Balance sheet Cash flow statement Classes of investments in participating interests in group companies Classes of investments in participating interests other Classes of maturity Classes of maturity Classes of payables to participating interests Classes of property, plant and equipment Classes of the exigibility of bonds and other fixed income securities Classes of the issuer of bonds and other fixed income securities Classes of the issuer of bonds and other fixed income securities Consolidated balance sheet Consolidated cash flow statement Consolidated income statement Derivative financial instruments Income statement Notes to the consolidated financial statements - Accounting principles applied to the valuation of assets and liabilities Notes to the consolidated financial statements - Accounting principles for the determination of the result Notes to the consolidated financial statements - Accruals and deferred income Notes to the consolidated financial statements - Amortisation and changes in value of intangible assets and depreciation and changes in value of property, plant and equipment Notes to the consolidated financial statements - Amount of assets and liabilities kept in foreign currencies Notes to the consolidated financial statements - Assets not freely available Notes to the consolidated financial statements - Bonds and other fixed-income securities, exigibility, previous period: Breakdown Notes to the consolidated financial statements - Bonds and other fixed-income securities, exigibility: Breakdown Notes to the consolidated financial statements - Bonds and other fixed-income securities, issuer, previous period: Breakdown Notes to the consolidated financial statements - Bonds and other fixed-income securities, issuer: Breakdown Notes to the consolidated financial statements - Bonds and other fixed-income securities, previous period: Movement schedule Notes to the consolidated financial statements - Bonds and other fixed-income securities, public offering, previous period: Breakdown Notes to the consolidated financial statements - Bonds and other fixed-income securities, public offering: Breakdown Notes to the consolidated financial statements - Bonds and other fixed-income securities: Movement Notes to the consolidated financial statements - Bonds and other fixed-income securities Notes to the consolidated financial statements - Called-up share capital Notes to the consolidated financial statements - Capital ratio's: Breakdown Notes to the consolidated financial statements - Cash in hand Notes to the consolidated financial statements - Cash in hand Notes to the consolidated financial statements - Commissions paid Notes to the consolidated financial statements - Commissions received Notes to the consolidated financial statements - Concentration of receivables from credit institutions by collateral: Specification Notes to the consolidated financial statements - Concentration of receivables from credit institutions by geographic area: Specification Notes to the consolidated financial statements - Concentration of receivables from customers by collateral: Specification Notes to the consolidated financial statements - Concentration of receivables from customers by geographic area: Specification Notes to the consolidated financial statements - Concentration of receivables from customers by industry: Specification Notes to the consolidated financial statements - Concentration of receivables from customers by sector: Specification Notes to the consolidated financial statements - Contingent liabilities: Breakdown Notes to the consolidated financial statements - Contingent liabilities Notes to the consolidated financial statements - Debt securities, previous period: Breakdown maturity Notes to the consolidated financial statements - Debt securities: Breakdown maturity Notes to the consolidated financial statements - Debt securities Notes to the consolidated financial statements - Decrease in value of non-current securities and investments in participating interests Notes to the consolidated financial statements - Decrease in value of receivables and provisions for on balance sheet commitments Notes to the consolidated financial statements - Derivative financial instruments Notes to the consolidated financial statements - Disclosure of capital ratio's Notes to the consolidated financial statements - Employee benefits and general administrative expenses Notes to the consolidated financial statements - Extraordinary expenses Notes to the consolidated financial statements - Extraordinary income Notes to the consolidated financial statements - General accounting principles Notes to the consolidated financial statements - General banking risks reserve, previous period: Movement schedule Notes to the consolidated financial statements - General banking risks reserve: Movement Notes to the consolidated financial statements - General banking risks reserve Notes to the consolidated financial statements - Government securities for central bank refinancing Notes to the consolidated financial statements - Income from securities and investments in participating interests: Other amounts: Breakdown Notes to the consolidated financial statements - Income from securities and investments in participating interests Notes to the consolidated financial statements - Income tax expense from extraordinary items Notes to the consolidated financial statements - Income tax expense from ordinary activities Notes to the consolidated financial statements - Interest expenses and related expenses Notes to the consolidated financial statements - Interest income and related income Notes to the consolidated financial statements - Investments in participating interests in group companies, previous period: Movement schedule Notes to the consolidated financial statements - Investments in participating interests in group companies: Movement schedule Notes to the consolidated financial statements - Investments in participating interests in group companies Notes to the consolidated financial statements - Irrevocable commitments: Breakdown Notes to the consolidated financial statements - Irrevocable commitments Notes to the consolidated financial statements - Management and mediation for third parties Notes to the consolidated financial statements - Notional amount of derivative financial instruments, previous period: Breakdown Notes to the consolidated financial statements - Notional amount of derivative financial instruments: Breakdown Notes to the consolidated financial statements - Other assets: Other assets: Specification Notes to the consolidated financial statements - Other assets Notes to the consolidated financial statements - Other debt securities: Other debt securities: Specification Notes to the consolidated financial statements - Other investments in participating interests, previous period: Movement schedule Notes to the consolidated financial statements - Other investments in participating interests: Movement schedule Notes to the consolidated financial statements - Other investments in participating interests Notes to the consolidated financial statements - Other operating expenses Notes to the consolidated financial statements - Other payables: Other payables: Specification Notes to the consolidated financial statements - Other payables Notes to the consolidated financial statements - Payables from group companies and shareholders in participating interests, previous period: Breakdown Notes to the consolidated financial statements - Payables from group companies and shareholders in participating interests: Breakdown Notes to the consolidated financial statements - Payables to credit institutions, previous period: Breakdown maturity Notes to the consolidated financial statements - Payables to credit institutions: Breakdown maturity Notes to the consolidated financial statements - Payables to credit institutions: Other payables to credit institutions: Specification Notes to the consolidated financial statements - Payables to credit institutions Notes to the consolidated financial statements - Payables to customers, previous period: Breakdown maturity Notes to the consolidated financial statements - Payables to customers: Breakdown maturity Notes to the consolidated financial statements - Payables to customers: Other payables to customers relating to deposits: Specification Notes to the consolidated financial statements - Payables to customers: Other types of other payables to customers: Specification Notes to the consolidated financial statements - Payables to customers Notes to the consolidated financial statements - Positive fair value of derivative financial instruments: Breakdown Notes to the consolidated financial statements - Prepayments and accrued income Notes to the consolidated financial statements - Property, plant & equipment Notes to the consolidated financial statements - Property, plant and equipment, previous period: Movement schedule Notes to the consolidated financial statements - Property, plant and equipment: Economic life Notes to the consolidated financial statements - Property, plant and equipment: Movement schedule Notes to the consolidated financial statements - Property, plant and equipment: Other property, plant and equipment, previous period: Movement schedule: Specification Notes to the consolidated financial statements - Property, plant and equipment: Other property, plant and equipment: Movement schedule: Specification Notes to the consolidated financial statements - Property, plant and equipment: Other property, plant and equipment: Specification Notes to the consolidated financial statements - Provisions: Breakdown Notes to the consolidated financial statements - Provisions Notes to the consolidated financial statements - Receivables from banks: Other receivables from banks: Specification Notes to the consolidated financial statements - Receivables from credit customers indefinite: Breakdown maturity Notes to the consolidated financial statements - Receivables from credit institutions indefinite: Breakdown maturity Notes to the consolidated financial statements - Receivables from credit institutions, previous period: Breakdown maturity Notes to the consolidated financial statements - Receivables from credit institutions, previous period: Movement schedule Notes to the consolidated financial statements - Receivables from credit institutions: Breakdown maturity Notes to the consolidated financial statements - Receivables from credit institutions: Movement Notes to the consolidated financial statements - Receivables from credit institutions Notes to the consolidated financial statements - Receivables from customers, previous period: Breakdown maturity Notes to the consolidated financial statements - Receivables from customers, previous period: Movement schedule Notes to the consolidated financial statements - Receivables from customers: Breakdown maturity Notes to the consolidated financial statements - Receivables from customers: Movement Notes to the consolidated financial statements - Receivables from customers Notes to the consolidated financial statements - Release of decrease in value of non-current securities and investments in participating interests Notes to the consolidated financial statements - Release of decrease in value of receivables and provisions for on balance sheet commitments Notes to the consolidated financial statements - Result from financial transactions: Breakdown Notes to the consolidated financial statements - Result from financial transactions Notes to the consolidated financial statements - Securities: Breakdown Notes to the consolidated financial statements - Securities Notes to the consolidated financial statements - Segment reporting: Specification Notes to the consolidated financial statements - Share in results participating interests Notes to the consolidated financial statements - Shares and other variable-yield securities, previous period: Movement schedule Notes to the consolidated financial statements - Shares and other variable-yield securities: Movement Notes to the consolidated financial statements - Shares and other variable-yield securities Notes to the consolidated financial statements - Subordinated liabilities, previous period: Breakdown maturity Notes to the consolidated financial statements - Subordinated liabilities: Breakdown maturity Notes to the consolidated financial statements - Subordinated liabilities: Specification Notes to the consolidated financial statements - Subordinated liabilities Notes to the financial statements - Accounting principles applied to the valuation of assets and liabilities Notes to the financial statements - Accounting principles for the determination of the result Notes to the financial statements - Accruals and deferred income Notes to the financial statements - Amortisation and changes in value of intangible assets and depreciation and changes in value of property, plant and equipment Notes to the financial statements - Amount of assets and liabilities kept in foreign currencies Notes to the financial statements - Assets not freely available Notes to the financial statements - Bonds and other fixed-income securities, exigibility, previous period: Breakdown Notes to the financial statements - Bonds and other fixed-income securities, exigibility: Breakdown Notes to the financial statements - Bonds and other fixed-income securities, issuer, previous period: Breakdown Notes to the financial statements - Bonds and other fixed-income securities, issuer: Breakdown Notes to the financial statements - Bonds and other fixed-income securities, previous period: Movement schedule Notes to the financial statements - Bonds and other fixed-income securities, public offering, previous period: Breakdown Notes to the financial statements - Bonds and other fixed-income securities, public offering: Breakdown Notes to the financial statements - Bonds and other fixed-income securities: Movement Notes to the financial statements - Bonds and other fixed-income securities Notes to the financial statements - Called-up share capital Notes to the financial statements - Capital ratio's: Breakdown Notes to the financial statements - Cash in hand: Breakdown Notes to the financial statements - Cash in hand Notes to the financial statements - Commissions paid Notes to the financial statements - Commissions received Notes to the financial statements - Concentration of receivables from credit institutions by collateral: Specification Notes to the financial statements - Concentration of receivables from credit institutions by geographic area: Specification Notes to the financial statements - Concentration of receivables from customers by collateral: Specification Notes to the financial statements - Concentration of receivables from customers by geographic area: Specification Notes to the financial statements - Concentration of receivables from customers by industry: Specification Notes to the financial statements - Concentration of receivables from customers by sector: Specification Notes to the financial statements - Contingent liabilities: Breakdown Notes to the financial statements - Contingent liabilities Notes to the financial statements - Debt securities, previous period: Breakdown maturity Notes to the financial statements - Debt securities: Breakdown maturity Notes to the financial statements - Debt securities Notes to the financial statements - Decrease in value of non-current securities and investments in participating interests Notes to the financial statements - Decrease in value of receivables and provisions for on balance sheet commitments Notes to the financial statements - Derivative financial instruments Notes to the financial statements - Disclosure of capital ratio's Notes to the financial statements - Employee benefits and general administrative expenses Notes to the financial statements - Extraordinary expenses Notes to the financial statements - Extraordinary income Notes to the financial statements - General accounting principles Notes to the financial statements - General banking risks reserve, previous period: Movement schedule Notes to the financial statements - General banking risks reserve: Movement Notes to the financial statements - General banking risks reserve Notes to the financial statements - Government securities for central bank refinancing Notes to the financial statements - Income from securities and investments in participating interests: Other amounts: Breakdown Notes to the financial statements - Income from securities and investments in participating interests Notes to the financial statements - Income tax expense from extraordinary items Notes to the financial statements - Income tax expense from ordinary activities Notes to the financial statements - Interest expenses and related expenses Notes to the financial statements - Interest income and related income Notes to the financial statements - Investments in participating interests in group companies, previous period: Movement schedule Notes to the financial statements - Investments in participating interests in group companies: Movement schedule Notes to the financial statements - Investments in participating interests in group companies Notes to the financial statements - Irrevocable commitments: Breakdown Notes to the financial statements - Irrevocable commitments Notes to the financial statements - Legal reserves Notes to the financial statements - Management and mediation for third parties Notes to the financial statements - Notional amount of derivative financial instruments, previous period: Breakdown Notes to the financial statements - Notional amount of derivative financial instruments: Breakdown Notes to the financial statements - Other assets: Other assets: Specification Notes to the financial statements - Other assets Notes to the financial statements - Other debt securities: Other debt securities: Specification Notes to the financial statements - Other investments in participating interests, previous period: Movement schedule Notes to the financial statements - Other investments in participating interests: Movement schedule Notes to the financial statements - Other investments in participating interests Notes to the financial statements - Other operating expenses Notes to the financial statements - Other payables: Other payables: Specification Notes to the financial statements - Other payables Notes to the financial statements - Payables from group companies and shareholders in participating interests, previous period: Breakdown Notes to the financial statements - Payables from group companies and shareholders in participating interests: Breakdown Notes to the financial statements - Payables to credit institutions, previous period: Breakdown maturity Notes to the financial statements - Payables to credit institutions: Breakdown maturity Notes to the financial statements - Payables to credit institutions: Other payables to credit institutions: Specification Notes to the financial statements - Payables to credit institutions Notes to the financial statements - Payables to customers, previous period: Breakdown maturity Notes to the financial statements - Payables to customers: Breakdown maturity Notes to the financial statements - Payables to customers: Other payables to customers relating to deposits: Specification Notes to the financial statements - Payables to customers: Other types of other payables to customers: Specification Notes to the financial statements - Payables to customers Notes to the financial statements - Positive fair value of derivative financial instruments: Breakdown Notes to the financial statements - Prepayments and accrued income Notes to the financial statements - Property, plant & equipment Notes to the financial statements - Property, plant and equipment, previous period: Movement schedule Notes to the financial statements - Property, plant and equipment: Economic life Notes to the financial statements - Property, plant and equipment: Movement schedule Notes to the financial statements - Property, plant and equipment: Other property, plant and equipment, previous period: Movement schedule: Specification Notes to the financial statements - Property, plant and equipment: Other property, plant and equipment: Movement schedule: Specification Notes to the financial statements - Property, plant and equipment: Other property, plant and equipment: Specification Notes to the financial statements - Provisions: Breakdown Notes to the financial statements - Provisions Notes to the financial statements - Receivables from banks: Other receivables from banks: Specification Notes to the financial statements - Receivables from credit institutions indefinite: Breakdown maturity Notes to the financial statements - Receivables from credit institutions indefinite: Breakdown maturity Notes to the financial statements - Receivables from credit institutions, previous period: Breakdown maturity Notes to the financial statements - Receivables from credit institutions, previous period: Movement schedule Notes to the financial statements - Receivables from credit institutions: Breakdown maturity Notes to the financial statements - Receivables from credit institutions: Movement Notes to the financial statements - Receivables from credit institutions Notes to the financial statements - Receivables from customers, previous period: Breakdown maturity Notes to the financial statements - Receivables from customers, previous period: Movement schedule Notes to the financial statements - Receivables from customers: Breakdown maturity Notes to the financial statements - Receivables from customers: Movement Notes to the financial statements - Receivables from customers Notes to the financial statements - Release of decrease in value of non-current securities and investments in participating interests Notes to the financial statements - Release of decrease in value of receivables and provisions for on balance sheet commitments Notes to the financial statements - Result from financial transactions: Breakdown Notes to the financial statements - Result from financial transactions Notes to the financial statements - Securities: Breakdown Notes to the financial statements - Securities Notes to the financial statements - Segment reporting: Specification Notes to the financial statements - Shares and other variable-yield securities, previous period: Movement schedule Notes to the financial statements - Shares and other variable-yield securities: Movement Notes to the financial statements - Shares and other variable-yield securities Notes to the financial statements - Subordinated liabilities, previous period: Breakdown maturity Notes to the financial statements - Subordinated liabilities: Breakdown maturity Notes to the financial statements - Subordinated liabilities: Specification Notes to the financial statements - Subordinated liabilities Notes to the financial statements - Undistributed profit Receivables from cerdit institutions Receivables from credit institutions