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<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT19
  Version: 20241211
  Release date: November 1, 2024
-->
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  <xs:element abstract="false" id="rj-cp-i_ProceedsSalesInvestmentProperties" name="ProceedsSalesInvestmentProperties" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="rj-cp-i_ProvisionBalanceInsuranceMovement" name="ProvisionBalanceInsuranceMovement" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="rj-cp-i_ProvisionsMaturityExceedingOneYearWithinFiveYears" name="ProvisionsMaturityExceedingOneYearWithinFiveYears" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="rj-cp-i_PurchaseInvestmentProperties" name="PurchaseInvestmentProperties" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="rj-cp-i_ShareInResults" name="ShareInResults" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="rj-cp-i_SubordinatedLiabilitiesCurrent" name="SubordinatedLiabilitiesCurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="rj-cp-i_SubordinatedLiabilitiesNoncurrent" name="SubordinatedLiabilitiesNoncurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="rj-cp-i_SubtotalLiabilitiesNoncurrent" name="SubtotalLiabilitiesNoncurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
</xs:schema>
