<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
<link:linkbase xmlns:gen="http://xbrl.org/2008/generic" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:msg="http://xbrl.org/2010/message" xmlns:xff="http://www.xbrl.org/2010/function/formula" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://xbrl.org/2008/generic http://www.xbrl.org/2008/generic-link.xsd http://xbrl.org/2010/message http://www.xbrl.org/2010/generic-message.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2010/role/message" xlink:href="http://www.xbrl.org/2010/generic-message.xsd#standard-message" xlink:type="simple"/>
  <link:roleRef roleURI="urn:kvk:linkrole:notes-consolidated-provisions-other-provisions-movement-housing" xlink:href="../dictionary/kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedProvisionsOtherProvisionsMovementHousing" xlink:type="simple"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:href="http://www.xbrl.org/2010/validation-message.xsd#assertion-unsatisfied-message" xlink:type="simple"/>
  <gen:link xlink:role="urn:kvk:linkrole:notes-consolidated-provisions-other-provisions-movement-housing" xlink:type="extended">
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    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_loc" xlink:to="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_loc" xlink:to="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_loc" xlink:to="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <link:loc xlink:href="kvk-notes-consolidated-provisions-other-provisions-movement-housing-for.xml#valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1FactExplicitEQFactNonExplicit1" xlink:label="valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1FactExplicitEQFactNonExplicit1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-provisions-other-provisions-movement-housing-for.xml#valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1" xlink:label="valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-provisions-other-provisions-movement-housing-for.xml#valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1" xlink:label="valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-provisions-other-provisions-movement-housing-for.xml#valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1" xlink:label="valueAssertion_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_loc" xlink:type="locator"/>
    <msg:message id="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_assertion-unsatisfied-message_EN" xlink:label="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">Reported value of `Provisions` at end of period SHOULD be equal to sum of reported value of `Provisions` at beginning of period and changes in that value during period, `ProvisionsMovement`. | {if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_ProvisionsEnd')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_ProvisionsEnd return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_ProvisionsStart')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_ProvisionsStart return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_ProvisionsMovement')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1PeriodStartMutationPeriodEnd1_ProvisionsMovement return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
    <msg:message id="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_assertion-unsatisfied-message_EN" xlink:label="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`ProvisionsMovement` SHOULD be equal to the summation of the underlying values. | {if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_ProvisionsMovement')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_ProvisionsMovement return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_ChildrenOfProvisionsMovementCredit')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_ChildrenOfProvisionsMovementCredit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_ChildrenOfProvisionsMovementDebit')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfChildrenParentCredit1E1_ChildrenOfProvisionsMovementDebit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
    <msg:message id="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_assertion-unsatisfied-message_EN" xlink:label="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`ProvisionsOtherMember` SHOULD be equal to the summation of the underlying children members. | {if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_Abstract_SumOfMembersOnAbstract')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_Abstract_SumOfMembersOnAbstract return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_Abstract_ChildrenMember')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1SumOfMembersOnAbstract1_Abstract_ChildrenMember return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
    <msg:message id="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1FactExplicitEQFactNonExplicit1_assertion-unsatisfied-message_EN" xlink:label="NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1FactExplicitEQFactNonExplicit1_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`Provisions` reported with `ClassesOfProvisionsOtherProvisionsHousingAxis` and `ProvisionsOtherMember` SHOULD be equal to `ProvisionsOther` without `ClassesOfProvisionsOtherProvisionsHousingAxis` and ProvisionsOtherMember| {if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1FactExplicitEQFactNonExplicit1_Set02ClassesOfProvisionsOtherProvisionsHousingAxis')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1FactExplicitEQFactNonExplicit1_Set02ClassesOfProvisionsOtherProvisionsHousingAxis return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1FactExplicitEQFactNonExplicit1_Set01ClassesOfProvisionsOtherProvisionsHousingAxis')))) then ((for $v in $varArc_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_PrtFST1FactExplicitEQFactNonExplicit1_Set01ClassesOfProvisionsOtherProvisionsHousingAxis return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
  </gen:link>
</link:linkbase>
