaymentsPolicy" id="rj_ResultBeforeMemberPaymentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultBeforeTaxDiscontinuedOperations" id="rj_ResultBeforeTaxDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultBeforeTaxDueSettlementOfEquityIncludingImpactOfDiscontinuedOperationsDescription" id="rj_ResultBeforeTaxDueSettlementOfEquityIncludingImpactOfDiscontinuedOperationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultBeforeTaxDueToSaleOfAssetsIncludingImpactOfDiscontinuedOperationsDescription" id="rj_ResultBeforeTaxDueToSaleOfAssetsIncludingImpactOfDiscontinuedOperationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultBeforeTaxIncludingImpactOfDiscontinuedOperations" id="rj_ResultBeforeTaxIncludingImpactOfDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultBeforeTaxIncludingImpactOfDiscontinuedOperationsLongTermLoans" id="rj_ResultBeforeTaxIncludingImpactOfDiscontinuedOperationsLongTermLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultDevelopmentLifeInsuranceWallet" id="rj_ResultDevelopmentLifeInsuranceWallet" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultDisclosure" id="rj_ResultDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultDiscontinuedOperations" id="rj_ResultDiscontinuedOperations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultFromDerivativeFinancialInstruments" id="rj_ResultFromDerivativeFinancialInstruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultFromFinancialTransactionsOther" id="rj_ResultFromFinancialTransactionsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultFromForeignExchange" id="rj_ResultFromForeignExchange" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultFromInvestments" id="rj_ResultFromInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultFromSecurities" id="rj_ResultFromSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultInvalidity" id="rj_ResultInvalidity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultMortality" id="rj_ResultMortality" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultOtherTechnicalPolicyProvision" id="rj_ResultOtherTechnicalPolicyProvision" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultPolicy" id="rj_ResultPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultProbabilitySystems" id="rj_ResultProbabilitySystems" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultSaleIntangibleAssets" id="rj_ResultSaleIntangibleAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultSalePropertyPlantEquipment" id="rj_ResultSalePropertyPlantEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ResultsEvaluationAlternativeMeasuresInternalAuditFunctionDescription" id="rj_ResultsEvaluationAlternativeMeasuresInternalAuditFunctionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultsMaterialChangesExternalCircumstancesDescription" id="rj_ResultsMaterialChangesExternalCircumstancesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultsPolicyEnvironmentalSocialPersonnelAspectsDescription" id="rj_ResultsPolicyEnvironmentalSocialPersonnelAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultsPolicyFightAgainstCorruptionAndBriberyDescription" id="rj_ResultsPolicyFightAgainstCorruptionAndBriberyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultsPolicyHumanRightsDescription" id="rj_ResultsPolicyHumanRightsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultsYearlyEvaluationRemunerationPolicyDescription" id="rj_ResultsYearlyEvaluationRemunerationPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RetirementBenefitPlansBasedOnIAS19RAssociatedRisks" id="rj_RetirementBenefitPlansBasedOnIAS19RAssociatedRisks" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RetirementBenefitPlansBasedOnIAS19RCharacteristics" id="rj_RetirementBenefitPlansBasedOnIAS19RCharacteristics" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RetirementBenefitPlansBasedOnIAS19RDisclosure" id="rj_RetirementBenefitPlansBasedOnIAS19RDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RetirementBenefitPlansBasedOnIAS19RFundingArrangements" id="rj_RetirementBenefitPlansBasedOnIAS19RFundingArrangements" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RetirementBenefitPlansBasedOnIAS19RImpactOnAmountsInFinancialStatements" id="rj_RetirementBenefitPlansBasedOnIAS19RImpactOnAmountsInFinancialStatements" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReturnCollectiveInvestmentReusedSecuritiesCashDescription" id="rj_ReturnCollectiveInvestmentReusedSecuritiesCashDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReturnFeesNotBenefittingInvestmentEntityDisclosure" id="rj_ReturnFeesNotBenefittingInvestmentEntityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReusedReceivedSecuritesDescription" id="rj_ReusedReceivedSecuritesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationPropertyPlantEquipment" id="rj_RevaluationPropertyPlantEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationPropertyPlantEquipmentDisclosure" id="rj_RevaluationPropertyPlantEquipmentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveAdditions" id="rj_RevaluationReserveAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveChangeAccountingPolicies" id="rj_RevaluationReserveChangeAccountingPolicies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="RevaluationReserveChangeAccountingPoliciesTaxImpact" id="rj_RevaluationReserveChangeAccountingPoliciesTaxImpact" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="RevaluationReserveRealisedRevaluationsTaxImpact" id="rj_RevaluationReserveRealisedRevaluationsTaxImpact" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveRealisedRevaluationsThroughHedgedAssetsLiabilities" id="rj_RevaluationReserveRealisedRevaluationsThroughHedgedAssetsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveRealisedRevaluationsThroughIncomeStatement" id="rj_RevaluationReserveRealisedRevaluationsThroughIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveRealisedRevaluationsThroughOtherReserves" id="rj_RevaluationReserveRealisedRevaluationsThroughOtherReserves" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveRevaluationsThroughHedgedAssetsLiabilities" id="rj_RevaluationReserveRevaluationsThroughHedgedAssetsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveRevaluationsThroughIncomeStatement" id="rj_RevaluationReserveRevaluationsThroughIncomeStatement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveRevaluationsThroughOtherReserves" id="rj_RevaluationReserveRevaluationsThroughOtherReserves" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevaluationReserveWithdrawals" id="rj_RevaluationReserveWithdrawals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="RevenueOtherOperatingIncomeSpecialItemsNetProfitCompaniesOverPeriodPriorMergerDateDescription" id="rj_RevenueOtherOperatingIncomeSpecialItemsNetProfitCompaniesOverPeriodPriorMergerDateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RevenueRecognitionPolicy" id="rj_RevenueRecognitionPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="Revenues" id="rj_Revenues" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevenuesFromDividends" id="rj_RevenuesFromDividends" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevenuesFromInterest" id="rj_RevenuesFromInterest" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevenuesFromLicenses" id="rj_RevenuesFromLicenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevenuesFromProvidingServices" id="rj_RevenuesFromProvidingServices" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevenuesFromRoyalties" id="rj_RevenuesFromRoyalties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevenuesFromSaleOfGoods" id="rj_RevenuesFromSaleOfGoods" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RevenuesOther" id="rj_RevenuesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RightsAndObligationsCompensationsDescription" id="rj_RightsAndObligationsCompensationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsAssociatedWithSharesHeldInAdministrationDescription" id="rj_RightsAssociatedWithSharesHeldInAdministrationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedHedgingDisclosure" id="rj_RightsGrantedHedgingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedNotYetExercisedEndOfTheYearClaimRights" id="rj_RightsGrantedNotYetExercisedEndOfTheYearClaimRights" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedNotYetExercisedEndOfTheYearNominalValue" id="rj_RightsGrantedNotYetExercisedEndOfTheYearNominalValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="RightsGrantedNotYetHedgedDescription" id="rj_RightsGrantedNotYetHedgedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedNumberOfUnderlyingSharesOfNotYetExercisedRights" id="rj_RightsGrantedNumberOfUnderlyingSharesOfNotYetExercisedRights" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="RightsGrantedPolicyForHedgingDescription" id="rj_RightsGrantedPolicyForHedgingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedPurchaseCommitmentsDescription" id="rj_RightsGrantedPurchaseCommitmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedPurchaseOfTreasurySharesOrIssuanceOfNewSharesOnBehalfOfNewSharesIssuedDescription" id="rj_RightsGrantedPurchaseOfTreasurySharesOrIssuanceOfNewSharesOnBehalfOfNewSharesIssuedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedPurchaseOfTreasurySharesOrIssuanceOfNewSharesOnBehalfOfPurchasedOwnSharesDescription" id="rj_RightsGrantedPurchaseOfTreasurySharesOrIssuanceOfNewSharesOnBehalfOfPurchasedOwnSharesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RiskManagementInTheContextOfManagementOfCorporateSocialResponsibilityReportingDescription" id="rj_RiskManagementInTheContextOfManagementOfCorporateSocialResponsibilityReportingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RiskManagementInsuranceDescription" id="rj_RiskManagementInsuranceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RisksAssociatedWithOutsourcingDescription" id="rj_RisksAssociatedWithOutsourcingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SalesInvestments" id="rj_SalesInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SalesRelatedExpenses" id="rj_SalesRelatedExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SalesRepaymentsInvestments" id="rj_SalesRepaymentsInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesCurrentFairValueDisclosure" id="rj_SecuritiesCurrentFairValueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesFinancingTransactionsAggregatedTransactionDataDescription" id="rj_SecuritiesFinancingTransactionsAggregatedTransactionDataDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesFinancingTransactionsConcentrationDataDescription" id="rj_SecuritiesFinancingTransactionsConcentrationDataDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesFinancingTransactionsCustodyCollateralGivenDescription" id="rj_SecuritiesFinancingTransactionsCustodyCollateralGivenDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesFinancingTransactionsCustodyCollateralReceivedDescription" id="rj_SecuritiesFinancingTransactionsCustodyCollateralReceivedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesFinancingTransactionsGeneralDataDescription" id="rj_SecuritiesFinancingTransactionsGeneralDataDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesFinancingTransactionsMaturityProfileSegmentDescription" id="rj_SecuritiesFinancingTransactionsMaturityProfileSegmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesFinancingTransactionsReturnCostsProceedsDescription" id="rj_SecuritiesFinancingTransactionsReturnCostsProceedsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesFinancingTransactionsReuseOfSecuritiesDataDescription" id="rj_SecuritiesFinancingTransactionsReuseOfSecuritiesDataDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesHandlingAndClearingDescription" id="rj_SecuritiesHandlingAndClearingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesHeldForExploitationObjectiveInvestmentDescription" id="rj_SecuritiesHeldForExploitationObjectiveInvestmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesHeldOnDifferentAccountsDescription" id="rj_SecuritiesHeldOnDifferentAccountsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesListed" id="rj_SecuritiesListed" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="SecuritiesMaturityProfileDescription" id="rj_SecuritiesMaturityProfileDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesNoLegalOwnershipDescription" id="rj_SecuritiesNoLegalOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesNonListed" id="rj_SecuritiesNonListed" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="SecuritiesTenLargestCounterpartiesDescription" id="rj_SecuritiesTenLargestCounterpartiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesTenLargestIssuersDescription" id="rj_SecuritiesTenLargestIssuersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecuritiesThatWillBeAllowedTradedOnRegulatedMarketWithinOneYear" id="rj_SecuritiesThatWillBeAllowedTradedOnRegulatedMarketWithinOneYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="SecurtiesTypesAndQualityDescription" id="rj_SecurtiesTypesAndQualityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingAcquisitionsFinancialAssets" id="rj_SegmentReportingAcquisitionsFinancialAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingAcquisitionsIntangibleAssets" id="rj_SegmentReportingAcquisitionsIntangibleAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingAcquisitionsPropertyPlantEquipment" id="rj_SegmentReportingAcquisitionsPropertyPlantEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingAmortisationIntangibleAssets" id="rj_SegmentReportingAmortisationIntangibleAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingAssets" id="rj_SegmentReportingAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="SegmentReportingChangesCompositionDescription" id="rj_SegmentReportingChangesCompositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingDepreciationPropertyPlantEquipment" id="rj_SegmentReportingDepreciationPropertyPlantEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingDisclosure" id="rj_SegmentReportingDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingImpairmentIntangibleAssets" id="rj_SegmentReportingImpairmentIntangibleAssets" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingImpairmentPropertyPlantEquipment" id="rj_SegmentReportingImpairmentPropertyPlantEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingIncome" id="rj_SegmentReportingIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingIncomeAttributableIntercompanySegmentsOther" id="rj_SegmentReportingIncomeAttributableIntercompanySegmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingIncomeAttributableThirdParties" id="rj_SegmentReportingIncomeAttributableThirdParties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingLiabilities" id="rj_SegmentReportingLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SegmentReportingNetRevenue" id="rj_SegmentReportingNetRevenue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingNetRevenueAttributableIntercompanySegmentsOther" id="rj_SegmentReportingNetRevenueAttributableIntercompanySegmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingNetRevenueAttributableThirdParties" id="rj_SegmentReportingNetRevenueAttributableThirdParties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingPolicy" id="rj_SegmentReportingPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingProvisions" id="rj_SegmentReportingProvisions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SegmentReportingReconciliationSegmentedAggregatedInformationDescription" id="rj_SegmentReportingReconciliationSegmentedAggregatedInformationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentReportingResultForTheYear" id="rj_SegmentReportingResultForTheYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SelectionProcessAndSafeguardIndependenceAuditorDescription" id="rj_SelectionProcessAndSafeguardIndependenceAuditorDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SemiAnnualAnnualFinancialReportingStatement" id="rj_SemiAnnualAnnualFinancialReportingStatement" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SensitivityAnalysisDisclosure" id="rj_SensitivityAnalysisDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SensitivityInvestmentsOnMarketDevelopmentDescription" id="rj_SensitivityInvestmentsOnMarketDevelopmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ServiceFees" id="rj_ServiceFees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ServiceFeesDisclosure" id="rj_ServiceFeesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ServiceFeesPolicy" id="rj_ServiceFeesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SettlementContributionReceivedHealthcareInsuranceFund" id="rj_SettlementContributionReceivedHealthcareInsuranceFund" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SettlementContributionReceivedHealthcareInsuranceFundDisclosure" id="rj_SettlementContributionReceivedHealthcareInsuranceFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SettlementContributionReceivedHealthcareInsuranceFundPolicy" id="rj_SettlementContributionReceivedHealthcareInsuranceFundPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SettlementResultGross" id="rj_SettlementResultGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SettlementResultReinsurance" id="rj_SettlementResultReinsurance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SettlementStatisticsDisclosure" id="rj_SettlementStatisticsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SeverancePayments" id="rj_SeverancePayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SeverancePaymentsDisclosure" id="rj_SeverancePaymentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SeverancePaymentsPolicy" id="rj_SeverancePaymentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SeveranceSchemeDirectorOrPreviousDirectorDescription" id="rj_SeveranceSchemeDirectorOrPreviousDirectorDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPayments" id="rj_ShareBasedPayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsDescription" id="rj_ShareBasedPaymentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsDeterminingFairValueIntrinsicValueShareOptionsDisclosure" id="rj_ShareBasedPaymentsDeterminingFairValueIntrinsicValueShareOptionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsDisclosure" id="rj_ShareBasedPaymentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsExpenses" id="rj_ShareBasedPaymentsExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsExpensesDisclosure" id="rj_ShareBasedPaymentsExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsExpensesPolicy" id="rj_ShareBasedPaymentsExpensesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsGrantedNotYetExercisedPositionDescription" id="rj_ShareBasedPaymentsGrantedNotYetExercisedPositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsHedgingGrantedShareOptionsPolicyDescription" id="rj_ShareBasedPaymentsHedgingGrantedShareOptionsPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsImportantConditionsDescription" id="rj_ShareBasedPaymentsImportantConditionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsIncludedWagesSalaries" id="rj_ShareBasedPaymentsIncludedWagesSalaries" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsLiabilities" id="rj_ShareBasedPaymentsLiabilities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ShareBasedPaymentsPolicy" id="rj_ShareBasedPaymentsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsPurchaseCommitmentDescription" id="rj_ShareBasedPaymentsPurchaseCommitmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareBasedPaymentsTreasurySharesPaymentsAveragePrice" id="rj_ShareBasedPaymentsTreasurySharesPaymentsAveragePrice" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareCapitalFiscalNotRecognised" id="rj_ShareCapitalFiscalNotRecognised" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="ShareCertificatesIssued" id="rj_ShareCertificatesIssued" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="ShareCertificatesOrSharesHeldInAdministationDisclosure" id="rj_ShareCertificatesOrSharesHeldInAdministationDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SharePremiumFiscalNotRecognised" id="rj_SharePremiumFiscalNotRecognised" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SharesHeldInAdministration" id="rj_SharesHeldInAdministration" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesAccumulatedDepreciationImpairments" id="rj_SharesOtherVariableYieldSecuritiesAccumulatedDepreciationImpairments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesAccumulatedRevaluations" id="rj_SharesOtherVariableYieldSecuritiesAccumulatedRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesAdditions" id="rj_SharesOtherVariableYieldSecuritiesAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesDepreciation" id="rj_SharesOtherVariableYieldSecuritiesDepreciation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesDisposals" id="rj_SharesOtherVariableYieldSecuritiesDisposals" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesDisposalsDepreciation" id="rj_SharesOtherVariableYieldSecuritiesDisposalsDepreciation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesImpairment" id="rj_SharesOtherVariableYieldSecuritiesImpairment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesImpairmentReversal" id="rj_SharesOtherVariableYieldSecuritiesImpairmentReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesMovement" id="rj_SharesOtherVariableYieldSecuritiesMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SharesOtherVariableYieldSecuritiesRevaluations" id="rj_SharesOtherVariableYieldSecuritiesRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SharesRedeemableLoansConditionsConversion" id="rj_SharesRedeemableLoansConditionsConversion" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SignificantRisksAndUncertaintiesOfThePastYearAndTheirConsequencesDescription" id="rj_SignificantRisksAndUncertaintiesOfThePastYearAndTheirConsequencesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SituationPerYearEndActivitiesNonListedOrganisationsDescription" id="rj_SituationPerYearEndActivitiesNonListedOrganisationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SocialAspectsUnderstandingTheChainDescription" id="rj_SocialAspectsUnderstandingTheChainDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SoldInvestments" id="rj_SoldInvestments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="SolvencyConsideredEssentialDisclosure" id="rj_SolvencyConsideredEssentialDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SolvencyConsideredEssentialImpactOfRisksInRiskReportDescription" id="rj_SolvencyConsideredEssentialImpactOfRisksInRiskReportDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SolvencyConsideredEssentialMethodOfDeterminationDescription" id="rj_SolvencyConsideredEssentialMethodOfDeterminationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SolvencyDisclosure" id="rj_SolvencyDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SolvencyRequirementsInformationPremiumPensionInstitutions" id="rj_SolvencyRequirementsInformationPremiumPensionInstitutions" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SpecificCodesOfConductFollowedAndWhichCodesOfConductAreConcernedDescription" id="rj_SpecificCodesOfConductFollowedAndWhichCodesOfConductAreConcernedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SpendingPercentageDisclosure" id="rj_SpendingPercentageDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SpendingPercentageExpenses" id="rj_SpendingPercentageExpenses" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SpendingPercentageIncome" id="rj_SpendingPercentageIncome" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SponsoringContributions" id="rj_SponsoringContributions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SponsoringContributionsDisclosure" id="rj_SponsoringContributionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SponsoringContributionsPolicy" id="rj_SponsoringContributionsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevel" id="rj_StaffingLevel" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelDisclosure" id="rj_StaffingLevelDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelManagement" id="rj_StaffingLevelManagement" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelManagementDisclosure" id="rj_StaffingLevelManagementDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelOtherEmployees" id="rj_StaffingLevelOtherEmployees" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelOtherEmployeesDisclosure" id="rj_StaffingLevelOtherEmployeesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelScientificStaff" id="rj_StaffingLevelScientificStaff" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelScientificStaffDisclosure" id="rj_StaffingLevelScientificStaffDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelTeachingStaff" id="rj_StaffingLevelTeachingStaff" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StaffingLevelTeachingStaffDisclosure" id="rj_StaffingLevelTeachingStaffDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StakeholderCategoriesDescription" id="rj_StakeholderCategoriesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StakeholdersBodyCompositionDescription" id="rj_StakeholdersBodyCompositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StakeholdersBodyOpinionActionsPoliciesFuturePolicyChoicesManagementDescription" id="rj_StakeholdersBodyOpinionActionsPoliciesFuturePolicyChoicesManagementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StakeholdersBodyOpinionResponseManagementDescription" id="rj_StakeholdersBodyOpinionResponseManagementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StartDateAppointmentSupervisoryDirector" id="rj_StartDateAppointmentSupervisoryDirector" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatementIncomeExpensesLineItemWhereInformationExpensesRecognisedDescription" id="rj_StatementIncomeExpensesLineItemWhereInformationExpensesRecognisedDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatementOfComprehensiveIncomeDisclosure" id="rj_StatementOfComprehensiveIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatementOfComprehensiveIncomePolicy" id="rj_StatementOfComprehensiveIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatementsAgreementsAndGuidelinesInTheContextOfSocialReportingDescription" id="rj_StatementsAgreementsAndGuidelinesInTheContextOfSocialReportingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatisticalConnectionAverageEffectiveTaxRateAndAppliedTaxRateDescription" id="rj_StatisticalConnectionAverageEffectiveTaxRateAndAppliedTaxRateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatisticalConnectionFactorsIncomeTaxAndResultBeforeTax" id="rj_StatisticalConnectionFactorsIncomeTaxAndResultBeforeTax" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="StatisticalConnectionTaxChargeOrGainResultBeforeTaxAndAppliedTaxRateDescription" id="rj_StatisticalConnectionTaxChargeOrGainResultBeforeTaxAndAppliedTaxRateDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatutoryReserveNatureDescription" id="rj_StatutoryReserveNatureDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StructureAndResultsRemunerationDescription" id="rj_StructureAndResultsRemunerationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StudentsFinanciallySupportedByFinancialSupportFundDisclosure" id="rj_StudentsFinanciallySupportedByFinancialSupportFundDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubordinatedLiabilityDescription" id="rj_SubordinatedLiabilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubordinatedLoans" id="rj_SubordinatedLoans" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubordinatedLoansDisclosure" id="rj_SubordinatedLoansDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubordinatedLoansPolicy" id="rj_SubordinatedLoansPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsequentEventsEstimateFinancialImpactDescription" id="rj_SubsequentEventsEstimateFinancialImpactDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsequentEventsManagementReport" id="rj_SubsequentEventsManagementReport" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsequentEventsNatureDescription" id="rj_SubsequentEventsNatureDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsequentEventsNonListedOrganisationsInvestmentEntityHasControllingInterestDescription" id="rj_SubsequentEventsNonListedOrganisationsInvestmentEntityHasControllingInterestDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidiesAndContributionsExpenses" id="rj_SubsidiesAndContributionsExpenses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidiesAndContributionsExpensesDisclosure" id="rj_SubsidiesAndContributionsExpensesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidiesGiftsProvided" id="rj_SubsidiesGiftsProvided" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidiesGiftsProvidedDisclosure" id="rj_SubsidiesGiftsProvidedDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidiesGiftsProvidedPolicy" id="rj_SubsidiesGiftsProvidedPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidiesProvided" id="rj_SubsidiesProvided" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidiesProvidedExplanation" id="rj_SubsidiesProvidedExplanation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidiesProvidedIncludingSubsidyLiabilitiesNotDistributed" id="rj_SubsidiesProvidedIncludingSubsidyLiabilitiesNotDistributed" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncome" id="rj_SubsidyIncome" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeActivitiesFullyPerformedAndCompletedAtPeriodEndInAccordanceWithConditions" id="rj_SubsidyIncomeActivitiesFullyPerformedAndCompletedAtPeriodEndInAccordanceWithConditions" type="xbrli:booleanItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeAllocationAmount" id="rj_SubsidyIncomeAllocationAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubsidyIncomeAllocationCharacteristic" id="rj_SubsidyIncomeAllocationCharacteristic" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeAllocationDate" id="rj_SubsidyIncomeAllocationDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeAnySurplusBalance" id="rj_SubsidyIncomeAnySurplusBalance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubsidyIncomeAnySurplusToBeSettled" id="rj_SubsidyIncomeAnySurplusToBeSettled" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubsidyIncomeBalanceStillToSpend" id="rj_SubsidyIncomeBalanceStillToSpend" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubsidyIncomeCentralGovernments" id="rj_SubsidyIncomeCentralGovernments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsMinistryVWS" id="rj_SubsidyIncomeCentralGovernmentsMinistryVWS" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsMinistryVWSDisclosure" id="rj_SubsidyIncomeCentralGovernmentsMinistryVWSDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsMinistryVWSPolicy" id="rj_SubsidyIncomeCentralGovernmentsMinistryVWSPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsMinistryVenJ" id="rj_SubsidyIncomeCentralGovernmentsMinistryVenJ" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsMinistryVenJDisclosure" id="rj_SubsidyIncomeCentralGovernmentsMinistryVenJDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsMinistryVenJPolicy" id="rj_SubsidyIncomeCentralGovernmentsMinistryVenJPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsOther" id="rj_SubsidyIncomeCentralGovernmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsOtherDisclosure" id="rj_SubsidyIncomeCentralGovernmentsOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCentralGovernmentsOtherPolicy" id="rj_SubsidyIncomeCentralGovernmentsOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeCompanies" id="rj_SubsidyIncomeCompanies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeConditionsDisclosure" id="rj_SubsidyIncomeConditionsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeDisclosure" id="rj_SubsidyIncomeDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeEuropeanUnion" id="rj_SubsidyIncomeEuropeanUnion" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeExpensesUtilisation" id="rj_SubsidyIncomeExpensesUtilisation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeExpensesUtilisationDuringReportingPeriod" id="rj_SubsidyIncomeExpensesUtilisationDuringReportingPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeGovernments" id="rj_SubsidyIncomeGovernments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeGovernmentsOther" id="rj_SubsidyIncomeGovernmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeIncidentalStructuralCharacterDescription" id="rj_SubsidyIncomeIncidentalStructuralCharacterDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeInternationalOrganisations" id="rj_SubsidyIncomeInternationalOrganisations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeKNAW" id="rj_SubsidyIncomeKNAW" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeNWO" id="rj_SubsidyIncomeNWO" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeNationalGovernments" id="rj_SubsidyIncomeNationalGovernments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeNationalGovernmentsOther" id="rj_SubsidyIncomeNationalGovernmentsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeNonProfitOrganisationsOther" id="rj_SubsidyIncomeNonProfitOrganisationsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeOther" id="rj_SubsidyIncomeOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeOtherDisclosure" id="rj_SubsidyIncomeOtherDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeOtherPolicy" id="rj_SubsidyIncomeOtherPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomePolicy" id="rj_SubsidyIncomePolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomePrivateOrganisations" id="rj_SubsidyIncomePrivateOrganisations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomePrivateOrganisationsOther" id="rj_SubsidyIncomePrivateOrganisationsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeProvincesMunicipalitiesExcludingWMOYouthLaw" id="rj_SubsidyIncomeProvincesMunicipalitiesExcludingWMOYouthLaw" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeProvincesMunicipalitiesExcludingWMOYouthLawDisclosure" id="rj_SubsidyIncomeProvincesMunicipalitiesExcludingWMOYouthLawDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeProvincesMunicipalitiesExcludingWMOYouthLawPolicy" id="rj_SubsidyIncomeProvincesMunicipalitiesExcludingWMOYouthLawPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeReceivedBeforeReportingPeriod" id="rj_SubsidyIncomeReceivedBeforeReportingPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubsidyIncomeReceivedDuringReportingPeriod" id="rj_SubsidyIncomeReceivedDuringReportingPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeReceivedUpToAndIncludingReportingPeriod" id="rj_SubsidyIncomeReceivedUpToAndIncludingReportingPeriod" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubsidyIncomeSettlementNotYetApproved" id="rj_SubsidyIncomeSettlementNotYetApproved" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyLiabilitiesCurrentDisclosure" id="rj_SubsidyLiabilitiesCurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyLiabilitiesCurrentPolicy" id="rj_SubsidyLiabilitiesCurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyLiabilitiesDisclosure" id="rj_SubsidyLiabilitiesDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyLiabilitiesNoncurrentDisclosure" id="rj_SubsidyLiabilitiesNoncurrentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyLiabilitiesNoncurrentPolicy" id="rj_SubsidyLiabilitiesNoncurrentPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyLiabilitiesNotDistributed" id="rj_SubsidyLiabilitiesNotDistributed" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyLiabilitiesPolicy" id="rj_SubsidyLiabilitiesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubstainabilityReportDateOfPublication" id="rj_SubstainabilityReportDateOfPublication" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="TheConsiderationsWithRegardsToTheAspectDescription" id="rj_TheConsiderationsWithRegardsToTheAspectDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheConsultationWithStakeholdersDescription" id="rj_TheConsultationWithStakeholdersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheConsultationsAndOutcomesRelatedToTheDialogueWithStakeholdersDescription" id="rj_TheConsultationsAndOutcomesRelatedToTheDialogueWithStakeholdersDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheContributionThatTheOrganisationIntendsToDeliverToSustainableDevelopmentDescription" id="rj_TheContributionThatTheOrganisationIntendsToDeliverToSustainableDevelopmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheControlsToMitigateThePrincipalRisksAndUncertaintiesDescription" id="rj_TheControlsToMitigateThePrincipalRisksAndUncertaintiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheCorporateSocialResponsibilityReportingPolicyDescription" id="rj_TheCorporateSocialResponsibilityReportingPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheDegreeOfSubjectivityInValuationsDescription" id="rj_TheDegreeOfSubjectivityInValuationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheDifferencesWithTheReportingPeriodOfTheFinancialReportDescription" id="rj_TheDifferencesWithTheReportingPeriodOfTheFinancialReportDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheDiversityPolicyOfTheCompositionOfManagementSupervisoryBoardDescription" id="rj_TheDiversityPolicyOfTheCompositionOfManagementSupervisoryBoardDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheDivisionOfTasksAndResponsibilitiesLegalEntityDescription" id="rj_TheDivisionOfTasksAndResponsibilitiesLegalEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheEconomicalAspectsRelatedToBothFinancialAndNonFinancialIndicatorsDescription" id="rj_TheEconomicalAspectsRelatedToBothFinancialAndNonFinancialIndicatorsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheExpectationsRelatedToFutureDevelopmentsAndTheFormulationOfNewObjectivesDescription" id="rj_TheExpectationsRelatedToFutureDevelopmentsAndTheFormulationOfNewObjectivesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheExpectedImpactOnTheResultsAndFinancialPositionDescription" id="rj_TheExpectedImpactOnTheResultsAndFinancialPositionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheFutureExpectationsConcerningTheGeneralEnvironmentalSocialFinancialAndEconomicalAspectsDescription" id="rj_TheFutureExpectationsConcerningTheGeneralEnvironmentalSocialFinancialAndEconomicalAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheGovernanceStructureAndManagementInformationSystemsForTheGeneralEnvironmentalSocialFinancialAndEconomicalAspectsDescription" id="rj_TheGovernanceStructureAndManagementInformationSystemsForTheGeneralEnvironmentalSocialFinancialAndEconomicalAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheGovernanceStructureAndManagementOfTheCorporateSocialResponsibilityReportingDescription" id="rj_TheGovernanceStructureAndManagementOfTheCorporateSocialResponsibilityReportingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheGroupStructureAndLegalFormDescription" id="rj_TheGroupStructureAndLegalFormDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheImpactOfChangesInDefinitionAndMeasurementMethodsDescription" id="rj_TheImpactOfChangesInDefinitionAndMeasurementMethodsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheImplementationAndTestingOfTheFormulatedPolicyDescription" id="rj_TheImplementationAndTestingOfTheFormulatedPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheImplementedMeasuresAndMonitoringOfTheComplianceWithTheseMeasuresDescription" id="rj_TheImplementedMeasuresAndMonitoringOfTheComplianceWithTheseMeasuresDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheImplicationsForTheInformationInTheSustainabilityReportDescription" id="rj_TheImplicationsForTheInformationInTheSustainabilityReportDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheInherentLimitationsInTheReliabilityOfTheDataAsAResultofTheMethodsOfMeasuringEstimatingAndCalculatingDescription" id="rj_TheInherentLimitationsInTheReliabilityOfTheDataAsAResultofTheMethodsOfMeasuringEstimatingAndCalculatingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheIntegrationOfTheManagementOfEconomicalEnvironmentalAndSocialAspectsInTheDailyActivitiesDescription" id="rj_TheIntegrationOfTheManagementOfEconomicalEnvironmentalAndSocialAspectsInTheDailyActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheInternationalCooperationWithinTheSectorDescription" id="rj_TheInternationalCooperationWithinTheSectorDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheInternationalTradeFinanceAndPropertyRelationsOfTheOrganisationDescription" id="rj_TheInternationalTradeFinanceAndPropertyRelationsOfTheOrganisationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheLegalStructureDescription" id="rj_TheLegalStructureDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMainCategoriesOfSuppliersClassifiedByPreferenceRankingsDescription" id="rj_TheMainCategoriesOfSuppliersClassifiedByPreferenceRankingsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMainDivisionsBranchesParticipatingInterestsOfTheCorporationDescription" id="rj_TheMainDivisionsBranchesParticipatingInterestsOfTheCorporationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMainMarketsAndCategoriesOfCustomersInTheContextOfSupplyChainInformationDescription" id="rj_TheMainMarketsAndCategoriesOfCustomersInTheContextOfSupplyChainInformationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMainSubcontractorsIfApplicableDescription" id="rj_TheMainSubcontractorsIfApplicableDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMeasuresAimedAtTheIntegrityOfTheAdvertisingPoliciesDescription" id="rj_TheMeasuresAimedAtTheIntegrityOfTheAdvertisingPoliciesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMethodOfImplementationOfFairCompetitionAndPricingDescription" id="rj_TheMethodOfImplementationOfFairCompetitionAndPricingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="TheMostImportantPerformanceIndicatorsDescription" id="rj_TheMostImportantPerformanceIndicatorsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMostImportantProductsServicesAndMarketsDescription" id="rj_TheMostImportantProductsServicesAndMarketsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMostRelevantProcessesWithinTheOrganisationDescription" id="rj_TheMostRelevantProcessesWithinTheOrganisationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheMultiannualOverviewAndTrendsDescription" id="rj_TheMultiannualOverviewAndTrendsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheNationalAndInternationalLaborAspectsDescription" id="rj_TheNationalAndInternationalLaborAspectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheNationalInternationalChainInWhichTheEntityOperatesDescription" id="rj_TheNationalInternationalChainInWhichTheEntityOperatesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheObjectiveDescription" id="rj_TheObjectiveDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="TheOperationalRisksAndUncertaintiesRelatedToTheRemunerationPolicyDescription" id="rj_TheOperationalRisksAndUncertaintiesRelatedToTheRemunerationPolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheOperationalRisksAndUncertaintiesRelatedToTheReputationOfTheEntityDescription" id="rj_TheOperationalRisksAndUncertaintiesRelatedToTheReputationOfTheEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="TheOperationalRisksAndUncertaintiesRelatingToInternalOrganizationAndAdministrationDescription" id="rj_TheOperationalRisksAndUncertaintiesRelatingToInternalOrganizationAndAdministrationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheOperationalRisksAndUncertaintiesRelatingToPersonnelProductsAndTheEnvironmentDescription" id="rj_TheOperationalRisksAndUncertaintiesRelatingToPersonnelProductsAndTheEnvironmentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheOperationalRisksAndUncertaintiesRelatingToVulnerabilityToFraudDescription" id="rj_TheOperationalRisksAndUncertaintiesRelatingToVulnerabilityToFraudDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ThePolicyForObtainingBasicInformationDescription" id="rj_ThePolicyForObtainingBasicInformationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePolicyOnAnimalWelfareAndGeneticModificationDescription" id="rj_ThePolicyOnAnimalWelfareAndGeneticModificationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePolicyOnIndependentAssuranceOTheSustainabilityReportingDescription" id="rj_ThePolicyOnIndependentAssuranceOTheSustainabilityReportingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ThePrincipalRisksAndUncertaintiesMarketDemandsOnProductAndServicesOfTheEntityDescription" id="rj_ThePrincipalRisksAndUncertaintiesMarketDemandsOnProductAndServicesOfTheEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatedToGovernanceDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatedToGovernanceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatedToSocialDevelopmentsDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatedToSocialDevelopmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatedToSustainabilityDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatedToSustainabilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatedToTheDependenceOfTheEntityOnProductsAndServicesDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatedToTheDependenceOfTheEntityOnProductsAndServicesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToBedReductionInMentalHealthCareDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToBedReductionInMentalHealthCareDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToCarryingOutSelfTestsDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToCarryingOutSelfTestsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToChangesInStrategyDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToChangesInStrategyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToContractingCarePerfomanceRelatedFundingDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToContractingCarePerfomanceRelatedFundingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToDevelopmentsInTheCompetitiveAbilityOfTheEntityDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToDevelopmentsInTheCompetitiveAbilityOfTheEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToDevelopmentsMacroFrameworkDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToDevelopmentsMacroFrameworkDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToFinancialReportingDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToFinancialReportingDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToInternalAndExternalLawsAndRegulationsDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToInternalAndExternalLawsAndRegulationsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToOperatingActivitiesDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToOperatingActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToPropertyValuationIncludingImpairmentsDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToPropertyValuationIncludingImpairmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToRevenueRecognitionDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToRevenueRecognitionDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToSpecialCostDevelopmentsDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToSpecialCostDevelopmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToTechnologicalDevelopmentsDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToTechnologicalDevelopmentsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToTheFinancialPositionOfTheEntityDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToTheFinancialPositionOfTheEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToTheImplementationOfNewInformationSystemsDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToTheImplementationOfNewInformationSystemsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ThePrincipalRisksAndUncertaintiesRelatingToTheStrategyOfTheEntityDescription" id="rj_ThePrincipalRisksAndUncertaintiesRelatingToTheStrategyOfTheEntityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="TheProcessForTheCompositionOfTheSupervisoryBoardDescription" id="rj_TheProcessForTheCompositionOfTheSupervisoryBoardDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheProfileOfTheOrganisationAndItsActivitiesDescription" id="rj_TheProfileOfTheOrganisationAndItsActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheRelationshipWithLawsAndRegulationsAndLicensesDescription" id="rj_TheRelationshipWithLawsAndRegulationsAndLicensesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheReportingProcessAndMethodForConsolidatingDataDescription" id="rj_TheReportingProcessAndMethodForConsolidatingDataDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheResultsOfTheActivitiesDescription" id="rj_TheResultsOfTheActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheReviewImplementationAndOutcomesDescription" id="rj_TheReviewImplementationAndOutcomesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheRisksRelatingToImplementingFinancialReportingSystemsDescription" id="rj_TheRisksRelatingToImplementingFinancialReportingSystemsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheRoleOfDefinitionsDescription" id="rj_TheRoleOfDefinitionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheScopeOfTheIndependentAssuranceProcessDescription" id="rj_TheScopeOfTheIndependentAssuranceProcessDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheScopeOfTheSubtainabilityReportDescription" id="rj_TheScopeOfTheSubtainabilityReportDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheSizeOfTheOrganisationDescription" id="rj_TheSizeOfTheOrganisationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheSocialAspectsBusinessActivitiesDescription" id="rj_TheSocialAspectsBusinessActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheSocialAspectsOwnOperationsBusinessActivitiesDescription" id="rj_TheSocialAspectsOwnOperationsBusinessActivitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheSocialAspectsSpecificallyRelatedToTheChainInWhichTheEntityOperatesDescription" id="rj_TheSocialAspectsSpecificallyRelatedToTheChainInWhichTheEntityOperatesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheSocialPerformanceOfTheOrganisationDescription" id="rj_TheSocialPerformanceOfTheOrganisationDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="TheSustainabilityReportingWithRegardsToHumanRightsDescription" id="rj_TheSustainabilityReportingWithRegardsToHumanRightsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheSustainableSupplyChainManagementDescription" id="rj_TheSustainableSupplyChainManagementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheTargetGroupOfTheReportDescription" id="rj_TheTargetGroupOfTheReportDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheTermInOfficeOfMembersOfManagementDescription" id="rj_TheTermInOfficeOfMembersOfManagementDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheTermInOfficeOfMembersOfSupervisoryBodyDescription" id="rj_TheTermInOfficeOfMembersOfSupervisoryBodyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheUnderlyingPrincipleOfTheDataDescription" id="rj_TheUnderlyingPrincipleOfTheDataDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TheVisionOfTheOrganisationOnCorporateSocialResponsibilityDescription" id="rj_TheVisionOfTheOrganisationOnCorporateSocialResponsibilityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TotalAmountProcessedInEquity" id="rj_TotalAmountProcessedInEquity" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="TradeOtherReceivables" id="rj_TradeOtherReceivables" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="TradeOtherReceivablesPolicy" id="rj_TradeOtherReceivablesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TradeReceivablesGross" id="rj_TradeReceivablesGross" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="TradeReceivablesNet" id="rj_TradeReceivablesNet" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="TradeReceivablesProvisionBadDebts" id="rj_TradeReceivablesProvisionBadDebts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="TransactionCosts" id="rj_TransactionCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="TransactionCostsAsPercentageOfAverageInvestedAssets" id="rj_TransactionCostsAsPercentageOfAverageInvestedAssets" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="TransfersOfRightsBalance" id="rj_TransfersOfRightsBalance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="TransfersOfRightsPaid" id="rj_TransfersOfRightsPaid" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="TransfersOfRightsReceived" id="rj_TransfersOfRightsReceived" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="TransitionAccountingProvisionMajorMaintenanceDisclosure" id="rj_TransitionAccountingProvisionMajorMaintenanceDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TransitionalArrangementProvisionMajorMaintenanceEducation" id="rj_TransitionalArrangementProvisionMajorMaintenanceEducation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TransitionalProvisionConstructionContractsDisclosure" id="rj_TransitionalProvisionConstructionContractsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TransitionalProvisionConstructionContractsRecordedAsLiabilityDisclosure" id="rj_TransitionalProvisionConstructionContractsRecordedAsLiabilityDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TransitionalProvisionPropertyPlantEquipmentDisclosure" id="rj_TransitionalProvisionPropertyPlantEquipmentDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TransitionalProvisionRevenueDisclosure" id="rj_TransitionalProvisionRevenueDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TravelExpensesAbroad" id="rj_TravelExpensesAbroad" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="TravelExpensesInland" id="rj_TravelExpensesInland" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="TreasurySharesAcquired" id="rj_TreasurySharesAcquired" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="TreasurySharesIssuedReissued" id="rj_TreasurySharesIssuedReissued" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="TreasurySharesMovement" id="rj_TreasurySharesMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="TreasurySharesPremiumsDiscountsDisclosure" id="rj_TreasurySharesPremiumsDiscountsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TreasurySharesWithdrawn" id="rj_TreasurySharesWithdrawn" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="TuitionCourseTrainingExamFees" id="rj_TuitionCourseTrainingExamFees" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="TurnoverRatio" id="rj_TurnoverRatio" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="TurnoverRatioSubfund" id="rj_TurnoverRatioSubfund" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TurnoverRatioSubfundsDisclosure" id="rj_TurnoverRatioSubfundsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UncertaintiesRelatingToComplexAllocationSystemsDescription" id="rj_UncertaintiesRelatingToComplexAllocationSystemsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UncertaintiesRelatingToSettlementContributionsDescription" id="rj_UncertaintiesRelatingToSettlementContributionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="UnderstandingCostsAssetManagementAndTransactionCosts" id="rj_UnderstandingCostsAssetManagementAndTransactionCosts" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRiskDescription" id="rj_UnderwritingRiskDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="UnderwritingRiskIndemnityInsuranceCatastrophesDescription" id="rj_UnderwritingRiskIndemnityInsuranceCatastrophesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="UnderwritingRiskIndemnityInsurancePremiumRatesDescription" id="rj_UnderwritingRiskIndemnityInsurancePremiumRatesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRiskLifeInsuranceCostsDescription" id="rj_UnderwritingRiskLifeInsuranceCostsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRiskLifeInsuranceDeathDescription" id="rj_UnderwritingRiskLifeInsuranceDeathDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRiskLifeInsuranceDescription" id="rj_UnderwritingRiskLifeInsuranceDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRiskLifeInsuranceEarlySurrenderDescription" id="rj_UnderwritingRiskLifeInsuranceEarlySurrenderDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRiskLifeInsuranceInvalidityDescription" id="rj_UnderwritingRiskLifeInsuranceInvalidityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRiskLifeInsuranceLongLifeDescription" id="rj_UnderwritingRiskLifeInsuranceLongLifeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRiskLifeInsuranceMorbidityDescription" id="rj_UnderwritingRiskLifeInsuranceMorbidityDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRisksExtentDescription" id="rj_UnderwritingRisksExtentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnderwritingRisksImpactReinsurancePolicyDescription" id="rj_UnderwritingRisksImpactReinsurancePolicyDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnexpiredRisksDiscountedChequesBillsOfExchangeDescription" id="rj_UnexpiredRisksDiscountedChequesBillsOfExchangeDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnfavourableDifferenceReceivedAmountPrincipalAmount" id="rj_UnfavourableDifferenceReceivedAmountPrincipalAmount" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="UnpaidDueRewardsToStaffDescription" id="rj_UnpaidDueRewardsToStaffDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnrealisedInvestmentsLosses" id="rj_UnrealisedInvestmentsLosses" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="UnrealisedInvestmentsLossesPolicy" id="rj_UnrealisedInvestmentsLossesPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="UnrealisedInvestmentsProfits" id="rj_UnrealisedInvestmentsProfits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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  <xsd:element name="UnrealisedValueDifferences" id="rj_UnrealisedValueDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="ValueInUseDeterminationIntangibleAssetsDescription" id="rj_ValueInUseDeterminationIntangibleAssetsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="WarrantsAndWarrantsLoansConditionsConversion" id="rj_WarrantsAndWarrantsLoansConditionsConversion" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="WayInWhichPensionArrangementsAreInsuredByPensionProviderDescription" id="rj_WayInWhichPensionArrangementsAreInsuredByPensionProviderDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="WeightedAverageNumberDilutedShares" id="rj_WeightedAverageNumberDilutedShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="WeightedAverageNumberOrdinaryShares" id="rj_WeightedAverageNumberOrdinaryShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="WhetherSpecificCodesOfConductAreMandatoryOrVoluntaryDescription" id="rj_WhetherSpecificCodesOfConductAreMandatoryOrVoluntaryDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="WillingnessOfHedgingRisksAndUncertaintiesDescription" id="rj_WillingnessOfHedgingRisksAndUncertaintiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AccrualsAndDeferredIncomeNoncurrentMember" id="rj_AccrualsAndDeferredIncomeNoncurrentMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AccruedIncomeOtherTypedMember" id="rj_AccruedIncomeOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="AcquisitionCostsMember" id="rj_AcquisitionCostsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="AdministrationCostsIncludingLegsInPortfolioMember" id="rj_AdministrationCostsIncludingLegsInPortfolioMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AdvertisingAndMarketingCostsMember" id="rj_AdvertisingAndMarketingCostsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AssetsCashFlowGeneratingUnitTypedMember" id="rj_AssetsCashFlowGeneratingUnitTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="AssetsFinancialLeasesTypedMember" id="rj_AssetsFinancialLeasesTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="AssetsHeldAsInvestmentTypedMember" id="rj_AssetsHeldAsInvestmentTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="AssetsOtherTypedMember" id="rj_AssetsOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="AssuranceCollectiveMember" id="rj_AssuranceCollectiveMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AuditorsFeesExternalAuditorAccountingFirmMember" id="rj_AuditorsFeesExternalAuditorAccountingFirmMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AuditorsFeesMember" id="rj_AuditorsFeesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AuditorsFeesNetworkOrganisationsMember" id="rj_AuditorsFeesNetworkOrganisationsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="BondsIssuedByAndReceivablesFromGroupCompaniesMember" id="rj_BondsIssuedByAndReceivablesFromGroupCompaniesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="HigherProfessionalEducationMember" id="rj_HigherProfessionalEducationMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="HousingFacilitiesInExploitationMember" id="rj_HousingFacilitiesInExploitationMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InactiveParticipantsMember" id="rj_InactiveParticipantsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeGeographicTypedMember" id="rj_IncomeGeographicTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="IncomeIndustryTypedMember" id="rj_IncomeIndustryTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="IncomeTaxExpenseOtherTypedMember" id="rj_IncomeTaxExpenseOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="IncomeTypedMember" id="rj_IncomeTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="IndividualAssetTypedMember" id="rj_IndividualAssetTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="IndividualInsuranceMember" id="rj_IndividualInsuranceMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndustryGroupTypedMember" id="rj_IndustryGroupTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="IndustryTypedMember" id="rj_IndustryTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="InsuranceMember" id="rj_InsuranceMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsIndividualAssetOfImportanceTypedMember" id="rj_IntangibleAssetsIndividualAssetOfImportanceTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="IntangibleAssetsOtherNotInternallyGeneratedMember" id="rj_IntangibleAssetsOtherNotInternallyGeneratedMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsOtherTypedMember" id="rj_IntangibleAssetsOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="InterestRateContractsMember" id="rj_InterestRateContractsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InternalClaimhandlingCostsCurrentYearMember" id="rj_InternalClaimhandlingCostsCurrentYearMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InternalClaimhandlingCostsMember" id="rj_InternalClaimhandlingCostsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="IntramuralRealEstateInExploitationMember" id="rj_IntramuralRealEstateInExploitationMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesOtherTypedMember" id="rj_InventoriesOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="InvestmentInInvestmentCompanyExceedingTwentyPercentMember" id="rj_InvestmentInInvestmentCompanyExceedingTwentyPercentMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentPropertiesInDevelopmentMember" id="rj_InvestmentPropertiesInDevelopmentMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesMember" id="rj_InvestmentPropertiesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentTypedMember" id="rj_InvestmentTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="InvestmentsDepositsAndSuchMember" id="rj_InvestmentsDepositsAndSuchMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsDutchStateBondsMember" id="rj_InvestmentsDutchStateBondsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsFixedIncomeSecuritiesMember" id="rj_InvestmentsFixedIncomeSecuritiesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInEquityInstrumentsMember" id="rj_InvestmentsInEquityInstrumentsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInGroupCompaniesAndParticipatingInterestsMember" id="rj_InvestmentsInGroupCompaniesAndParticipatingInterestsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInLandAndBuildingsAtCostMember" id="rj_InvestmentsInLandAndBuildingsAtCostMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInLandAndBuildingsAtFairValueMember" id="rj_InvestmentsInLandAndBuildingsAtFairValueMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInLandAndBuildingsForOwnUseAtCostMember" id="rj_InvestmentsInLandAndBuildingsForOwnUseAtCostMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInLandAndBuildingsForOwnUseAtFairValueMember" id="rj_InvestmentsInLandAndBuildingsForOwnUseAtFairValueMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentsInLandAndBuildingsOtherAtFairValueMember" id="rj_InvestmentsInLandAndBuildingsOtherAtFairValueMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInLandAndBuildingsOtherTypedMember" id="rj_InvestmentsInLandAndBuildingsOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="InvestmentsInParticipatingInterestsOtherTypedMember" id="rj_InvestmentsInParticipatingInterestsOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="InvestmentsInParticipatingInterestsTypedMember" id="rj_InvestmentsInParticipatingInterestsTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInFixedIncomeSecuritiesMember" id="rj_InvestmentsInstitutionsListedNonListedInvestInFixedIncomeSecuritiesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInstitutionsListedNonListedInvestInSharesMember" id="rj_InvestmentsInstitutionsListedNonListedInvestInSharesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsMortgageLoansMember" id="rj_InvestmentsMortgageLoansMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentsOnBehalfOfPensionFundMember" id="rj_InvestmentsOnBehalfOfPensionFundMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOnBehalfOfPremiumPensionInstitutionsMember" id="rj_InvestmentsOnBehalfOfPremiumPensionInstitutionsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOptionsWarrantsMember" id="rj_InvestmentsOptionsWarrantsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="InvestmentsOtherOnBehalfOfParticipantsTypedMember" id="rj_InvestmentsOtherOnBehalfOfParticipantsTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfPensionFundTypedMember" id="rj_InvestmentsOtherOnBehalfOfPensionFundTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="InvestmentsRealEstateInTheNetherlandsMember" id="rj_InvestmentsRealEstateInTheNetherlandsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="LandMember" id="rj_LandMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesFromRealEstateSoldSubjectTermsConditionsMember" id="rj_LiabilitiesFromRealEstateSoldSubjectTermsConditionsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentInterestRateMember" id="rj_LiabilitiesNoncurrentInterestRateMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsTypedMember" id="rj_LicensingAgreementsTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="ListedMember" id="rj_ListedMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LoansGrantedMember" id="rj_LoansGrantedMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MacroControlInstrumentsTypedMember" id="rj_MacroControlInstrumentsTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="ManagementAndAccountingCostsMember" id="rj_ManagementAndAccountingCostsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="MarketingCostsMember" id="rj_MarketingCostsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MaterialImpairmentLossIndividualAssetTypedMember" id="rj_MaterialImpairmentLossIndividualAssetTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="MergersAcquisitionsTypedMember" id="rj_MergersAcquisitionsTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="NegativeGoodwillMember" id="rj_NegativeGoodwillMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NoPriceQuotationInActiveMarketMember" id="rj_NoPriceQuotationInActiveMarketMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NonEERStudentsFinanciallySupportedByStudentFinancialSupportFundMember" id="rj_NonEERStudentsFinanciallySupportedByStudentFinancialSupportFundMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NonExecutiveManagingDirectorMember" id="rj_NonExecutiveManagingDirectorMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="OperatingIncomeOtherTypedMember" id="rj_OperatingIncomeOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="OtherCostsDirectlyAndIndirectlyRelatedToInsuranceMember" id="rj_OtherCostsDirectlyAndIndirectlyRelatedToInsuranceMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="OtherFinancialInvestmentsOtherMember" id="rj_OtherFinancialInvestmentsOtherMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherFinancialInvestmentsOtherTypedMember" id="rj_OtherFinancialInvestmentsOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="OtherFiscalReservesMember" id="rj_OtherFiscalReservesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherIssuersMember" id="rj_OtherIssuersMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherLiabilitiesOnBehalfOfParticipantsMember" id="rj_OtherLiabilitiesOnBehalfOfParticipantsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="OverTheCounterForwardsRelatingToForeignExchangeContractsMember" id="rj_OverTheCounterForwardsRelatingToForeignExchangeContractsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OverTheCounterForwardsRelatingToInterestRateContractsMember" id="rj_OverTheCounterForwardsRelatingToInterestRateContractsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OverTheCounterOptionsRelatingToForeignExchangeContractsMember" id="rj_OverTheCounterOptionsRelatingToForeignExchangeContractsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="PayablesCustomersDepositsOtherTypedMember" id="rj_PayablesCustomersDepositsOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="PayablesCustomersOtherOtherTypedMember" id="rj_PayablesCustomersOtherOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="PriorPeriodErrorsTypedMember" id="rj_PriorPeriodErrorsTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="ProductGroupTypedMember" id="rj_ProductGroupTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="PropertyPlantEquipmentOtherMember" id="rj_PropertyPlantEquipmentOtherMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentOtherTypedMember" id="rj_PropertyPlantEquipmentOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="ProvisionEnvironmentalMember" id="rj_ProvisionEnvironmentalMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionInsuranceDisabilityRisksMember" id="rj_ProvisionInsuranceDisabilityRisksMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionInsuranceIllnessDisabilityMember" id="rj_ProvisionInsuranceIllnessDisabilityMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionJubileeBenefitsMember" id="rj_ProvisionJubileeBenefitsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionLegalProceedingsMember" id="rj_ProvisionLegalProceedingsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionMajorMaintenanceMember" id="rj_ProvisionMajorMaintenanceMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ProvisionParticipatingInterestsMember" id="rj_ProvisionParticipatingInterestsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="PublicBodiesMember" id="rj_PublicBodiesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateAndMovablePropertyUsedForExploitationMember" id="rj_RealEstateAndMovablePropertyUsedForExploitationMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateInDevelopmentMember" id="rj_RealEstateInDevelopmentMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ReceivablesFromCustomersMember" id="rj_ReceivablesFromCustomersMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ReferralCommissionPaidToStaffMember" id="rj_ReferralCommissionPaidToStaffMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RegionTypedMember" id="rj_RegionTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="ReinsuranceOtherContractsTypedMember" id="rj_ReinsuranceOtherContractsTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionTypedMember" id="rj_ReinsurancePartTechnicalProvisionTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="ReinsuranceShareMember" id="rj_ReinsuranceShareMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ReportingSegmentCashflowGeneratingUnitTypedMember" id="rj_ReportingSegmentCashflowGeneratingUnitTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="ReserveDiscretionaryProfitSharingMember" id="rj_ReserveDiscretionaryProfitSharingMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="RevenuesOtherTypedMember" id="rj_RevenuesOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="RightsGrantedExcercisedGroupTypedMember" id="rj_RightsGrantedExcercisedGroupTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="SavingsInsuranceMember" id="rj_SavingsInsuranceMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ScientificEducationMember" id="rj_ScientificEducationMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SecondaryEducationMember" id="rj_SecondaryEducationMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SectorTypedMember" id="rj_SectorTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="SecuritiesThatWillBeAllowedTradedOnRegulatedMarketWithinOneYearMember" id="rj_SecuritiesThatWillBeAllowedTradedOnRegulatedMarketWithinOneYearMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ShareCertificatesTypedMember" id="rj_ShareCertificatesTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="SharesHeldInAdministrationTypedMember" id="rj_SharesHeldInAdministrationTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="SpecialPurposeTypedMember" id="rj_SpecialPurposeTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="StatisticalConnectionFactorsIncomeTaxAndResultBeforeTaxTypedMember" id="rj_StatisticalConnectionFactorsIncomeTaxAndResultBeforeTaxTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="StatutoryReserveDescriptionTypedMember" id="rj_StatutoryReserveDescriptionTypedMember" type="xsd:string" abstract="false" nillable="true"/>
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  <xsd:element name="StudentsOutgoingScholarshipsFinanciallySupportedByStudentFinancialSupportFundMember" id="rj_StudentsOutgoingScholarshipsFinanciallySupportedByStudentFinancialSupportFundMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="SubordinatedLiabilitiesTypedMember" id="rj_SubordinatedLiabilitiesTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="SubsequentEventsTypedMember" id="rj_SubsequentEventsTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="SubsidyIncomeAnySurplusAddedToLumpSumMember" id="rj_SubsidyIncomeAnySurplusAddedToLumpSumMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeContinuingIntoNextYearMember" id="rj_SubsidyIncomeContinuingIntoNextYearMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeToBeSpendOnIntendedPurposeIncludingSettlementOfAnySurplusMember" id="rj_SubsidyIncomeToBeSpendOnIntendedPurposeIncludingSettlementOfAnySurplusMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="SupervisionExpensesMember" id="rj_SupervisionExpensesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SwapsMember" id="rj_SwapsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TangibleAssetsOtherTypedMember" id="rj_TangibleAssetsOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="TaxPayablesNoncurrentMember" id="rj_TaxPayablesNoncurrentMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TaxReceivablesMember" id="rj_TaxReceivablesMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TechnicalProvisionDiscretionaryProfitSharingObligationsMember" id="rj_TechnicalProvisionDiscretionaryProfitSharingObligationsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TechnicalProvisionOtherTypedMember" id="rj_TechnicalProvisionOtherTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="VocationalAdultEducationMember" id="rj_VocationalAdultEducationMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="YearTypedMember" id="rj_YearTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="AccruedIncomeOtherAxis" id="rj_AccruedIncomeOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_AccruedIncomeOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AcquisitionCostsAxis" id="rj_AcquisitionCostsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AcquisitionCostsCapitalisedAxis" id="rj_AcquisitionCostsCapitalisedAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AssetsOtherAxis" id="rj_AssetsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_AssetsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AuditorsFeesAxis" id="rj_AuditorsFeesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="BudgetTypeAxis" id="rj_BudgetTypeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CentralGovernmentContributionsAxis" id="rj_CentralGovernmentContributionsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CentralGovernmentContributionsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingEstimatesAxis" id="rj_ChangeAccountingEstimatesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ChangeAccountingEstimatesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangeAccountingPoliciesAxis" id="rj_ChangeAccountingPoliciesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ChangeAccountingPoliciesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfEducationSectorsAxis" id="rj_ClassesOfEducationSectorsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfExigibilityOfBondsOtherFixedIncomeSecuritiesAxis" id="rj_ClassesOfExigibilityOfBondsOtherFixedIncomeSecuritiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfInvestmentPropertiesAxis" id="rj_ClassesOfInvestmentPropertiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfInvestmentsAxis" id="rj_ClassesOfInvestmentsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfInvestmentsParticipantsAxis" id="rj_ClassesOfInvestmentsParticipantsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfInvestmentsPensionFundsAxis" id="rj_ClassesOfInvestmentsPensionFundsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfInvestmentsPremiumPensionInstitutionsAxis" id="rj_ClassesOfInvestmentsPremiumPensionInstitutionsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfIssuerOfBondsOtherFixedIncomeSecuritiesAxis" id="rj_ClassesOfIssuerOfBondsOtherFixedIncomeSecuritiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfMaturityAxis" id="rj_ClassesOfMaturityAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfObligationsOnBehalfOfParticipantsAxis" id="rj_ClassesOfObligationsOnBehalfOfParticipantsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfPayablesParticipatingInterestsAxis" id="rj_ClassesOfPayablesParticipatingInterestsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfProvisionsAxis" id="rj_ClassesOfProvisionsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfProvisionsOtherAxis" id="rj_ClassesOfProvisionsOtherAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfPublicOfferingOfBondsOtherFixedIncomeSecuritiesAxis" id="rj_ClassesOfPublicOfferingOfBondsOtherFixedIncomeSecuritiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfReservesAndFundsAxis" id="rj_ClassesOfReservesAndFundsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfRightsGrantedNotYetExercisedAxis" id="rj_ClassesOfRightsGrantedNotYetExercisedAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfSubsidyIncomeAxis" id="rj_ClassesOfSubsidyIncomeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CommercialActivitiesAxis" id="rj_CommercialActivitiesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CommercialActivitiesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CompositionBoardOfDirectorsSupervisoryCommitteeAxis" id="rj_CompositionBoardOfDirectorsSupervisoryCommitteeAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_BoardOfDirectorsSupervisoryCommitteeTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionContractsAxis" id="rj_ConstructionContractsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ConstructionContractsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ContinuityAxis" id="rj_ContinuityAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DamageInsuranceAndReinsuranceAxis" id="rj_DamageInsuranceAndReinsuranceAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DamageYearAxis" id="rj_DamageYearAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DamageYearSettlementStatisticsAxis" id="rj_DamageYearSettlementStatisticsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DebtSecuritiesOtherAxis" id="rj_DebtSecuritiesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_DebtSecuritiesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DerivativeFinancialInstrumentsAxis" id="rj_DerivativeFinancialInstrumentsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedFundAxis" id="rj_DesignatedFundAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_DesignatedFundTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedFundDescriptionAxis" id="rj_DesignatedFundDescriptionAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_DesignatedFundTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedFundPrivateAxis" id="rj_DesignatedFundPrivateAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedFundPublicAxis" id="rj_DesignatedFundPublicAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedReserveAxis" id="rj_DesignatedReserveAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_DesignatedReserveTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedReserveDescriptionAxis" id="rj_DesignatedReserveDescriptionAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_DesignatedReserveTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedReservePrivateAxis" id="rj_DesignatedReservePrivateAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DesignatedReservePublicAxis" id="rj_DesignatedReservePublicAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DiscontinuedOperationsAxis" id="rj_DiscontinuedOperationsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_DiscontinuedOperationsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DurationTechnicalProvisionsAxis" id="rj_DurationTechnicalProvisionsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EducationActivitiesAxis" id="rj_EducationActivitiesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_EducationActivitiesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EmployeeBenefitsExpensesOtherAxis" id="rj_EmployeeBenefitsExpensesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_EmployeeBenefitsExpensesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityAndLiabilitiesOtherAxis" id="rj_EquityAndLiabilitiesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_EquityAndLiabilitiesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityAxis" id="rj_EquityAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_EquityTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityLiabilitiesTransferAxis" id="rj_EquityLiabilitiesTransferAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_EquityLiabilitiesTransferTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExceptionalItemAxis" id="rj_ExceptionalItemAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ExceptionalItemDescriptionTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpenseClaimsPaymentsManagingDirectorsAxis" id="rj_ExpenseClaimsPaymentsManagingDirectorsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="https://www.nltaxonomie.nl/bw2-titel9/2026-12-31.a/bw2-titel9-cor.xsd#bw2-titel9_ManagingDirectorTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesAllocationAxis" id="rj_ExpensesAllocationAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesOtherAxis" id="rj_ExpensesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ExpensesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ExpensesSpentOnObjectivesAxis" id="rj_ExpensesSpentOnObjectivesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ObjectiveTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanceLeaseLiabilitiesAxis" id="rj_FinanceLeaseLiabilitiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsOtherAxis" id="rj_FinancialAssetsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_FinancialAssetsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentRiskExposureAxis" id="rj_FinancialInstrumentRiskExposureAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_FinancialInstrumentAssetsLiabilitiesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsAxis" id="rj_FinancialInstrumentsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_FinancialInstrumentsPolicyTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsIssuedAxis" id="rj_FinancialInstrumentsIssuedAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_FinancialInstrumentsIssuedTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsObtainedAxis" id="rj_FinancialInstrumentsObtainedAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_FinancialInstrumentsObtainedTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialInstrumentsPolicyAxis" id="rj_FinancialInstrumentsPolicyAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_FinancialInstrumentsPolicyTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinanciallySupportedByStudentFinancialSupportFundAxis" id="rj_FinanciallySupportedByStudentFinancialSupportFundAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancingDeficitSurplusToBeSettleInRatesAxis" id="rj_FinancingDeficitSurplusToBeSettleInRatesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentCashflowGeneratingUnitAxis" id="rj_ImpairmentCashflowGeneratingUnitAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CashflowGeneratingUnitTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImpairmentIndividualAssetAxis" id="rj_ImpairmentIndividualAssetAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IndividualAssetTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeAxis" id="rj_IncomeAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IncomeTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeGeographicSegmentsAxis" id="rj_IncomeGeographicSegmentsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IncomeGeographicTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeSpecialPurposeAxis" id="rj_IncomeSpecialPurposeAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SpecialPurposeTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseOtherAxis" id="rj_IncomeTaxExpenseOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IncomeTaxExpenseOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndemnityInsuranceComponentsAxis" id="rj_IndemnityInsuranceComponentsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndirectInvestmentsResultByInvestmentAxis" id="rj_IndirectInvestmentsResultByInvestmentAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InvestmentTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndividualInvestmentAboveFivePercentDescriptionAxis" id="rj_IndividualInvestmentAboveFivePercentDescriptionAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InvestmentTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IndustryGroupAxis" id="rj_IndustryGroupAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IndustryGroupTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InsuranceAccountAxis" id="rj_InsuranceAccountAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InsuranceAxis" id="rj_InsuranceAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsIndividualAssetOfImportanceAxis" id="rj_IntangibleAssetsIndividualAssetOfImportanceAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IntangibleAssetsIndividualAssetOfImportanceTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsOtherAxis" id="rj_IntangibleAssetsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IntangibleAssetsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InventoriesOtherAxis" id="rj_InventoriesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InventoriesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentInInvestmentCompanyExceedingTwentyPercentOfManagedAssetsAxis" id="rj_InvestmentInInvestmentCompanyExceedingTwentyPercentOfManagedAssetsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesByClassAxis" id="rj_InvestmentPropertiesByClassAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ClassTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesByCurrencyAxis" id="rj_InvestmentPropertiesByCurrencyAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CurrencyTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesByRegionAxis" id="rj_InvestmentPropertiesByRegionAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RegionTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsFixedIncomeSecuritiesByCreditRatingAxis" id="rj_InvestmentsFixedIncomeSecuritiesByCreditRatingAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CreditRatingTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsFixedIncomeSecuritiesByCurrencyAxis" id="rj_InvestmentsFixedIncomeSecuritiesByCurrencyAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CurrencyTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsFixedIncomeSecuritiesByDurationAxis" id="rj_InvestmentsFixedIncomeSecuritiesByDurationAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_DurationTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInLandAndBuildingsOtherAxis" id="rj_InvestmentsInLandAndBuildingsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InvestmentsInLandAndBuildingsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInParticipatingInterestsOtherAxis" id="rj_InvestmentsInParticipatingInterestsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InvestmentsInParticipatingInterestsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsInParticipatingInterestsTypedAxis" id="rj_InvestmentsInParticipatingInterestsTypedAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InvestmentsInParticipatingInterestsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherAxis" id="rj_InvestmentsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InvestmentsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfParticipantsAxis" id="rj_InvestmentsOtherOnBehalfOfParticipantsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InvestmentsOtherOnBehalfOfParticipantsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsOtherOnBehalfOfPensionFundAxis" id="rj_InvestmentsOtherOnBehalfOfPensionFundAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_InvestmentsOtherOnBehalfOfPensionFundTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesByCurrencyAxis" id="rj_InvestmentsSharesByCurrencyAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CurrencyTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesByIndustryAxis" id="rj_InvestmentsSharesByIndustryAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IndustryTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSharesByRegionAxis" id="rj_InvestmentsSharesByRegionAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RegionTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentAxis" id="rj_LiabilitiesNoncurrentAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentInterestRateAxis" id="rj_LiabilitiesNoncurrentInterestRateAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LicensingAgreementsAxis" id="rj_LicensingAgreementsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_LicensingAgreementsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MacroControlInstrumentsAxis" id="rj_MacroControlInstrumentsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_MacroControlInstrumentsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="MergersAcquisitionsAxis" id="rj_MergersAcquisitionsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_MergersAcquisitionsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NegativeGoodwillAxis" id="rj_NegativeGoodwillAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NoncommercialActivitiesAxis" id="rj_NoncommercialActivitiesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_NoncommercialActivitiesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NoncommercialActivitiesExpensesAxis" id="rj_NoncommercialActivitiesExpensesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_NoncommercialActivitiesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NoncommercialActivitiesIncomeAxis" id="rj_NoncommercialActivitiesIncomeAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_NoncommercialActivitiesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NumberOfOtherParticipantsAxis" id="rj_NumberOfOtherParticipantsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_NumberOfOtherParticipantsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ObligationsOnBehalfOfParticipantsAxis" id="rj_ObligationsOnBehalfOfParticipantsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_FinancialInstrumentsPolicyTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OngoingCostFactorSubfundsAxis" id="rj_OngoingCostFactorSubfundsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SubfundsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperatingExpensesOtherAxis" id="rj_OperatingExpensesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_OperatingExpensesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OperatingIncomeOtherAxis" id="rj_OperatingIncomeOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_OperatingIncomeOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherAssetsOtherAxis" id="rj_OtherAssetsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_OtherAssetsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="OtherFinancialInvestmentsOtherAxis" id="rj_OtherFinancialInvestmentsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_OtherFinancialInvestmentsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ParticipatingInterestNamesAxis" id="rj_ParticipatingInterestNamesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ParticipatingInterestTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCreditInstitutionsOtherAxis" id="rj_PayablesCreditInstitutionsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayablesCreditInstitutionsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCustomersDepositsOtherAxis" id="rj_PayablesCustomersDepositsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayablesCustomersDepositsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesCustomersOtherOtherAxis" id="rj_PayablesCustomersOtherOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayablesCustomersOtherOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesHedgingTransactionsPriceExchangeRateRiskInvestmentsAxis" id="rj_PayablesHedgingTransactionsPriceExchangeRateRiskInvestmentsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayableTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesOtherAxis" id="rj_PayablesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayablesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesOtherCurrentAxis" id="rj_PayablesOtherCurrentAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayablesOtherCurrentTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesOtherNoncurrentAxis" id="rj_PayablesOtherNoncurrentAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayablesOtherNoncurrentTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayablesTransactionsFinancialDerivativesAxis" id="rj_PayablesTransactionsFinancialDerivativesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayablesTransactionsFinancialDerivativesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PriorPeriodErrorsAxis" id="rj_PriorPeriodErrorsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PriorPeriodErrorsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProductGroupAxis" id="rj_ProductGroupAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ProductGroupTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PropertyPlantEquipmentOtherAxis" id="rj_PropertyPlantEquipmentOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PropertyPlantEquipmentOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionForInsuranceLiabilitiesAxis" id="rj_ProvisionForInsuranceLiabilitiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationAtTheRiskOfParticipantsAxis" id="rj_ProvisionPensionObligationAtTheRiskOfParticipantsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionPensionObligationsAtTheRiskOfPensionFundComponentsAxis" id="rj_ProvisionPensionObligationsAtTheRiskOfPensionFundComponentsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionsOtherAxis" id="rj_ProvisionsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ProvisionsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesBreakdownAxis" id="rj_ReceivablesBreakdownAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromBanksOtherAxis" id="rj_ReceivablesFromBanksOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ReceivablesFromBanksOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCreditInstitutionsConcentrationByCollateralAxis" id="rj_ReceivablesFromCreditInstitutionsConcentrationByCollateralAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CollateralTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCreditInstitutionsConcentrationByGeographicAreaAxis" id="rj_ReceivablesFromCreditInstitutionsConcentrationByGeographicAreaAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_GeographicalAreaTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersConcentrationByCollateralAxis" id="rj_ReceivablesFromCustomersConcentrationByCollateralAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_CollateralTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersConcentrationByGeographicAreaAxis" id="rj_ReceivablesFromCustomersConcentrationByGeographicAreaAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_GeographicalAreaTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersConcentrationByIndustryAxis" id="rj_ReceivablesFromCustomersConcentrationByIndustryAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IndustryTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromCustomersConcentrationBySectorAxis" id="rj_ReceivablesFromCustomersConcentrationBySectorAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_IndustryTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccountsAxis" id="rj_ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccountsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ReceivablesFromInsurancePoliciesOtherNotImmediatelyDueFromCurrentAccountsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesIndefiniteAxis" id="rj_ReceivablesIndefiniteAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOtherAxis" id="rj_ReceivablesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="https://www.nltaxonomie.nl/bw2-titel9/2026-12-31.a/bw2-titel9-cor.xsd#bw2-titel9_ReceivablesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOtherCurrentAxis" id="rj_ReceivablesOtherCurrentAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ReceivablesOtherCurrentTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivablesOtherReinsurancePartTechnicalProvisionsAxis" id="rj_ReceivablesOtherReinsurancePartTechnicalProvisionsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ReceivablesOtherReinsurancePartTechnicalProvisionsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsuranceOtherContractsAxis" id="rj_ReinsuranceOtherContractsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ReinsuranceOtherContractsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsAxis" id="rj_ReinsurancePartTechnicalProvisionsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ReinsurancePartTechnicalProvisionTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReinsurancePartTechnicalProvisionsPensionFundsAxis" id="rj_ReinsurancePartTechnicalProvisionsPensionFundsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RelatedPartyAxis" id="rj_RelatedPartyAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RelatedPartyTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ResultsAppropriationAxis" id="rj_ResultsAppropriationAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RevenuesOtherAxis" id="rj_RevenuesOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RevenuesOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedExcercisedAxis" id="rj_RightsGrantedExcercisedAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RightsGrantedExcercisedGroupTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedNotYetExercisedAxis" id="rj_RightsGrantedNotYetExercisedAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RightsGrantedNotYetExcercisedGroupTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RightsGrantedNotYetExercisedMovementAxis" id="rj_RightsGrantedNotYetExercisedMovementAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RightsGrantedNotYetExcercisedGroupTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RiskGroupAxis" id="rj_RiskGroupAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RiskGroupTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RiskGroupGrossAxis" id="rj_RiskGroupGrossAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RiskGroupTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="RiskGroupReinsuranceAxis" id="rj_RiskGroupReinsuranceAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_RiskGroupTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SegmentsReportingAxis" id="rj_SegmentsReportingAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SegmentReportingTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SettlementYearAxis" id="rj_SettlementYearAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ShareCertificatesAxis" id="rj_ShareCertificatesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ShareCertificatesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SharesAxis" id="rj_SharesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_ClassOfSharesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SharesHeldInAdministrationAxis" id="rj_SharesHeldInAdministrationAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SharesHeldInAdministrationTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SourceOfProfitAxis" id="rj_SourceOfProfitAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SourceOfProfitMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatisticalConnectionFactorsIncomeTaxAndResultBeforeTaxAxis" id="rj_StatisticalConnectionFactorsIncomeTaxAndResultBeforeTaxAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_StatisticalConnectionFactorsIncomeTaxAndResultBeforeTaxTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StatutoryReserveDescriptionAxis" id="rj_StatutoryReserveDescriptionAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_StatutoryReserveDescriptionTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubordinatedLiabilitiesAxis" id="rj_SubordinatedLiabilitiesAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SubordinatedLiabilitiesTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsequentEventsAxis" id="rj_SubsequentEventsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SubsequentEventsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SubsidyIncomeAxis" id="rj_SubsidyIncomeAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SubsidyIncomeTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TangibleAssetsOtherAxis" id="rj_TangibleAssetsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_TangibleAssetsOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TechnicalAccountAxis" id="rj_TechnicalAccountAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TechnicalProvisionsOtherAxis" id="rj_TechnicalProvisionsOtherAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_TechnicalProvisionOtherTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TurnoverRatioSubfundsAxis" id="rj_TurnoverRatioSubfundsAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SubfundsTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="YearAxis" id="rj_YearAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_YearTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AdjustmentsReconcileOperatingResultOther" id="rj_AdjustmentsReconcileOperatingResultOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowsFinancingActivitiesOther" id="rj_CashFlowsFinancingActivitiesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowsInvestingActivitiesOther" id="rj_CashFlowsInvestingActivitiesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowsInvestmentActivitiesOther" id="rj_CashFlowsInvestmentActivitiesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowsOperatingActivitiesOther" id="rj_CashFlowsOperatingActivitiesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ContractCosts" id="rj_ContractCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ContractCostsRecordedAsLiability" id="rj_ContractCostsRecordedAsLiability" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="DividendsPaidOtherClassifiedAsFinancingActivities" id="rj_DividendsPaidOtherClassifiedAsFinancingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="DividendsPaidOtherClassifiedAsOperatingActivities" id="rj_DividendsPaidOtherClassifiedAsOperatingActivities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityContributionsShareholders" id="rj_EquityContributionsShareholders" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityDirectlyBusinessAcquisitions" id="rj_EquityDirectlyBusinessAcquisitions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityDirectlyBusinessDivestitures" id="rj_EquityDirectlyBusinessDivestitures" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityDirectlyChangeAccountingPolicies" id="rj_EquityDirectlyChangeAccountingPolicies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="EquityDirectlyExchangeDifferences" id="rj_EquityDirectlyExchangeDifferences" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityDirectlyGoodwill" id="rj_EquityDirectlyGoodwill" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityDirectlyImpairment" id="rj_EquityDirectlyImpairment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityDirectlyImpairmentReversal" id="rj_EquityDirectlyImpairmentReversal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityDirectlyMaterialErrors" id="rj_EquityDirectlyMaterialErrors" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="EquityDividendDistribution" id="rj_EquityDividendDistribution" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityLossReduction" id="rj_EquityLossReduction" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityMovementOther" id="rj_EquityMovementOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityResultAllocation" id="rj_EquityResultAllocation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityRevaluations" id="rj_EquityRevaluations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityShareBasedArrangementsExercised" id="rj_EquityShareBasedArrangementsExercised" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityShareBasedArrangementsGranted" id="rj_EquityShareBasedArrangementsGranted" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityShareIssue" id="rj_EquityShareIssue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquitySharesWithdrawal" id="rj_EquitySharesWithdrawal" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityTransfers" id="rj_EquityTransfers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="EquityTreasurySharesPurchase" id="rj_EquityTreasurySharesPurchase" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityTreasurySharesSale" id="rj_EquityTreasurySharesSale" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsEndowment" id="rj_FinancialAssetsEndowment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsPaymentsRepayments" id="rj_FinancialAssetsPaymentsRepayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="FinancialAssetsReceiptsDeposits" id="rj_FinancialAssetsReceiptsDeposits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncomeTaxExpenseReconciliationToCorporateTaxReturnDisclosure" id="rj_IncomeTaxExpenseReconciliationToCorporateTaxReturnDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInConstructionContracts" id="rj_IncreaseDecreaseInConstructionContracts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInOtherPayables" id="rj_IncreaseDecreaseInOtherPayables" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInSecurities" id="rj_IncreaseDecreaseInSecurities" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreasePayablesCreditInstitutions" id="rj_IncreaseDecreasePayablesCreditInstitutions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsLimitedOwnershipDescription" id="rj_IntangibleAssetsLimitedOwnershipDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntangibleAssetsPutUpAsCollateralForDebtsDescription" id="rj_IntangibleAssetsPutUpAsCollateralForDebtsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesInExploitation" id="rj_InvestmentPropertiesInExploitation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentsAcquisitionsOther" id="rj_InvestmentsAcquisitionsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsMovementOtherMarketValue" id="rj_InvestmentsMovementOtherMarketValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsPriceDifferencesOther" id="rj_InvestmentsPriceDifferencesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsRevaluationsOther" id="rj_InvestmentsRevaluationsOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentsSalesOther" id="rj_InvestmentsSalesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LegalEntityDateLastFinancialStatements" id="rj_LegalEntityDateLastFinancialStatements" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalEntityInterestInVotingRights" id="rj_LegalEntityInterestInVotingRights" type="dtr-2024:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="LiabilitiesNoncurrentPayments" id="rj_LiabilitiesNoncurrentPayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentReceiptsDeposits" id="rj_LiabilitiesNoncurrentReceiptsDeposits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentTransferToLiabilitiesCurrent" id="rj_LiabilitiesNoncurrentTransferToLiabilitiesCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ManagementExpensesOther" id="rj_ManagementExpensesOther" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="OtherIncomeExpensesAfterTax" id="rj_OtherIncomeExpensesAfterTax" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PaymentsSuppliers" id="rj_PaymentsSuppliers" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="PillarTwoDeferredTaxAssetsLiabilitiesDescription" id="rj_PillarTwoDeferredTaxAssetsLiabilitiesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PillarTwoExpectedEffectsDescription" id="rj_PillarTwoExpectedEffectsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PillarTwoMethodDescription" id="rj_PillarTwoMethodDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PillarTwoTaxExpenseBenefitDescription" id="rj_PillarTwoTaxExpenseBenefitDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProceedsSalesInvestmentProperties" id="rj_ProceedsSalesInvestmentProperties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionBalanceInsuranceMovement" id="rj_ProvisionBalanceInsuranceMovement" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionsMaturityExceedingOneYearWithinFiveYears" id="rj_ProvisionsMaturityExceedingOneYearWithinFiveYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="PurchaseInvestmentProperties" id="rj_PurchaseInvestmentProperties" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ShareInResults" id="rj_ShareInResults" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="SubordinatedLiabilitiesCurrent" id="rj_SubordinatedLiabilitiesCurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubordinatedLiabilitiesNoncurrent" id="rj_SubordinatedLiabilitiesNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="SubtotalLiabilitiesNoncurrent" id="rj_SubtotalLiabilitiesNoncurrent" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="InvestmentPropertiesInExploitationMember" id="rj_InvestmentPropertiesInExploitationMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="DocumentPresentationCurrency" id="rj_DocumentPresentationCurrency" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="LegalEntityAddress" id="rj_LegalEntityAddress" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FinancialStatementsConsolidated" id="rj_FinancialStatementsConsolidated" type="xbrli:booleanItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowStatementTitle" id="rj_CashFlowStatementTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowOperatingActivitiesTitle" id="rj_CashFlowOperatingActivitiesTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowInvestingActivitiesTitle" id="rj_CashFlowInvestingActivitiesTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CashFlowFinancingActivitiesTitle" id="rj_CashFlowFinancingActivitiesTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AdjustmentsReconcileOperatingResultTitle" id="rj_AdjustmentsReconcileOperatingResultTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ChangesWorkingCapitalTitle" id="rj_ChangesWorkingCapitalTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseCashAndCashEquivalentsTitle" id="rj_IncreaseDecreaseCashAndCashEquivalentsTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTitle" id="rj_InvestmentPropertiesTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTotalMember" id="rj_InvestmentPropertiesTotalMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TotalDAEBNonDAEBMember" id="rj_TotalDAEBNonDAEBMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionClaims" id="rj_ConstructionClaims" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ConstructionClaimsPolicy" id="rj_ConstructionClaimsPolicy" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ConstructionClaimsDisclosure" id="rj_ConstructionClaimsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="EquityDecreaseInValueReleaseRevaluation" id="rj_EquityDecreaseInValueReleaseRevaluation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityRealisationRevaluation" id="rj_EquityRealisationRevaluation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="EquityResultYear" id="rj_EquityResultYear" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesAdjustmentsFairValue" id="rj_InvestmentPropertiesAdjustmentsFairValue" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesAssetsAcquired" id="rj_InvestmentPropertiesAssetsAcquired" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesDecommissioning" id="rj_InvestmentPropertiesDecommissioning" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersDAEBToNonDAEB" id="rj_InvestmentPropertiesTransfersDAEBToNonDAEB" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersDelivery" id="rj_InvestmentPropertiesTransfersDelivery" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersInput" id="rj_InvestmentPropertiesTransfersInput" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersInventoryAndOwnUse" id="rj_InvestmentPropertiesTransfersInventoryAndOwnUse" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersNonDAEBToDAEB" id="rj_InvestmentPropertiesTransfersNonDAEBToDAEB" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersOwnExploitation" id="rj_InvestmentPropertiesTransfersOwnExploitation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersRealEstateInDevelopment" id="rj_InvestmentPropertiesTransfersRealEstateInDevelopment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersSoldUnderCondition" id="rj_InvestmentPropertiesTransfersSoldUnderCondition" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesTransfersUnderDevelopment" id="rj_InvestmentPropertiesTransfersUnderDevelopment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="InvestmentPropertiesValueChange" id="rj_InvestmentPropertiesValueChange" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentBalance" id="rj_LiabilitiesNoncurrentBalance" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentOtherMutations" id="rj_LiabilitiesNoncurrentOtherMutations" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentReleaseSharePremium" id="rj_LiabilitiesNoncurrentReleaseSharePremium" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LiabilitiesNoncurrentRepaymentObligation" id="rj_LiabilitiesNoncurrentRepaymentObligation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentDecreaseRepurchaseObligation" id="rj_NoncurrentDecreaseRepurchaseObligation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentInterestCredit" id="rj_NoncurrentInterestCredit" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentOtherAdditions" id="rj_NoncurrentOtherAdditions" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentOtherRepayments" id="rj_NoncurrentOtherRepayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentReceivedDeposits" id="rj_NoncurrentReceivedDeposits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentRefundedDeposits" id="rj_NoncurrentRefundedDeposits" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentRepurchaseObligation" id="rj_NoncurrentRepurchaseObligation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentValueChangeRepurchaseObligation" id="rj_NoncurrentValueChangeRepurchaseObligation" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="FutureExistingComplexMember" id="rj_FutureExistingComplexMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FutureNewProjectMember" id="rj_FutureNewProjectMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionOtherProvisionsMember" id="rj_ProvisionOtherProvisionsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="CashAndCashEquivalentsMoneyMarketFundsCashFlow" id="rj_CashAndCashEquivalentsMoneyMarketFundsCashFlow" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="ConstructionContractsNatureRecordedAsLiability" id="rj_ConstructionContractsNatureRecordedAsLiability" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
  <xsd:element name="CorporateStructureAndStaffing" id="rj_CorporateStructureAndStaffing" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
  <xsd:element name="CultureAndBehaviourSoftControls" id="rj_CultureAndBehaviourSoftControls" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
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  <xsd:element name="EcologicalOrSocialFeaturesDescription" id="rj_EcologicalOrSocialFeaturesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
  <xsd:element name="ExtentEvaluationConsequencesMultiYearPolicyPlanDescription" id="rj_ExtentEvaluationConsequencesMultiYearPolicyPlanDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
  <xsd:element name="FinancialDevelopments" id="rj_FinancialDevelopments" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
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  <xsd:element name="LiabilitiesNoncurrentImmediateExigibilityAmount" id="rj_LiabilitiesNoncurrentImmediateExigibilityAmount" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
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  <xsd:element name="PolicyCourseOfBusinessAndPreviousExpectations" id="rj_PolicyCourseOfBusinessAndPreviousExpectations" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
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  <xsd:element name="PremiumReceivedPremiumsArrearsDescription" id="rj_PremiumReceivedPremiumsArrearsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
  <xsd:element name="ProgramsImplementToAchieveMainGoalDescription" id="rj_ProgramsImplementToAchieveMainGoalDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
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  <xsd:element name="ReclassificationPropertyPlantEquipment" id="rj_ReclassificationPropertyPlantEquipment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="RisksAndRiskManagement" id="rj_RisksAndRiskManagement" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
  <xsd:element name="RisksWTPDescription" id="rj_RisksWTPDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
  <xsd:element name="ScopeIFRS9Description" id="rj_ScopeIFRS9Description" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="false" xbrli:periodType="duration"/>
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  <xsd:element name="ClassesOfLiabilitiesFromRealEstateSoldSubjectTermsConditionsHousingAxis" id="rj_ClassesOfLiabilitiesFromRealEstateSoldSubjectTermsConditionsHousingAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ClassesOfPayablesShareholdersParticipatingInterestsHousingAxis" id="rj_ClassesOfPayablesShareholdersParticipatingInterestsHousingAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClassesOfProvisionsDeferredTaxLiabilitiesHousingAxis" id="rj_ClassesOfProvisionsDeferredTaxLiabilitiesHousingAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="ClassesOfRealEstateInDevelopmentForOwnExploitationHousingAxis" id="rj_ClassesOfRealEstateInDevelopmentForOwnExploitationHousingAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="BudgetIncomeStatementAndExpenses" id="rj_BudgetIncomeStatementAndExpenses" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ClaimsBanksExplanation" id="rj_ClaimsBanksExplanation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="CurrentFinancialInstrumentsEconomicalReality" id="rj_CurrentFinancialInstrumentsEconomicalReality" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="ElectricityEnergyCosts" id="rj_ElectricityEnergyCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="EquityProcessedHedgeIntruments" id="rj_EquityProcessedHedgeIntruments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="ExplanationPensionFunds" id="rj_ExplanationPensionFunds" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FairValueFinancialInstrumentsDisclosure" id="rj_FairValueFinancialInstrumentsDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="FoodStock" id="rj_FoodStock" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="ForeignCurrencyExchangeRateResultsExpense" id="rj_ForeignCurrencyExchangeRateResultsExpense" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="GasEnergyCosts" id="rj_GasEnergyCosts" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ImportantPropertiesEconomicRealityPayablesCurrentDescription" id="rj_ImportantPropertiesEconomicRealityPayablesCurrentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImportantPropertiesEconomicRealityPayablesNoncurrentDescription" id="rj_ImportantPropertiesEconomicRealityPayablesNoncurrentDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ImportantPropertiesEconomicRealityProvisionsDescription" id="rj_ImportantPropertiesEconomicRealityProvisionsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IntegralAdoptionGuidelinesDescription" id="rj_IntegralAdoptionGuidelinesDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="NetAssetsInvestmentFirms" id="rj_NetAssetsInvestmentFirms" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="NoncurrentLiabilitiesShareBasedPayments" id="rj_NoncurrentLiabilitiesShareBasedPayments" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="PayoutCapacityCollectiveDescription" id="rj_PayoutCapacityCollectiveDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ProvisionsExpectedReimbursementsDescription" id="rj_ProvisionsExpectedReimbursementsDescription" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="ReceivedDividends" id="rj_ReceivedDividends" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RepaymentPreviousYears" id="rj_RepaymentPreviousYears" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element name="RevenueBeInvoiced" id="rj_RevenueBeInvoiced" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xsd:element name="StaffingLevelsIdentifiedSegment" id="rj_StaffingLevelsIdentifiedSegment" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="StockMedicalSupplies" id="rj_StockMedicalSupplies" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="StockOfTools" id="rj_StockOfTools" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element name="SubsidiesZvwCare" id="rj_SubsidiesZvwCare" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="TransitionAccountingPolicyChangeProvisionMajorMaintenanceDisclosure" id="rj_TransitionAccountingPolicyChangeProvisionMajorMaintenanceDisclosure" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="TransitionalProvisionExplanation" id="rj_TransitionalProvisionExplanation" type="dtr-2024:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="WorkRegulatedSegment" id="rj_WorkRegulatedSegment" type="dtr-2024:noDecimalsMonetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xsd:element name="PayoutCapacityAxis" id="rj_PayoutCapacityAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_PayoutCapacityTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="SpreadingCapacityAxis" id="rj_SpreadingCapacityAxis" type="xbrli:stringItemType" xbrldt:typedDomainRef="#rj_SpreadingCapacityTypedMember" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="PayoutCapacityTypedMember" id="rj_PayoutCapacityTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="SpreadingCapacityTypedMember" id="rj_SpreadingCapacityTypedMember" type="xsd:string" abstract="false" nillable="true"/>
  <xsd:element name="NoncurrentFinancialInstrumentsEconomicalRealityMember" id="rj_NoncurrentFinancialInstrumentsEconomicalRealityMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentLiabilitiesShareBasedPaymentsMember" id="rj_NoncurrentLiabilitiesShareBasedPaymentsMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="NoncurrentPreferenceShareMember" id="rj_NoncurrentPreferenceShareMember" type="dtr-2024:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
</xsd:schema>
