<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
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  <link:roleRef roleURI="http://www.xbrl.org/2008/role/label" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#standard-label" xlink:type="simple"/>
  <link:roleRef roleURI="urn:kvk:linkrole:consolidated-cash-flow-statement-insurance" xlink:href="../dictionary/kvk-linkroles-insurance.xsd#kvk-lr-in_ConsolidatedCashFlowStatementInsurance" xlink:type="simple"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2008/element-label" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#element-label" xlink:type="simple"/>
  <gen:link xlink:role="urn:kvk:linkrole:consolidated-cash-flow-statement-insurance" xlink:type="extended">
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA1_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA1_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA2_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA2_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA3_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA3_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA4_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA4_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA5_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA5_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1PeriodStartMutationPeriodEnd1_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1PeriodStartMutationPeriodEnd1_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit1_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit1_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit2_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit2_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit3_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit3_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit1_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit1_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit2_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit2_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit3_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit3_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit4_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit4_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit5_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit5_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit6_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit6_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST103Variables1_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtFST103Variables1_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA1_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA1_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA2_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA2_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA3_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA3_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA4_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA4_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA5_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA5_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA6_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA6_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA7_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA7_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA8_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA8_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA9_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA9_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA10_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA10_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA11_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA11_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA12_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA12_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA13_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA13_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA14_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA14_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA15_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA15_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA16_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA16_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA17_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA17_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA18_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA18_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA19_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA19_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA20_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA20_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA21_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA21_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA22_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA22_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA23_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA23_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA24_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA24_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA25_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA25_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA26_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA26_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA27_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA27_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA28_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA28_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA29_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA29_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA30_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA30_label_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA31_loc" xlink:to="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA31_label_NL" xlink:type="arc"/>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1PeriodStartMutationPeriodEnd1_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1PeriodStartMutationPeriodEnd1_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Gerapporteerde waarde van `CashAndCashEquivalentsCashFlow` aan het einde van de periode BEHOORT gelijk te zijn aan de sommatie van de gerapporteerde waarde van `CashAndCashEquivalentsCashFlow` aan het begin van de periode en de mutaties gedurende de periode, `IncreaseDecreaseCashAndCashEquivalents`.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA4_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA4_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer `CashAndCashEquivalentsCashFlow` wordt gerapporteerd dan MOET `CashFlowStatementMethodType` minimaal één keer voorkomen.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA1_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA1_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer `CashFlowFinancingActivities` wordt gerapporteerd dan MOET `CashFlowStatementMethodType` minimaal één keer voorkomen.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA5_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA5_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer `EffectExchangeRateChangesCashAndCashEquivalents` wordt gerapporteerd dan MOET `CashFlowStatementMethodType` minimaal één keer voorkomen.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA2_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA2_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer `IncreaseDecreaseCashAndCashEquivalents` wordt gerapporteerd dan MOET `CashFlowStatementMethodType` minimaal één keer voorkomen.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA3_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA3_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer `NetCashFlows` wordt gerapporteerd dan MOET `CashFlowStatementMethodType` minimaal één keer voorkomen.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA24_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA24_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `AmortisationAcquisitionCosts` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA30_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA30_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `AmortisationInterestRatesDiscounts` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA8_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA8_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `CashFlowsOperatingActivitiesOther` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA27_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA27_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `DeferredAcquisitionCostsClassifiedAsOperatingActivities` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA10_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA10_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `DepreciationOperatingAssets` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA19_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA19_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `GrantedInterestRatesDiscounts` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA18_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA18_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `IncreaseDecreaseInReceivables` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA14_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA14_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `IncreaseDecreaseProvisions` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA7_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA7_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `IncreaseTechnicalProvisionsForOwnAccount` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA23_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA23_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `MovementBorrowingsCurrent` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA21_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA21_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Direct` dan BEHOORT `NetResultCashFlow` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA11_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA11_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `AcquisitionCostsPaid` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA1_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA1_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `BalanceOtherTechnicalIncomeExpensesCashFlow` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA31_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA31_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `CommissionsAndProfitSharingReceivedFromReinsurers` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA22_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA22_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `DamagesBenefitsPaid` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA16_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA16_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `DamagesBenefitsReceivedFromReinsurers` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA4_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA4_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `ExpensesOtherPaid` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA6_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA6_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `IncomeExpensesOtherCashFlow` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA28_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA28_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `IncomeOtherReceived` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA15_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA15_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `IncomeTaxPaidClassifiedAsOperatingActivities` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA13_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA13_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `IncomeTaxReceivedClassifiedAsOperatingActivities` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA5_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA5_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `InterestDividendsRentReceived` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA17_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA17_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `InterestOtherInvestmentExpensesPaid` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA29_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA29_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `OperatingExpensesOtherPaid` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA3_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA3_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `OtherTechnicalExpensesPaid` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA12_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA12_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `OtherTechnicalIncomeReceived` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA26_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA26_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `PremiumsReceived` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA9_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA9_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `ProfitSharingAndDiscountsPaid` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA20_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA20_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `ReceiptsCustomers` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA25_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA25_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `ReceiptsOtherPolicyholders` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA2_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA2_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">Wanneer de gerapporteerde waarde van `CashFlowStatementMethodType` gelijk is aan `Indirect` dan BEHOORT `ReinsurancePremiumsPaid` NIET gerapporteerd te worden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit1_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit1_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`AdditionsAcquisitionsClassifiedAsInvestingActivities` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit2_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit2_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`BalanceOtherTechnicalIncomeExpensesCashFlow` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit1_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit1_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`CashFlowFinancingActivities` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit6_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit6_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`CashFlowFromOperations` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit4_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit4_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`CashFlowInvestingActivities` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit2_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit2_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`CashFlowOperatingActivities` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit5_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit5_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`DisposalsRedemptionsDivestituresClassifiedAsInvestingActivities` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit3_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit3_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`IncomeExpensesOtherCashFlow` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit3_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit3_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`IncreaseDecreaseCashAndCashEquivalents` BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden.</label:label>
    <label:label id="ConsolidatedCashFlowStatementInsurance_PrtFST103Variables1_label_NL" xlink:label="ConsolidatedCashFlowStatementInsurance_PrtFST103Variables1_label_NL" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="nl">`NetCashFlows` BEHOORT gelijk te zijn aan + `CashFlowOperatingActivities` + `CashFlowInvestingActivities` + `CashFlowFinancingActivities`.</label:label>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA1" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA2" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA2_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA3" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA3_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA4" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA4_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA5" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtExistenceThnExistenceCovA5_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1PeriodStartMutationPeriodEnd1" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1PeriodStartMutationPeriodEnd1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit1" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit2" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit2_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit3" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentCredit3_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit1" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit2" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit2_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit3" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit3_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit4" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit4_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit5" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit5_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit6" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST1SumOfChildrenParentDebit6_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST103Variables1" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtFST103Variables1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA1" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA2" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA2_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA3" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA3_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA4" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA4_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA5" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA5_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA6" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA6_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA7" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA7_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA8" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA8_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA9" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA9_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA10" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA10_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA11" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA11_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA12" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA12_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA13" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA13_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA14" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA14_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA15" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA15_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA16" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA16_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA17" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA17_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-cash-flow-statement-insurance-for.xml#valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA18" xlink:label="valueAssertion_ConsolidatedCashFlowStatementInsurance_PrtValueThnNoExistenceCovA18_loc" xlink:type="locator"/>
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