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<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT19
  Version: 20241211
  Release date: November 1, 2024
-->
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    <link:label id="rj-dm_SettlementYearOneMember_label_de" xlink:label="rj-dm_SettlementYearOneMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abwicklungsjahr t-1</link:label>
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    <link:label id="rj-dm_SettlementYearFiveMember_label_de" xlink:label="rj-dm_SettlementYearFiveMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abwicklungsjahr t-5</link:label>
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    <link:label id="rj-dm_SettlementYearSevenMember_label_de" xlink:label="rj-dm_SettlementYearSevenMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abwicklungsjahr t-7</link:label>
    <link:label id="rj-dm_SettlementYearEightMember_label_de" xlink:label="rj-dm_SettlementYearEightMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abwicklungsjahr t-8</link:label>
    <link:label id="rj-dm_SettlementYearNineMember_label_de" xlink:label="rj-dm_SettlementYearNineMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abwicklungsjahr t-9</link:label>
    <link:label id="rj-dm_SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesMember_label_de" xlink:label="rj-dm_SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktien, Wertpapiere mit Genussrechten und andere nicht festverzinsliche Wertpapiere</link:label>
    <link:label id="rj-dm_ActiveParticipantsMember_label_de" xlink:label="rj-dm_ActiveParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktive Teilhaber</link:label>
    <link:label id="rj-dm_DeferredTaxLiabilitiesMember_label_de" xlink:label="rj-dm_DeferredTaxLiabilitiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktive latente Steuern</link:label>
    <link:label id="rj-dm_CapitalisedAcquisitionCostsMember_label_de" xlink:label="rj-dm_CapitalisedAcquisitionCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Akquisitionskosten</link:label>
    <link:label id="rj-dm_CapitalisedMedicalExaminationCostsMember_label_de" xlink:label="rj-dm_CapitalisedMedicalExaminationCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Kosten der medizinischen Untersuchung</link:label>
    <link:label id="rj-dm_CapitalisedPlacementBonusPaidEmployeesMember_label_de" xlink:label="rj-dm_CapitalisedPlacementBonusPaidEmployeesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Kosten im Zusammenhang mit einer an das Personal ausgezahlten Vermittlungsgebühr</link:label>
    <link:label id="rj-dm_CapitalisedApplicationCostsAndCostsDrawingPoliciesMember_label_de" xlink:label="rj-dm_CapitalisedApplicationCostsAndCostsDrawingPoliciesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Kosten von Anträgen und der Ausstellung von Policen</link:label>
    <link:label id="rj-dm_CapitalisedAcquisitionCommisionIncludingExtensionCommisionMember_label_de" xlink:label="rj-dm_CapitalisedAcquisitionCommisionIncludingExtensionCommisionMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Maklerprovisionen, einschließlich Verlängerungsgebühren</link:label>
    <link:label id="rj-dm_CapitalisedEmployeeBenefitsCostsTiedAgentsMember_label_de" xlink:label="rj-dm_CapitalisedEmployeeBenefitsCostsTiedAgentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Personalkosten Versicherungsvertreter</link:label>
    <link:label id="rj-dm_CapitalisedAdministrationCostsIncludingLineItemsInPortfolioMember_label_de" xlink:label="rj-dm_CapitalisedAdministrationCostsIncludingLineItemsInPortfolioMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Verwaltungskosten für die Aufnahme von Posten ins Portfolio</link:label>
    <link:label id="rj-dm_CapitalisedAdvertisingAndMarketingCostsMember_label_de" xlink:label="rj-dm_CapitalisedAdvertisingAndMarketingCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Werbe- und Marketingkosten</link:label>
    <link:label id="rj-dm_CurrentSettlementYearMember_label_de" xlink:label="rj-dm_CurrentSettlementYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktuelles Abwicklungsjaar (NL: "afwikkeljaar")</link:label>
    <link:label id="rj-dm_CurrentDamageYearMember_label_de" xlink:label="rj-dm_CurrentDamageYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktuelles Schadensjahr (NL: "schadejaar")</link:label>
    <link:label id="rj-dm_OtherCostsDirectlyAndIndirectlyRelatedToInsuranceMember_label_de" xlink:label="rj-dm_OtherCostsDirectlyAndIndirectlyRelatedToInsuranceMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Alle anderen direkt und indirekt mit dem Abschluss eines Versicherungsvertrages verbundenen Kosten</link:label>
    <link:label id="rj-dm_GeneralReserveMember_label_de" xlink:label="rj-dm_GeneralReserveMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Rücklage</link:label>
    <link:label id="rj-dm_GeneralOtherReservesMember_label_de" xlink:label="rj-dm_GeneralOtherReservesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine und sonstige Rücklagen</link:label>
    <link:label id="rj-dm_OldAgeObligationMember_label_de" xlink:label="rj-dm_OldAgeObligationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Altersverpflichtung</link:label>
    <link:label id="rj-dm_ReferralCommissionPaidToStaffMember_label_de" xlink:label="rj-dm_ReferralCommissionPaidToStaffMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">An Mitarbeiter gezahlte Vermittlungsgebühr</link:label>
    <link:label id="rj-dm_OtherFinancialInvestmentsOtherMember_label_de" xlink:label="rj-dm_OtherFinancialInvestmentsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Andere Kapitalanlagen</link:label>
    <link:label id="rj-dm_OtherLiabilitiesOnBehalfOfParticipantsMember_label_de" xlink:label="rj-dm_OtherLiabilitiesOnBehalfOfParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Andere Schulden für Risikoteilnehmer</link:label>
    <link:label id="rj-dm_OtherFiscalReservesMember_label_de" xlink:label="rj-dm_OtherFiscalReservesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Andere Steuerrückstellungen</link:label>
    <link:label id="rj-dm_InvestmentsBondsMember_label_de" xlink:label="rj-dm_InvestmentsBondsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anlagen in Anleihen</link:label>
    <link:label id="rj-dm_InvestmentsBondsOtherMember_label_de" xlink:label="rj-dm_InvestmentsBondsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anlagen in sonstige Anleihen</link:label>
    <link:label id="rj-dm_BondsIssuedByAndReceivablesFromShareholdersParticipatingInterestsMember_label_de" xlink:label="rj-dm_BondsIssuedByAndReceivablesFromShareholdersParticipatingInterestsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen, ausgegeben von Anteilseignern und Beteiligungen, und Forderungen von Anteilseignern und Beteiligungen</link:label>
    <link:label id="rj-dm_BondsIssuedByAndReceivablesFromGroupCompaniesMember_label_de" xlink:label="rj-dm_BondsIssuedByAndReceivablesFromGroupCompaniesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen, ausgegeben von und Forderungen gegenüber Konzerngesellschaften</link:label>
    <link:label id="rj-dm_ReinsuranceShareMember_label_de" xlink:label="rj-dm_ReinsuranceShareMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anteil Rückversicherung</link:label>
    <link:label id="rj-dm_CostsOfApplicationsAndDrawingUpPoliciesMember_label_de" xlink:label="rj-dm_CostsOfApplicationsAndDrawingUpPoliciesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Antrags- und Policenkosten</link:label>
    <link:label id="rj-dm_PersonnelCostsSalariedAgentsMember_label_de" xlink:label="rj-dm_PersonnelCostsSalariedAgentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Antrags- und Policenkosten</link:label>
    <link:label id="rj-dm_DiscontinuedOperationsMember_label_de" xlink:label="rj-dm_DiscontinuedOperationsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufgabe von Geschäftsbereichen</link:label>
    <link:label id="rj-dm_ExpensesAllocationMember_label_de" xlink:label="rj-dm_ExpensesAllocationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwandsverteilung</link:label>
    <link:label id="rj-dm_EqualisationAccountMember_label_de" xlink:label="rj-dm_EqualisationAccountMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ausgleichskonto</link:label>
    <link:label id="rj-dm_FinanceLeaseLiabilitiesDiscountedValueMember_label_de" xlink:label="rj-dm_FinanceLeaseLiabilitiesDiscountedValueMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Barwert der Verbindlichkeiten aus Finanzierungsleasing</link:label>
    <link:label id="rj-dm_DiscountedValueMember_label_de" xlink:label="rj-dm_DiscountedValueMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Barwert</link:label>
    <link:label id="rj-dm_LoansGrantedMember_label_de" xlink:label="rj-dm_LoansGrantedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bereitgestellte Kredite u/g</link:label>
    <link:label id="rj-dm_VocationalAdultEducationMember_label_de" xlink:label="rj-dm_VocationalAdultEducationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Berufsausbildung und Erwachsenenbildung</link:label>
    <link:label id="rj-dm_HedgedMember_label_de" xlink:label="rj-dm_HedgedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Besichert</link:label>
    <link:label id="rj-dm_LandMember_label_de" xlink:label="rj-dm_LandMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Boden</link:label>
    <link:label id="rj-dm_ExchangeTradingMember_label_de" xlink:label="rj-dm_ExchangeTradingMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Börse</link:label>
    <link:label id="rj-dm_ExchangeTradedOptionsRelatingToForeignExchangeContractsMember_label_de" xlink:label="rj-dm_ExchangeTradedOptionsRelatingToForeignExchangeContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Börsengehandelte Optionen mit Bezug auf Devisenkontrakte</link:label>
    <link:label id="rj-dm_ListedMember_label_de" xlink:label="rj-dm_ListedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Börsennotiert</link:label>
    <link:label id="rj-dm_ExchangeTradedFuturesRelatingToForeignExchangeContractsMember_label_de" xlink:label="rj-dm_ExchangeTradedFuturesRelatingToForeignExchangeContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Börsennotierte Futures mit Bezug auf Devisenkontrakte</link:label>
    <link:label id="rj-dm_ExchangeTradedFuturesRelatingToInterestRateContractsMember_label_de" xlink:label="rj-dm_ExchangeTradedFuturesRelatingToInterestRateContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Börsennotierte Futures mit Bezug auf Zinsvereinbarungen</link:label>
    <link:label id="rj-dm_ExchangeTradedOptionsRelatingToInterestRateContractsMember_label_de" xlink:label="rj-dm_ExchangeTradedOptionsRelatingToInterestRateContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Börsennotierte Optionen mit Bezug auf Zinsvereinbarungen</link:label>
    <link:label id="rj-dm_DerivativeFinancialInstrumentsMember_label_de" xlink:label="rj-dm_DerivativeFinancialInstrumentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Derivative Finanzinstrumente</link:label>
    <link:label id="rj-dm_RecognisedDirectlyThroughEquityMember_label_de" xlink:label="rj-dm_RecognisedDirectlyThroughEquityMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Direkt im Eigenkapital</link:label>
    <link:label id="rj-dm_DepositsAtCreditInstitutionsMember_label_de" xlink:label="rj-dm_DepositsAtCreditInstitutionsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einlagen bei Kreditinstituten</link:label>
    <link:label id="rj-dm_DepositsInsurersMember_label_de" xlink:label="rj-dm_DepositsInsurersMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einlagen bei Versicherern</link:label>
    <link:label id="rj-dm_SubsidyIncomeAnySurplusAddedToLumpSumMember_label_de" xlink:label="rj-dm_SubsidyIncomeAnySurplusAddedToLumpSumMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einnahmen aus Zuschüssen aus denen ein eventueller Überschuss dem Pauschalbetrag hinzugefügt wird</link:label>
    <link:label id="rj-dm_SubsidyIncomeToBeSpendOnIntendedPurposeIncludingSettlementOfAnySurplusMember_label_de" xlink:label="rj-dm_SubsidyIncomeToBeSpendOnIntendedPurposeIncludingSettlementOfAnySurplusMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einnahmen aus Zuschüssen, die vollständig dem Ziel gewidmet werden müssen, einschließlich der Verrechnung eines eventuellen Überschusses</link:label>
    <link:label id="rj-dm_DueInNextFinancialYearMember_label_de" xlink:label="rj-dm_DueInNextFinancialYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eintreibbar im nächsten Geschäftsjahr</link:label>
    <link:label id="rj-dm_IndividualInsuranceMember_label_de" xlink:label="rj-dm_IndividualInsuranceMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einzelne Versicherungen</link:label>
    <link:label id="rj-dm_DirectInvestmentPropertiesMember_label_de" xlink:label="rj-dm_DirectInvestmentPropertiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus Direktinvestitionen</link:label>
    <link:label id="rj-dm_AcquiredIntangibleAssetsMember_label_de" xlink:label="rj-dm_AcquiredIntangibleAssetsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erworbene immaterielle Vermögensgegenstände</link:label>
    <link:label id="rj-dm_HigherProfessionalEducationMember_label_de" xlink:label="rj-dm_HigherProfessionalEducationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Fachhochschulausbildung</link:label>
    <link:label id="rj-dm_FinancialIncomeExpensesMember_label_de" xlink:label="rj-dm_FinancialIncomeExpensesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzielle Erträge und Aufwendungen</link:label>
    <link:label id="rj-dm_FinancialInstrumentsLegalFormClassifiedAsEquityMember_label_de" xlink:label="rj-dm_FinancialInstrumentsLegalFormClassifiedAsEquityMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente auf der Grundlage der als Eigenkapital klassifizierten Rechtsform</link:label>
    <link:label id="rj-dm_FinancialInstrumentsTradedOnRegulatedMarketOrOtherMarketForFinancialInstrumentsMember_label_de" xlink:label="rj-dm_FinancialInstrumentsTradedOnRegulatedMarketOrOtherMarketForFinancialInstrumentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente, die auf einem geregelten Markt oder auf einem anderen Markt für Finanzinstrumente gehandelt werden</link:label>
    <link:label id="rj-dm_FinancialInstrumentsAllowedListedOnRegulatedMarketMember_label_de" xlink:label="rj-dm_FinancialInstrumentsAllowedListedOnRegulatedMarketMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente, die für den Handel an einem geregelten Markt zugelassen sind</link:label>
    <link:label id="rj-dm_FinancialInstrumentsNotAllowedListedOrNotTradedOnRegulatedMarketMember_label_de" xlink:label="rj-dm_FinancialInstrumentsNotAllowedListedOrNotTradedOnRegulatedMarketMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente, die nicht zum Handel zugelassen sind oder auf einem geregelten Markt gehandelt werden</link:label>
    <link:label id="rj-dm_FinancialInstrumentsMember_label_de" xlink:label="rj-dm_FinancialInstrumentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente</link:label>
    <link:label id="rj-dm_FundsMember_label_de" xlink:label="rj-dm_FundsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Fonds</link:label>
    <link:label id="rj-dm_ReceivablesForMortgageLoansMember_label_de" xlink:label="rj-dm_ReceivablesForMortgageLoansMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen aus Hypothekendarlehen</link:label>
    <link:label id="rj-dm_ReceivablesFromOtherLoansmember_label_de" xlink:label="rj-dm_ReceivablesFromOtherLoansmember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen aus sonstigen Darlehen</link:label>
    <link:label id="rj-dm_ReceivablesFromBanksMember_label_de" xlink:label="rj-dm_ReceivablesFromBanksMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Banken</link:label>
    <link:label id="rj-dm_ReceivablesFromCustomersMember_label_de" xlink:label="rj-dm_ReceivablesFromCustomersMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Kunden</link:label>
    <link:label id="rj-dm_SubsidyIncomeContinuingIntoNextYearMember_label_de" xlink:label="rj-dm_SubsidyIncomeContinuingIntoNextYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Fortlaufende Einnahmen aus Zuschüssen bis in ein späteres Berichtsjahr</link:label>
    <link:label id="rj-dm_ProvisionWarrantyMember_label_de" xlink:label="rj-dm_ProvisionWarrantyMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Garantierückstellung</link:label>
    <link:label id="rj-dm_BuildingsMember_label_de" xlink:label="rj-dm_BuildingsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gebäude</link:label>
    <link:label id="rj-dm_ExpensesSpentOnObjectivesMember_label_de" xlink:label="rj-dm_ExpensesSpentOnObjectivesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geleistete Aufwendungen für Zielstellungen</link:label>
    <link:label id="rj-dm_ParticipationsClassifiedAsEquityMember_label_de" xlink:label="rj-dm_ParticipationsClassifiedAsEquityMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geschäftsanteile (klassifiziert als Eigenkapital)</link:label>
    <link:label id="rj-dm_ParticipationsClassifiedAsLiabilitiesMember_label_de" xlink:label="rj-dm_ParticipationsClassifiedAsLiabilitiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geschäftsanteile (klassifiziert als Fremdkapital)</link:label>
    <link:label id="rj-dm_ExecutiveManagingDirectorMember_label_de" xlink:label="rj-dm_ExecutiveManagingDirectorMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geschäftsführer</link:label>
    <link:label id="rj-dm_CommercialRealEstateInExploitationMember_label_de" xlink:label="rj-dm_CommercialRealEstateInExploitationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewerbeimmobilien in Verwertung</link:label>
    <link:label id="rj-dm_CommercialAndSocialRealEstateInExploitationMember_label_de" xlink:label="rj-dm_CommercialAndSocialRealEstateInExploitationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewerbliche und öffentliche Immobilien in Verwertung</link:label>
    <link:label id="rj-dm_LandAndBuildingsForOwnUseMember_label_de" xlink:label="rj-dm_LandAndBuildingsForOwnUseMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundstücke und Gebäude im Eigennutzung</link:label>
    <link:label id="rj-dm_AssuranceCollectiveMember_label_de" xlink:label="rj-dm_AssuranceCollectiveMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gruppenversicherung</link:label>
    <link:label id="rj-dm_CollectiveInsuranceMember_label_de" xlink:label="rj-dm_CollectiveInsuranceMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gruppenversicherung</link:label>
    <link:label id="rj-dm_BudgetMember_label_de" xlink:label="rj-dm_BudgetMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Haushaltsplan</link:label>
    <link:label id="rj-dm_ScientificEducationMember_label_de" xlink:label="rj-dm_ScientificEducationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Hochschulbildung</link:label>
    <link:label id="rj-dm_AuditorsFeesNetworkOrganisationsMember_label_de" xlink:label="rj-dm_AuditorsFeesNetworkOrganisationsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Honorare für Netzwerkorganisationen</link:label>
    <link:label id="rj-dm_AuditorsFeesMember_label_de" xlink:label="rj-dm_AuditorsFeesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Honorare für Wirtschaftsprüfer</link:label>
    <link:label id="rj-dm_AuditorsFeesExternalAuditorAccountingFirmMember_label_de" xlink:label="rj-dm_AuditorsFeesExternalAuditorAccountingFirmMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Honorare für externe Wirtschaftsprüfer und die Prüfungsgesellschaft</link:label>
    <link:label id="rj-dm_IntangibleAssetsInternallyGeneratedMember_label_de" xlink:label="rj-dm_IntangibleAssetsInternallyGeneratedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immaterielles Anlagevermögen, intern erzeugt</link:label>
    <link:label id="rj-dm_IntangibleAssetsNotInternallyGeneratedMember_label_de" xlink:label="rj-dm_IntangibleAssetsNotInternallyGeneratedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immaterielles Anlagevermögen, nicht intern erzeugt</link:label>
    <link:label id="rj-dm_InvestmentPropertiesInDevelopmentMember_label_de" xlink:label="rj-dm_InvestmentPropertiesInDevelopmentMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen in Entwicklung</link:label>
    <link:label id="rj-dm_InvestmentPropertiesMember_label_de" xlink:label="rj-dm_InvestmentPropertiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen</link:label>
    <link:label id="rj-dm_IndirectInvestmentPropertiesMember_label_de" xlink:label="rj-dm_IndirectInvestmentPropertiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Indirekte Immobilieninvestitionen</link:label>
    <link:label id="rj-dm_InterestInvestmentsPoolsMember_label_de" xlink:label="rj-dm_InterestInvestmentsPoolsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Interessen an Investmentpools</link:label>
    <link:label id="rj-dm_InternallyGeneratedIntangibleAssetsMember_label_de" xlink:label="rj-dm_InternallyGeneratedIntangibleAssetsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Intern erzeugtes, immaterielles Anlagevermögen</link:label>
    <link:label id="rj-dm_InternalClaimhandlingCostsCurrentYearMember_label_de" xlink:label="rj-dm_InternalClaimhandlingCostsCurrentYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Interne Schadensbearbeitungsaufwendungen laufendes Jahr</link:label>
    <link:label id="rj-dm_InternalClaimhandlingCostsMember_label_de" xlink:label="rj-dm_InternalClaimhandlingCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Interne Schadensbearbeitungsaufwendungen</link:label>
    <link:label id="rj-dm_IntramuralRealEstateInExploitationMember_label_de" xlink:label="rj-dm_IntramuralRealEstateInExploitationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Intramurale Immobilien in Verwertung</link:label>
    <link:label id="rj-dm_EquipmentMember_label_de" xlink:label="rj-dm_EquipmentMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Inventar</link:label>
    <link:label id="rj-dm_InvestmentsOnBehalfOfPensionFundMember_label_de" xlink:label="rj-dm_InvestmentsOnBehalfOfPensionFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen auf Risiko Pensionskasse</link:label>
    <link:label id="rj-dm_InvestmentsOnBehalfOfPremiumPensionInstitutionsMember_label_de" xlink:label="rj-dm_InvestmentsOnBehalfOfPremiumPensionInstitutionsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen auf Risiko Prämienrenteneinrichtungen</link:label>
    <link:label id="rj-dm_InvestmentsOnBehalfOfParticipantsMember_label_de" xlink:label="rj-dm_InvestmentsOnBehalfOfParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen auf Risiko der Teilhaber</link:label>
    <link:label id="rj-dm_InvestmentsBondsMortgagesDebenturesOtherFixedOrVariableInterestSecuritiesMember_label_de" xlink:label="rj-dm_InvestmentsBondsMortgagesDebenturesOtherFixedOrVariableInterestSecuritiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in Anleihen, Hypotheken- und Privatkredite und andere Wertpapiere mit einem festen oder variablen Zinssatz</link:label>
    <link:label id="rj-dm_InvestmentsInEquityInstrumentsMember_label_de" xlink:label="rj-dm_InvestmentsInEquityInstrumentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in Eigenkapitalinstrumente</link:label>
    <link:label id="rj-dm_InvestmentsMortgageLoansMember_label_de" xlink:label="rj-dm_InvestmentsMortgageLoansMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in Hypothekendarlehen</link:label>
    <link:label id="rj-dm_InvestmentInInvestmentCompanyExceedingTwentyPercentMember_label_de" xlink:label="rj-dm_InvestmentInInvestmentCompanyExceedingTwentyPercentMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in Investmentgesellschaft, bei der durchschnittlich 20% oder mehr des verwalteten Vermögens direkt oder indirekt investiert sind</link:label>
    <link:label id="rj-dm_InvestmentsDepositsAndSuchMember_label_de" xlink:label="rj-dm_InvestmentsDepositsAndSuchMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in Kapitaleinlagen und dergleichen</link:label>
    <link:label id="rj-dm_InvestmentsOptionsWarrantsMember_label_de" xlink:label="rj-dm_InvestmentsOptionsWarrantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in Optionen und Optionsscheine</link:label>
    <link:label id="rj-dm_PensionInvestmentsMember_label_de" xlink:label="rj-dm_PensionInvestmentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in Rahmen von Renten</link:label>
    <link:label id="rj-dm_InvestmentsInstitutionsListedNonListedInvestInSharesMember_label_de" xlink:label="rj-dm_InvestmentsInstitutionsListedNonListedInvestInSharesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in börsennotierte und nicht-börsennotierte Investmentgesellschaften, die in Aktien investieren</link:label>
    <link:label id="rj-dm_InvestmentsInstitutionsListedNonListedInvestInFixedIncomeSecuritiesMember_label_de" xlink:label="rj-dm_InvestmentsInstitutionsListedNonListedInvestInFixedIncomeSecuritiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in börsennotierte und nicht-börsennotierte Investmentgesellschaften, die in festverzinsliche Wertpapiere investieren</link:label>
    <link:label id="rj-dm_InvestmentsFixedIncomeSecuritiesMember_label_de" xlink:label="rj-dm_InvestmentsFixedIncomeSecuritiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in festverzinsliche Wertpapiere</link:label>
    <link:label id="rj-dm_InvestmentsDutchStateBondsMember_label_de" xlink:label="rj-dm_InvestmentsDutchStateBondsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen in niederländische Staatsanleihen</link:label>
    <link:label id="rj-dm_CostsInvestmentsMember_label_de" xlink:label="rj-dm_CostsInvestmentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionskosten</link:label>
    <link:label id="rj-dm_RealEstateInDevelopmentMember_label_de" xlink:label="rj-dm_RealEstateInDevelopmentMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionsobjekte in Entwicklung</link:label>
    <link:label id="rj-dm_InvestmentInsuranceMember_label_de" xlink:label="rj-dm_InvestmentInsuranceMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionsversicherung</link:label>
    <link:label id="rj-dm_InvestmentsSharesMember_label_de" xlink:label="rj-dm_InvestmentsSharesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Aktien</link:label>
    <link:label id="rj-dm_InvestmentsPreciousMetalsMember_label_de" xlink:label="rj-dm_InvestmentsPreciousMetalsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Edelmetallen</link:label>
    <link:label id="rj-dm_InvestmentsInLandAndBuildingsForOwnUseAtCostMember_label_de" xlink:label="rj-dm_InvestmentsInLandAndBuildingsForOwnUseAtCostMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Grundstücke und Gebäude für den eigenen Gebrauch zu Anschaffungskosten</link:label>
    <link:label id="rj-dm_InvestmentsInLandAndBuildingsForOwnUseAtFairValueMember_label_de" xlink:label="rj-dm_InvestmentsInLandAndBuildingsForOwnUseAtFairValueMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Grundstücke und Gebäude für den eigenen Gebrauch zum Zeitwert</link:label>
    <link:label id="rj-dm_InvestmentsInLandAndBuildingsAtCostMember_label_de" xlink:label="rj-dm_InvestmentsInLandAndBuildingsAtCostMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Grundstücke und Gebäude zu Anschaffungskosten</link:label>
    <link:label id="rj-dm_InvestmentsInLandAndBuildingsAtFairValueMember_label_de" xlink:label="rj-dm_InvestmentsInLandAndBuildingsAtFairValueMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Grundstücke und Gebäude zum Zeitwert</link:label>
    <link:label id="rj-dm_InvestmentsInGroupCompaniesAndParticipatingInterestsMember_label_de" xlink:label="rj-dm_InvestmentsInGroupCompaniesAndParticipatingInterestsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Konzerngesellschaften und Beteiligungen</link:label>
    <link:label id="rj-dm_InvestmentsRealEstateInTheNetherlandsMember_label_de" xlink:label="rj-dm_InvestmentsRealEstateInTheNetherlandsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Sachanlagen in den Niederlanden</link:label>
    <link:label id="rj-dm_InvestmentsRealEstateMember_label_de" xlink:label="rj-dm_InvestmentsRealEstateMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Sachanlagen</link:label>
    <link:label id="rj-dm_InvestmentsSharesListedMember_label_de" xlink:label="rj-dm_InvestmentsSharesListedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in börsennotierte Aktien</link:label>
    <link:label id="rj-dm_InvestmentsSharesNonListedMember_label_de" xlink:label="rj-dm_InvestmentsSharesNonListedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in nicht-börsennotierte Aktien</link:label>
    <link:label id="rj-dm_InvestmentsPrivateLoansMember_label_de" xlink:label="rj-dm_InvestmentsPrivateLoansMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in private Darlehen</link:label>
    <link:label id="rj-dm_InvestmentsInLandAndBuildingsOtherAtCostMember_label_de" xlink:label="rj-dm_InvestmentsInLandAndBuildingsOtherAtCostMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in sonstige Grundstücke und Gebäude zu Anschaffungskosten</link:label>
    <link:label id="rj-dm_InvestmentsInLandAndBuildingsOtherAtFairValueMember_label_de" xlink:label="rj-dm_InvestmentsInLandAndBuildingsOtherAtFairValueMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in sonstige Grundstücke und Gebäude zum Zeitwert</link:label>
    <link:label id="rj-dm_InvestmentsRealEstateOtherMember_label_de" xlink:label="rj-dm_InvestmentsRealEstateOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in sonstige Sachanlagen</link:label>
    <link:label id="rj-dm_NoPriceQuotationInActiveMarketMember_label_de" xlink:label="rj-dm_NoPriceQuotationInActiveMarketMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Keine regelmäßige Kursbestimmung</link:label>
    <link:label id="rj-dm_ContinuityMember_label_de" xlink:label="rj-dm_ContinuityMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kontinuität</link:label>
    <link:label id="rj-dm_ContinuityReserveMember_label_de" xlink:label="rj-dm_ContinuityReserveMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kontinuitätsreserve</link:label>
    <link:label id="rj-dm_PatentsTrademarksOtherRightsInternallyGeneratedMember_label_de" xlink:label="rj-dm_PatentsTrademarksOtherRightsInternallyGeneratedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzessionen, gewerbliche Schutzrechte und geistiges Eigentum, intern generiert</link:label>
    <link:label id="rj-dm_PatentsTrademarksOtherRightsNotInternallyGeneratedMember_label_de" xlink:label="rj-dm_PatentsTrademarksOtherRightsNotInternallyGeneratedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzessionen, gewerbliche Schutzrechte und geistiges Eigentum, nicht intern generiert</link:label>
    <link:label id="rj-dm_SupervisionExpensesMember_label_de" xlink:label="rj-dm_SupervisionExpensesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten der Aufsicht</link:label>
    <link:label id="rj-dm_CostsOwnFundraisingMember_label_de" xlink:label="rj-dm_CostsOwnFundraisingMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten der eigenen Mittelbeschaffung</link:label>
    <link:label id="rj-dm_CostOfMedicalExaminationMember_label_de" xlink:label="rj-dm_CostOfMedicalExaminationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten der ärztlichen Untersuchung</link:label>
    <link:label id="rj-dm_ManagementAndAccountingCostsMember_label_de" xlink:label="rj-dm_ManagementAndAccountingCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten für Verwaltung und Administration</link:label>
    <link:label id="rj-dm_CostsObtainingGovernmentSubsidiesMember_label_de" xlink:label="rj-dm_CostsObtainingGovernmentSubsidiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten für die Erlangung von Zuwendungen der öffentlichen Hand</link:label>
    <link:label id="rj-dm_CostsIncorporationShareIssueInternallyGeneratedMember_label_de" xlink:label="rj-dm_CostsIncorporationShareIssueInternallyGeneratedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten für die Erstellung und Ausgabe von Anteilen, intern generiert</link:label>
    <link:label id="rj-dm_CostsIncorporationShareIssueNotInternallyGeneratedMember_label_de" xlink:label="rj-dm_CostsIncorporationShareIssueNotInternallyGeneratedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten für die Erstellung und Ausgabe von Anteilen, nicht intern generiert</link:label>
    <link:label id="rj-dm_CostsJointCampaignsMember_label_de" xlink:label="rj-dm_CostsJointCampaignsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten für gemeinsame Aktionen</link:label>
    <link:label id="rj-dm_CostsThirdPartyCampaignsMember_label_de" xlink:label="rj-dm_CostsThirdPartyCampaignsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten von Aktionen von Dritten</link:label>
    <link:label id="rj-dm_CustodianFeesMember_label_de" xlink:label="rj-dm_CustodianFeesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Lagerkosten</link:label>
    <link:label id="rj-dm_TaxPayablesNoncurrentMember_label_de" xlink:label="rj-dm_TaxPayablesNoncurrentMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Latente Steuern</link:label>
    <link:label id="rj-dm_MarketingCostsMember_label_de" xlink:label="rj-dm_MarketingCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Marketingkosten</link:label>
    <link:label id="rj-dm_PersonnelMember_label_de" xlink:label="rj-dm_PersonnelMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Mitarbeiter</link:label>
    <link:label id="rj-dm_NegativeGoodwillMember_label_de" xlink:label="rj-dm_NegativeGoodwillMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Negativer Firmenwert</link:label>
    <link:label id="rj-dm_NotDueInNextFinancialYearMember_label_de" xlink:label="rj-dm_NotDueInNextFinancialYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht im nächsten Geschäftsjahr eintreibbar</link:label>
    <link:label id="rj-dm_NonEERStudentsFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:label="rj-dm_NonEERStudentsFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht-EWR-Studenten, die finanzielle Unterstützung erhalten, die aus dem Absolventenfonds finanziert wird</link:label>
    <link:label id="rj-dm_NotListedMember_label_de" xlink:label="rj-dm_NotListedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht-börsennotiert</link:label>
    <link:label id="rj-dm_NonExecutiveManagingDirectorMember_label_de" xlink:label="rj-dm_NonExecutiveManagingDirectorMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht-tätiges Vorstandsmitglied</link:label>
    <link:label id="rj-dm_FinancingDeficitSurplusToBeSettledInRatesTotalMember_label_de" xlink:label="rj-dm_FinancingDeficitSurplusToBeSettledInRatesTotalMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Noch in Tarifen zu verrechnende Finanzierungslücke/-überschuss, gesamt</link:label>
    <link:label id="rj-dm_OptionsMember_label_de" xlink:label="rj-dm_OptionsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Optionen</link:label>
    <link:label id="rj-dm_OverTheCounterOptionsRelatingToForeignExchangeContractsMember_label_de" xlink:label="rj-dm_OverTheCounterOptionsRelatingToForeignExchangeContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Over-the-Counter-Optionen im Zusammenhang mit Devisenkontrakten</link:label>
    <link:label id="rj-dm_OverTheCounterOptionsRelatingToInterestRateContractsMember_label_de" xlink:label="rj-dm_OverTheCounterOptionsRelatingToInterestRateContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Over-the-Counter-Optionen mit Bezug auf Zinskontrakte</link:label>
    <link:label id="rj-dm_OverTheCounterSwapsRelatingToInterestRateContractsMember_label_de" xlink:label="rj-dm_OverTheCounterSwapsRelatingToInterestRateContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Over-the-Counter-Swaps in Bezug auf Zinskontrakte</link:label>
    <link:label id="rj-dm_OverTheCounterSwapsRelatingToForeignExchangeContractsMember_label_de" xlink:label="rj-dm_OverTheCounterSwapsRelatingToForeignExchangeContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Over-the-Counter-Swaps mit Bezug auf Devisenkontrakte</link:label>
    <link:label id="rj-dm_OverTheCounterForwardsRelatingToForeignExchangeContractsMember_label_de" xlink:label="rj-dm_OverTheCounterForwardsRelatingToForeignExchangeContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Over-the-Counter-Terminkontrakte in Bezug auf Devisenkontrakte</link:label>
    <link:label id="rj-dm_OverTheCounterForwardsRelatingToInterestRateContractsMember_label_de" xlink:label="rj-dm_OverTheCounterForwardsRelatingToInterestRateContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Over-the-Counter-Terminkontrakte in Bezug auf Zinskontrakte</link:label>
    <link:label id="rj-dm_OverTheCounterTradingMember_label_de" xlink:label="rj-dm_OverTheCounterTradingMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Over-the-counter</link:label>
    <link:label id="rj-dm_ParkingFacilitiesInExploitationMember_label_de" xlink:label="rj-dm_ParkingFacilitiesInExploitationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Parkmöglichkeiten in Verwertung</link:label>
    <link:label id="rj-dm_DeferredTaxAssetsMember_label_de" xlink:label="rj-dm_DeferredTaxAssetsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Passive latente Steuern</link:label>
    <link:label id="rj-dm_PrimaryEducationMember_label_de" xlink:label="rj-dm_PrimaryEducationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Primärunterricht</link:label>
    <link:label id="rj-dm_AccrualsAndDeferredIncomeNoncurrentMember_label_de" xlink:label="rj-dm_AccrualsAndDeferredIncomeNoncurrentMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rechnungsabgrenzungsposten (langfristig)</link:label>
    <link:label id="rj-dm_ExpensesSpentOnGeneratingIncomeMember_label_de" xlink:label="rj-dm_ExpensesSpentOnGeneratingIncomeMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rekrutierungskosten</link:label>
    <link:label id="rj-dm_RealEstateInExploitationMember_label_de" xlink:label="rj-dm_RealEstateInExploitationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Renditeliegenschaften in Betrieb</link:label>
    <link:label id="rj-dm_PensionersMember_label_de" xlink:label="rj-dm_PensionersMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rentner</link:label>
    <link:label id="rj-dm_ReserveDiscretionaryProfitSharingMember_label_de" xlink:label="rj-dm_ReserveDiscretionaryProfitSharingMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rücklage für verdeckte Gewinnausschüttung</link:label>
    <link:label id="rj-dm_ReservesAndFundsMember_label_de" xlink:label="rj-dm_ReservesAndFundsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rücklagen und Fonds</link:label>
    <link:label id="rj-dm_ReservesMember_label_de" xlink:label="rj-dm_ReservesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rücklagen</link:label>
    <link:label id="rj-dm_ProvisionPensionObligationsAtTheRiskOfPensionFundMember_label_de" xlink:label="rj-dm_ProvisionPensionObligationsAtTheRiskOfPensionFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung Pensionsverpflichtungen auf Risiko der Pensionskasse</link:label>
    <link:label id="rj-dm_ProvisionDisposalObligationMember_label_de" xlink:label="rj-dm_ProvisionDisposalObligationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Entsorgungsverpflichtungen</link:label>
    <link:label id="rj-dm_ProvisionRepairCostsMember_label_de" xlink:label="rj-dm_ProvisionRepairCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Instandsetzungskosten</link:label>
    <link:label id="rj-dm_ProvisionJubileeBenefitsMember_label_de" xlink:label="rj-dm_ProvisionJubileeBenefitsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Jubiläumsleistungen</link:label>
    <link:label id="rj-dm_ProvisionEmployeeBenefitsMember_label_de" xlink:label="rj-dm_ProvisionEmployeeBenefitsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Leistungen an Arbeitnehmer</link:label>
    <link:label id="rj-dm_ProvisionPensionObligationAtTheRiskOfParticipantsMember_label_de" xlink:label="rj-dm_ProvisionPensionObligationAtTheRiskOfParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Pensionsverplichtungen auf Risiko der Teilhaber</link:label>
    <link:label id="rj-dm_ProvisionOnBehalfOfParticipantsMember_label_de" xlink:label="rj-dm_ProvisionOnBehalfOfParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Verpflichtungen für Risikoteilnehmer</link:label>
    <link:label id="rj-dm_ProvisionDisabilityRisksMember_label_de" xlink:label="rj-dm_ProvisionDisabilityRisksMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Verpflichtungen wegen Krankheit oder Behinderung</link:label>
    <link:label id="rj-dm_ProvisionInsuranceDisabilityRisksMember_label_de" xlink:label="rj-dm_ProvisionInsuranceDisabilityRisksMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Versicherung von Berufsunfähigkeitsrisiken</link:label>
    <link:label id="rj-dm_ProvisionInsuranceIllnessDisabilityMember_label_de" xlink:label="rj-dm_ProvisionInsuranceIllnessDisabilityMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Versicherung von Krankheiten oder Berufsunfähigkeits</link:label>
    <link:label id="rj-dm_ProvisionsForInsuranceLiabilitiesMember_label_de" xlink:label="rj-dm_ProvisionsForInsuranceLiabilitiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Versicherungsverbindlichkeiten</link:label>
    <link:label id="rj-dm_ProvisionEnvironmentalMember_label_de" xlink:label="rj-dm_ProvisionEnvironmentalMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für die Beseitigung vorhandener Umweltverschmutzung</link:label>
    <link:label id="rj-dm_ProvisionMajorMaintenanceMember_label_de" xlink:label="rj-dm_ProvisionMajorMaintenanceMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für größere Wartungsarbeiten</link:label>
    <link:label id="rj-dm_ProvisionUnprofitableInvestmentsAndRestructuringMember_label_de" xlink:label="rj-dm_ProvisionUnprofitableInvestmentsAndRestructuringMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für unrentable Investitionen und Umstrukturierungen</link:label>
    <link:label id="rj-dm_ProvisionOnerousContractsMember_label_de" xlink:label="rj-dm_ProvisionOnerousContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für verlustträchtige Verträge</link:label>
    <link:label id="rj-dm_ProvisionLegalProceedingsMember_label_de" xlink:label="rj-dm_ProvisionLegalProceedingsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung im RAhmen von Ansprüchen, Streitigkeiten und Gerichtsverfahren</link:label>
    <link:label id="rj-dm_ProvisionParticipatingInterestsMember_label_de" xlink:label="rj-dm_ProvisionParticipatingInterestsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung im Zusammenhang mit Beteiligungen</link:label>
    <link:label id="rj-dm_ProvisionRestructuringMember_label_de" xlink:label="rj-dm_ProvisionRestructuringMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung im Zusammenhang mit Umstrukturierungen</link:label>
    <link:label id="rj-dm_ProvisionShareBasedPaymentsMember_label_de" xlink:label="rj-dm_ProvisionShareBasedPaymentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen aus aktienbasierten Vergütungen</link:label>
    <link:label id="rj-dm_ProvisionsMaturityWithinOneYearMember_label_de" xlink:label="rj-dm_ProvisionsMaturityWithinOneYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen, die nach Erwartung innerhalb eines Jahres abgewickelt sein werden</link:label>
    <link:label id="rj-dm_ProvisionsMaturityExceedingFiveYearsMember_label_de" xlink:label="rj-dm_ProvisionsMaturityExceedingFiveYearsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen, die nach Erwartung nach mehr als fünf Jahren abgewickelt sein werden</link:label>
    <link:label id="rj-dm_DamageYearSettlementStatisticsMember_label_de" xlink:label="rj-dm_DamageYearSettlementStatisticsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr Ablaufstatistik (NL: "afloopstatistiek")</link:label>
    <link:label id="rj-dm_DamageYearSettlementStatisticsOtherMember_label_de" xlink:label="rj-dm_DamageYearSettlementStatisticsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr Ablaufstatistik sonstige (NL: "afloopstatistiek")</link:label>
    <link:label id="rj-dm_DamageYearOneMember_label_de" xlink:label="rj-dm_DamageYearOneMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-1</link:label>
    <link:label id="rj-dm_DamageYearTwoMember_label_de" xlink:label="rj-dm_DamageYearTwoMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-2</link:label>
    <link:label id="rj-dm_DamageYearThreeMember_label_de" xlink:label="rj-dm_DamageYearThreeMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-3</link:label>
    <link:label id="rj-dm_DamageYearFourMember_label_de" xlink:label="rj-dm_DamageYearFourMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-4</link:label>
    <link:label id="rj-dm_DamageYearFiveMember_label_de" xlink:label="rj-dm_DamageYearFiveMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-5</link:label>
    <link:label id="rj-dm_DamageYearSixMember_label_de" xlink:label="rj-dm_DamageYearSixMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-6</link:label>
    <link:label id="rj-dm_DamageYearSevenMember_label_de" xlink:label="rj-dm_DamageYearSevenMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-7</link:label>
    <link:label id="rj-dm_DamageYearEightMember_label_de" xlink:label="rj-dm_DamageYearEightMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-8</link:label>
    <link:label id="rj-dm_DamageYearNineMember_label_de" xlink:label="rj-dm_DamageYearNineMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensjahr t-9</link:label>
    <link:label id="rj-dm_IndemnityInsuranceMember_label_de" xlink:label="rj-dm_IndemnityInsuranceMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensversicherungen</link:label>
    <link:label id="rj-dm_HedgeRelationshipCumulativeFairValueChangeEffectivePartMember_label_de" xlink:label="rj-dm_HedgeRelationshipCumulativeFairValueChangeEffectivePartMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sicherungsbeziehung, kumulierte Marktwertänderung effektiver Teil</link:label>
    <link:label id="rj-dm_HedgeRelationshipCumulativeFairValueChangeIneffectivePartMember_label_de" xlink:label="rj-dm_HedgeRelationshipCumulativeFairValueChangeIneffectivePartMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sicherungsbeziehung, kumulierte Marktwertänderung ineffektiver Teil</link:label>
    <link:label id="rj-dm_HedgeRelationshipCumulativeFairValueChangeIneffectivePartAmountChargedToIncomeStatementMember_label_de" xlink:label="rj-dm_HedgeRelationshipCumulativeFairValueChangeIneffectivePartAmountChargedToIncomeStatementMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sicherungsbeziehung, kumulierte Marktwertänderung, ineffektiver Teilbetrag, der kumuliert in der Gewinn- und Verlustrechnung ausgewiesen ist</link:label>
    <link:label id="rj-dm_OtherIssuersMember_label_de" xlink:label="rj-dm_OtherIssuersMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Emittenten</link:label>
    <link:label id="rj-dm_FinancialInvestmentsOtherMember_label_de" xlink:label="rj-dm_FinancialInvestmentsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Kapitalanlagen</link:label>
    <link:label id="rj-dm_InvestmentsOtherMember_label_de" xlink:label="rj-dm_InvestmentsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Kapitalanlagen</link:label>
    <link:label id="rj-dm_OverTheCounterContractsOtherMember_label_de" xlink:label="rj-dm_OverTheCounterContractsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Over-the-Counter-Kontrakte</link:label>
    <link:label id="rj-dm_OverTheCounterOtherContractsRelatingToForeignExchangeContractsMember_label_de" xlink:label="rj-dm_OverTheCounterOtherContractsRelatingToForeignExchangeContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Over-the-counter-Kontrakte mit Bezug auf Devisenkontrakte</link:label>
    <link:label id="rj-dm_OverTheCounterOtherContractsRelatingToInterestRateContractsMember_label_de" xlink:label="rj-dm_OverTheCounterOtherContractsRelatingToInterestRateContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Over-the-counter-Kontrakte mit Bezug auf Zinskontrakte</link:label>
    <link:label id="rj-dm_OtherParticipantsMember_label_de" xlink:label="rj-dm_OtherParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Teilhaber</link:label>
    <link:label id="rj-dm_OtherContractsMember_label_de" xlink:label="rj-dm_OtherContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Verträge</link:label>
    <link:label id="rj-dm_OtherDerivativeFinancialInstrumentsContractsMember_label_de" xlink:label="rj-dm_OtherDerivativeFinancialInstrumentsContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Verträge</link:label>
    <link:label id="rj-dm_OtherContractsOtherMember_label_de" xlink:label="rj-dm_OtherContractsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige andere Verträge</link:label>
    <link:label id="rj-dm_CapitalisedOtherAcquisitionCostsMember_label_de" xlink:label="rj-dm_CapitalisedOtherAcquisitionCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige, aktivierte Kosten, die direkt oder indirekt im Zusammenhang mit dem Abschluss eines Versicherungsvertrages stehen</link:label>
    <link:label id="rj-dm_FinancialAssetsOtherMember_label_de" xlink:label="rj-dm_FinancialAssetsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstiges Finanzanlagevermögen</link:label>
    <link:label id="rj-dm_PropertyPlantEquipmentOtherMember_label_de" xlink:label="rj-dm_PropertyPlantEquipmentOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstiges Sachanlagevermögen</link:label>
    <link:label id="rj-dm_IntangibleAssetsOtherInternallyGeneratedMember_label_de" xlink:label="rj-dm_IntangibleAssetsOtherInternallyGeneratedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstiges immaterielles Anlagevermögen, intern erzeugt</link:label>
    <link:label id="rj-dm_IntangibleAssetsOtherNotInternallyGeneratedMember_label_de" xlink:label="rj-dm_IntangibleAssetsOtherNotInternallyGeneratedMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstiges immaterielles Anlagevermögen, nicht intern erzeugt</link:label>
    <link:label id="rj-dm_IntangibleAssetsOtherMember_label_de" xlink:label="rj-dm_IntangibleAssetsOtherMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstiges immaterielles Anlagevermögen</link:label>
    <link:label id="rj-dm_SocialRealEstateInExploitationMember_label_de" xlink:label="rj-dm_SocialRealEstateInExploitationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Soziale Immobilien in Verwertung</link:label>
    <link:label id="rj-dm_SavingsInsuranceMember_label_de" xlink:label="rj-dm_SavingsInsuranceMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sparversicherung</link:label>
    <link:label id="rj-dm_TaxReceivablesMember_label_de" xlink:label="rj-dm_TaxReceivablesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuerforderungen</link:label>
    <link:label id="rj-dm_FoundationCapitalAndReservesMember_label_de" xlink:label="rj-dm_FoundationCapitalAndReservesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stiftungskapital und Reserven</link:label>
    <link:label id="rj-dm_FoundationCapitalMember_label_de" xlink:label="rj-dm_FoundationCapitalMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stiftungskapital</link:label>
    <link:label id="rj-dm_InactiveParticipantsMember_label_de" xlink:label="rj-dm_InactiveParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stille Teilhaber</link:label>
    <link:label id="rj-dm_StudentsActAsBoardMembersFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:label="rj-dm_StudentsActAsBoardMembersFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Studenten die als Vorstandsmitglieder von Studien- oder Studentenverbänden fungieren, die von der Einrichtung oder in der Studentenbeteiligung anerkannt sind die aus dem Absolventenfonds finanziert wird</link:label>
    <link:label id="rj-dm_StudentsOutgoingScholarshipsFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:label="rj-dm_StudentsOutgoingScholarshipsFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Studenten in Bezug auf ausgehende Stipendien, die finanzielle Unterstützung erhalten, die aus dem Absolventenfonds finanziert wird</link:label>
    <link:label id="rj-dm_StudentsExceptionalPerformanceSportOrCultureFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:label="rj-dm_StudentsExceptionalPerformanceSportOrCultureFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Studenten in Bezug auf außergewöhnliche Leistungen im Bereich Sport oder Kultur, die finanzielle Unterstützung erhalten, die aus dem Absolventenfonds finanziert wird</link:label>
    <link:label id="rj-dm_StudentsForceMajeureSituationsFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:label="rj-dm_StudentsForceMajeureSituationsFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Studenten in Situationen höherer Gewalt, die finanzielle Unterstützung erhalten, die aus dem Absolventenfonds finanziert wird</link:label>
    <link:label id="rj-dm_StudentsFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:label="rj-dm_StudentsFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Studenten, die finanzielle Unterstützung erhalten, die aus dem Absolventenfonds finanziert wird</link:label>
    <link:label id="rj-dm_SwapsMember_label_de" xlink:label="rj-dm_SwapsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Swaps</link:label>
    <link:label id="rj-dm_ParticipantsMember_label_de" xlink:label="rj-dm_ParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Teilhaber</link:label>
    <link:label id="rj-dm_FuturesMember_label_de" xlink:label="rj-dm_FuturesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Termingeschäfte</link:label>
    <link:label id="rj-dm_RealEstateAndMovablePropertyUsedForExploitationMember_label_de" xlink:label="rj-dm_RealEstateAndMovablePropertyUsedForExploitationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unbewegliche und bewegliche Sachen im Dienst der Verwertung</link:label>
    <link:label id="rj-dm_FinanceLeaseLiabilitiesNoncurrentMember_label_de" xlink:label="rj-dm_FinanceLeaseLiabilitiesNoncurrentMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten aus Finanzierungsleasing (langfristig)</link:label>
    <link:label id="rj-dm_FinanceLeaseLiabilitiesMember_label_de" xlink:label="rj-dm_FinanceLeaseLiabilitiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten aus Finanzierungsleasing</link:label>
    <link:label id="rj-dm_LiabilitiesFromRealEstateSoldSubjectTermsConditionsMember_label_de" xlink:label="rj-dm_LiabilitiesFromRealEstateSoldSubjectTermsConditionsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten im Rahmen von Sachanlagen, verkauft unter Bedingungen</link:label>
    <link:label id="rj-dm_ForwardsMember_label_de" xlink:label="rj-dm_ForwardsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlustvorträge</link:label>
    <link:label id="rj-dm_HousingFacilitiesInExploitationMember_label_de" xlink:label="rj-dm_HousingFacilitiesInExploitationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vermietete Wohneinheiten</link:label>
    <link:label id="rj-dm_ObligationsOnBehalfOfParticipantsMember_label_de" xlink:label="rj-dm_ObligationsOnBehalfOfParticipantsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verpflichtungen für Risikoteilnehmer</link:label>
    <link:label id="rj-dm_InsuranceInCashMember_label_de" xlink:label="rj-dm_InsuranceInCashMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherung in bar</link:label>
    <link:label id="rj-dm_TechnicalProvisionDiscretionaryProfitSharingObligationsMember_label_de" xlink:label="rj-dm_TechnicalProvisionDiscretionaryProfitSharingObligationsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen für verdeckte Gewinnausschüttungsverpflichtungen</link:label>
    <link:label id="rj-dm_InsuranceMember_label_de" xlink:label="rj-dm_InsuranceMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnisches Konto, Versicherung</link:label>
    <link:label id="rj-dm_AdministrationCostsIncludingLegsInPortfolioMember_label_de" xlink:label="rj-dm_AdministrationCostsIncludingLegsInPortfolioMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verwaltungskosten für die Aufnahme von Artikeln in das Portfolio</link:label>
    <link:label id="rj-dm_ManagementExpensesMember_label_de" xlink:label="rj-dm_ManagementExpensesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verwaltungskosten</link:label>
    <link:label id="rj-dm_DividendPayableHoldersSharesRecordedAsEquityMember_label_de" xlink:label="rj-dm_DividendPayableHoldersSharesRecordedAsEquityMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorgeschlagene Höhe der Dividendenzahlungen an Inhaber von Eigenkapitalinstrumenten (als Eigenkapital klassifiziert)</link:label>
    <link:label id="rj-dm_SecondaryEducationMember_label_de" xlink:label="rj-dm_SecondaryEducationMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Weiterführende Schulbildung</link:label>
    <link:label id="rj-dm_AdvertisingAndMarketingCostsMember_label_de" xlink:label="rj-dm_AdvertisingAndMarketingCostsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Werbe- und Marketingkosten</link:label>
    <link:label id="rj-dm_SpentOnGeneratingIncomeMember_label_de" xlink:label="rj-dm_SpentOnGeneratingIncomeMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Werbeerlöse</link:label>
    <link:label id="rj-dm_SecuritiesThatWillBeAllowedTradedOnRegulatedMarketWithinOneYearMember_label_de" xlink:label="rj-dm_SecuritiesThatWillBeAllowedTradedOnRegulatedMarketWithinOneYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertpapiere, von denen man annehmen kann, dass sie innerhalb eines Jahres nach der Emission zur Notierung oder zum Handel an einen geregelten Markt zugelassen werden</link:label>
    <link:label id="rj-dm_RecognisedDirectlyThroughEquityNonFinancialInstrumentsMember_label_de" xlink:label="rj-dm_RecognisedDirectlyThroughEquityNonFinancialInstrumentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen der Aktiva, nicht-seienden Finanzinstrumenten, direkt im Eigenkapital</link:label>
    <link:label id="rj-dm_RecognisedDirectlyThroughEquityFinancialInstrumentsMember_label_de" xlink:label="rj-dm_RecognisedDirectlyThroughEquityFinancialInstrumentsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Finanzinstrumenten direkt im Eigenkapital</link:label>
    <link:label id="rj-dm_ForeignExchangeContractsMember_label_de" xlink:label="rj-dm_ForeignExchangeContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Währungskontrakte</link:label>
    <link:label id="rj-dm_LiabilitiesNoncurrentInterestRateMember_label_de" xlink:label="rj-dm_LiabilitiesNoncurrentInterestRateMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zinssatz von langfristigen Verbindlichkeiten</link:label>
    <link:label id="rj-dm_InterestRateContractsMember_label_de" xlink:label="rj-dm_InterestRateContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zinsvereinbarungen</link:label>
    <link:label id="rj-dm_PreferredDividendDeductedFromResultForTheYearMember_label_de" xlink:label="rj-dm_PreferredDividendDeductedFromResultForTheYearMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zu zahlende Vorzugsdividende, die vom Ergebnis nach Steuern abgezogen wird</link:label>
    <link:label id="rj-dm_IntangibleAssetsOtherFutureProfitMarginsAcquiredInsuranceContractsTakeOverPortfolioInsuranceContractsOrInsuranceCompanyWithPortfolioInsuranceContractsMember_label_de" xlink:label="rj-dm_IntangibleAssetsOtherFutureProfitMarginsAcquiredInsuranceContractsTakeOverPortfolioInsuranceContractsOrInsuranceCompanyWithPortfolioInsuranceContractsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zukünftige Gewinnspannen des erworbenen Portfolios</link:label>
    <link:label id="rj-dm_DesignatedFundsMember_label_de" xlink:label="rj-dm_DesignatedFundsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Fonds</link:label>
    <link:label id="rj-dm_DesignatedReservePrivateMember_label_de" xlink:label="rj-dm_DesignatedReservePrivateMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Rücklage (privat)</link:label>
    <link:label id="rj-dm_DesignatedReservePublicMember_label_de" xlink:label="rj-dm_DesignatedReservePublicMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Rücklage (öffentlich)</link:label>
    <link:label id="rj-dm_DesignatedReservesMember_label_de" xlink:label="rj-dm_DesignatedReservesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Rücklagen</link:label>
    <link:label id="rj-dm_DesignatedFundPrivateMember_label_de" xlink:label="rj-dm_DesignatedFundPrivateMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundener Fonds (privat)</link:label>
    <link:label id="rj-dm_DesignatedFundPublicMember_label_de" xlink:label="rj-dm_DesignatedFundPublicMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundener Fonds (öffentlich)</link:label>
    <link:label id="rj-dm_SettlementOlderYearsMember_label_de" xlink:label="rj-dm_SettlementOlderYearsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ältere Abwicklungsjahre</link:label>
    <link:label id="rj-dm_DamageOlderYearsMember_label_de" xlink:label="rj-dm_DamageOlderYearsMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ältere Schadensjahre</link:label>
    <link:label id="rj-dm_PublicBodiesMember_label_de" xlink:label="rj-dm_PublicBodiesMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Öffentliche Einrichtungen</link:label>
    <link:label id="rj-dm_StudentsOtherFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:label="rj-dm_StudentsOtherFinanciallySupportedByStudentFinancialSupportFundMember_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Übrigen Studenten, die finanzielle Unterstützung erhalten, die aus dem Absolventenfonds finanziert wird</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_AccrualsAndDeferredIncomeNoncurrentMember_loc" xlink:to="rj-dm_AccrualsAndDeferredIncomeNoncurrentMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_AcquiredIntangibleAssetsMember_loc" xlink:to="rj-dm_AcquiredIntangibleAssetsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_ActiveParticipantsMember_loc" xlink:to="rj-dm_ActiveParticipantsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_AdministrationCostsIncludingLegsInPortfolioMember_loc" xlink:to="rj-dm_AdministrationCostsIncludingLegsInPortfolioMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_AdvertisingAndMarketingCostsMember_loc" xlink:to="rj-dm_AdvertisingAndMarketingCostsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_AssuranceCollectiveMember_loc" xlink:to="rj-dm_AssuranceCollectiveMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_AuditorsFeesExternalAuditorAccountingFirmMember_loc" xlink:to="rj-dm_AuditorsFeesExternalAuditorAccountingFirmMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_AuditorsFeesMember_loc" xlink:to="rj-dm_AuditorsFeesMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_AuditorsFeesNetworkOrganisationsMember_loc" xlink:to="rj-dm_AuditorsFeesNetworkOrganisationsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_BondsIssuedByAndReceivablesFromGroupCompaniesMember_loc" xlink:to="rj-dm_BondsIssuedByAndReceivablesFromGroupCompaniesMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_BondsIssuedByAndReceivablesFromShareholdersParticipatingInterestsMember_loc" xlink:to="rj-dm_BondsIssuedByAndReceivablesFromShareholdersParticipatingInterestsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_BudgetMember_loc" xlink:to="rj-dm_BudgetMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_BuildingsMember_loc" xlink:to="rj-dm_BuildingsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedAcquisitionCommisionIncludingExtensionCommisionMember_loc" xlink:to="rj-dm_CapitalisedAcquisitionCommisionIncludingExtensionCommisionMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedAcquisitionCostsMember_loc" xlink:to="rj-dm_CapitalisedAcquisitionCostsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedAdministrationCostsIncludingLineItemsInPortfolioMember_loc" xlink:to="rj-dm_CapitalisedAdministrationCostsIncludingLineItemsInPortfolioMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedAdvertisingAndMarketingCostsMember_loc" xlink:to="rj-dm_CapitalisedAdvertisingAndMarketingCostsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedApplicationCostsAndCostsDrawingPoliciesMember_loc" xlink:to="rj-dm_CapitalisedApplicationCostsAndCostsDrawingPoliciesMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedEmployeeBenefitsCostsTiedAgentsMember_loc" xlink:to="rj-dm_CapitalisedEmployeeBenefitsCostsTiedAgentsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedMedicalExaminationCostsMember_loc" xlink:to="rj-dm_CapitalisedMedicalExaminationCostsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedOtherAcquisitionCostsMember_loc" xlink:to="rj-dm_CapitalisedOtherAcquisitionCostsMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CapitalisedPlacementBonusPaidEmployeesMember_loc" xlink:to="rj-dm_CapitalisedPlacementBonusPaidEmployeesMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_ClosingFeeIncludingRenewalFeeMember_loc" xlink:to="rj-dm_ClosingFeeIncludingRenewalFeeMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CollectiveInsuranceMember_loc" xlink:to="rj-dm_CollectiveInsuranceMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CommercialAndSocialRealEstateInExploitationMember_loc" xlink:to="rj-dm_CommercialAndSocialRealEstateInExploitationMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CommercialRealEstateInExploitationMember_loc" xlink:to="rj-dm_CommercialRealEstateInExploitationMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_ContinuityMember_loc" xlink:to="rj-dm_ContinuityMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_ContinuityReserveMember_loc" xlink:to="rj-dm_ContinuityReserveMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CostOfMedicalExaminationMember_loc" xlink:to="rj-dm_CostOfMedicalExaminationMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CostsIncorporationShareIssueInternallyGeneratedMember_loc" xlink:to="rj-dm_CostsIncorporationShareIssueInternallyGeneratedMember_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="rj-dm_CostsIncorporationShareIssueNotInternallyGeneratedMember_loc" xlink:to="rj-dm_CostsIncorporationShareIssueNotInternallyGeneratedMember_label_de" xlink:type="arc"/>
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