Acquisition costs Adjustment of the remuneration of managing directors Administrative expenses and employee benefits expenses; depreciation of operating assets Administrative expenses and interest expenses Amortisation of intangible assets and depreciation of property, plant and equipment Change in deferred acquisition costs Commissions paid Cost of outsourced work and other external expenses Cost of sales Costs of raw materials and consumables Damages for own account Decrease in the value of current assets Decrease in value of investments Decrease in value of non-current securities and investments in participating interests Decrease in value of receivables and provisions for on balance sheet commitments Depreciation and changes in value on intangible and tangible fixed assets Depreciation of investments in real estate Depreciation of other property, plant and equipment and amortisation of intangible assets Depreciation, amortisation and decrease in value of assets Divestments / repayments / releases Expenses of employee benefits Expenses relating to investment management Extraordinary expenses General and administrative expenses Gross benefits Gross damages Impairment of financial assets Impairment of intangible assets Impairment of property, plant and equipment Income tax expense from extraordinary items Income tax expense from ordinary activities Income tax expense Interest expenses and related expenses Number of rights exercised during the financial year to acquire or acquire (depositary receipts for) shares in the capital of the company or subsidiary Operating expenses Other administrative expenses Other expenses Other income tax expense Other operating expenses Other technical expenses for own account Profit sharing and discounts Realised loss on investments Received commissions and profit-sharing from reinsurers Reinsurance part of other technical provisions Reinsurance part of technical provisions for damages or benefits payable Reinsurance part of technical provisions for insurance where investments are for risk of policy holders and annual life funds Reinsurance part of technical provisions for life insurance Reinsurance part of technical provisions for profit sharing and discounts Reinsurance part of the equalisation reserve Reinsurance portion of technical provisions for unearned premiums and unexpired risks Reinsurance premiums ceded Reinsured part of benefits Reinsured part of the change in provision for benefits payable Reinsured part of the change in provision for damages payable Reinsured part of the change in provision for life insurance Reinsured part of the change in technical provisions for unearned premiums and unexpired risks Release of decrease in value of non-current securities and investments in participating interests Release of decrease in value of receivables and provisions for on balance sheet commitments Selling expenses Sum of the amortisation and impairments of intangible assets Sum of the depreciation and impairments of investment properties Sum of the depreciation and impairments of property, plant and equipment Third party share in consolidated profit after tax Unrealised loss on investments Wages