<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
<link:linkbase xmlns:gen="http://xbrl.org/2008/generic" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:msg="http://xbrl.org/2010/message" xmlns:xff="http://www.xbrl.org/2010/function/formula" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://xbrl.org/2008/generic http://www.xbrl.org/2008/generic-link.xsd http://xbrl.org/2010/message http://www.xbrl.org/2010/generic-message.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2010/role/message" xlink:href="http://www.xbrl.org/2010/generic-message.xsd#standard-message" xlink:type="simple"/>
  <link:roleRef roleURI="urn:kvk:linkrole:consolidated-balance-sheet-premium-pension-institutions" xlink:href="../dictionary/kvk-linkroles-premium-pension-institutions.xsd#kvk-lr-p-p-i_ConsolidatedBalanceSheetPremiumPensionInstitutions" xlink:type="simple"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:href="http://www.xbrl.org/2010/validation-message.xsd#assertion-unsatisfied-message" xlink:type="simple"/>
  <gen:link xlink:role="urn:kvk:linkrole:consolidated-balance-sheet-premium-pension-institutions" xlink:type="extended">
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_loc" xlink:to="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_loc" xlink:to="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_loc" xlink:to="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_assertion-unsatisfied-message_EN" xlink:type="arc"/>
    <link:loc xlink:href="kvk-consolidated-balance-sheet-premium-pension-institutions-for.xml#valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1" xlink:label="valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-balance-sheet-premium-pension-institutions-for.xml#valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2" xlink:label="valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-consolidated-balance-sheet-premium-pension-institutions-for.xml#valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1" xlink:label="valueAssertion_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_loc" xlink:type="locator"/>
    <msg:message id="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_assertion-unsatisfied-message_EN" xlink:label="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`Assets` SHOULD be equal to the summation of the underlying values. | {if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_Assets')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_Assets return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_ChildrenOfAssetsDebit')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_ChildrenOfAssetsDebit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_ChildrenOfAssetsCredit')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentDebit1_ChildrenOfAssetsCredit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
    <msg:message id="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_assertion-unsatisfied-message_EN" xlink:label="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`EquityAndLiabilities` SHOULD be equal to the summation of the underlying values. | {if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_EquityAndLiabilities')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_EquityAndLiabilities return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_ChildrenOfEquityAndLiabilitiesCredit')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_ChildrenOfEquityAndLiabilitiesCredit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_ChildrenOfEquityAndLiabilitiesDebit')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit1_ChildrenOfEquityAndLiabilitiesDebit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
    <msg:message id="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_assertion-unsatisfied-message_EN" xlink:label="ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_assertion-unsatisfied-message_EN" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="en">`EquityGroup` SHOULD be equal to the summation of the underlying values. | {if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_EquityGroup')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_EquityGroup return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_ChildrenOfEquityGroupCredit')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_ChildrenOfEquityGroupCredit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_ChildrenOfEquityGroupDebit')))) then ((for $v in $varArc_ConsolidatedBalanceSheetPremiumPensionInstitutions_PrtFST1SumOfChildrenDParentCredit2_ChildrenOfEquityGroupDebit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
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