<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT20
  Version: 20251210.b
  Release date: August 22, 2025
-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink">
  <link:roleRef roleURI="urn:kvk:linkrole:notes-noncurrent-liabilities-other-amounts-breakdown-housing" xlink:href="../dictionary/kvk-linkroles-housing.xsd#kvk-lr-ti_NotesNoncurrentLiabilitiesOtherAmountsBreakdownHousing" xlink:type="simple"/>
  <link:presentationLink xlink:role="urn:kvk:linkrole:notes-noncurrent-liabilities-other-amounts-breakdown-housing" xlink:type="extended">
    <link:loc xlink:href="../../../jenv/20251210.b/dictionary/jenv-bw2-data.xsd#jenv-bw2-i_LiabilitiesMaturityExceedingFiveYears" xlink:label="jenv-bw2-i_LiabilitiesMaturityExceedingFiveYears_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle" xlink:label="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-cp-data.xsd#rj-cp-i_SubordinatedLiabilitiesNoncurrent" xlink:label="rj-cp-i_SubordinatedLiabilitiesNoncurrent_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_BorrowingsFromGovernmentsCreditInstitutionsWSWSecured" xlink:label="rj-i_BorrowingsFromGovernmentsCreditInstitutionsWSWSecured_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_FinanceLeasesConditionalMinimalLeasePaymentsExpenseDuringPeriod" xlink:label="rj-i_FinanceLeasesConditionalMinimalLeasePaymentsExpenseDuringPeriod_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_FinanceLeasesConditionalMinimalLeasePaymentsIncomeDuringPeriod" xlink:label="rj-i_FinanceLeasesConditionalMinimalLeasePaymentsIncomeDuringPeriod_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_FinanceLeasesCumulativeProvisionIncollectability" xlink:label="rj-i_FinanceLeasesCumulativeProvisionIncollectability_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_FinanceLeasesFutureSubLeaseReceivables" xlink:label="rj-i_FinanceLeasesFutureSubLeaseReceivables_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_FinanceLeasesResidualValue" xlink:label="rj-i_FinanceLeasesResidualValue_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_FinanceLeasesUnearnedInterestIncome" xlink:label="rj-i_FinanceLeasesUnearnedInterestIncome_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_LiabilitiesNoncurrentSecuredAmount" xlink:label="rj-i_LiabilitiesNoncurrentSecuredAmount_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_LiabilitiesNoncurrentToParticipatingInterestsExerciseSignificantInfluence" xlink:label="rj-i_LiabilitiesNoncurrentToParticipatingInterestsExerciseSignificantInfluence_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20251210.b/dictionary/rj-data.xsd#rj-i_NegativeGoodwill" xlink:label="rj-i_NegativeGoodwill_loc" xlink:type="locator"/>
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-cp-i_SubordinatedLiabilitiesNoncurrent_loc" xlink:type="arc"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_FinanceLeasesConditionalMinimalLeasePaymentsIncomeDuringPeriod_loc" xlink:type="arc"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_FinanceLeasesConditionalMinimalLeasePaymentsExpenseDuringPeriod_loc" xlink:type="arc"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_FinanceLeasesFutureSubLeaseReceivables_loc" xlink:type="arc"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_FinanceLeasesUnearnedInterestIncome_loc" xlink:type="arc"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_FinanceLeasesResidualValue_loc" xlink:type="arc"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_FinanceLeasesCumulativeProvisionIncollectability_loc" xlink:type="arc"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="jenv-bw2-i_LiabilitiesMaturityExceedingFiveYears_loc" xlink:type="arc"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_LiabilitiesNoncurrentSecuredAmount_loc" xlink:type="arc"/>
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_LiabilitiesNoncurrentToParticipatingInterestsExerciseSignificantInfluence_loc" xlink:type="arc"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_NegativeGoodwill_loc" xlink:type="arc"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_loc" xlink:to="rj-i_BorrowingsFromGovernmentsCreditInstitutionsWSWSecured_loc" xlink:type="arc"/>
  </link:presentationLink>
</link:linkbase>
