<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT20
  Version: 20260218.b
  Release date: Oct, 2025
-->
<xs:schema xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ocw-dim="http://www.nltaxonomie.nl/nt20/ocw/20260218.b/dictionary/ocw-axes" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.nltaxonomie.nl/nt20/ocw/20260218.b/dictionary/ocw-axes">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ocw-axes-lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ocw-axes-lab-nl.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.nltaxonomie.nl/nt20/ocw/20260218.b/dictionary/ocw-domains" schemaLocation="ocw-domains.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:element abstract="true" id="ocw-dim_AdvancedReceivedPeriodicPaymentsAxis" name="AdvancedReceivedPeriodicPaymentsAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="ocw-domains.xsd#ocw-dm_AdvancedReceivedPeriodicPaymentsTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="ocw-dim_EstablishmentCodeAxis" name="EstablishmentCodeAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="ocw-domains.xsd#ocw-dm_EstablishmentCodeTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="ocw-dim_FinancialSupportFundMBOAxis" name="FinancialSupportFundMBOAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="ocw-dim_IntangibleAssetTypedAxis" name="IntangibleAssetTypedAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="ocw-domains.xsd#ocw-dm_IntangibleAssetTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="ocw-dim_PropertyPlantEquipmentAxis" name="PropertyPlantEquipmentAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="ocw-domains.xsd#ocw-dm_PropertyPlantEquipmentTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="ocw-dim_SettingCodeAxis" name="SettingCodeAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="ocw-domains.xsd#ocw-dm_SettingCodeTypedMember" xbrli:periodType="duration"/>
  <xs:element abstract="true" id="ocw-dim_SubsidyIncomeDescriptionAxis" name="SubsidyIncomeDescriptionAxis" nillable="false" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrldt:typedDomainRef="ocw-domains.xsd#ocw-dm_SubsidyIncomeDescriptionTypedMember" xbrli:periodType="duration"/>
</xs:schema>
