<?xml version="1.0" encoding="utf-8" standalone="yes"?>
<!--
This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
Intellectual Property of the State of the Netherlands
Architecture: nt19
Version: 20250618
Release date: Tue, 13 May 2025 14:45:53 GMT
-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="bd_ba813b4679d24b8e83f95ae5eb1ec2ec" xlink:label="bd_ba813b4679d24b8e83f95ae5eb1ec2ec_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Opgaaf werkelijk rendement box 3</link:label>
    <link:label id="bd_13cb9b46e64049d6904c4a400f03a2f3" xlink:label="bd_13cb9b46e64049d6904c4a400f03a2f3_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Werkelijk rendement schulden</link:label>
    <link:label id="bd_f0c3c862628e4120a13e2b1da0119dc5" xlink:label="bd_f0c3c862628e4120a13e2b1da0119dc5_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Schulden onroerende zaken in buitenland gelegen</link:label>
    <link:label id="bd_52b2c12f5d834d77a467c94a4cc092c2" xlink:label="bd_52b2c12f5d834d77a467c94a4cc092c2_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Schulden onroerende zaken in Nederland gelegen</link:label>
    <link:label id="bd_2281038cec9a41998a21261db0978fd3" xlink:label="bd_2281038cec9a41998a21261db0978fd3_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Andere schulden</link:label>
    <link:label id="bd_dd1a46fb03fe4c05a5fd0a0016e5a811" xlink:label="bd_dd1a46fb03fe4c05a5fd0a0016e5a811_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Schulden op overige bezittingen</link:label>
    <link:label id="bd_ff0608eaa0d241bb8edb1d210c3d2ac2" xlink:label="bd_ff0608eaa0d241bb8edb1d210c3d2ac2_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Werkelijk rendement totaal</link:label>
    <link:label id="bd_929969dd5a734dce8f215b32b88d02d8" xlink:label="bd_929969dd5a734dce8f215b32b88d02d8_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Werkelijk rendement bezittingen</link:label>
    <link:label id="bd_7275ba6a260b420e9627d26b56d06f6c" xlink:label="bd_7275ba6a260b420e9627d26b56d06f6c_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Contant geld</link:label>
    <link:label id="bd_04dbec07056844e2a4a208041421eb93" xlink:label="bd_04dbec07056844e2a4a208041421eb93_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Bankrekeningen in of buiten Nederland</link:label>
    <link:label id="bd_08ff0cd419e24948a58e727e5e63e5fc" xlink:label="bd_08ff0cd419e24948a58e727e5e63e5fc_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Onroerende zaken in Nederland gelegen</link:label>
    <link:label id="bd_00156fe88fdf4fdeb9a825fd42aa3974" xlink:label="bd_00156fe88fdf4fdeb9a825fd42aa3974_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Onroerende zaak in Nederland gelegen specificatie</link:label>
    <link:label id="bd_90054746b7844b5aad56e4f7e962b01d" xlink:label="bd_90054746b7844b5aad56e4f7e962b01d_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Rechten op periodieke uitkeringen en verstrekkingen</link:label>
    <link:label id="bd_1bba7c667bf54a878159a71b11247469" xlink:label="bd_1bba7c667bf54a878159a71b11247469_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Rechten op periodieke uitkeringen en verstrekkingen specificatie</link:label>
    <link:label id="bd_b5d3e6bef8f94d57887f7ba4400713a7" xlink:label="bd_b5d3e6bef8f94d57887f7ba4400713a7_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Overige bezittingen</link:label>
    <link:label id="bd_2470bd1e859f4ba296b088f691d70ed4" xlink:label="bd_2470bd1e859f4ba296b088f691d70ed4_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Overige bezittingen specificatie</link:label>
    <link:label id="bd_7eb3f0627a5c45fdb2b4570d3c1c3ad8" xlink:label="bd_7eb3f0627a5c45fdb2b4570d3c1c3ad8_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Belegging in aandelen obligaties en dergelijke</link:label>
    <link:label id="bd_5eb3fab0f6cd48268610a35ec9d99eea" xlink:label="bd_5eb3fab0f6cd48268610a35ec9d99eea_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Belegging in aandelen obligaties en dergelijke specificatie</link:label>
    <link:label id="bd_62593fe50cd743248f3f2ff08c9f431a" xlink:label="bd_62593fe50cd743248f3f2ff08c9f431a_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Uitgeleend geld specificatie</link:label>
    <link:label id="bd_7fd4a84741b44f83b7720fdc7a70203a" xlink:label="bd_7fd4a84741b44f83b7720fdc7a70203a_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Uitgeleend geld</link:label>
    <link:label id="bd_87aff4c38d0d490dbefa67303275a068" xlink:label="bd_87aff4c38d0d490dbefa67303275a068_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Niet-vrijgesteld deel kapitaalverzekeringen</link:label>
    <link:label id="bd_654a3b1be04e402dbdcb0cc10b338925" xlink:label="bd_654a3b1be04e402dbdcb0cc10b338925_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Niet vrijgesteld deel kapitaalverzekeringen specificatie</link:label>
    <link:label id="bd_803fe4dd2efc4b8ebb6ba7a74101f033" xlink:label="bd_803fe4dd2efc4b8ebb6ba7a74101f033_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Onroerende zaken buiten Nederland gelegen</link:label>
    <link:label id="bd_04994ba81d114d38b264a3726c1e2fdc" xlink:label="bd_04994ba81d114d38b264a3726c1e2fdc_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Onroerende zaken buiten Nederland gelegen specificatie</link:label>
    <link:label id="bd_073eaad558a74352945e81d597be8581" xlink:label="bd_073eaad558a74352945e81d597be8581_label_nl" xml:lang="nl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource">Wonen in het buitenland</link:label>
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ActualYieldBox3ReportTitle" xlink:label="bd_611bdef3de4d45059609a12bfb05ba20_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ActualYieldDebtsTitle" xlink:label="bd_75bf078e4e884676bdb1a7cebde1b94d_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ImmovablePropertiesDebtsAbroadTitle" xlink:label="bd_cce72a6ee3324982b7422f9d8498b2af_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ImmovablePropertiesDebtsNetherlandsTitle" xlink:label="bd_025d320cc7c0489b9df47e54d718df91_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_DebtsOtherTitle" xlink:label="bd_cb7250b0c0494540926321fb64a3f293_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_DebtsOtherPropertiesTitle" xlink:label="bd_bbc77defacc045839ebcfee1e3f2ed8d_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ActualYieldTotalTitle" xlink:label="bd_48b834e0ae4f4129a237c4ac82106424_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ActualYieldPropertyTitle" xlink:label="bd_47e43a77333549b8b8fbd71cbb388536_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_CashSpecificationTitle" xlink:label="bd_71a4295de5654e40bb8bc25584d3d376_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_BankAccountsTitle" xlink:label="bd_503e050e5b344acbb74a1e40b3f7cb83_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ImmovablePropertiesNetherlandsTitle" xlink:label="bd_18473d53ca964a0a95217c5a93e1eba0_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ImmovablePropertyNetherlandsSpecificationTitle" xlink:label="bd_dd09e380a6cd4a53af23e48bc06e2ad5_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_PeriodicPaymentsRightsTitle" xlink:label="bd_63212aedfe524e9fbbae6288050bbbcd_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_PeriodicPaymentsRightsSpecificationTitle" xlink:label="bd_e5c0494669fd4a6994ac10ae5ce9d573_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_PropertiesOtherTitle" xlink:label="bd_b7de2200f649441a98513afaa3bd08e5_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_PropertiesOtherSpecificationTitle" xlink:label="bd_93dce27ce9d64c6e86e4e022b8e739f2_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_InvestmentSharesObligationsTitle" xlink:label="bd_61783af897ef45d5b82069192dcc8946_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_InvestmentSharesObligationsSpecificationTitle" xlink:label="bd_977165c768ae4ea380e397119a059fd5_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_MoneyLendTitle" xlink:label="bd_5cddcd97c35842489813f315312b5b97_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_MoneyLendSpecificationTitle" xlink:label="bd_529dcd7917924b768cdb1339d1f727e4_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_CapitalInsuranceNonExemptedTitle" xlink:label="bd_a8aeec30704a445888008079d54eda96_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_CapitalInsuranceNonExemptedSpecificationTitle" xlink:label="bd_983922da32984df291d9110b8220573d_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ImmovablePropertiesAbroadTitle" xlink:label="bd_fb13ed1dfddd452fab16d5e3198d1815_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ImmovablePropertiesAbroadSpecificationTitle" xlink:label="bd_c7a0dfffa2024f608b1283e2ae9e78ff_loc" xlink:type="locator" />
    <link:loc xlink:href="./bd-abstr-ext1-3.xsd#bd-abstr-ext1-3_ResidenceForeignCountryTitle" xlink:label="bd_76b90c6c6fa4491b87c4a5b22d2575ba_loc" xlink:type="locator" />
    <link:labelArc xlink:from="bd_611bdef3de4d45059609a12bfb05ba20_loc" xlink:to="bd_ba813b4679d24b8e83f95ae5eb1ec2ec_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_75bf078e4e884676bdb1a7cebde1b94d_loc" xlink:to="bd_13cb9b46e64049d6904c4a400f03a2f3_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_cce72a6ee3324982b7422f9d8498b2af_loc" xlink:to="bd_f0c3c862628e4120a13e2b1da0119dc5_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_025d320cc7c0489b9df47e54d718df91_loc" xlink:to="bd_52b2c12f5d834d77a467c94a4cc092c2_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_cb7250b0c0494540926321fb64a3f293_loc" xlink:to="bd_2281038cec9a41998a21261db0978fd3_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_bbc77defacc045839ebcfee1e3f2ed8d_loc" xlink:to="bd_dd1a46fb03fe4c05a5fd0a0016e5a811_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_48b834e0ae4f4129a237c4ac82106424_loc" xlink:to="bd_ff0608eaa0d241bb8edb1d210c3d2ac2_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_47e43a77333549b8b8fbd71cbb388536_loc" xlink:to="bd_929969dd5a734dce8f215b32b88d02d8_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_71a4295de5654e40bb8bc25584d3d376_loc" xlink:to="bd_7275ba6a260b420e9627d26b56d06f6c_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_503e050e5b344acbb74a1e40b3f7cb83_loc" xlink:to="bd_04dbec07056844e2a4a208041421eb93_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_18473d53ca964a0a95217c5a93e1eba0_loc" xlink:to="bd_08ff0cd419e24948a58e727e5e63e5fc_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_dd09e380a6cd4a53af23e48bc06e2ad5_loc" xlink:to="bd_00156fe88fdf4fdeb9a825fd42aa3974_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_63212aedfe524e9fbbae6288050bbbcd_loc" xlink:to="bd_90054746b7844b5aad56e4f7e962b01d_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_e5c0494669fd4a6994ac10ae5ce9d573_loc" xlink:to="bd_1bba7c667bf54a878159a71b11247469_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_b7de2200f649441a98513afaa3bd08e5_loc" xlink:to="bd_b5d3e6bef8f94d57887f7ba4400713a7_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_93dce27ce9d64c6e86e4e022b8e739f2_loc" xlink:to="bd_2470bd1e859f4ba296b088f691d70ed4_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_61783af897ef45d5b82069192dcc8946_loc" xlink:to="bd_7eb3f0627a5c45fdb2b4570d3c1c3ad8_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_977165c768ae4ea380e397119a059fd5_loc" xlink:to="bd_5eb3fab0f6cd48268610a35ec9d99eea_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_5cddcd97c35842489813f315312b5b97_loc" xlink:to="bd_62593fe50cd743248f3f2ff08c9f431a_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_529dcd7917924b768cdb1339d1f727e4_loc" xlink:to="bd_7fd4a84741b44f83b7720fdc7a70203a_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_a8aeec30704a445888008079d54eda96_loc" xlink:to="bd_87aff4c38d0d490dbefa67303275a068_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_983922da32984df291d9110b8220573d_loc" xlink:to="bd_654a3b1be04e402dbdcb0cc10b338925_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_fb13ed1dfddd452fab16d5e3198d1815_loc" xlink:to="bd_803fe4dd2efc4b8ebb6ba7a74101f033_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_c7a0dfffa2024f608b1283e2ae9e78ff_loc" xlink:to="bd_04994ba81d114d38b264a3726c1e2fdc_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:labelArc xlink:from="bd_76b90c6c6fa4491b87c4a5b22d2575ba_loc" xlink:to="bd_073eaad558a74352945e81d597be8581_label_nl" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
  </link:labelLink>
</link:linkbase>