A lower share capital as a result of conversion of the share capital from a public limited company into euros Additional explanation of the nature of accrued assets Administrative expenses, employee benefits expenses and depreciation of property, plant and equipment Advances received Amortisation and decreases in value of intangible assets and depreciation and decreases in value of tangible assets Amortisation of intangible assets for the financial year Amount of loans, advances and guarantees on behalf of managing and supervisory directors Amount of payable to participations where the legal entity has right of influence (current) Amount of payable to participations where the legal entity has right of influence (non-current) Analysis of the achieved revenue and results Analysis of the situation on the balance sheet date (solvency and liquidity) Applied policy of provision for pension obligations Average number of employees during the financial year of the legal entity. distributed according to the company structure Benefits paid Called-up share capital Cash flow risks suffered by the legal entity Changes in value of financial assets and of securities from group companies Changes in value of financial assets and of securities from other affiliated companies Commissions paid and payable Commissions received and receivable Communication about how exceptional events not taken into account in the financial statements have affected the forecast Communication on the remuneration policy of the public limited company, of managing and supervisory directors and how this was put to practice Consolidated net result after tax period of the financial report, for the legal entity Cost relating to investment management Costs of incorporation and share issue Costs Credit balances available upon demand from central banks in countries where the bank has a place of business Credit risks suffered by the legal entity Cumulative changes in value Cumulative depreciation Current advances received Current payables to receivables shareholders and participating interests Current taxes payable and social security contributions payable Damages paid Debt securities with fixed interest rates or rates that vary in accordance with market rates Decrease (increase) of other technical provisions Decrease (increase) of the deferred acquisition costs Decrease (increase) of the equalisation reserve Decrease (increase) of the inventories finished goods and work in progress Decrease (increase) of the provision for benefits payable Decrease (increase) of the provision for damages payable Decrease (increase) of the technical provision for life insurance Decrease (increase) of the technical provisions for unearned premiums and unexpired risks Deposits at banks Depreciation for the financial year of financial assets Depreciation of property, plant and equipment during the financial year Description of the application for or granted exemption by the ministry of economic affairs for notification of obligations in Art.2: 379 BW part 1,2 and 3. Description of the number of shares without profit entitlement and their powers Description of valuation difference and method of calculation in case information of company is recorded for first time in the consolidation and the difference compared to the previous valuation Disclosure of administrative expenses, employee benefits expenses and depreciation of property, plant and equipment Disclosure of advances received Disclosure of amortisation and decreases in value of intangible assets and depreciation and decreases in value of tangible assets Disclosure of benefits paid Disclosure of called-up share capital Disclosure of capitalised own production costs Disclosure of changes in value of financial assets and of securities from group companies Disclosure of changes in value of financial assets and of securities from other affiliated companies Disclosure of commissions paid and payable Disclosure of commissions received and receivable Disclosure of costs of incorporation and share issue Disclosure of costs relating to investment management Disclosure of credit balances on bank accounts Disclosure of cumulative value of other securities admitted to trading on a regulated market or a multilateral trade facility or a related system from a non-member state Disclosure of currency translation reserve Disclosure of current advances received Disclosure of current liabilities (up to one year) Disclosure of current payables to receivables shareholders and participating interests Disclosure of current taxes payable and social security contributions payable Disclosure of damages paid Disclosure of debt securities with fixed interest rates or rates that vary in accordance with market rates Disclosure of decrease (increase) of other technical provisions Disclosure of decrease (increase) of the deferred acquisition costs Disclosure of decrease (increase) of the equalisation reserve Disclosure of decrease (increase) of the inventories finished goods and work in progress Disclosure of decrease (increase) of the provision for benefits payable Disclosure of decrease (increase) of the provision for damages payable Disclosure of decrease (increase) of the technical provision for life insurance Disclosure of decrease (increase) of the technical provisions for unearned premiums and unexpired risks Disclosure of deposits at banks Disclosure of each conditional income and expense Disclosure of employee benefits expenses Disclosure of expenses from investments Disclosure of goodwill Disclosure of gross decrease (increase) of the provision for benefits payable Disclosure of gross decrease (increase) of the provision for damages payable Disclosure of gross decrease (increase) of the technical provision for life insurance Disclosure of gross decrease (increase) of the technical provisions for unearned premiums and unexpired risks Disclosure of gross margin Disclosure of gross premiums lapsed during the financial year Disclosure of income from investments to be allocated to the non-technical account Disclosure of income from the sale of investments Disclosure of income of non-current receivables and of securities Disclosure of income of securities and receivables, that are part of non-current assets in group companies Disclosure of income Disclosure of increase or decrease of the technical provision for profit sharing and discounts Disclosure of interest and rent outstanding, not yet due Disclosure of interest and similar income Disclosure of interest from securities with fixed interest rates or rates that vary in accordance with market rates Disclosure of interest income and related income from group companies Disclosure of interest income and related income from other affiliated companies Disclosure of investments for the risk of the party entitled to payment as well as investments of annual life funds Disclosure of investments in participating interests in group companies Disclosure of loss after tax Disclosure of loss from the sale of investments Disclosure of loss on financial transactions Disclosure of non-current advances received Disclosure of non-current liabilities (exceeding one year) Disclosure of non-current payables to receivables shareholders and participating interests Disclosure of non-current taxes payable and social security contributions payable Disclosure of other changes in the value of intangible assets and property, plant and equipment Disclosure of other changes in the value of intangible assets Disclosure of other changes in the value of property, plant and equipment Disclosure of outstanding amount of loans, advances and guarantees on behalf of managing and supervisory directors Disclosure of outstanding debts relating to a reinsurance agreement of a company that reinsures its commitments Disclosure of paid and past-due reinsurance premiums Disclosure of patents, trademarks and other rights Disclosure of payables from insurance agreements other than reinsurance Disclosure of payables relating to reinsurance agreements Disclosure of payables to receivables shareholders and participating interests Disclosure of profit after tax Disclosure of profit on financial transactions Disclosure of property, plant and equipment not classified as land and buildings as well as inventories Disclosure of receivables from clients Disclosure of receivables from secured loans Disclosure of reinsured part in the decrease (increase) of the provision for benefits payable Disclosure of reinsured part of the damages paid Disclosure of reinsured part of the decrease (increase) of the technical provision for life insurance Disclosure of reinsured part of the decrease (increase) of the technical provisions for unearned premiums and unexpired risks Disclosure of revenue from investments in participating interests not valued at net asset value Disclosure of securities from public entities with a original maturity of two years at the most eligible for central bank refinancing Disclosure of securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables from group companies Disclosure of securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Disclosure of securities with fixed interest rates or rates that vary in accordance with market rates Disclosure of subsidies from governments Disclosure of sum of investments Disclosure of sum of operating income Disclosure of taxes payable and social security contributions payable Disclosure of technical provisions for own insurance Disclosure of the commissions and profit sharing received on behalf of reinsurance agreements deducted from the operating expenses Disclosure of the reinsured part of the benefits paid Disclosure of the reinsured part of the decrease (increase) in the provision for damages payable Disclosure of unavailable receivables relating to a reinsurance agreement Divestments / repayments / releases Employee benefits expenses Employee benefits expenses Equity of company providing one fifth of capital with or without one or more daughter companies Exchangerate differences for securities value at market value Exercise price of rights granted (certificates of) to acquire or receive shares in capital of company or daughter company Expenses from investments Future-oriented paragraph Goodwill Gross decrease (increase) of the provision for benefits payable Gross decrease (increase) of the provision for damages payable Gross decrease (increase) of the technical provision for life insurance Gross decrease (increase) of the technical provisions for unearned premiums and unexpired risks Gross margin Gross premiums lapsed during the financial year Impairment of property, plant and equipment Income and costs from regular business operations Income from investments to be allocated to the non-technical account Income from the sale of investments Income of non-current receivables and of securities Income of securities and receivables, that are part of non-current assets in group companies Income of securities and receivables, that are part of non-current assets in other affiliated companies Income Increase or decrease of the technical provision for profit sharing and discounts Information on research and development Interest and rent outstanding, not yet due Interest and similar income Interest expenses and related expenses from group companies Interest expenses and related expenses from other affiliated companies Interest from securities with fixed interest rates or rates that vary in accordance with market rates Interest income and related income from group companies Interest income and related income from other affiliated companies Investments / grants / endowments Investments for the risk of the party entitled to payment as well as investments of annual life funds Investments in participating interests in group companies Issued capital Legal reserve for capitalised costs of incorporation and share issue Legal reserve for contributions in kind Legal reserve for costs that account for capitalised development costs Legal reserve for loans provided with the intention to obtain treasury shares Legal reserve for the negative translation of the share capital not attributed to distributable or non-distributable reserves, in case share capital of a public limited liability company is higher than determined in article 109L (fourth section of convention relating to EU exchange rate) when converting from Guilder into euro's Legal reserve with a value of shares in positive outcomes of participating interests and in direct capital increase since first valuation, minus benefits which legal entity was entitled to at time of determining the financial statement, as well as loss in capital due to participation and benefits that can be done without any regulations Liabilities (current) Liabilities (non-current) Liabilities Liquidity risks suffered by the legal entity List of names entitled to special governing control structures and a description of the nature of this entitlement Location of company listed in the consolidated financial statement Loss after tax Loss from the sale of investments Loss on financial transactions Minimal required solvency amount of the insurance company Nature of provisions Non-current advances received Non-current payables to receivables shareholders and participating interests Non-current taxes payable and social security contributions payable Note of the issued share capital as noted in the statutes and the exchange rate at which the issued share capital is converted to presentation currency where the financial statement is prepared in Notification of amount of remuneration, including pension costs, and other benefits of collective managing directors and former managing directors Notification of amount of remuneration, including pension costs, and other benefits of collective managing directors and former managing directors Notification of development costs Notification of dilapidated repayment obligations of non-current borrowings in the first year Notification of exemption requested or issued by minister of economic affairs for notification of profit segmentation according to branch or geographical area Notification of the purchase or sale of treasury shares or certificates of public limited company, where the reason of purchase, number, nominal value and the agreed price of shares and certificates and the share of capital represented is stated Other changes in the value of intangible assets and property, plant and equipment Other changes in the value of intangible assets and property, plant and equipment Other changes in the value of intangible assets Other changes in the value of non-current assets Other changes in the value of property, plant and equipment Other costs Other income Other investments in participating interests Other securities Outstanding debts relating to a reinsurance agreement of a company that reinsures its commitments Paid and past-due reinsurance premiums Patents, trademarks and other rights Payables from insurance agreements other than reinsurance Payables relating to reinsurance agreements Payables to credit institutions Payables to credit institutions Payables to receivables shareholders and participating interests Pension contribution to be paid Policy of administrative expenses, employee benefits expenses and depreciation of property, plant and equipment Policy of advances received Policy of amortisation and decreases in value of intangible assets and depreciation and decreases in value of tangible assets Policy of benefits paid Policy of called-up share capital Policy of commissions paid and payable Policy of commissions received and receivable Policy of costs of incorporation and share issue Policy of costs relating to investment management Policy of currency translation reserve Policy of current advances received Policy of current liabilities (up to one year) Policy of current payables to receivables shareholders and participating interests Policy of current taxes payable and social security contributions payable Policy of damages paid Policy of debt securities with fixed interest rates or rates that vary in accordance with market rates Policy of decrease (increase) of other technical provisions Policy of decrease (increase) of the deferred acquisition costs Policy of decrease (increase) of the equalisation reserve Policy of decrease (increase) of the inventories finished goods and work in progress Policy of decrease (increase) of the provision for benefits payable Policy of decrease (increase) of the provision for damages payable Policy of decrease (increase) of the technical provision for life insurance Policy of decrease (increase) of the technical provisions for unearned premiums and unexpired risks Policy of deposits at banks Policy of employee benefits expenses Policy of expenses from investments Policy of goodwill Policy of gross decrease (increase) of the provision for benefits payable Policy of gross decrease (increase) of the provision for damages payable Policy of gross decrease (increase) of the technical provision for life insurance Policy of gross decrease (increase) of the technical provisions for unearned premiums and unexpired risks Policy of gross margin Policy of gross premiums lapsed during the financial year Policy of income from investments to be allocated to the non-technical account Policy of income from the sale of investments Policy of income of non-current receivables and of securities Policy of income Policy of increase or decrease of the technical provision for profit sharing and discounts Policy of interest and rent outstanding, not yet due Policy of interest and similar income Policy of interest from securities with fixed interest rates or rates that vary in accordance with market rates Policy of investments for the risk of the party entitled to payment as well as investments of annual life funds Policy of investments in participating interests in group companies Policy of issued share capital Policy of loss after tax Policy of loss from the sale of investments Policy of loss on financial transactions Policy of nature of subordination Policy of non-current advances received Policy of non-current liabilities (exceeding one year) Policy of non-current payables to receivables shareholders and participating interests Policy of non-current taxes payable and social security contributions payable Policy of other changes in the value of intangible assets and property, plant and equipment Policy of other changes in the value of intangible assets Policy of other changes in the value of property, plant and equipment Policy of outstanding amount of loans, advances and guarantees on behalf of managing and supervisory directors Policy of outstanding debts relating to a reinsurance agreement of a company that reinsures its commitments Policy of paid and past-due reinsurance premiums Policy of patents, trademarks and other rights Policy of payables from insurance agreements other than reinsurance Policy of payables relating to reinsurance agreements Policy of payables to banks (non-current) Policy of payables to banks Policy of payables to receivables shareholders and participating interests Policy of profit after tax Policy of profit on financial transactions Policy of property, plant and equipment not classified as land and buildings as well as inventories Policy of receivables from clients Policy of receivables from secured loans Policy of reinsured part in the decrease (increase) of the provision for benefits payable Policy of reinsured part of the damages paid Policy of reinsured part of the decrease (increase) of the technical provision for life insurance Policy of reinsured part of the decrease (increase) of the technical provisions for unearned premiums and unexpired risks Policy of securities from public entities with a original maturity of two years at the most eligible for central bank refinancing Policy of securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables from group companies Policy of securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Policy of securities with fixed interest rates or rates that vary in accordance with market rates Policy of subsidies from governments Policy of sum of investments Policy of sum of operating income Policy of taxes payable and social security contributions payable Policy of the commissions and profit sharing received on behalf of reinsurance agreements deducted from the operating expenses Policy of the reinsured part of the benefits paid Policy of the reinsured part of the decrease (increase) of the provision for damages payable Policy of unavailable receivables relating to a reinsurance agreement Policy processing exchange rate differences Price risks suffered by legal entity Profit after tax Profit on financial transactions Property, plant and equipment not classified as land and buildings as well as inventories Provisions of the Articles of Association relating to result appropriation of the foundations and associations in Article 360 section 3 Ratio of the movement of net revenue, measure of increase or decrease compared to prior period Reason for missing signature on the filed copy of the financial statement Receivables from customers Receivables from legal entity and corporation with a share in the legal entity or share of the legal entity (current) Receivables from other legal persons and companies with an interest in the legal person or in which the legal person has an interest (non-current) Receivables from participating interests Receivables from secured loans Receivables from shareholders and participating interests Reinsured part in the decrease (increase) of the provision for benefits payable Reinsured part of the benefits paid Reinsured part of the damages paid Reinsured part of the decrease (increase) of the provision for damages payable Reinsured part of the decrease (increase) of the technical provision for life insurance Reinsured part of the decrease (increase) of the technical provisions for unearned premiums and unexpired risks Release from revaluation reserve through the income statement Remuneration of a managing or supervisory director of a public limited company Result from participating interests Result of each company that provides one fifth of the capital with or without daughter companies Revaluations of financial assets during the financial year Revaluations of intangible assets during the financial year Revaluations of property, plant and equipment during the financial year Revenue from investments in participating interests not valued at net asset value Reversal of impairment of property, plant and equipment Rights not yet exercised at the beginning of the financial year Securities from public entities with a original maturity of two years at the most eligible for central bank refinancing Securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables from group companies Securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Securities with fixed interest rates or rates that vary in accordance with market rates Share in results of participating interests in group companies Share in results of participating interests in other affiliated companies Solvency amount considered essential by the management of the insurance company Specification of the current liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Specification of the liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Specification of the non-current liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Statement of changes against current valued financial instruments recorded in the revaluation reserve Statement of subsequent events Statement of the existence of branch offices and the countries where branch offices are located, as well as trade name in case it differs from legal entity Statement of the number of shares with non or limited right to profit or reserves with their respective powers Subsidies from governments Sum of investments Sum of operating income Taxes payable and social security contributions payable Technical provisions for insurance where investments are for risk of the party entitled to payment as well as annual life funds Technical provisions for own insurance The commissions and profit sharing received on behalf of reinsurance agreements deducted from the operating expenses Total amount of depreciations incorporated in the financial statement Total amount of depreciations incorporated in the financial statement Total amount of tax directly incorporated in equity capital Total result from ordinary business operations before tax Unavailable receivables relating to a reinsurance agreement Undistributed profit