<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
<link:linkbase xmlns:gen="http://xbrl.org/2008/generic" xmlns:label="http://xbrl.org/2008/label" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://xbrl.org/2008/generic http://www.xbrl.org/2008/generic-link.xsd http://xbrl.org/2008/label http://www.xbrl.org/2008/generic-label.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2008/role/label" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#standard-label" xlink:type="simple"/>
  <link:roleRef roleURI="http://www.xbrl.org/2008/role/link" xlink:href="http://www.xbrl.org/2008/generic-link.xsd#standard-link-role" xlink:type="simple"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2008/element-label" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#element-label" xlink:type="simple"/>
  <gen:link xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="extended">
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_BalanceSheetDaebHousing_loc" xlink:to="kvk-lr-ti_BalanceSheetDaebHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_BalanceSheetHousing_loc" xlink:to="kvk-lr-ti_BalanceSheetHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_BalanceSheetNonDaebHousing_loc" xlink:to="kvk-lr-ti_BalanceSheetNonDaebHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_CashFlowStatementDaebHousing_loc" xlink:to="kvk-lr-ti_CashFlowStatementDaebHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_CashFlowStatementHousing_loc" xlink:to="kvk-lr-ti_CashFlowStatementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_CashFlowStatementNonDaebHousing_loc" xlink:to="kvk-lr-ti_CashFlowStatementNonDaebHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfCashFlowStatementsTotalHousing_loc" xlink:to="kvk-lr-ti_ClassesOfCashFlowStatementsTotalHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfEquityHousing_loc" xlink:to="kvk-lr-ti_ClassesOfEquityHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfExploitationHousing_loc" xlink:to="kvk-lr-ti_ClassesOfExploitationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfFinancialAssetsHousing_loc" xlink:to="kvk-lr-ti_ClassesOfFinancialAssetsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfGovernmentAndBanksHousing_loc" xlink:to="kvk-lr-ti_ClassesOfGovernmentAndBanksHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfHousingFacilitiesSoldUnderConditionsHousing_loc" xlink:to="kvk-lr-ti_ClassesOfHousingFacilitiesSoldUnderConditionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfIntangibleAssetsHousing_loc" xlink:to="kvk-lr-ti_ClassesOfIntangibleAssetsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfInvestmentPropertiesFairValueHousing_loc" xlink:to="kvk-lr-ti_ClassesOfInvestmentPropertiesFairValueHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfInvestmentPropertiesHousing_loc" xlink:to="kvk-lr-ti_ClassesOfInvestmentPropertiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfLandPositionsAreaHousing_loc" xlink:to="kvk-lr-ti_ClassesOfLandPositionsAreaHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfLandPositionsValueHousing_loc" xlink:to="kvk-lr-ti_ClassesOfLandPositionsValueHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfLiabilitiesFromRealEstateSoldSubjectTermsConditionsHousing_loc" xlink:to="kvk-lr-ti_ClassesOfLiabilitiesFromRealEstateSoldSubjectTermsConditionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfLiabilitiesNoncurrentInterestRateHousing_loc" xlink:to="kvk-lr-ti_ClassesOfLiabilitiesNoncurrentInterestRateHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfPayablesGroupCompaniesHousing_loc" xlink:to="kvk-lr-ti_ClassesOfPayablesGroupCompaniesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfPayablesOtherHousing_loc" xlink:to="kvk-lr-ti_ClassesOfPayablesOtherHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfPayablesShareholdersParticipatingInterestsHousing_loc" xlink:to="kvk-lr-ti_ClassesOfPayablesShareholdersParticipatingInterestsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfPropertyPlantEquipmentHousing_loc" xlink:to="kvk-lr-ti_ClassesOfPropertyPlantEquipmentHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfProvisionsDeferredTaxLiabilitiesHousing_loc" xlink:to="kvk-lr-ti_ClassesOfProvisionsDeferredTaxLiabilitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfProvisionsOtherProvisionsHousing_loc" xlink:to="kvk-lr-ti_ClassesOfProvisionsOtherProvisionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfProvisionsUnprofitableAndRestructuringHousing_loc" xlink:to="kvk-lr-ti_ClassesOfProvisionsUnprofitableAndRestructuringHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfRealEstateInDevelopmentForOwnExploitationHousing_loc" xlink:to="kvk-lr-ti_ClassesOfRealEstateInDevelopmentForOwnExploitationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ClassesOfRealEstateSoldSubjectTermsConditionsHousing_loc" xlink:to="kvk-lr-ti_ClassesOfRealEstateSoldSubjectTermsConditionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_CompoundBalanceSheetHousing_loc" xlink:to="kvk-lr-ti_CompoundBalanceSheetHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_CompoundCashFlowStatementHousing_loc" xlink:to="kvk-lr-ti_CompoundCashFlowStatementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_CompoundFinancialStatementHousing_loc" xlink:to="kvk-lr-ti_CompoundFinancialStatementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_CompoundIncomeStatementHousing_loc" xlink:to="kvk-lr-ti_CompoundIncomeStatementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ConsolidatedBalanceSheetHousing_loc" xlink:to="kvk-lr-ti_ConsolidatedBalanceSheetHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ConsolidatedCashFlowStatementHousing_loc" xlink:to="kvk-lr-ti_ConsolidatedCashFlowStatementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ConsolidatedIncomeStatementHousing_loc" xlink:to="kvk-lr-ti_ConsolidatedIncomeStatementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_DaebFinancialStatement_loc" xlink:to="kvk-lr-ti_DaebFinancialStatement_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_DescriptionAdditionalRelevantPositionsHousing_loc" xlink:to="kvk-lr-ti_DescriptionAdditionalRelevantPositionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_DocumentInformationHousing_loc" xlink:to="kvk-lr-ti_DocumentInformationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_EquityAdditionalInformationBreakdownHousing_loc" xlink:to="kvk-lr-ti_EquityAdditionalInformationBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_IncomeStatementDaebHousing_loc" xlink:to="kvk-lr-ti_IncomeStatementDaebHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_IncomeStatementHousing_loc" xlink:to="kvk-lr-ti_IncomeStatementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_IncomeStatementNonDaebHousing_loc" xlink:to="kvk-lr-ti_IncomeStatementNonDaebHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NonDaebFinancialStatement_loc" xlink:to="kvk-lr-ti_NonDaebFinancialStatement_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesAccountingPrinciplesAssetsLiabilitiesHousing_loc" xlink:to="kvk-lr-ti_NotesAccountingPrinciplesAssetsLiabilitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesAccountingPrinciplesResultHousing_loc" xlink:to="kvk-lr-ti_NotesAccountingPrinciplesResultHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesAssetsLiabilitiesNotRecognisedHousing_loc" xlink:to="kvk-lr-ti_NotesAssetsLiabilitiesNotRecognisedHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesBorrowingsFromGovernmentsCreditInstitutionsHousing_loc" xlink:to="kvk-lr-ti_NotesBorrowingsFromGovernmentsCreditInstitutionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesCashAndCashEquivalentsOtherAmountsHousing_loc" xlink:to="kvk-lr-ti_NotesCashAndCashEquivalentsOtherAmountsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesCashAndCashEquivalentsSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesCashAndCashEquivalentsSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesCashFlowStatementBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesCashFlowStatementBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesChangesValueRealEstatePortfolioHousing_loc" xlink:to="kvk-lr-ti_NotesChangesValueRealEstatePortfolioHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesAssetsLiabilitiesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesAssetsLiabilitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesResultHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesResultHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedAssetsLiabilitiesNotRecognisedHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedAssetsLiabilitiesNotRecognisedHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedBorrowingsFromGovernmentsCreditInstitutionsHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedBorrowingsFromGovernmentsCreditInstitutionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedCashFlowStatementBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedCashFlowStatementBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedChangesValueRealEstatePortfolioHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedChangesValueRealEstatePortfolioHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesOtherAmountsBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedEqualisationAccountHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedEqualisationAccountHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedEquityHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedEquityHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedFinancialAssetsHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedFinancialAssetsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedFinancialIncomeExpenseHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedFinancialIncomeExpenseHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedIntangibleAssetsBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedIntangibleAssetsBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedIntangibleAssetsEconomicLifeHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedIntangibleAssetsEconomicLifeHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedIntangibleAssetsHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedIntangibleAssetsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_loc" xlink:to="kvk-lr-ti_NotesConsolidatedIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInventoriesCurrentValueBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInventoriesCurrentValueBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInventoriesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInventoriesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInventoriesInventoriesOtherSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInventoriesInventoriesOtherSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesEconomicLifeHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesEconomicLifeHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesExploitationMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesExploitationMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesFairValueHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesFairValueHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedLandPositionsHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedLandPositionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedLandPositionsOtherAmountsHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedLandPositionsOtherAmountsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedLiveabilityExpensesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedLiveabilityExpensesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNetRealisedResultSalesRealEstatePortfolioHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNetRealisedResultSalesRealEstatePortfolioHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNetResultExploitationOfRealEstatePortfolioHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNetResultExploitationOfRealEstatePortfolioHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNetResultOtherActivitiesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNetResultOtherActivitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNetResultSoldRealEstateInDevelopmentHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNetResultSoldRealEstateInDevelopmentHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesInterestRatesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesInterestRatesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesOtherAmountsBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedOrganisationCostsOtherHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedOrganisationCostsOtherHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedOtherReceivablesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedOtherReceivablesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentEconomicLifeHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentEconomicLifeHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentOtherAmountsBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentOtherAmountsBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_loc" xlink:to="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedProvisionsDeferredTaxLiabilitiesMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedProvisionsDeferredTaxLiabilitiesMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedProvisionsHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedProvisionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedRealEstateExploitationMarketValueHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedRealEstateExploitationMarketValueHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedRealEstateExploitationReclassificationsHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedRealEstateExploitationReclassificationsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedRealEstateForSaleBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedRealEstateForSaleBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedReceivablesBreakdownMaturityHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedReceivablesBreakdownMaturityHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedReceivablesHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedReceivablesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedReceivablesReceivablesOtherCurrentSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedReceivablesReceivablesOtherCurrentSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedRentalIncomeBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedRentalIncomeBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedRentalIncomeHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedRentalIncomeHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedRentalReceivablesBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedRentalReceivablesBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedSalesToThirdPartiesBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedSalesToThirdPartiesBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesConsolidatedStaffingFormationHousing_loc" xlink:to="kvk-lr-ti_NotesConsolidatedStaffingFormationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesCurrentLiabilitiesHousing_loc" xlink:to="kvk-lr-ti_NotesCurrentLiabilitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesCurrentLiabilitiesOtherAmountsBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesCurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesEmployeeBenefitsExpensesBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesEmployeeBenefitsExpensesBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesEmployeeBenefitsExpensesHousing_loc" xlink:to="kvk-lr-ti_NotesEmployeeBenefitsExpensesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesEqualisationAccountHousing_loc" xlink:to="kvk-lr-ti_NotesEqualisationAccountHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesEquityHousing_loc" xlink:to="kvk-lr-ti_NotesEquityHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesEquityStatementOfChangesHousing_loc" xlink:to="kvk-lr-ti_NotesEquityStatementOfChangesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesEquityStatementOfChangesPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesEquityStatementOfChangesPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesFinancialAssetsHousing_loc" xlink:to="kvk-lr-ti_NotesFinancialAssetsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesFinancialAssetsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesFinancialAssetsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesFinancialAssetsMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesFinancialAssetsMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansHousing_loc" xlink:to="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesFinancialIncomeExpenseHousing_loc" xlink:to="kvk-lr-ti_NotesFinancialIncomeExpenseHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleAmountHousing_loc" xlink:to="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleAmountHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleHousing_loc" xlink:to="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleValueHousing_loc" xlink:to="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleValueHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesIntangibleAssetsBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesIntangibleAssetsBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesIntangibleAssetsEconomicLifeHousing_loc" xlink:to="kvk-lr-ti_NotesIntangibleAssetsEconomicLifeHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesIntangibleAssetsHousing_loc" xlink:to="kvk-lr-ti_NotesIntangibleAssetsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_loc" xlink:to="kvk-lr-ti_NotesIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesIntangibleAssetsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesIntangibleAssetsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesIntangibleAssetsMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesIntangibleAssetsMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInventoriesCurrentValueBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesInventoriesCurrentValueBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInventoriesHousing_loc" xlink:to="kvk-lr-ti_NotesInventoriesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInventoriesInventoriesOtherSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesInventoriesInventoriesOtherSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInvestmentPropertiesEconomicLifeHousing_loc" xlink:to="kvk-lr-ti_NotesInvestmentPropertiesEconomicLifeHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInvestmentPropertiesExploitationMovementHousing_loc" xlink:to="kvk-lr-ti_NotesInvestmentPropertiesExploitationMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInvestmentPropertiesFairValueHousing_loc" xlink:to="kvk-lr-ti_NotesInvestmentPropertiesFairValueHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInvestmentPropertiesHousing_loc" xlink:to="kvk-lr-ti_NotesInvestmentPropertiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_loc" xlink:to="kvk-lr-ti_NotesInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesLandPositionsAreaMovementHousing_loc" xlink:to="kvk-lr-ti_NotesLandPositionsAreaMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesLandPositionsAreaMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesLandPositionsAreaMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementHousing_loc" xlink:to="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesLandPositionsHousing_loc" xlink:to="kvk-lr-ti_NotesLandPositionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesLandPositionsOtherAmountsHousing_loc" xlink:to="kvk-lr-ti_NotesLandPositionsOtherAmountsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesLegalStatutoryReservesHousing_loc" xlink:to="kvk-lr-ti_NotesLegalStatutoryReservesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesLiveabilityExpensesHousing_loc" xlink:to="kvk-lr-ti_NotesLiveabilityExpensesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNetRealisedResultSalesRealEstatePortfolioHousing_loc" xlink:to="kvk-lr-ti_NotesNetRealisedResultSalesRealEstatePortfolioHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNetResultExploitationOfRealEstatePortfolioHousing_loc" xlink:to="kvk-lr-ti_NotesNetResultExploitationOfRealEstatePortfolioHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNetResultOtherActivitiesHousing_loc" xlink:to="kvk-lr-ti_NotesNetResultOtherActivitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNetResultSoldRealEstateInDevelopmentHousing_loc" xlink:to="kvk-lr-ti_NotesNetResultSoldRealEstateInDevelopmentHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_loc" xlink:to="kvk-lr-ti_NotesNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNoncurrentLiabilitiesHousing_loc" xlink:to="kvk-lr-ti_NotesNoncurrentLiabilitiesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNoncurrentLiabilitiesInterestRatesHousing_loc" xlink:to="kvk-lr-ti_NotesNoncurrentLiabilitiesInterestRatesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNoncurrentLiabilitiesOtherAmountsBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesNoncurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousing_loc" xlink:to="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesOtherMovementHousing_loc" xlink:to="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesOtherMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesOrganisationCostsOtherHousing_loc" xlink:to="kvk-lr-ti_NotesOrganisationCostsOtherHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesOtherReceivablesHousing_loc" xlink:to="kvk-lr-ti_NotesOtherReceivablesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesPropertyPlantEquipmentBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesPropertyPlantEquipmentBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesPropertyPlantEquipmentEconomicLifeHousing_loc" xlink:to="kvk-lr-ti_NotesPropertyPlantEquipmentEconomicLifeHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesPropertyPlantEquipmentHousing_loc" xlink:to="kvk-lr-ti_NotesPropertyPlantEquipmentHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesPropertyPlantEquipmentMovementHousing_loc" xlink:to="kvk-lr-ti_NotesPropertyPlantEquipmentMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesPropertyPlantEquipmentMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesPropertyPlantEquipmentMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesPropertyPlantEquipmentOtherAmountsBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesPropertyPlantEquipmentOtherAmountsBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_loc" xlink:to="kvk-lr-ti_NotesPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesProvisionsDeferredTaxLiabilitiesMovementHousing_loc" xlink:to="kvk-lr-ti_NotesProvisionsDeferredTaxLiabilitiesMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesProvisionsHousing_loc" xlink:to="kvk-lr-ti_NotesProvisionsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesProvisionsOtherProvisionsMovementHousing_loc" xlink:to="kvk-lr-ti_NotesProvisionsOtherProvisionsMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementHousing_loc" xlink:to="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesRealEstateExploitationMarketValueHousing_loc" xlink:to="kvk-lr-ti_NotesRealEstateExploitationMarketValueHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesRealEstateExploitationReclassificationsHousing_loc" xlink:to="kvk-lr-ti_NotesRealEstateExploitationReclassificationsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesRealEstateForSaleBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesRealEstateForSaleBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesReceivablesBreakdownMaturityHousing_loc" xlink:to="kvk-lr-ti_NotesReceivablesBreakdownMaturityHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesReceivablesDeferredTaxAssetsHousing_loc" xlink:to="kvk-lr-ti_NotesReceivablesDeferredTaxAssetsHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesReceivablesHousing_loc" xlink:to="kvk-lr-ti_NotesReceivablesHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesReceivablesReceivablesOtherCurrentSpecificationHousing_loc" xlink:to="kvk-lr-ti_NotesReceivablesReceivablesOtherCurrentSpecificationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesRentalIncomeBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesRentalIncomeBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesRentalIncomeHousing_loc" xlink:to="kvk-lr-ti_NotesRentalIncomeHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesRentalReceivablesBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesRentalReceivablesBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesSalesRealEstateConditionalBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesSalesRealEstateConditionalBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesSalesRealEstateConditionalHousing_loc" xlink:to="kvk-lr-ti_NotesSalesRealEstateConditionalHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesSalesRealEstateConditionalMovementHousing_loc" xlink:to="kvk-lr-ti_NotesSalesRealEstateConditionalMovementHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesSalesRealEstateConditionalMovementPreviousHousing_loc" xlink:to="kvk-lr-ti_NotesSalesRealEstateConditionalMovementPreviousHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesSalesToThirdPartiesBreakdownHousing_loc" xlink:to="kvk-lr-ti_NotesSalesToThirdPartiesBreakdownHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_NotesStaffingFormationHousing_loc" xlink:to="kvk-lr-ti_NotesStaffingFormationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_OtherInformationHousing_loc" xlink:to="kvk-lr-ti_OtherInformationHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ReportOfTheManagementBoardHousing_loc" xlink:to="kvk-lr-ti_ReportOfTheManagementBoardHousing_label_en" xlink:type="arc"/>
    <gen:arc xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="kvk-lr-ti_ReportOfTheSupervisoryBoardHousing_loc" xlink:to="kvk-lr-ti_ReportOfTheSupervisoryBoardHousing_label_en" xlink:type="arc"/>
    <label:label id="kvk-lr-ti_EquityAdditionalInformationBreakdownHousing_label_en" xlink:label="kvk-lr-ti_EquityAdditionalInformationBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Additional information on total equity</label:label>
    <label:label id="kvk-lr-ti_CompoundBalanceSheetHousing_label_en" xlink:label="kvk-lr-ti_CompoundBalanceSheetHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Balance sheet (Compound)</label:label>
    <label:label id="kvk-lr-ti_BalanceSheetDaebHousing_label_en" xlink:label="kvk-lr-ti_BalanceSheetDaebHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Balance sheet (DAEB)</label:label>
    <label:label id="kvk-lr-ti_BalanceSheetNonDaebHousing_label_en" xlink:label="kvk-lr-ti_BalanceSheetNonDaebHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Balance sheet (non-DAEB)</label:label>
    <label:label id="kvk-lr-ti_BalanceSheetHousing_label_en" xlink:label="kvk-lr-ti_BalanceSheetHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Balance sheet</label:label>
    <label:label id="kvk-lr-ti_CashFlowStatementDaebHousing_label_en" xlink:label="kvk-lr-ti_CashFlowStatementDaebHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Cash flow statement (DAEB)</label:label>
    <label:label id="kvk-lr-ti_CompoundCashFlowStatementHousing_label_en" xlink:label="kvk-lr-ti_CompoundCashFlowStatementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Cash flow statement (non-DAEB compound)</label:label>
    <label:label id="kvk-lr-ti_CashFlowStatementNonDaebHousing_label_en" xlink:label="kvk-lr-ti_CashFlowStatementNonDaebHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Cash flow statement (non-DAEB)</label:label>
    <label:label id="kvk-lr-ti_CashFlowStatementHousing_label_en" xlink:label="kvk-lr-ti_CashFlowStatementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Cash flow statement</label:label>
    <label:label id="kvk-lr-ti_ClassesOfPayablesShareholdersParticipatingInterestsHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfPayablesShareholdersParticipatingInterestsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Categories of legal entities</label:label>
    <label:label id="kvk-lr-ti_ClassesOfLandPositionsValueHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfLandPositionsValueHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of balance sheet value of land positions</label:label>
    <label:label id="kvk-lr-ti_ClassesOfCashFlowStatementsTotalHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfCashFlowStatementsTotalHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of cash flow statements (total)</label:label>
    <label:label id="kvk-lr-ti_ClassesOfLandPositionsAreaHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfLandPositionsAreaHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of construction of land positions</label:label>
    <label:label id="kvk-lr-ti_ClassesOfEquityHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfEquityHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of equity</label:label>
    <label:label id="kvk-lr-ti_ClassesOfFinancialAssetsHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfFinancialAssetsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of financial assets</label:label>
    <label:label id="kvk-lr-ti_ClassesOfGovernmentAndBanksHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfGovernmentAndBanksHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of government and banks</label:label>
    <label:label id="kvk-lr-ti_ClassesOfPayablesGroupCompaniesHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfPayablesGroupCompaniesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of group companies</label:label>
    <label:label id="kvk-lr-ti_ClassesOfHousingFacilitiesSoldUnderConditionsHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfHousingFacilitiesSoldUnderConditionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of housing facilities sold under conditions</label:label>
    <label:label id="kvk-lr-ti_ClassesOfIntangibleAssetsHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfIntangibleAssetsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of intangible assets</label:label>
    <label:label id="kvk-lr-ti_ClassesOfLiabilitiesNoncurrentInterestRateHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfLiabilitiesNoncurrentInterestRateHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of interest rate of non-current liabilities</label:label>
    <label:label id="kvk-lr-ti_ClassesOfInvestmentPropertiesFairValueHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfInvestmentPropertiesFairValueHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of investment properties</label:label>
    <label:label id="kvk-lr-ti_ClassesOfInvestmentPropertiesHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfInvestmentPropertiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of investment properties</label:label>
    <label:label id="kvk-lr-ti_ClassesOfLiabilitiesFromRealEstateSoldSubjectTermsConditionsHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfLiabilitiesFromRealEstateSoldSubjectTermsConditionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of obligations</label:label>
    <label:label id="kvk-lr-ti_ClassesOfPayablesOtherHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfPayablesOtherHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of other payables</label:label>
    <label:label id="kvk-lr-ti_ClassesOfExploitationHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfExploitationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of properties in operation</label:label>
    <label:label id="kvk-lr-ti_ClassesOfRealEstateInDevelopmentForOwnExploitationHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfRealEstateInDevelopmentForOwnExploitationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of properties in operation</label:label>
    <label:label id="kvk-lr-ti_ClassesOfRealEstateSoldSubjectTermsConditionsHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfRealEstateSoldSubjectTermsConditionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of properties in operation</label:label>
    <label:label id="kvk-lr-ti_ClassesOfPropertyPlantEquipmentHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfPropertyPlantEquipmentHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of property, plant and equipment</label:label>
    <label:label id="kvk-lr-ti_ClassesOfProvisionsDeferredTaxLiabilitiesHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfProvisionsDeferredTaxLiabilitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of provisions deferred tax liabilities housing</label:label>
    <label:label id="kvk-lr-ti_ClassesOfProvisionsOtherProvisionsHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfProvisionsOtherProvisionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of provisions other provisions housing</label:label>
    <label:label id="kvk-lr-ti_ClassesOfProvisionsUnprofitableAndRestructuringHousing_label_en" xlink:label="kvk-lr-ti_ClassesOfProvisionsUnprofitableAndRestructuringHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Classes of provisions</label:label>
    <label:label id="kvk-lr-ti_CompoundFinancialStatementHousing_label_en" xlink:label="kvk-lr-ti_CompoundFinancialStatementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Compound financial statement</label:label>
    <label:label id="kvk-lr-ti_ConsolidatedBalanceSheetHousing_label_en" xlink:label="kvk-lr-ti_ConsolidatedBalanceSheetHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Consolidated balance sheet</label:label>
    <label:label id="kvk-lr-ti_ConsolidatedCashFlowStatementHousing_label_en" xlink:label="kvk-lr-ti_ConsolidatedCashFlowStatementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Consolidated cash flow statement</label:label>
    <label:label id="kvk-lr-ti_ConsolidatedIncomeStatementHousing_label_en" xlink:label="kvk-lr-ti_ConsolidatedIncomeStatementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Consolidated income statement</label:label>
    <label:label id="kvk-lr-ti_DaebFinancialStatement_label_en" xlink:label="kvk-lr-ti_DaebFinancialStatement_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">DAEB financial statement</label:label>
    <label:label id="kvk-lr-ti_DescriptionAdditionalRelevantPositionsHousing_label_en" xlink:label="kvk-lr-ti_DescriptionAdditionalRelevantPositionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Declarations of directors and supervisory directors</label:label>
    <label:label id="kvk-lr-ti_DocumentInformationHousing_label_en" xlink:label="kvk-lr-ti_DocumentInformationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Document information</label:label>
    <label:label id="kvk-lr-ti_IncomeStatementDaebHousing_label_en" xlink:label="kvk-lr-ti_IncomeStatementDaebHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Income statement (DAEB)</label:label>
    <label:label id="kvk-lr-ti_IncomeStatementNonDaebHousing_label_en" xlink:label="kvk-lr-ti_IncomeStatementNonDaebHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Income statement (non-DAEB)</label:label>
    <label:label id="kvk-lr-ti_IncomeStatementHousing_label_en" xlink:label="kvk-lr-ti_IncomeStatementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Income statement</label:label>
    <label:label id="kvk-lr-ti_NonDaebFinancialStatement_label_en" xlink:label="kvk-lr-ti_NonDaebFinancialStatement_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Non DAEB financial statement</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesAssetsLiabilitiesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesAssetsLiabilitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Accounting principles applied to the valuation of assets and liabilities</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesResultHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesResultHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Accounting principles for the determination of the result</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedAssetsLiabilitiesNotRecognisedHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedAssetsLiabilitiesNotRecognisedHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Assets and liabilities not recognised in balance sheet</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedBorrowingsFromGovernmentsCreditInstitutionsHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedBorrowingsFromGovernmentsCreditInstitutionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Borrowings from governments and banks</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedChangesValueRealEstatePortfolioHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedChangesValueRealEstatePortfolioHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Changes in value of real estate portfolio</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Current liabilities: Other amounts: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Current liabilities: Other payables: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Current liabilities</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedEqualisationAccountHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedEqualisationAccountHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Equalisation account</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedEquityHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedEquityHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Equity</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Expenses of employee benefits: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Expenses of employee benefits</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Financial assets, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Financial assets: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Financial assets: Non WSW secured loans: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Financial assets: Non WSW secured loans</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedFinancialAssetsHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Financial assets</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedFinancialIncomeExpenseHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialIncomeExpenseHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Financial income and expense</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Intangible assets, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedIntangibleAssetsBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Intangible assets: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedIntangibleAssetsEconomicLifeHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsEconomicLifeHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Intangible assets: Economic life</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Intangible assets: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Intangible assets: Other intangible assets: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedIntangibleAssetsHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Intangible assets</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInventoriesCurrentValueBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInventoriesCurrentValueBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Inventories: Current value: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInventoriesInventoriesOtherSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInventoriesInventoriesOtherSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Inventories: Other inventories: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInventoriesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInventoriesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Inventories</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesExploitationMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesExploitationMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Investment properties - Properties in operation: Statement of changes</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Investment properties - Properties sold subject to conditions: Statement of movements</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Investment properties - Properties under development for own use: Statement of changes</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesEconomicLifeHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesEconomicLifeHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Investment properties: Economic life</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesFairValueHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesFairValueHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Investment properties: Fair value</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Investment properties</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Land positions area, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Land positions area: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Land positions balance sheet value, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Land positions balance sheet value: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedLandPositionsOtherAmountsHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsOtherAmountsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Land positions included in the balance sheet</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedLandPositionsHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Land positions</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedLiveabilityExpensesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedLiveabilityExpensesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Liveability expenses</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Long-term liabilities - obligations arising from real estate sold subject to conditions: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Long-term liabilities - other liabilities: Movemnt schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Long-term liabilities - to government and banks: Movements overview</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Long-term liabilities - to legal entities and companies that have a participating interest in the legal entity or in which the legal entity has a participating interest: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNetRealisedResultSalesRealEstatePortfolioHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNetRealisedResultSalesRealEstatePortfolioHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Net realised result from sales of real estate portfolio</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNetResultExploitationOfRealEstatePortfolioHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNetResultExploitationOfRealEstatePortfolioHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Net result from exploitation of real estate portfolio</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNetResultSoldRealEstateInDevelopmentHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNetResultSoldRealEstateInDevelopmentHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Net result from sold real estate in development</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNetResultOtherActivitiesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNetResultOtherActivitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Net result other activities</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesInterestRatesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesInterestRatesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Non-current liabilities: Interest rates</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Non-current liabilities: Other amounts: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Non-current liabilities</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedCashFlowStatementBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedCashFlowStatementBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Notes to the cash flow statement: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedOrganisationCostsOtherHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedOrganisationCostsOtherHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Other organisation costs</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Property, plant and equipment, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Property, plant and equipment: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentEconomicLifeHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentEconomicLifeHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Property, plant and equipment: Economic life</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Property, plant and equipment: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentOtherAmountsBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentOtherAmountsBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Property, plant and equipment: Other amounts: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Property, plant and equipment: Other tangible assets: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Property, plant and equipment</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedProvisionsDeferredTaxLiabilitiesMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsDeferredTaxLiabilitiesMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Provisions - Deferred tax liabilities: Statement of movements</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Provisions - provisions for unprofitable investments and restructurings: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Provisions- provisions for unprofitable investments and restructurings: Movement schedule: Previous period</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Provisions: Other provisions: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedProvisionsHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Provisions</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedRealEstateForSaleBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedRealEstateForSaleBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Real estate for sale: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedRealEstateExploitationReclassificationsHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedRealEstateExploitationReclassificationsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Real estate in exploitation: Reclassifications</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedRealEstateExploitationMarketValueHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedRealEstateExploitationMarketValueHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Real estate in exploitation: Valued at market value</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedReceivablesBreakdownMaturityHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedReceivablesBreakdownMaturityHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Receivables: Breakdown maturity</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedReceivablesReceivablesOtherCurrentSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedReceivablesReceivablesOtherCurrentSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Receivables: Other receivables: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedOtherReceivablesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedOtherReceivablesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Receivables: Other receivables</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedRentalReceivablesBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedRentalReceivablesBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Receivables: Rental receivables: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedReceivablesHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedReceivablesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Receivables</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedRentalIncomeBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedRentalIncomeBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Rental income: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedRentalIncomeHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedRentalIncomeHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Rental income</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedSalesToThirdPartiesBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedSalesToThirdPartiesBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Sales to third parties: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesConsolidatedStaffingFormationHousing_label_en" xlink:label="kvk-lr-ti_NotesConsolidatedStaffingFormationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Staffing formation</label:label>
    <label:label id="kvk-lr-ti_NotesAccountingPrinciplesAssetsLiabilitiesHousing_label_en" xlink:label="kvk-lr-ti_NotesAccountingPrinciplesAssetsLiabilitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Accounting principles applied to the valuation of assets and liabilities</label:label>
    <label:label id="kvk-lr-ti_NotesAccountingPrinciplesResultHousing_label_en" xlink:label="kvk-lr-ti_NotesAccountingPrinciplesResultHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Accounting principles for the determination of the result</label:label>
    <label:label id="kvk-lr-ti_NotesAssetsLiabilitiesNotRecognisedHousing_label_en" xlink:label="kvk-lr-ti_NotesAssetsLiabilitiesNotRecognisedHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Assets and liabilities not recognised in balance sheet</label:label>
    <label:label id="kvk-lr-ti_NotesBorrowingsFromGovernmentsCreditInstitutionsHousing_label_en" xlink:label="kvk-lr-ti_NotesBorrowingsFromGovernmentsCreditInstitutionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Borrowings from governments and banks</label:label>
    <label:label id="kvk-lr-ti_NotesCashAndCashEquivalentsOtherAmountsHousing_label_en" xlink:label="kvk-lr-ti_NotesCashAndCashEquivalentsOtherAmountsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Cash and cash equivalents: Other amounts</label:label>
    <label:label id="kvk-lr-ti_NotesCashAndCashEquivalentsSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesCashAndCashEquivalentsSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Cash and cash equivalents: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesChangesValueRealEstatePortfolioHousing_label_en" xlink:label="kvk-lr-ti_NotesChangesValueRealEstatePortfolioHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Changes in value of real estate portfolio</label:label>
    <label:label id="kvk-lr-ti_NotesCurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesCurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Current liabilities: Other amounts: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Current liabilities: Other payables: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesCurrentLiabilitiesHousing_label_en" xlink:label="kvk-lr-ti_NotesCurrentLiabilitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Current liabilities</label:label>
    <label:label id="kvk-lr-ti_NotesEqualisationAccountHousing_label_en" xlink:label="kvk-lr-ti_NotesEqualisationAccountHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Equalisation account</label:label>
    <label:label id="kvk-lr-ti_NotesEquityStatementOfChangesPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesEquityStatementOfChangesPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Equity, previous period: Statement of changes</label:label>
    <label:label id="kvk-lr-ti_NotesEquityStatementOfChangesHousing_label_en" xlink:label="kvk-lr-ti_NotesEquityStatementOfChangesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Equity: Statement of changes</label:label>
    <label:label id="kvk-lr-ti_NotesEquityHousing_label_en" xlink:label="kvk-lr-ti_NotesEquityHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Equity</label:label>
    <label:label id="kvk-lr-ti_NotesEmployeeBenefitsExpensesBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesEmployeeBenefitsExpensesBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Expenses of employee benefits: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesRentalIncomeBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesRentalIncomeBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Expenses of employee benefits: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesEmployeeBenefitsExpensesHousing_label_en" xlink:label="kvk-lr-ti_NotesEmployeeBenefitsExpensesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Expenses of employee benefits</label:label>
    <label:label id="kvk-lr-ti_NotesFinancialAssetsMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesFinancialAssetsMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Financial assets, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesFinancialAssetsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesFinancialAssetsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Financial assets: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Financial assets: Non WSW secured loans: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansHousing_label_en" xlink:label="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Financial assets: Non WSW secured loans</label:label>
    <label:label id="kvk-lr-ti_NotesFinancialAssetsHousing_label_en" xlink:label="kvk-lr-ti_NotesFinancialAssetsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Financial assets</label:label>
    <label:label id="kvk-lr-ti_NotesFinancialIncomeExpenseHousing_label_en" xlink:label="kvk-lr-ti_NotesFinancialIncomeExpenseHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Financial income and expense</label:label>
    <label:label id="kvk-lr-ti_NotesIntangibleAssetsMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesIntangibleAssetsMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Intangible assets, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesIntangibleAssetsBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesIntangibleAssetsBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Intangible assets: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesIntangibleAssetsEconomicLifeHousing_label_en" xlink:label="kvk-lr-ti_NotesIntangibleAssetsEconomicLifeHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Intangible assets: Economic life</label:label>
    <label:label id="kvk-lr-ti_NotesIntangibleAssetsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesIntangibleAssetsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Intangible assets: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:label="kvk-lr-ti_NotesIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Intangible assets: Other intangible assets: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesIntangibleAssetsHousing_label_en" xlink:label="kvk-lr-ti_NotesIntangibleAssetsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Intangible assets</label:label>
    <label:label id="kvk-lr-ti_NotesInventoriesCurrentValueBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesInventoriesCurrentValueBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Inventories: Current value: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesInventoriesInventoriesOtherSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesInventoriesInventoriesOtherSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Inventories: Other inventories: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesInventoriesHousing_label_en" xlink:label="kvk-lr-ti_NotesInventoriesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Inventories</label:label>
    <label:label id="kvk-lr-ti_NotesInvestmentPropertiesExploitationMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesExploitationMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Investment properties - Properties in operation: Statement of changes</label:label>
    <label:label id="kvk-lr-ti_NotesInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Investment properties - Properties sold subject to conditions: Statement of movements</label:label>
    <label:label id="kvk-lr-ti_NotesInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Investment properties - Properties under development for own use: Statement of changes</label:label>
    <label:label id="kvk-lr-ti_NotesInvestmentPropertiesEconomicLifeHousing_label_en" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesEconomicLifeHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Investment properties: Economic life</label:label>
    <label:label id="kvk-lr-ti_NotesInvestmentPropertiesFairValueHousing_label_en" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesFairValueHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Investment properties: Fair value</label:label>
    <label:label id="kvk-lr-ti_NotesInvestmentPropertiesHousing_label_en" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Investment properties</label:label>
    <label:label id="kvk-lr-ti_NotesLandPositionsAreaMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesLandPositionsAreaMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Land positions area, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesLandPositionsAreaMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesLandPositionsAreaMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Land positions area: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Land positions balance sheet value, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Land positions balance sheet value: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesLandPositionsOtherAmountsHousing_label_en" xlink:label="kvk-lr-ti_NotesLandPositionsOtherAmountsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Land positions included in the balance sheet</label:label>
    <label:label id="kvk-lr-ti_NotesLandPositionsHousing_label_en" xlink:label="kvk-lr-ti_NotesLandPositionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Land positions</label:label>
    <label:label id="kvk-lr-ti_NotesLegalStatutoryReservesHousing_label_en" xlink:label="kvk-lr-ti_NotesLegalStatutoryReservesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Legal and statutory reserves</label:label>
    <label:label id="kvk-lr-ti_NotesLiveabilityExpensesHousing_label_en" xlink:label="kvk-lr-ti_NotesLiveabilityExpensesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Liveability expenses</label:label>
    <label:label id="kvk-lr-ti_NotesNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Long-term liabilities - obligations arising from real estate sold subject to conditions: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesOtherMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesOtherMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Long-term liabilities - other liabilities: Movemnt schedule</label:label>
    <label:label id="kvk-lr-ti_NotesNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Long-term liabilities - to government and banks: Movements overview</label:label>
    <label:label id="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Long-term liabilities - to group companies: Movements overview</label:label>
    <label:label id="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Long-term liabilities - to legal entities and companies that have a participating interest in the legal entity or in which the legal entity has a participating interest: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesNetRealisedResultSalesRealEstatePortfolioHousing_label_en" xlink:label="kvk-lr-ti_NotesNetRealisedResultSalesRealEstatePortfolioHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Net realised result from sales of real estate portfolio</label:label>
    <label:label id="kvk-lr-ti_NotesNetResultExploitationOfRealEstatePortfolioHousing_label_en" xlink:label="kvk-lr-ti_NotesNetResultExploitationOfRealEstatePortfolioHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Net result from exploitation of real estate portfolio</label:label>
    <label:label id="kvk-lr-ti_NotesNetResultSoldRealEstateInDevelopmentHousing_label_en" xlink:label="kvk-lr-ti_NotesNetResultSoldRealEstateInDevelopmentHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Net result from sold real estate in development</label:label>
    <label:label id="kvk-lr-ti_NotesNetResultOtherActivitiesHousing_label_en" xlink:label="kvk-lr-ti_NotesNetResultOtherActivitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Net result other activities</label:label>
    <label:label id="kvk-lr-ti_NotesNoncurrentLiabilitiesInterestRatesHousing_label_en" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesInterestRatesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Non-current liabilities: Interest rates</label:label>
    <label:label id="kvk-lr-ti_NotesNoncurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesOtherAmountsBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Non-current liabilities: Other amounts: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesNoncurrentLiabilitiesHousing_label_en" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Non-current liabilities</label:label>
    <label:label id="kvk-lr-ti_NotesCashFlowStatementBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesCashFlowStatementBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Notes to the cash flow statement: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesOrganisationCostsOtherHousing_label_en" xlink:label="kvk-lr-ti_NotesOrganisationCostsOtherHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Other organisation costs</label:label>
    <label:label id="kvk-lr-ti_NotesPropertyPlantEquipmentMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Property, plant and equipment, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesPropertyPlantEquipmentBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Property, plant and equipment: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesPropertyPlantEquipmentEconomicLifeHousing_label_en" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentEconomicLifeHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Property, plant and equipment: Economic life</label:label>
    <label:label id="kvk-lr-ti_NotesPropertyPlantEquipmentMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Property, plant and equipment: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesPropertyPlantEquipmentOtherAmountsBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentOtherAmountsBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Property, plant and equipment: Other amounts: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Property, plant and equipment: Other tangible assets: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesPropertyPlantEquipmentHousing_label_en" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Property, plant and equipment</label:label>
    <label:label id="kvk-lr-ti_NotesProvisionsDeferredTaxLiabilitiesMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesProvisionsDeferredTaxLiabilitiesMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Provisions - Deferred tax liabilities: Statement of movements</label:label>
    <label:label id="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Provisions - provisions for unprofitable investments and restructurings: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Provisions- provisions for unprofitable investments and restructurings: Movement schedule: Previous period</label:label>
    <label:label id="kvk-lr-ti_NotesProvisionsOtherProvisionsMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesProvisionsOtherProvisionsMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Provisions: Other provisions: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesProvisionsHousing_label_en" xlink:label="kvk-lr-ti_NotesProvisionsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Provisions</label:label>
    <label:label id="kvk-lr-ti_NotesRealEstateForSaleBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesRealEstateForSaleBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Real estate for sale: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesRealEstateExploitationReclassificationsHousing_label_en" xlink:label="kvk-lr-ti_NotesRealEstateExploitationReclassificationsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Real estate in exploitation: Reclassifications</label:label>
    <label:label id="kvk-lr-ti_NotesRealEstateExploitationMarketValueHousing_label_en" xlink:label="kvk-lr-ti_NotesRealEstateExploitationMarketValueHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Real estate in exploitation: Valued at market value</label:label>
    <label:label id="kvk-lr-ti_NotesReceivablesBreakdownMaturityHousing_label_en" xlink:label="kvk-lr-ti_NotesReceivablesBreakdownMaturityHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Receivables: Breakdown maturity</label:label>
    <label:label id="kvk-lr-ti_NotesReceivablesDeferredTaxAssetsHousing_label_en" xlink:label="kvk-lr-ti_NotesReceivablesDeferredTaxAssetsHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Receivables: Deferred tax assets</label:label>
    <label:label id="kvk-lr-ti_NotesReceivablesReceivablesOtherCurrentSpecificationHousing_label_en" xlink:label="kvk-lr-ti_NotesReceivablesReceivablesOtherCurrentSpecificationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Receivables: Other receivables: Specification</label:label>
    <label:label id="kvk-lr-ti_NotesOtherReceivablesHousing_label_en" xlink:label="kvk-lr-ti_NotesOtherReceivablesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Receivables: Other receivables</label:label>
    <label:label id="kvk-lr-ti_NotesRentalReceivablesBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesRentalReceivablesBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Receivables: Rental receivables: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesReceivablesHousing_label_en" xlink:label="kvk-lr-ti_NotesReceivablesHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Receivables</label:label>
    <label:label id="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleValueHousing_label_en" xlink:label="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleValueHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities not sold: Breakdown balance sheet value</label:label>
    <label:label id="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleAmountHousing_label_en" xlink:label="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleAmountHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities not sold: Breakdown numbers</label:label>
    <label:label id="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleHousing_label_en" xlink:label="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities not sold</label:label>
    <label:label id="kvk-lr-ti_NotesSalesRealEstateConditionalMovementPreviousHousing_label_en" xlink:label="kvk-lr-ti_NotesSalesRealEstateConditionalMovementPreviousHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities sold, previous period: Movement schedule</label:label>
    <label:label id="kvk-lr-ti_NotesSalesRealEstateConditionalBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesSalesRealEstateConditionalBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities sold: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesSalesRealEstateConditionalMovementHousing_label_en" xlink:label="kvk-lr-ti_NotesSalesRealEstateConditionalMovementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities sold: Movements</label:label>
    <label:label id="kvk-lr-ti_NotesSalesRealEstateConditionalHousing_label_en" xlink:label="kvk-lr-ti_NotesSalesRealEstateConditionalHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities sold</label:label>
    <label:label id="kvk-lr-ti_NotesSalesToThirdPartiesBreakdownHousing_label_en" xlink:label="kvk-lr-ti_NotesSalesToThirdPartiesBreakdownHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Sales to third parties: Breakdown</label:label>
    <label:label id="kvk-lr-ti_NotesStaffingFormationHousing_label_en" xlink:label="kvk-lr-ti_NotesStaffingFormationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Staffing formation</label:label>
    <label:label id="kvk-lr-ti_NotesRentalIncomeHousing_label_en" xlink:label="kvk-lr-ti_NotesRentalIncomeHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements -Rental income</label:label>
    <label:label id="kvk-lr-ti_OtherInformationHousing_label_en" xlink:label="kvk-lr-ti_OtherInformationHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Other information</label:label>
    <label:label id="kvk-lr-ti_CompoundIncomeStatementHousing_label_en" xlink:label="kvk-lr-ti_CompoundIncomeStatementHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Profit and loss account (Compound)</label:label>
    <label:label id="kvk-lr-ti_ReportOfTheManagementBoardHousing_label_en" xlink:label="kvk-lr-ti_ReportOfTheManagementBoardHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Report of the Management Board</label:label>
    <label:label id="kvk-lr-ti_ReportOfTheSupervisoryBoardHousing_label_en" xlink:label="kvk-lr-ti_ReportOfTheSupervisoryBoardHousing_label_en" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Report of the Supervisory Body</label:label>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_BalanceSheetDaebHousing" xlink:label="kvk-lr-ti_BalanceSheetDaebHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_BalanceSheetHousing" xlink:label="kvk-lr-ti_BalanceSheetHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_BalanceSheetNonDaebHousing" xlink:label="kvk-lr-ti_BalanceSheetNonDaebHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_CashFlowStatementDaebHousing" xlink:label="kvk-lr-ti_CashFlowStatementDaebHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_CashFlowStatementHousing" xlink:label="kvk-lr-ti_CashFlowStatementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_CashFlowStatementNonDaebHousing" xlink:label="kvk-lr-ti_CashFlowStatementNonDaebHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfCashFlowStatementsTotalHousing" xlink:label="kvk-lr-ti_ClassesOfCashFlowStatementsTotalHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfEquityHousing" xlink:label="kvk-lr-ti_ClassesOfEquityHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfExploitationHousing" xlink:label="kvk-lr-ti_ClassesOfExploitationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfFinancialAssetsHousing" xlink:label="kvk-lr-ti_ClassesOfFinancialAssetsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfGovernmentAndBanksHousing" xlink:label="kvk-lr-ti_ClassesOfGovernmentAndBanksHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfHousingFacilitiesSoldUnderConditionsHousing" xlink:label="kvk-lr-ti_ClassesOfHousingFacilitiesSoldUnderConditionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfIntangibleAssetsHousing" xlink:label="kvk-lr-ti_ClassesOfIntangibleAssetsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfInvestmentPropertiesFairValueHousing" xlink:label="kvk-lr-ti_ClassesOfInvestmentPropertiesFairValueHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfInvestmentPropertiesHousing" xlink:label="kvk-lr-ti_ClassesOfInvestmentPropertiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfLandPositionsAreaHousing" xlink:label="kvk-lr-ti_ClassesOfLandPositionsAreaHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfLandPositionsValueHousing" xlink:label="kvk-lr-ti_ClassesOfLandPositionsValueHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfLiabilitiesFromRealEstateSoldSubjectTermsConditionsHousing" xlink:label="kvk-lr-ti_ClassesOfLiabilitiesFromRealEstateSoldSubjectTermsConditionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfLiabilitiesNoncurrentInterestRateHousing" xlink:label="kvk-lr-ti_ClassesOfLiabilitiesNoncurrentInterestRateHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfPayablesGroupCompaniesHousing" xlink:label="kvk-lr-ti_ClassesOfPayablesGroupCompaniesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfPayablesOtherHousing" xlink:label="kvk-lr-ti_ClassesOfPayablesOtherHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfPayablesShareholdersParticipatingInterestsHousing" xlink:label="kvk-lr-ti_ClassesOfPayablesShareholdersParticipatingInterestsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfPropertyPlantEquipmentHousing" xlink:label="kvk-lr-ti_ClassesOfPropertyPlantEquipmentHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfProvisionsDeferredTaxLiabilitiesHousing" xlink:label="kvk-lr-ti_ClassesOfProvisionsDeferredTaxLiabilitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfProvisionsOtherProvisionsHousing" xlink:label="kvk-lr-ti_ClassesOfProvisionsOtherProvisionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfProvisionsUnprofitableAndRestructuringHousing" xlink:label="kvk-lr-ti_ClassesOfProvisionsUnprofitableAndRestructuringHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfRealEstateInDevelopmentForOwnExploitationHousing" xlink:label="kvk-lr-ti_ClassesOfRealEstateInDevelopmentForOwnExploitationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ClassesOfRealEstateSoldSubjectTermsConditionsHousing" xlink:label="kvk-lr-ti_ClassesOfRealEstateSoldSubjectTermsConditionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_CompoundBalanceSheetHousing" xlink:label="kvk-lr-ti_CompoundBalanceSheetHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_CompoundCashFlowStatementHousing" xlink:label="kvk-lr-ti_CompoundCashFlowStatementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_CompoundFinancialStatementHousing" xlink:label="kvk-lr-ti_CompoundFinancialStatementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_CompoundIncomeStatementHousing" xlink:label="kvk-lr-ti_CompoundIncomeStatementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ConsolidatedBalanceSheetHousing" xlink:label="kvk-lr-ti_ConsolidatedBalanceSheetHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ConsolidatedCashFlowStatementHousing" xlink:label="kvk-lr-ti_ConsolidatedCashFlowStatementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ConsolidatedIncomeStatementHousing" xlink:label="kvk-lr-ti_ConsolidatedIncomeStatementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_DaebFinancialStatement" xlink:label="kvk-lr-ti_DaebFinancialStatement_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_DescriptionAdditionalRelevantPositionsHousing" xlink:label="kvk-lr-ti_DescriptionAdditionalRelevantPositionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_DocumentInformationHousing" xlink:label="kvk-lr-ti_DocumentInformationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_EquityAdditionalInformationBreakdownHousing" xlink:label="kvk-lr-ti_EquityAdditionalInformationBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_IncomeStatementDaebHousing" xlink:label="kvk-lr-ti_IncomeStatementDaebHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_IncomeStatementHousing" xlink:label="kvk-lr-ti_IncomeStatementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_IncomeStatementNonDaebHousing" xlink:label="kvk-lr-ti_IncomeStatementNonDaebHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NonDaebFinancialStatement" xlink:label="kvk-lr-ti_NonDaebFinancialStatement_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesAccountingPrinciplesAssetsLiabilitiesHousing" xlink:label="kvk-lr-ti_NotesAccountingPrinciplesAssetsLiabilitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesAccountingPrinciplesResultHousing" xlink:label="kvk-lr-ti_NotesAccountingPrinciplesResultHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesAssetsLiabilitiesNotRecognisedHousing" xlink:label="kvk-lr-ti_NotesAssetsLiabilitiesNotRecognisedHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesBorrowingsFromGovernmentsCreditInstitutionsHousing" xlink:label="kvk-lr-ti_NotesBorrowingsFromGovernmentsCreditInstitutionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesCashAndCashEquivalentsOtherAmountsHousing" xlink:label="kvk-lr-ti_NotesCashAndCashEquivalentsOtherAmountsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesCashAndCashEquivalentsSpecificationHousing" xlink:label="kvk-lr-ti_NotesCashAndCashEquivalentsSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesCashFlowStatementBreakdownHousing" xlink:label="kvk-lr-ti_NotesCashFlowStatementBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesChangesValueRealEstatePortfolioHousing" xlink:label="kvk-lr-ti_NotesChangesValueRealEstatePortfolioHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedAccountingPrinciplesAssetsLiabilitiesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesAssetsLiabilitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedAccountingPrinciplesResultHousing" xlink:label="kvk-lr-ti_NotesConsolidatedAccountingPrinciplesResultHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedAssetsLiabilitiesNotRecognisedHousing" xlink:label="kvk-lr-ti_NotesConsolidatedAssetsLiabilitiesNotRecognisedHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedBorrowingsFromGovernmentsCreditInstitutionsHousing" xlink:label="kvk-lr-ti_NotesConsolidatedBorrowingsFromGovernmentsCreditInstitutionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedCashFlowStatementBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedCashFlowStatementBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedChangesValueRealEstatePortfolioHousing" xlink:label="kvk-lr-ti_NotesConsolidatedChangesValueRealEstatePortfolioHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesOtherAmountsBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesOtherAmountsBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing" xlink:label="kvk-lr-ti_NotesConsolidatedCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedEmployeeBenefitsExpensesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedEqualisationAccountHousing" xlink:label="kvk-lr-ti_NotesConsolidatedEqualisationAccountHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedEquityHousing" xlink:label="kvk-lr-ti_NotesConsolidatedEquityHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedFinancialAssetsHousing" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansHousing" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansSpecificationHousing" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialAssetsNonWswSecuredLoansSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedFinancialIncomeExpenseHousing" xlink:label="kvk-lr-ti_NotesConsolidatedFinancialIncomeExpenseHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedIntangibleAssetsBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedIntangibleAssetsEconomicLifeHousing" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsEconomicLifeHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedIntangibleAssetsHousing" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesConsolidatedIntangibleAssetsMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInventoriesCurrentValueBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInventoriesCurrentValueBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInventoriesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInventoriesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInventoriesInventoriesOtherSpecificationHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInventoriesInventoriesOtherSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInvestmentPropertiesEconomicLifeHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesEconomicLifeHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInvestmentPropertiesExploitationMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesExploitationMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInvestmentPropertiesFairValueHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesFairValueHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInvestmentPropertiesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsAreaMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsBalanceSheetMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedLandPositionsHousing" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedLandPositionsOtherAmountsHousing" xlink:label="kvk-lr-ti_NotesConsolidatedLandPositionsOtherAmountsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedLiveabilityExpensesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedLiveabilityExpensesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNetRealisedResultSalesRealEstatePortfolioHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNetRealisedResultSalesRealEstatePortfolioHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNetResultExploitationOfRealEstatePortfolioHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNetResultExploitationOfRealEstatePortfolioHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNetResultOtherActivitiesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNetResultOtherActivitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNetResultSoldRealEstateInDevelopmentHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNetResultSoldRealEstateInDevelopmentHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesInterestRatesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesInterestRatesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesOtherAmountsBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesOtherAmountsBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedOrganisationCostsOtherHousing" xlink:label="kvk-lr-ti_NotesConsolidatedOrganisationCostsOtherHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedOtherReceivablesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedOtherReceivablesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentEconomicLifeHousing" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentEconomicLifeHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentHousing" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentOtherAmountsBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentOtherAmountsBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal" xlink:label="kvk-lr-ti_NotesConsolidatedPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedProvisionsDeferredTaxLiabilitiesMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsDeferredTaxLiabilitiesMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedProvisionsHousing" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedProvisionsOtherProvisionsMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsOtherProvisionsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementHousing" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesConsolidatedProvisionsUnprofitableAndRestructuringMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedRealEstateExploitationMarketValueHousing" xlink:label="kvk-lr-ti_NotesConsolidatedRealEstateExploitationMarketValueHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedRealEstateExploitationReclassificationsHousing" xlink:label="kvk-lr-ti_NotesConsolidatedRealEstateExploitationReclassificationsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedRealEstateForSaleBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedRealEstateForSaleBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedReceivablesBreakdownMaturityHousing" xlink:label="kvk-lr-ti_NotesConsolidatedReceivablesBreakdownMaturityHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedReceivablesHousing" xlink:label="kvk-lr-ti_NotesConsolidatedReceivablesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedReceivablesReceivablesOtherCurrentSpecificationHousing" xlink:label="kvk-lr-ti_NotesConsolidatedReceivablesReceivablesOtherCurrentSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedRentalIncomeBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedRentalIncomeBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedRentalIncomeHousing" xlink:label="kvk-lr-ti_NotesConsolidatedRentalIncomeHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedRentalReceivablesBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedRentalReceivablesBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedSalesToThirdPartiesBreakdownHousing" xlink:label="kvk-lr-ti_NotesConsolidatedSalesToThirdPartiesBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesConsolidatedStaffingFormationHousing" xlink:label="kvk-lr-ti_NotesConsolidatedStaffingFormationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesCurrentLiabilitiesHousing" xlink:label="kvk-lr-ti_NotesCurrentLiabilitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesCurrentLiabilitiesOtherAmountsBreakdownHousing" xlink:label="kvk-lr-ti_NotesCurrentLiabilitiesOtherAmountsBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing" xlink:label="kvk-lr-ti_NotesCurrentLiabilitiesPayablesOtherCurrentSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesEmployeeBenefitsExpensesBreakdownHousing" xlink:label="kvk-lr-ti_NotesEmployeeBenefitsExpensesBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesEmployeeBenefitsExpensesHousing" xlink:label="kvk-lr-ti_NotesEmployeeBenefitsExpensesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesEqualisationAccountHousing" xlink:label="kvk-lr-ti_NotesEqualisationAccountHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesEquityHousing" xlink:label="kvk-lr-ti_NotesEquityHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesEquityStatementOfChangesHousing" xlink:label="kvk-lr-ti_NotesEquityStatementOfChangesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesEquityStatementOfChangesPreviousHousing" xlink:label="kvk-lr-ti_NotesEquityStatementOfChangesPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesFinancialAssetsHousing" xlink:label="kvk-lr-ti_NotesFinancialAssetsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesFinancialAssetsMovementHousing" xlink:label="kvk-lr-ti_NotesFinancialAssetsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesFinancialAssetsMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesFinancialAssetsMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansHousing" xlink:label="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansSpecificationHousing" xlink:label="kvk-lr-ti_NotesFinancialAssetsNonWswSecuredLoansSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesFinancialIncomeExpenseHousing" xlink:label="kvk-lr-ti_NotesFinancialIncomeExpenseHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleAmountHousing" xlink:label="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleAmountHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleHousing" xlink:label="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleValueHousing" xlink:label="kvk-lr-ti_NotesHousingFacilitiesOwnerOccupiedForSaleValueHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesIntangibleAssetsBreakdownHousing" xlink:label="kvk-lr-ti_NotesIntangibleAssetsBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesIntangibleAssetsEconomicLifeHousing" xlink:label="kvk-lr-ti_NotesIntangibleAssetsEconomicLifeHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesIntangibleAssetsHousing" xlink:label="kvk-lr-ti_NotesIntangibleAssetsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal" xlink:label="kvk-lr-ti_NotesIntangibleAssetsIntangibleAssetsOtherSpecificationHousingTotal_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesIntangibleAssetsMovementHousing" xlink:label="kvk-lr-ti_NotesIntangibleAssetsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesIntangibleAssetsMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesIntangibleAssetsMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInventoriesCurrentValueBreakdownHousing" xlink:label="kvk-lr-ti_NotesInventoriesCurrentValueBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInventoriesHousing" xlink:label="kvk-lr-ti_NotesInventoriesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInventoriesInventoriesOtherSpecificationHousing" xlink:label="kvk-lr-ti_NotesInventoriesInventoriesOtherSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInvestmentPropertiesEconomicLifeHousing" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesEconomicLifeHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInvestmentPropertiesExploitationMovementHousing" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesExploitationMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInvestmentPropertiesFairValueHousing" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesFairValueHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInvestmentPropertiesHousing" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesRealEstateInDevelopmentForOwnMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing" xlink:label="kvk-lr-ti_NotesInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesLandPositionsAreaMovementHousing" xlink:label="kvk-lr-ti_NotesLandPositionsAreaMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesLandPositionsAreaMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesLandPositionsAreaMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesLandPositionsBalanceSheetMovementHousing" xlink:label="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesLandPositionsBalanceSheetMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesLandPositionsBalanceSheetMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesLandPositionsHousing" xlink:label="kvk-lr-ti_NotesLandPositionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesLandPositionsOtherAmountsHousing" xlink:label="kvk-lr-ti_NotesLandPositionsOtherAmountsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesLegalStatutoryReservesHousing" xlink:label="kvk-lr-ti_NotesLegalStatutoryReservesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesLiveabilityExpensesHousing" xlink:label="kvk-lr-ti_NotesLiveabilityExpensesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNetRealisedResultSalesRealEstatePortfolioHousing" xlink:label="kvk-lr-ti_NotesNetRealisedResultSalesRealEstatePortfolioHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNetResultExploitationOfRealEstatePortfolioHousing" xlink:label="kvk-lr-ti_NotesNetResultExploitationOfRealEstatePortfolioHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNetResultOtherActivitiesHousing" xlink:label="kvk-lr-ti_NotesNetResultOtherActivitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNetResultSoldRealEstateInDevelopmentHousing" xlink:label="kvk-lr-ti_NotesNetResultSoldRealEstateInDevelopmentHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesGovernmentAndBanksMovementHousing" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesGovernmentAndBanksMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesHousing" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesInterestRatesHousing" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesInterestRatesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesOtherAmountsBreakdownHousing" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesOtherAmountsBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousing" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesOtherMovementHousing" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesOtherMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing" xlink:label="kvk-lr-ti_NotesNoncurrentLiabilitiesRealEstateSoldSubjectTermsConditionsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesOrganisationCostsOtherHousing" xlink:label="kvk-lr-ti_NotesOrganisationCostsOtherHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesOtherReceivablesHousing" xlink:label="kvk-lr-ti_NotesOtherReceivablesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesPropertyPlantEquipmentBreakdownHousing" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesPropertyPlantEquipmentEconomicLifeHousing" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentEconomicLifeHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesPropertyPlantEquipmentHousing" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesPropertyPlantEquipmentMovementHousing" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesPropertyPlantEquipmentMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesPropertyPlantEquipmentOtherAmountsBreakdownHousing" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentOtherAmountsBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal" xlink:label="kvk-lr-ti_NotesPropertyPlantEquipmentTangibleAssetsOtherSpecificationHousingTotal_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesProvisionsDeferredTaxLiabilitiesMovementHousing" xlink:label="kvk-lr-ti_NotesProvisionsDeferredTaxLiabilitiesMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesProvisionsHousing" xlink:label="kvk-lr-ti_NotesProvisionsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesProvisionsOtherProvisionsMovementHousing" xlink:label="kvk-lr-ti_NotesProvisionsOtherProvisionsMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementHousing" xlink:label="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesProvisionsUnprofitableAndRestructuringMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesRealEstateExploitationMarketValueHousing" xlink:label="kvk-lr-ti_NotesRealEstateExploitationMarketValueHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesRealEstateExploitationReclassificationsHousing" xlink:label="kvk-lr-ti_NotesRealEstateExploitationReclassificationsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesRealEstateForSaleBreakdownHousing" xlink:label="kvk-lr-ti_NotesRealEstateForSaleBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesReceivablesBreakdownMaturityHousing" xlink:label="kvk-lr-ti_NotesReceivablesBreakdownMaturityHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesReceivablesDeferredTaxAssetsHousing" xlink:label="kvk-lr-ti_NotesReceivablesDeferredTaxAssetsHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesReceivablesHousing" xlink:label="kvk-lr-ti_NotesReceivablesHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesReceivablesReceivablesOtherCurrentSpecificationHousing" xlink:label="kvk-lr-ti_NotesReceivablesReceivablesOtherCurrentSpecificationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesRentalIncomeBreakdownHousing" xlink:label="kvk-lr-ti_NotesRentalIncomeBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesRentalIncomeHousing" xlink:label="kvk-lr-ti_NotesRentalIncomeHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesRentalReceivablesBreakdownHousing" xlink:label="kvk-lr-ti_NotesRentalReceivablesBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesSalesRealEstateConditionalBreakdownHousing" xlink:label="kvk-lr-ti_NotesSalesRealEstateConditionalBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesSalesRealEstateConditionalHousing" xlink:label="kvk-lr-ti_NotesSalesRealEstateConditionalHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesSalesRealEstateConditionalMovementHousing" xlink:label="kvk-lr-ti_NotesSalesRealEstateConditionalMovementHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesSalesRealEstateConditionalMovementPreviousHousing" xlink:label="kvk-lr-ti_NotesSalesRealEstateConditionalMovementPreviousHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesSalesToThirdPartiesBreakdownHousing" xlink:label="kvk-lr-ti_NotesSalesToThirdPartiesBreakdownHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_NotesStaffingFormationHousing" xlink:label="kvk-lr-ti_NotesStaffingFormationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_OtherInformationHousing" xlink:label="kvk-lr-ti_OtherInformationHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ReportOfTheManagementBoardHousing" xlink:label="kvk-lr-ti_ReportOfTheManagementBoardHousing_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-linkroles-housing.xsd#kvk-lr-ti_ReportOfTheSupervisoryBoardHousing" xlink:label="kvk-lr-ti_ReportOfTheSupervisoryBoardHousing_loc" xlink:type="locator"/>
  </gen:link>
</link:linkbase>
