<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
<xs:schema xmlns:gen="http://xbrl.org/2008/generic" xmlns:kvk-lr-p-p-i="http://www.nltaxonomie.nl/nt21/kvk/20261209.a/dictionary/kvk-linkroles-premium-pension-institutions" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.nltaxonomie.nl/nt21/kvk/20261209.a/dictionary/kvk-linkroles-premium-pension-institutions">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="kvk-linkroles-premium-pension-institutions-generic-lab-de.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="kvk-linkroles-premium-pension-institutions-generic-lab-en.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="kvk-linkroles-premium-pension-institutions-generic-lab-fr.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="kvk-linkroles-premium-pension-institutions-generic-lab-nl.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:roleType id="kvk-lr-p-p-i_BalanceSheetPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:balance-sheet-premium-pension-institutions">
        <link:definition>Balans</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_ClassesOfInvestmentsParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:classes-of-investments-participants-premium-pension-institutions">
        <link:definition>Categorieën van beleggingen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_ClassesOfInvestmentsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:classes-of-investments-premium-pension-institutions">
        <link:definition>Categorieën van beleggingen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_ClassesOfObligationsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:classes-of-obligations-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Categorieën van verplichtingen voor risico deelnemers</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_ConsolidatedBalanceSheetPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:consolidated-balance-sheet-premium-pension-institutions">
        <link:definition>Geconsolideerde balans</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_ConsolidatedIncomeStatementParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:consolidated-income-statement-participants-premium-pension-institutions">
        <link:definition>Geconsolideerde winst-en-verliesrekening voor risico deelnemers</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_ConsolidatedIncomeStatementPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:consolidated-income-statement-premium-pension-institutions">
        <link:definition>Geconsolideerde winst-en-verliesrekening PPI</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_IncomeStatementParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:income-statement-participants-premium-pension-institutions">
        <link:definition>Winst-en-verliesrekening voor risico deelnemers</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_IncomeStatementPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:income-statement-premium-pension-institutions">
        <link:definition>Winst-en-verliesrekening PPI</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesAccountingPrinciplesAssetsLiabilitiesPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-accounting-principles-assets-liabilities-premium-pension-institutions">
        <link:definition>Toelichting op de enkelvoudige jaarrekening - Grondslagen voor de waardering van activa en passiva</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesAccountingPrinciplesResultPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-accounting-principles-result-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Grondslagen voor de bepaling van het resultaat</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesAssetsOtherAssetsOtherSpecificationPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-assets-other-assets-other-specification-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overige activa: Overige activa: Specificatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesChangeProvisionPensionObligationsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-change-provision-pension-obligations-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Mutatie voorziening pensioenverplichtingen voor risico deelnemers</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedAccountingPrinciplesAssetsLiabilitiesPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-accounting-principles-assets-liabilities-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Grondslagen voor de waardering van activa en passiva</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedAccountingPrinciplesResultPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-accounting-principles-result-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Grondslagen voor de bepaling van het resultaat</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedAssetsOtherAssetsOtherSpecificationPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-assets-other-assets-other-specification-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overige activa: Overige activa: Specificatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedChangeProvisionPensionObligationsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-change-provision-pension-obligations-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Mutatie voorziening pensioenverplichtingen voor risico deelnemers</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedDeductedManagementFeesAndOtherFeesPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-deducted-management-fees-and-other-fees-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Ingehouden beheervergoedingen en andere vergoedingen premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedEquityPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-equity-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Eigen vermogen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedExpensesOtherPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-expenses-other-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overige lasten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedExpirationCapitalPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-expiration-capital-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Expiratiekapitaal premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedIncomeOtherPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-income-other-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overige baten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentResultsCategoriesBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investment-results-categories-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingsresultaten categorieën: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentResultsOnBehalfOfParticipantsBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investment-results-on-behalf-of-participants-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingsresultaten: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentResultsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investment-results-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Toelichtingen op de geconsolideerde jaarrekening - Beleggingsresultaten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentResultsOnBehalfOfPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investment-results-on-behalf-of-premium-pension-institutions">
        <link:definition>Toelichtingen op de geconsolideerde jaarrekening - Beleggingsresultaten voor premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentsOnBehalfOfBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investments-on-behalf-of-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingen voor risico premiepensioeninstellingen: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentsOnBehalfOfMovementPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investments-on-behalf-of-movement-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingen voor risico premiepensioeninstellingen: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentsOnBehalfOfMovementPreviousPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investments-on-behalf-of-movement-previous-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingen voor risico premiepensioeninstellingen, voorgaande periode: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentsOnBehalfOfParticipantsBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investments-on-behalf-of-participants-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingen voor risico deelnemers: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentsOnBehalfOfParticipantsMovementPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investments-on-behalf-of-participants-movement-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingen voor risico deelnemers: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentsOnBehalfOfParticipantsMovementPreviousPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investments-on-behalf-of-participants-movement-previous-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingen voor risico deelnemers, voorgaande periode: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investments-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingen voor risico deelnemers</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedInvestmentsOnBehalfOfPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-investments-on-behalf-of-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Beleggingen voor risico premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedObligationsOnBehalfOfParticipantsMovementPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-obligations-on-behalf-of-participants-movement-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Verplichtingen voor risico deelnemers: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedObligationsOnBehalfOfParticipantsMovementPreviousPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-obligations-on-behalf-of-participants-movement-previous-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Verplichtingen voor risico deelnemers, voorgaande periode: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedObligationsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-obligations-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Verplichtingen voor risico deelnemers</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedOtherAssetsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-other-assets-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overige activa premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedOtherLiabilitiesAndAccruedLiabilitiesBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-other-liabilities-and-accrued-liabilities-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overige schulden en overlopende passiva premiepensioeninstellingen: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedOtherLiabilitiesAndAccruedLiabilitiesPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-other-liabilities-and-accrued-liabilities-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overige schulden en overlopende passiva premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedOtherLiabilitiesAndAccruedLiabilitiesSpecificationPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-other-liabilities-and-accrued-liabilities-specification-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overige schulden en overlopende passiva: Overige schulden: Specificatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedOtherReimbursementsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-other-reimbursements-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overige kostenvergoedingen premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedPensionAdministrationExpensesPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-pension-administration-expenses-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Pensioenuitvoeringskosten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedPremiumContributionsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-premium-contributions-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Premiebijdragen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedReceivablesAndPrepaymentsBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-receivables-and-prepayments-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Vorderingen en overlopende activa: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedReceivablesAndPrepaymentsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-receivables-and-prepayments-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Vorderingen en overlopende activa</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedReceivablesAndPrepaymentsReceivablesOtherSpecificationPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-receivables-and-prepayments-receivables-other-specification-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Vorderingen en overlopende activa: Kortlopende overige vorderingen: Specificatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedReceivablesBreakdownMaturityPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-receivables-breakdown-maturity-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Vorderingen: Uitsplitsing looptijd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedReimbursementActivitiesInvestmentsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-reimbursement-activities-investments-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Kostenvergoedingen beleggingsactiviteiten premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedSumOfTransferTakenPensionObligationsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-sum-of-transfer-taken-pension-obligations-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overdrachtssom overgenomen pensioenverplichtingen premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesConsolidatedSumOfTransferTransferredPensionObligationsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-consolidated-sum-of-transfer-transferred-pension-obligations-premium-pension-institutions">
        <link:definition>Toelichting op de geconsolideerde jaarrekening - Overdrachtssom overgedragen pensioenverplichtingen premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesDeductedManagementFeesAndOtherFeesPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-deducted-management-fees-and-other-fees-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Ingehouden beheervergoedingen en andere vergoedingen premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesEquityPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-equity-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Eigen vermogen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesExpensesOtherPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-expenses-other-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overige lasten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesExpirationCapitalPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-expiration-capital-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Expiratiekapitaal premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesIncomeOtherPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-income-other-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overige baten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentResultsBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investment-results-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingsresultaten: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentResultsCategoriesBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investment-results-categories-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingsresultaten categorieën: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentResultsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investment-results-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Toelichtingen op de jaarrekening - Beleggingsresultaten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentResultsOnBehalfOfPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investment-results-on-behalf-of-premium-pension-institutions">
        <link:definition>Toelichtingen op de jaarrekening - Beleggingsresultaten voor premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentsOnBehalfOfMovementPreviousPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investments-on-behalf-of-movement-previous-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingen voor risico premiepensioeninstellingen, voorgaande periode: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentsOnBehalfOfParticipantsBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investments-on-behalf-of-participants-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingen voor risico deelnemers: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentsOnBehalfOfParticipantsMovementPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investments-on-behalf-of-participants-movement-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingen voor risico deelnemers: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentsOnBehalfOfParticipantsMovementPreviousPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investments-on-behalf-of-participants-movement-previous-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingen voor risico deelnemers, voorgaande periode: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investments-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingen voor risico deelnemers</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentsOnBehalfOfPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investments-on-behalf-of-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingen voor risico premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentsOnBehalfOfPremiumPensionInstitutionsBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investments-on-behalf-of-premium-pension-institutions-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingen voor risico premiepensioeninstellingen: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesInvestmentsOnBehalfOfPremiumPensionInstitutionsMovementPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-investments-on-behalf-of-premium-pension-institutions-movement-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Beleggingen voor risico premiepensioeninstellingen: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesObligationsOnBehalfOfParticipantsMovementPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-obligations-on-behalf-of-participants-movement-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Verplichtingen voor risico deelnemers: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesObligationsOnBehalfOfParticipantsMovementPreviousPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-obligations-on-behalf-of-participants-movement-previous-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Verplichtingen voor risico deelnemers, voorgaande periode: Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesObligationsOnBehalfOfParticipantsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-obligations-on-behalf-of-participants-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Verplichtingen voor risico deelnemers</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesOtherAssetsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-other-assets-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overige activa premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesOtherLiabilitiesAndAccruedLiabilitiesBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-other-liabilities-and-accrued-liabilities-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overige schulden en overlopende passiva premiepensioeninstellingen: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesOtherLiabilitiesAndAccruedLiabilitiesPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-other-liabilities-and-accrued-liabilities-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overige schulden en overlopende passiva premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesOtherLiabilitiesAndAccruedLiabilitiesSpecificationPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-other-liabilities-and-accrued-liabilities-specification-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overige schulden en overlopende passiva: Overige schulden: Specificatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesOtherReimbursementsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-other-reimbursements-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overige kostenvergoedingen premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesPensionAdminstrationExpensesPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-pension-adminstration-expenses-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Pensioenuitvoeringskosten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesPremiumContributionsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-premium-contributions-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Premiebijdragen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesReceivablesAndPrepaymentsBreakdownPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-receivables-and-prepayments-breakdown-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Vorderingen en overlopende activa: Uitsplitsing</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesReceivablesAndPrepaymentsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-receivables-and-prepayments-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Vorderingen en overlopende activa</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesReceivablesAndPrepaymentsReceivablesOtherSpecificationPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-receivables-and-prepayments-receivables-other-specification-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Vorderingen en overlopende activa: Kortlopende overige vorderingen: Specificatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesReceivablesBreakdownMaturityPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-receivables-breakdown-maturity-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Vorderingen: Uitsplitsing looptijd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesReimbursementActivitiesInvestmentsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-reimbursement-activities-investments-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Kostenvergoedingen beleggingsactiviteiten premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesSumOfTransferTakenPensionObligationsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-sum-of-transfer-taken-pension-obligations-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overdrachtssom overgenomen pensioenverplichtingen premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_NotesSumOfTransferTransferredPensionObligationsPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:notes-sum-of-transfer-transferred-pension-obligations-premium-pension-institutions">
        <link:definition>Toelichting op de jaarrekening - Overdrachtssom overgedragen pensioenverplichtingen premiepensioeninstellingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="kvk-lr-p-p-i_ReportOfTheManagementBoardPremiumPensionInstitutions" roleURI="urn:kvk:linkrole:report-of-the-management-board-premium-pension-institutions">
        <link:definition>Bestuursverslag</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.org/2008/generic" schemaLocation="http://www.xbrl.org/2008/generic-link.xsd"/>
</xs:schema>
