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<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
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  <xs:element abstract="true" id="rj-dim_RightsGrantedExcercisedAxis" name="RightsGrantedExcercisedAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_RightsGrantedExcercisedGroupTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_RightsGrantedNotYetExercisedAxis" name="RightsGrantedNotYetExercisedAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_RightsGrantedNotYetExcercisedGroupTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_RightsGrantedNotYetExercisedMovementAxis" name="RightsGrantedNotYetExercisedMovementAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_RightsGrantedNotYetExcercisedGroupTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_RiskGroupAxis" name="RiskGroupAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_RiskGroupTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_RiskGroupGrossAxis" name="RiskGroupGrossAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_RiskGroupTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_RiskGroupReinsuranceAxis" name="RiskGroupReinsuranceAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_RiskGroupTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SegmentsReportingAxis" name="SegmentsReportingAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_SegmentReportingTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SettlementYearAxis" name="SettlementYearAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_ShareCertificatesAxis" name="ShareCertificatesAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_ShareCertificatesTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SharesAxis" name="SharesAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_ClassOfSharesTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SharesHeldInAdministrationAxis" name="SharesHeldInAdministrationAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_SharesHeldInAdministrationTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SourceOfProfitAxis" name="SourceOfProfitAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_SourceOfProfitMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SpreadingCapacityAxis" name="SpreadingCapacityAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_SpreadingCapacityTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_StatisticalConnectionFactorsIncomeTaxAndResultBeforeTaxAxis" name="StatisticalConnectionFactorsIncomeTaxAndResultBeforeTaxAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_StatisticalConnectionFactorsIncomeTaxAndResultBeforeTaxTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_StatutoryReserveDescriptionAxis" name="StatutoryReserveDescriptionAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_StatutoryReserveDescriptionTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SubordinatedLiabilitiesAxis" name="SubordinatedLiabilitiesAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_SubordinatedLiabilitiesTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SubsequentEventsAxis" name="SubsequentEventsAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_SubsequentEventsTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_SubsidyIncomeAxis" name="SubsidyIncomeAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_SubsidyIncomeTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_TangibleAssetsOtherAxis" name="TangibleAssetsOtherAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_TangibleAssetsOtherTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_TechnicalAccountAxis" name="TechnicalAccountAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_TechnicalProvisionsOtherAxis" name="TechnicalProvisionsOtherAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_TechnicalProvisionOtherTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_TurnoverRatioSubfundsAxis" name="TurnoverRatioSubfundsAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_SubfundsTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="rj-dim_YearAxis" name="YearAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="rj-domains.xsd#rj-dm_YearTypedMember" xbrli:periodType="duration"/>
</xs:schema>
