<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--  
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT20
  Version: 20260121
  Release date: October 2025
-->
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      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="bzk-dvi-data-lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="bzk-dvi-data-lab-nl.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
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  <xs:import namespace="http://www.nltaxonomie.nl/nt20/bzk/20251210/dictionary/bzk-ww-types" schemaLocation="../../20251210/dictionary/bzk-ww-types.xsd"/>
  <xs:import namespace="http://www.nltaxonomie.nl/nt20/bzk/20260121/dictionary/bzk-dvi-codes" schemaLocation="bzk-dvi-codes.xsd"/>
  <xs:import namespace="http://www.nltaxonomie.nl/nt20/sbr/20250301/dictionary/nl-codes" schemaLocation="../../../sbr/20250301/dictionary/nl-codes.xsd"/>
  <xs:import namespace="http://www.nltaxonomie.nl/nt20/sbr/20250301/dictionary/nl-types" schemaLocation="../../../sbr/20250301/dictionary/nl-types.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:element abstract="false" id="bzk-dvi-i_AverageHeatRequirement" name="AverageHeatRequirement" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_BoardStatementDescription" name="BoardStatementDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_BoardStatementDvi1" name="BoardStatementDvi1" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_BoardStatementDvi2" name="BoardStatementDvi2" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_BoardStatementDvi3" name="BoardStatementDvi3" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_BoardStatementDvi4" name="BoardStatementDvi4" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_DemolitionRemovalCostsRegulations" name="DemolitionRemovalCostsRegulations" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_FirstYearPerformanceAgreements" name="FirstYearPerformanceAgreements" nillable="false" substitutionGroup="xbrli:item" type="bzk-ww-types:nonNegativeIntegerFourItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_FunctionRepresentative" name="FunctionRepresentative" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_HandlingComplaintsRegulations" name="HandlingComplaintsRegulations" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_InstitutionComplyWithWNT" name="InstitutionComplyWithWNT" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_LastYearPerformanceAgreements" name="LastYearPerformanceAgreements" nillable="false" substitutionGroup="xbrli:item" type="bzk-ww-types:nonNegativeIntegerFourItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_LivingArea" name="LivingArea" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NameRepresentative" name="NameRepresentative" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberHomesAgreedParticipatingCorporations" name="NumberHomesAgreedParticipatingCorporations" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesAboveCutOffLimit" name="NumberOfHomesAboveCutOffLimit" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesAboveDAEBLimit" name="NumberOfHomesAboveDAEBLimit" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesAboveQuality" name="NumberOfHomesAboveQuality" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesAgreements" name="NumberOfHomesAgreements" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesAgreementsMidRent" name="NumberOfHomesAgreementsMidRent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesAgreementsSocialRent" name="NumberOfHomesAgreementsSocialRent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesSwitchedHeatedByGas" name="NumberOfHomesSwitchedHeatedByGas" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesSwitchedHybridHeatPump" name="NumberOfHomesSwitchedHybridHeatPump" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesSwitchedOtherwiseGasless" name="NumberOfHomesSwitchedOtherwiseGasless" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesSwitchedSustainableHeatSource" name="NumberOfHomesSwitchedSustainableHeatSource" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHomesSwitchedUnknown" name="NumberOfHomesSwitchedUnknown" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHousingClusteredForms" name="NumberOfHousingClusteredForms" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHousingClusteredFormsMidRent" name="NumberOfHousingClusteredFormsMidRent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHousingClusteredFormsSocialRent" name="NumberOfHousingClusteredFormsSocialRent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHousingSwitchedFromGasFullyElectricPump" name="NumberOfHousingSwitchedFromGasFullyElectricPump" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfHousingSwitchedFromGasHeatNetwork" name="NumberOfHousingSwitchedFromGasHeatNetwork" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfIndependentPropertiesAllocated" name="NumberOfIndependentPropertiesAllocated" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfIndependentPropertiesEqualBelowQuality" name="NumberOfIndependentPropertiesEqualBelowQuality" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfIndependentUnitsAssigned" name="NumberOfIndependentUnitsAssigned" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfNonIndependentUnitsAssigned" name="NumberOfNonIndependentUnitsAssigned" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfNonIndependentUnitsAssignedStatusHolders" name="NumberOfNonIndependentUnitsAssignedStatusHolders" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsHeatRequirementCategoriesFiftyOneToSeventyFive" name="NumberOfUnitsHeatRequirementCategoriesFiftyOneToSeventyFive" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsHeatRequirementCategoriesOneHundredFiftyOneToTwoHundred" name="NumberOfUnitsHeatRequirementCategoriesOneHundredFiftyOneToTwoHundred" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsHeatRequirementCategoriesOneHundredOneToOneHundredTwentyFive" name="NumberOfUnitsHeatRequirementCategoriesOneHundredOneToOneHundredTwentyFive" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsHeatRequirementCategoriesOneHundredTwentySixToOneHundredFifty" name="NumberOfUnitsHeatRequirementCategoriesOneHundredTwentySixToOneHundredFifty" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsHeatRequirementCategoriesOverTwoHundred" name="NumberOfUnitsHeatRequirementCategoriesOverTwoHundred" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsHeatRequirementCategoriesSeventySixToOneHundred" name="NumberOfUnitsHeatRequirementCategoriesSeventySixToOneHundred" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsHeatRequirementCategoriesUnknown" name="NumberOfUnitsHeatRequirementCategoriesUnknown" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsHeatRequirementCategoriesZeroToFifty" name="NumberOfUnitsHeatRequirementCategoriesZeroToFifty" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsInsulationStandard" name="NumberOfUnitsInsulationStandard" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsLivingAreaHeatRequirement" name="NumberOfUnitsLivingAreaHeatRequirement" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberOfUnitsNotInCalculation" name="NumberOfUnitsNotInCalculation" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsCurrentYear" name="NumberPerformanceAgreementsCurrentYear" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsTotal" name="NumberPerformanceAgreementsTotal" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsYearPlusFive" name="NumberPerformanceAgreementsYearPlusFive" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsYearPlusFour" name="NumberPerformanceAgreementsYearPlusFour" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsYearPlusOne" name="NumberPerformanceAgreementsYearPlusOne" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsYearPlusSeven" name="NumberPerformanceAgreementsYearPlusSeven" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsYearPlusSix" name="NumberPerformanceAgreementsYearPlusSix" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsYearPlusThree" name="NumberPerformanceAgreementsYearPlusThree" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberPerformanceAgreementsYearPlusTwo" name="NumberPerformanceAgreementsYearPlusTwo" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberofCareFitHomes" name="NumberofCareFitHomes" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberofCareFitHomesMidRent" name="NumberofCareFitHomesMidRent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_NumberofCareFitHomesSocialRent" name="NumberofCareFitHomesSocialRent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_PerformanceAgreementsDeliveryOrStart" name="PerformanceAgreementsDeliveryOrStart" nillable="false" substitutionGroup="xbrli:item" type="bzk-dvi-codes:performanceAgreementsDeliveryOrStartItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_PerformanceAgreementsNewBuildMidRent" name="PerformanceAgreementsNewBuildMidRent" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_PerformanceAgreementsNewBuildMidRentCorporation" name="PerformanceAgreementsNewBuildMidRentCorporation" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_PerformanceAgreementsNewBuildSocialRent" name="PerformanceAgreementsNewBuildSocialRent" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="bzk-dvi-i_PerformanceAgreementsNewBuildSocialRentCorporation" name="PerformanceAgreementsNewBuildSocialRentCorporation" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="instant"/>
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  <xs:element abstract="false" id="bzk-dvi-i_PublishWOZTable" name="PublishWOZTable" nillable="false" substitutionGroup="xbrli:item" type="nl-codes:yesNoItemType" xbrli:periodType="duration"/>
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