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        <link:definition>[000122.00] RJ 122 - Prijsgrondslagen voor vreemde valuta</link:definition>
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        <link:definition>[000135.00] RJ 135 - Algemene grondslagen voor de bepaling van het resultaat</link:definition>
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        <link:definition>[000140.00] RJ 140 - Stelselwijzigingen</link:definition>
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        <link:definition>[000145.00] RJ 145 - Schattingswijzigingen</link:definition>
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        <link:definition>[000150.00] RJ 150 - Foutherstel</link:definition>
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        <link:definition>[000160.00] RJ 160 - Gebeurtenissen na balansdatum</link:definition>
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        <link:definition>[000170.00] RJ 170 - Discontinuïteit en ernstige onzekerheid over continuïteit</link:definition>
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        <link:definition>[000190.00] RJ 190 - Overige algemene uiteenzettingen</link:definition>
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        <link:definition>[000210.00] RJ 210 - Immateriële vaste activa</link:definition>
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        <link:definition>[000212.00] RJ 212 - Materiële vaste activa</link:definition>
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        <link:definition>[000213.00] RJ 213 - Vastgoedbeleggingen</link:definition>
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        <link:definition>[000214.00] RJ 214 - Financiële vaste activa</link:definition>
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        <link:definition>[000215.00] RJ 215 - Joint ventures</link:definition>
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        <link:definition>[000216.00] RJ 216 - Fusies en overnames</link:definition>
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        <link:definition>[000217.00] RJ 217 - Consolidatie</link:definition>
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        <link:definition>[000220.00] RJ 220 - Voorraden</link:definition>
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        <link:definition>[000221.00] RJ 221 - Onderhanden projecten</link:definition>
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        <link:definition>[000222.00] RJ 222 - Vorderingen</link:definition>
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        <link:definition>[000224.00] RJ 224 - Overlopende activa</link:definition>
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        <link:definition>[000226.00] RJ 226 - Effecten</link:definition>
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        <link:definition>[000228.00] RJ 228 - Liquide middelen</link:definition>
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        <link:definition>[000240.00] RJ 240 - Eigen vermogen</link:definition>
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        <link:definition>[000252.00] RJ 252 - Voorzieningen, niet in de balans opgenomen verplichtingen en niet in de balans opgenomen activa</link:definition>
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        <link:definition>[000254.00] RJ 254 - Schulden</link:definition>
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        <link:definition>[000258.00] RJ 258 - Overlopende passiva</link:definition>
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        <link:definition>[000265.00] RJ 265 - Overzicht van het totaalresultaat van de rechtspersoon</link:definition>
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        <link:definition>[000270.00] RJ 270 - Winst-en-verliesrekening</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-271" id="rj-all_AnnualReportingGuidelines271">
        <link:definition>[000271.00] RJ 271 - Personeelsbeloningen</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-272" id="rj-all_AnnualReportingGuidelines272">
        <link:definition>[000272.00] RJ 272 - Belastingen naar de winst</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-273" id="rj-all_AnnualReportingGuidelines273">
        <link:definition>[000273.00] RJ 273 - Rentelasten</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-274" id="rj-all_AnnualReportingGuidelines274">
        <link:definition>[000274.00] RJ 274 - Overheidssubsidies</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-275" id="rj-all_AnnualReportingGuidelines275">
        <link:definition>[000275.00] RJ 275 - Op aandelen gebaseerde betalingen</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-290" id="rj-all_AnnualReportingGuidelines290">
        <link:definition>[000290.00] RJ 290 - Financiële instrumenten</link:definition>
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        <link:definition>[000292.00] RJ 292 - Leasing</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-300" id="rj-all_AnnualReportingGuidelines300">
        <link:definition>[000300.00] RJ 300 - Functie en indeling</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-315" id="rj-all_AnnualReportingGuidelines315">
        <link:definition>[000315.00] RJ 315 - Vrijstellingen voor middelgrote rechtspersonen</link:definition>
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        <link:definition>[000330.00] RJ 330 - Verbonden partijen</link:definition>
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        <link:definition>[000340.00] RJ 340 - Winst per aandeel</link:definition>
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        <link:definition>[000345.00] RJ 345 - Beëindiging van bedrijfsactiviteiten</link:definition>
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        <link:definition>[000350.00] RJ 350 - Gesegmenteerde informatie</link:definition>
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        <link:definition>[000360.00] RJ 360 - Kasstroomoverzicht</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-360-direct" id="rj-all_AnnualReportingGuidelines360Direct">
        <link:definition>[000360.01] RJ 360 - Kasstroomoverzicht volgens de directe methode</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-360-indirect" id="rj-all_AnnualReportingGuidelines360Indirect">
        <link:definition>[000360.02] RJ 360 - Kasstroomoverzicht volgens de indirecte methode</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-390" id="rj-all_AnnualReportingGuidelines390">
        <link:definition>[000390.00] RJ 390 - Overige in de toelichting op te nemen informatie</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-394" id="rj-all_AnnualReportingGuidelines394">
        <link:definition>[000394.00] RJ 394 - Tussentijdse berichten</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-396" id="rj-all_AnnualReportingGuidelines396">
        <link:definition>[000396.00] RJ 396 - Openbaarmaking</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-400" id="rj-all_AnnualReportingGuidelines400">
        <link:definition>[000400.00] RJ 400 - Bestuursverslag</link:definition>
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      <link:roleType roleURI="urn:rj:linkrole:annual-reporting-guidelines-404" id="rj-all_AnnualReportingGuidelines404">
        <link:definition>[000404.00] RJ 404 - Bezoldigingsverslag en remuneratierapport</link:definition>
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        <link:definition>[000405.00] RJ 405 - Verslag raad van commissarissen</link:definition>
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        <link:definition>[000410.00] RJ 410 - Overige gegevens</link:definition>
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        <link:definition>[000420.00] RJ 420 - Winstbestemming, verwerking verlies</link:definition>
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        <link:definition>[000430.00] RJ 430 - Kerncijfers, kengetallen en meerjarenoverzichten</link:definition>
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        <link:definition>[000600.00] RJ 600 - Banken</link:definition>
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        <link:definition>[000605.00] RJ 605 - Verzekeringsmaatschappijen</link:definition>
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        <link:definition>[000615.00] RJ 615 - Beleggingsentiteiten</link:definition>
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        <link:definition>[000620.00] RJ 620 - Coöperaties</link:definition>
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        <link:definition>[000630.00] RJ 630 - Commerciële stichtingen en verenigingen</link:definition>
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        <link:definition>[000645.00] RJ 645 - Toegelaten instellingen volkshuisvesting</link:definition>
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        <link:definition>[000655.00] RJ 655 - Zorginstellingen</link:definition>
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        <link:definition>[000660.00] RJ 660 - Onderwijsinstellingen</link:definition>
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        <link:definition>[000920.00] RJ 920 - Handreiking voor maatschappelijke verslaggeving</link:definition>
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        <link:definition>[000921.00] RJ 921 - Handreiking toepassing IAS 19R in Nederlandse pensioensituatie</link:definition>
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        <link:definition>[000A02.00] RJk A3 - Stelselwijzigingen, schattingswijzigingen en foutherstel</link:definition>
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  <xsd:element name="AnnualReportingGuidelinesB5Title" id="rj-all_AnnualReportingGuidelinesB5Title" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="AnnualReportingGuidelinesB14Title" id="rj-all_AnnualReportingGuidelinesB14Title" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AnnualReportingGuidelinesB15Title" id="rj-all_AnnualReportingGuidelinesB15Title" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="AnnualReportingGuidelinesB18Title" id="rj-all_AnnualReportingGuidelinesB18Title" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="AnnualReportingGuidelinesCommonPracticeTitle" id="rj-all_AnnualReportingGuidelinesCommonPracticeTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AnnualReportingGuidelinesD3Title" id="rj-all_AnnualReportingGuidelinesD3Title" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AnnualReportingGuidelinesExpressions202013Title" id="rj-all_AnnualReportingGuidelinesExpressions202013Title" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AnnualReportingGuidelinesExpressions202015Title" id="rj-all_AnnualReportingGuidelinesExpressions202015Title" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AnnualReportingGuidelinesExpressionsTitle" id="rj-all_AnnualReportingGuidelinesExpressionsTitle" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="AnnualReportingGuidelinesM1Title" id="rj-all_AnnualReportingGuidelinesM1Title" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
</xsd:schema>
