<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
<link:linkbase xmlns:gen="http://xbrl.org/2008/generic" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:msg="http://xbrl.org/2010/message" xmlns:xff="http://www.xbrl.org/2010/function/formula" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://xbrl.org/2008/generic http://www.xbrl.org/2008/generic-link.xsd http://xbrl.org/2010/message http://www.xbrl.org/2010/generic-message.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2010/role/message" xlink:href="http://www.xbrl.org/2010/generic-message.xsd#standard-message" xlink:type="simple"/>
  <link:roleRef roleURI="urn:kvk:linkrole:notes-loans-advances-guarantees-breakdown" xlink:href="../dictionary/kvk-linkroles.xsd#kvk-lr_NotesLoansAdvancesGuaranteesBreakdown" xlink:type="simple"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:href="http://www.xbrl.org/2010/validation-message.xsd#assertion-unsatisfied-message" xlink:type="simple"/>
  <gen:link xlink:role="urn:kvk:linkrole:notes-loans-advances-guarantees-breakdown" xlink:type="extended">
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_loc" xlink:to="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_loc" xlink:to="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_loc" xlink:to="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <link:loc xlink:href="kvk-notes-loans-advances-and-guarantees-breakdown-for.xml#valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1" xlink:label="valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-loans-advances-and-guarantees-breakdown-for.xml#valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2" xlink:label="valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-loans-advances-and-guarantees-breakdown-for.xml#valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3" xlink:label="valueAssertion_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_loc" xlink:type="locator"/>
    <msg:message id="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_assertion-unsatisfied-message_EN" xlink:label="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectors` SHOULD be equal to the summation of the underlying values. | {if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectors')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectors return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectorsDebit')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectorsDebit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectorsCredit')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit2_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfManagingDirectorsFormerManagingDirectorsCredit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
    <msg:message id="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_assertion-unsatisfied-message_EN" xlink:label="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectors` SHOULD be equal to the summation of the underlying values. | {if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectors')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectors return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsDebit')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsDebit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsCredit')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit1_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsCredit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
    <msg:message id="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_assertion-unsatisfied-message_EN" xlink:label="NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectors` SHOULD be equal to the summation of the underlying values. | {if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectors')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectors return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectorsDebit')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectorsDebit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectorsCredit')))) then ((for $v in $varArc_NotesLoansAdvancesGuaranteesBreakdown_PrtFST1SumOfChildrenParentDebit3_ChildrenOfLoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsFormerSupervisoryDirectorsCredit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
  </gen:link>
</link:linkbase>
