<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--  
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT17
  Version: 20230118
  Release date: Nov 4, 2022
-->
<xs:schema xmlns:bzk-dvi-lr="http://www.nltaxonomie.nl/nt17/bzk/20230118/dictionary/bzk-dvi-linkroles-housing" xmlns:gen="http://xbrl.org/2008/generic" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.nltaxonomie.nl/nt17/bzk/20230118/dictionary/bzk-dvi-linkroles-housing">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="bzk-dvi-linkroles-housing-generic-lab-en.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="bzk-dvi-linkroles-housing-generic-lab-nl.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:roleType id="bzk-dvi-lr_AccountabilityComplianceWithSpecificLegalProvisionsHousingDvi" roleURI="urn:bzk:linkrole:accountability-compliance-with-specific-legal-provisions-housing-dvi">
        <link:definition>5.1 - Verantwoording naleving specifieke wettelijke bepalingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_AdditionalNotesCashFlowStatementConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:additional-notes-cash-flow-statement-consolidated-housing-dvi">
        <link:definition>3.3 - Additionele toelichting kasstroomoverzicht - Geconsolideerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_AdditionalNotesCashFlowStatementDaebHousingDvi" roleURI="urn:bzk:linkrole:additional-notes-cash-flow-statement-daeb-housing-dvi">
        <link:definition>3.3 - Additionele toelichting kasstroomoverzicht - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_AdditionalNotesCashFlowStatementHousingDvi" roleURI="urn:bzk:linkrole:additional-notes-cash-flow-statement-housing-dvi">
        <link:definition>3.3 - Additionele toelichting kasstroomoverzicht - Enkelvoudig</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_AdditionalNotesCashFlowStatementNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:additional-notes-cash-flow-statement-non-daeb-compound-housing-dvi">
        <link:definition>3.3 - Additionele toelichting kasstroomoverzicht - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_AdditionalNotesCashFlowStatementNonDaebHousingDvi" roleURI="urn:bzk:linkrole:additional-notes-cash-flow-statement-non-daeb-housing-dvi">
        <link:definition>3.3 - Additionele toelichting kasstroomoverzicht - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ApplicableMaximumRemunerationInstitutionHousingDvi" roleURI="urn:bzk:linkrole:applicable-maximum-remuneration-institution-housing-dvi">
        <link:definition>5.3 a - Toepasselijk bezoldigingsmaximum voor de instelling</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_AssignmentsMunicipalitiesWithPerformanceAgreementsHousingDvi" roleURI="urn:bzk:linkrole:assignments-municipalities-with-performance-agreements-housing-dvi">
        <link:definition>5.2.2 - Staatssteunregeling - Toewijzingen in gemeenten met prestatieafspraken</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_AssignmentsMunicipalitiesWithoutPerformanceAgreementsHousingDvi" roleURI="urn:bzk:linkrole:assignments-municipalities-without-performance-agreements-housing-dvi">
        <link:definition>5.2.2 - Staatssteunregeling - Toewijzingen in gemeenten zonder prestatieafspraken</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_AssociationOfOwnersConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:association-of-owners-consolidated-housing-dvi">
        <link:definition>2.5 - Vereniging van Eigenaren</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_BalanceSheetConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:balance-sheet-consolidated-housing-dvi">
        <link:definition>3.1 - Balans - Geconsolideerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_BalanceSheetDaebHousingDvi" roleURI="urn:bzk:linkrole:balance-sheet-daeb-housing-dvi">
        <link:definition>3.1 - Balans - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_BalanceSheetHousingDvi" roleURI="urn:bzk:linkrole:balance-sheet-housing-dvi">
        <link:definition>3.1 - Balans - Enkelvoudig</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_BalanceSheetNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:balance-sheet-non-daeb-compound-housing-dvi">
        <link:definition>3.1 - Balans - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_BalanceSheetNonDaebHousingDvi" roleURI="urn:bzk:linkrole:balance-sheet-non-daeb-housing-dvi">
        <link:definition>3.1 - Balans - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_CashFlowStatementConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:cash-flow-statement-consolidated-housing-dvi">
        <link:definition>3.3 - Kasstroomoverzicht - Geconsolideerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_CashFlowStatementDaebHousingDvi" roleURI="urn:bzk:linkrole:cash-flow-statement-daeb-housing-dvi">
        <link:definition>3.3 - Kasstroomoverzicht - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_CashFlowStatementHousingDvi" roleURI="urn:bzk:linkrole:cash-flow-statement-housing-dvi">
        <link:definition>3.3 - Kasstroomoverzicht - Enkelvoudig</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_CashFlowStatementNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:cash-flow-statement-non-daeb-compound-housing-dvi">
        <link:definition>3.3 - Kasstroomoverzicht - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_CashFlowStatementNonDaebHousingDvi" roleURI="urn:bzk:linkrole:cash-flow-statement-non-daeb-housing-dvi">
        <link:definition>3.3 - Kasstroomoverzicht - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ChangeOfStatementPreviousReportingPeriodHousingDvi" roleURI="urn:bzk:linkrole:change-of-statement-previous-reporting-period-housing-dvi">
        <link:definition>1.3 - Wijziging opgave vorig verslagjaar</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfHousingUnitsHousingDvi" roleURI="urn:bzk:linkrole:classes-of-housing-units-housing-dvi">
        <link:definition>Categorieën van woongelegenheden</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfRentalAgreementsPerformanceAgreementsHousingDvi" roleURI="urn:bzk:linkrole:classes-of-rental-agreements-performance-agreements-housing-dvi">
        <link:definition>Categorieën van toewijzingen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfRentalLimitsElderlyHousingDvi" roleURI="urn:bzk:linkrole:classes-of-rental-limits-elderly-housing-dvi">
        <link:definition>Categorieën van huurgrenzen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfRentalLimitsGreaterThanLiberalisationBorder" roleURI="urn:bzk:linkrole:classes-of-rental-limits-greater-than-liberalisation-border">
        <link:definition>Categorieën van huurgrenzen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfRentalLimitsHousingDvi" roleURI="urn:bzk:linkrole:classes-of-rental-limits-housing-dvi">
        <link:definition>Categorieën van huurgrenzen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfRentalLimitsTripleAndMultiplePersonHouseholdsHousingDvi" roleURI="urn:bzk:linkrole:classes-of-rental-limits-triple-and-multiple-person-households-housing-dvi">
        <link:definition>Categorieën van huurgrenzen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfSoldRentalPropertiesHousingDvi" roleURI="urn:bzk:linkrole:classes-of-sold-rental-properties-housing-dvi">
        <link:definition>Categorieën van verkochte huurwoningen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfSpecificationOfTheRentalIncomeHousingDvi" roleURI="urn:bzk:linkrole:classes-of-specification-of-the-rental-income-housing-dvi">
        <link:definition>Categorieën van specificatie van de huuropbrengsten</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfTotalOfTypesOfRealEstateHousingDvi" roleURI="urn:bzk:linkrole:classes-of-total-of-types-of-real-estate-housing-dvi">
        <link:definition>Categorieën van het totaal van typen vastgoed</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfTotalOfTypesOfRealEstateValuationMethodHousingDvi" roleURI="urn:bzk:linkrole:classes-of-total-of-types-of-real-estate-valuation-method-housing-dvi">
        <link:definition>Categorieën van typen vastgoed</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfTotalUnitsInExploitationHousingDvi" roleURI="urn:bzk:linkrole:classes-of-total-units-in-exploitation-housing-dvi">
        <link:definition>Categorieën van het totaal van eenheden in exploitatie</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfTotalUnitsRegisterGoodsConstructionContractsHousingDvi" roleURI="urn:bzk:linkrole:classes-of-total-units-register-goods-construction-contracts-housing-dvi">
        <link:definition>Categorieën van het totaal van registergoederen opgenomen onder onderhanden projecten in de balans</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfTotalUnitsRegisterGoodsInventoryHousingDvi" roleURI="urn:bzk:linkrole:classes-of-total-units-register-goods-inventory-housing-dvi">
        <link:definition>Categorieën van het totaal van registergoederen opgenomen onder voorraad in de balans</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfTotalUnitsRegisterGoodsRealEstateInDevelopmentOwnExploitationHousingDvi" roleURI="urn:bzk:linkrole:classes-of-total-units-register-goods-real-estate-in-development-own-exploitation-housing-dvi">
        <link:definition>Categorieën van het totaal van registergoederen opgenomen onder vastgoed in ontwikkeling bestemd voor eigen exploitatie en onroerende zaken ten dienste van exploitatie in de balans</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfTransactionsFromDaebTiToNonDaebTiHousingDvi" roleURI="urn:bzk:linkrole:classes-of-transactions-from-daeb-ti-to-non-daeb-ti-housing-dvi">
        <link:definition>Categorieën van transacties van DAEB TI naar niet-DAEB TI</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ClassesOfTransactionsFromNonDaebTiToDaebTiHousingDvi" roleURI="urn:bzk:linkrole:classes-of-transactions-from-non-daeb-ti-to-daeb-ti-housing-dvi">
        <link:definition>Categorieën van transacties van niet-DAEB TI naar DAEB TI</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ConcentrationTenantsAdditionalInformationConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:concentration-tenants-additional-information-consolidated-housing-dvi">
        <link:definition>2.6 - Concentratie huurders - Aanvullende informatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ConcentrationTenantsConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:concentration-tenants-consolidated-housing-dvi">
        <link:definition>2.6 - Concentratie huurders</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_DaebFinancialStatementHousingDvi" roleURI="urn:bzk:linkrole:daeb-financial-statement-housing-dvi">
        <link:definition>DAEB jaarrekening</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_DataCorporationHousingDvi" roleURI="urn:bzk:linkrole:data-corporation-housing-dvi">
        <link:definition>1.1 - Gegevens corporatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_DataProfessionalAccountantHousingDvi" roleURI="urn:bzk:linkrole:data-professional-accountant-housing-dvi">
        <link:definition>1.2 - Gegevens controlerend accountant</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_IncomeStatementConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:income-statement-consolidated-housing-dvi">
        <link:definition>3.2 - Winst- en verliesrekening - Geconsolideerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_IncomeStatementDaebHousingDvi" roleURI="urn:bzk:linkrole:income-statement-daeb-housing-dvi">
        <link:definition>3.2 - Winst- en verliesrekening - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_IncomeStatementHousingDvi" roleURI="urn:bzk:linkrole:income-statement-housing-dvi">
        <link:definition>3.2 - Winst- en verliesrekening - Enkelvoudig</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_IncomeStatementNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:income-statement-non-daeb-compound-housing-dvi">
        <link:definition>3.2 - Winst- en verliesrekening - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_IncomeStatementNonDaebHousingDvi" roleURI="urn:bzk:linkrole:income-statement-non-daeb-housing-dvi">
        <link:definition>3.2 - Winst- en verliesrekening - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_InformationSoldRentalPropertiesDaebHousingDvi" roleURI="urn:bzk:linkrole:information-sold-rental-properties-daeb-housing-dvi">
        <link:definition>3.4.5 - Informatie verkochte huurwoningen - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_InformationSoldRentalPropertiesNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:information-sold-rental-properties-non-daeb-compound-housing-dvi">
        <link:definition>3.4.5 - Informatie verkochte huurwoningen - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_InformationSoldRentalPropertiesNonDaebHousingDvi" roleURI="urn:bzk:linkrole:information-sold-rental-properties-non-daeb-housing-dvi">
        <link:definition>3.4.5 - Informatie verkochte huurwoningen - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_JointLiabilitiesConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:joint-liabilities-consolidated-housing-dvi">
        <link:definition>3.4.3 - Hoofdelijke aansprakelijkheden</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_LossCompensationConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:loss-compensation-consolidated-housing-dvi">
        <link:definition>3.4.4 - Verliescompensatie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueAndPolicyValueInRentedStateDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-and-policy-value-in-rented-state-daeb-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat en beleidswaarde - EGW/MGW/Studenteneenheden/Extramuraal - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueAndPolicyValueInRentedStateNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:market-value-and-policy-value-in-rented-state-non-daeb-compound-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat en beleidswaarde - EGW/MGW/Studenteneenheden/Extramuraal - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueAndPolicyValueInRentedStateNonDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-and-policy-value-in-rented-state-non-daeb-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat en beleidswaarde - EGW/MGW/Studenteneenheden/Extramuraal - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueBorrowingsDerivativesDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-borrowings-derivatives-daeb-housing-dvi">
        <link:definition>4.1 - Marktwaarde leningen en derivaten - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueBorrowingsDerivativesNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:market-value-borrowings-derivatives-non-daeb-compound-housing-dvi">
        <link:definition>4.1 - Marktwaarde leningen en derivaten - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueBorrowingsDerivativesNonDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-borrowings-derivatives-non-daeb-housing-dvi">
        <link:definition>4.1 - Marktwaarde leningen en derivaten - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueDataDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-data-daeb-housing-dvi">
        <link:definition>2.7 - Gegevens marktwaarde - EGW/MGW/Studenteneenheden/Extramuraal - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueDataNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:market-value-data-non-daeb-compound-housing-dvi">
        <link:definition>2.7 - Gegevens marktwaarde - EGW/MGW/Studenteneenheden/Extramuraal - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueDataNonDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-data-non-daeb-housing-dvi">
        <link:definition>2.7 - Gegevens marktwaarde - EGW/MGW/Studenteneenheden/Extramuraal - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueInRentedStateTotalDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-in-rented-state-total-daeb-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat - Totaal - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueInRentedStateTotalNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:market-value-in-rented-state-total-non-daeb-compound-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat - Totaal - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueInRentedStateTotalNonDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-in-rented-state-total-non-daeb-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat - Totaal - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueInRentedStateValuationMethodUsedDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-in-rented-state-valuation-method-used-daeb-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat - Gehanteerde variant waarderingshandboek - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueInRentedStateValuationMethodUsedNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:market-value-in-rented-state-valuation-method-used-non-daeb-compound-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat - Gehanteerde variant waarderingshandboek - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_MarketValueInRentedStateValuationMethodUsedNonDaebHousingDvi" roleURI="urn:bzk:linkrole:market-value-in-rented-state-valuation-method-used-non-daeb-housing-dvi">
        <link:definition>2.7 - Marktwaarde in verhuurde staat - Gehanteerde variant waarderingshandboek - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NonDaebCompoundFinancialStatementHousingDvi" roleURI="urn:bzk:linkrole:non-daeb-compound-financial-statement-housing-dvi">
        <link:definition>niet-DAEB verbindingen jaarrekening</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NonDaebFinancialStatementHousingDvi" roleURI="urn:bzk:linkrole:non-daeb-financial-statement-housing-dvi">
        <link:definition>niet-DAEB jaarrekening</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NonWswSecuredLoansSpecificationConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:non-wsw-secured-loans-specification-consolidated-housing-dvi">
        <link:definition>4.4 - Specificatie van niet door WSW geborgde leningen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesCashFlowStatementDaebHousingDvi" roleURI="urn:bzk:linkrole:notes-cash-flow-statement-daeb-housing-dvi">
        <link:definition>3.4.1 - Toelichting kasstroomoverzicht - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesCashFlowStatementNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:notes-cash-flow-statement-non-daeb-compound-housing-dvi">
        <link:definition>3.4.1 - Toelichting kasstroomoverzicht - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesCashFlowStatementNonDaebHousingDvi" roleURI="urn:bzk:linkrole:notes-cash-flow-statement-non-daeb-housing-dvi">
        <link:definition>3.4.1 - Toelichting kasstroomoverzicht - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesChangeOfStatementPreviousReportingPeriodHousingDvi" roleURI="urn:bzk:linkrole:notes-change-of-statement-previous-reporting-period-housing-dvi">
        <link:definition>1.3 - Toelichting op de wijziging opgave vorig verslagjaar</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesNonQuantifiableObligationsConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:notes-non-quantifiable-obligations-consolidated-housing-dvi">
        <link:definition>3.4.2 - Toelichting niet kwantificeerbare verplichtingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesNonQuantifiableRightsConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:notes-non-quantifiable-rights-consolidated-housing-dvi">
        <link:definition>3.4.2 - Toelichting niet kwantificeerbare rechten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesOfOtherJointAndSeveralLiabilitiesConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:notes-of-other-joint-and-several-liabilities-consolidated-housing-dvi">
        <link:definition>3.4.3 - Omschrijving van de overige hoofdelijke aansprakelijkheden</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesStateSupportArrangementsDaebHousingDvi" roleURI="urn:bzk:linkrole:notes-state-support-arrangements-daeb-housing-dvi">
        <link:definition>5.2.2 - Staatssteunregeling - Toelichting op de staatssteunregeling</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NotesValuingPropertySoftwareUsedDeterminationMarketValuePolicyValueHousingDvi" roleURI="urn:bzk:linkrole:notes-valuing-property-software-used-determination-market-value-policy-value-housing-dvi">
        <link:definition>2.7 - Toelichting waardering bezit - (Software)model gebruikt voor bepaling van de marktwaarde / beleidswaarde</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfAssignmentsElderlyHousingDvi" roleURI="urn:bzk:linkrole:number-of-assignments-elderly-housing-dvi">
        <link:definition>5.2.1 - Aantal toewijzingen - 1 D - Ouderen met inkomen waar passend toewijzen voor geldt, met een hoog vermogen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfAssignmentsNumberOfHouseholdsHousingDvi" roleURI="urn:bzk:linkrole:number-of-assignments-number-of-households-housing-dvi">
        <link:definition>5.2.1 - Aantal toewijzingen - 1 E - Aantal huishoudens</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfAssignmentsSinglePersonHouseholdsHousingDvi" roleURI="urn:bzk:linkrole:number-of-assignments-single-person-households-housing-dvi">
        <link:definition>5.2.1 - Aantal toewijzingen - 1 A - Eenpersoonshuishoudens</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfAssignmentsTripleAndMultiplePersonHouseholdsHousingDvi" roleURI="urn:bzk:linkrole:number-of-assignments-triple-and-multiple-person-households-housing-dvi">
        <link:definition>5.2.1 - Aantal toewijzingen - 1 C - Drie- en meerpersoonshuishoudens</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfAssignmentsTwoPersonHouseholdsHousingDvi" roleURI="urn:bzk:linkrole:number-of-assignments-two-person-households-housing-dvi">
        <link:definition>5.2.1 - Aantal toewijzingen - 1 B - Tweepersoonshuishoudens</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfFlexHomesDaebHousingDvi" roleURI="urn:bzk:linkrole:number-of-flex-homes-daeb-housing-dvi">
        <link:definition>2.4 A - Aantal flexwoningen - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfFlexHomesNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:number-of-flex-homes-non-daeb-compound-housing-dvi">
        <link:definition>2.4 A - Aantal flexwoningen - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfFlexHomesNonDaebHousingDvi" roleURI="urn:bzk:linkrole:number-of-flex-homes-non-daeb-housing-dvi">
        <link:definition>2.4 A - Aantal flexwoningen - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfNonWswSecuredLoansConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:number-of-non-wsw-secured-loans-consolidated-housing-dvi">
        <link:definition>4.4 - Specificatie van niet door WSW geborgde leningen - Aantal</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfRentalUnitsInAdministrationDaebHousingDvi" roleURI="urn:bzk:linkrole:number-of-rental-units-in-administration-daeb-housing-dvi">
        <link:definition>2.4 - Aantal verhuureenheden in beheer - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfRentalUnitsInAdministrationNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:number-of-rental-units-in-administration-non-daeb-compound-housing-dvi">
        <link:definition>2.4 - Aantal verhuureenheden in beheer - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_NumberOfRentalUnitsInAdministrationNonDaebHousingDvi" roleURI="urn:bzk:linkrole:number-of-rental-units-in-administration-non-daeb-housing-dvi">
        <link:definition>2.4 - Aantal verhuureenheden in beheer - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OffBalanceSheetObligationsConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:off-balance-sheet-obligations-consolidated-housing-dvi">
        <link:definition>3.4.2 - Niet uit de balans blijkende verplichtingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OffBalanceSheetRightsConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:off-balance-sheet-rights-consolidated-housing-dvi">
        <link:definition>3.4.2 - Niet uit de balans blijkende rechten</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OtherFinancialPolicyConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:other-financial-policy-consolidated-housing-dvi">
        <link:definition>4.2 - Overig financieel beleid</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelHashTotalHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-hash-total-housing-dvi">
        <link:definition>2.1 - Opgave bezitsgegevens - Controlegetal</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelInExploitationTotalDaebHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-in-exploitation-total-daeb-housing-dvi">
        <link:definition>2.1 A - Opgave op niveau van eenheid in exploitatie - Totaal - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelInExploitationTotalNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-in-exploitation-total-non-daeb-compound-housing-dvi">
        <link:definition>2.1 A - Opgave op niveau van eenheid in exploitatie - Totaal - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelInExploitationTotalNonDaebHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-in-exploitation-total-non-daeb-housing-dvi">
        <link:definition>2.1 A - Opgave op niveau van eenheid in exploitatie - Totaal - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelRegisterGoodsConstructionContractsConsolidatedTotalHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-register-goods-construction-contracts-consolidated-total-housing-dvi">
        <link:definition>2.1 C - Registergoederen opgenomen onder onderhanden projecten in de balans - Totaal - Geconsolideerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelRegisterGoodsConstructionContractsTotalHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-register-goods-construction-contracts-total-housing-dvi">
        <link:definition>2.1 C - Registergoederen opgenomen onder onderhanden projecten in de balans - Totaal - Enkelvoudig</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelRegisterGoodsInventoryConsolidatedTotalHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-register-goods-inventory-consolidated-total-housing-dvi">
        <link:definition>2.1 B - Registergoederen opgenomen onder voorraad in de balans - Totaal - Geconsolideerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelRegisterGoodsInventoryTotalHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-register-goods-inventory-total-housing-dvi">
        <link:definition>2.1 B - Registergoederen opgenomen onder voorraad in de balans - Totaal - Enkelvoudig</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelRegisterGoodsRealEstateOwnExploitationTotalConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-register-goods-real-estate-own-exploitation-total-consolidated-housing-dvi">
        <link:definition>2.1 D - Registergoederen opgenomen onder vastgoed in ontwikkeling bestemd voor eigen exploitatie en onroerende zaken ten dienste van exploitatie in de balans - Totaal - Geconsolideerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_OverviewUnityLevelRegisterGoodsRealEstateOwnExploitationTotalHousingDvi" roleURI="urn:bzk:linkrole:overview-unity-level-register-goods-real-estate-own-exploitation-total-housing-dvi">
        <link:definition>2.1 D - Registergoederen opgenomen onder vastgoed in ontwikkeling bestemd voor eigen exploitatie en onroerende zaken ten dienste van exploitatie in de balans - Totaal - Enkelvoudig</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_PaymentsDueToTerminationEmploymentSeniorOfficialsHousingDvi" roleURI="urn:bzk:linkrole:payments-due-to-termination-employment-senior-officials-housing-dvi">
        <link:definition>5.3 h - Uitkeringen wegens beëindiging van het dienstverband aan topfunctionarissen met of zonder dienstbetrekking én aan hen die maximaal 4 jaar topfunctionaris zijn vanwege vorige topfunctie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_PerformanceAgreementsHousingDvi" roleURI="urn:bzk:linkrole:performance-agreements-housing-dvi">
        <link:definition>5.2.2 - Staatssteunregeling - Prestatieafspraken</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_PolicyValueDataDaebHousingDvi" roleURI="urn:bzk:linkrole:policy-value-data-daeb-housing-dvi">
        <link:definition>2.7 - Gegevens beleidswaarde - EGW/MGW/Studenteneenheden/Extramuraal - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_PolicyValueDataNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:policy-value-data-non-daeb-compound-housing-dvi">
        <link:definition>2.7 - Gegevens beleidswaarde - EGW/MGW/Studenteneenheden/Extramuraal - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_PolicyValueDataNonDaebHousingDvi" roleURI="urn:bzk:linkrole:policy-value-data-non-daeb-housing-dvi">
        <link:definition>2.7 - Gegevens beleidswaarde - EGW/MGW/Studenteneenheden/Extramuraal - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RealEstateTransactionsBetweenBranchesTransactionsFromDaebTiToNonDaebTiHousingDvi" roleURI="urn:bzk:linkrole:real-estate-transactions-between-branches-transactions-from-daeb-ti-to-non-daeb-ti-housing-dvi">
        <link:definition>2.8 - Vastgoedtransacties tussen takken - A - Transacties van DAEB TI naar niet-DAEB TI</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RealEstateTransactionsBetweenBranchesTransactionsFromNonDaebTiToDaebTiHousingDvi" roleURI="urn:bzk:linkrole:real-estate-transactions-between-branches-transactions-from-non-daeb-ti-to-daeb-ti-housing-dvi">
        <link:definition>2.8 - Vastgoedtransacties tussen takken - B - Transacties van niet-DAEB TI naar DAEB TI</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RemunerationExecutiveSeniorOfficialsFrom13MonthHousingDvi" roleURI="urn:bzk:linkrole:remuneration-executive-senior-officials-from13month-housing-dvi">
        <link:definition>5.3 c - Bezoldiging van leidinggevende topfunctionarissen met dienstbetrekking, zonder dienstbetrekking vanaf 13e maand, en zij die nog maximaal 4 jaar topfunctionaris zijn vanwege vorige topfunctie</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RemunerationExecutiveSeniorOfficialsWithoutEmployment12MonthsHousingDvi" roleURI="urn:bzk:linkrole:remuneration-executive-senior-officials-without-employment12months-housing-dvi">
        <link:definition>5.3 d - Leidinggevende topfunctionarissen zonder dienstbetrekking in de periode kalendermaand 1 t/m 12</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RemunerationNonSupervisorySeniorOfficialsOtherWntInstitutionHousingDvi" roleURI="urn:bzk:linkrole:remuneration-non-supervisory-senior-officials-other-wnt-institution-housing-dvi">
        <link:definition>5.3 g - Topfunctionaris met een totale bezoldiging van meer dan € 1.800 waarop de anticumulatie bepaling van toepassing is - WNT instelling</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsHousingDvi" roleURI="urn:bzk:linkrole:remuneration-of-executive-senior-officials-considered-four-years-housing-dvi">
        <link:definition>5.3 f - Topfunctionaris met een totale bezoldiging van meer dan € 1.800 (en degenen die maximaal 4 jaar topfunctionaris zijn vanwege vorige topfunctie)</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RemunerationOfNonSeniorOfficialsHousingDvi" roleURI="urn:bzk:linkrole:remuneration-of-non-senior-officials-housing-dvi">
        <link:definition>5.3 i - Bezoldiging van niet-topfunctionarissen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RemunerationOfSeniorOfficials1700OrLessHousingDvi" roleURI="urn:bzk:linkrole:remuneration-of-senior-officials1700or-less-housing-dvi">
        <link:definition>5.3 b - Topfunctionarissen met een totale bezoldiging van € 1.800 of minder inclusief degenen die op grond van hun voormalige functie nog 4 jaar als topfunctionaris worden aangemerkt</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RemunerationOfSupervisorySeniorOfficialsHousingDvi" roleURI="urn:bzk:linkrole:remuneration-of-supervisory-senior-officials-housing-dvi">
        <link:definition>5.3 e - Toezichthoudende topfunctionarissen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RentConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:rent-consolidated-housing-dvi">
        <link:definition>5.4 - Huursom</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RentalDataDaebHousingDvi" roleURI="urn:bzk:linkrole:rental-data-daeb-housing-dvi">
        <link:definition>2.2 - Verhuurgegevens - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RentalDataNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:rental-data-non-daeb-compound-housing-dvi">
        <link:definition>2.2 - Verhuurgegevens - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RentalDataNonDaebHousingDvi" roleURI="urn:bzk:linkrole:rental-data-non-daeb-housing-dvi">
        <link:definition>2.2 - Verhuurgegevens - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RepaymentScheduleInternalLoanDaebNonDaebMovementHousingDvi" roleURI="urn:bzk:linkrole:repayment-schedule-internal-loan-daeb-non-daeb-movement-housing-dvi">
        <link:definition>4.3 - Aflossingsschema interne lening - Van DAEB TI naar niet-DAEB TI - Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RepaymentScheduleInternalLoanHousingDvi" roleURI="urn:bzk:linkrole:repayment-schedule-internal-loan-housing-dvi">
        <link:definition>4.3 - Aflossingsschema interne lening - Van DAEB TI naar niet-DAEB TI</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RepaymentScheduleStartLoanConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:repayment-schedule-start-loan-consolidated-housing-dvi">
        <link:definition>4.3 - Aflossingsschema startlening - Van DAEB TI of niet-DAEB TI naar geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_RepaymentScheduleStartLoanDaebNonDaebNonDaebCompoundMovementConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:repayment-schedule-start-loan-daeb-non-daeb-non-daeb-compound-movement-consolidated-housing-dvi">
        <link:definition>4.3 - Aflossingsschema startlening - Van DAEB TI of niet-DAEB TI naar geconsolideerde niet-DAEB verbindingen - Verloopoverzicht</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ResalePropertiesNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:resale-properties-non-daeb-compound-housing-dvi">
        <link:definition>2.3 - Koopwoningen - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_ResalePropertiesNonDaebHousingDvi" roleURI="urn:bzk:linkrole:resale-properties-non-daeb-housing-dvi">
        <link:definition>2.3 - Koopwoningen - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_SeniorOfficialsRemuneration1700OrMoreAccumulatedHousingDvi" roleURI="urn:bzk:linkrole:senior-officials-remuneration1700or-more-accumulated-housing-dvi">
        <link:definition>5.3 g - Topfunctionaris met een totale bezoldiging van meer dan € 1.800 waarop de anticumulatie bepaling van toepassing is - Gecumuleerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_SpecificationOfTheRentalIncomeDaebHousingDvi" roleURI="urn:bzk:linkrole:specification-of-the-rental-income-daeb-housing-dvi">
        <link:definition>3.4.6 - Specificatie van de huuropbrengsten - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_SpecificationOfTheRentalIncomeNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:specification-of-the-rental-income-non-daeb-compound-housing-dvi">
        <link:definition>3.4.6 - Specificatie van de huuropbrengsten - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_SpecificationOfTheRentalIncomeNonDaebHousingDvi" roleURI="urn:bzk:linkrole:specification-of-the-rental-income-non-daeb-housing-dvi">
        <link:definition>3.4.6 - Specificatie van de huuropbrengsten - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_SpecificationSectorSpecificLevyIndependentOfResultDaebHousingDvi" roleURI="urn:bzk:linkrole:specification-sector-specific-levy-independent-of-result-daeb-housing-dvi">
        <link:definition>3.4.7 - Specificatie van de sectorspecifieke heffing onafhankelijk van het resultaat - DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_SpecificationSectorSpecificLevyIndependentOfResultNonDaebCompoundHousingDvi" roleURI="urn:bzk:linkrole:specification-sector-specific-levy-independent-of-result-non-daeb-compound-housing-dvi">
        <link:definition>3.4.7 - Specificatie van de sectorspecifieke heffing onafhankelijk van het resultaat - Geconsolideerde niet-DAEB verbindingen</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_SpecificationSectorSpecificLevyIndependentOfResultNonDaebHousingDvi" roleURI="urn:bzk:linkrole:specification-sector-specific-levy-independent-of-result-non-daeb-housing-dvi">
        <link:definition>3.4.7 - Specificatie van de sectorspecifieke heffing onafhankelijk van het resultaat - niet-DAEB</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_StaffingLevelConsolidatedHousingDvi" roleURI="urn:bzk:linkrole:staffing-level-consolidated-housing-dvi">
        <link:definition>1.4 - Personele bezetting - Geconsolideerd</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_StaffingLevelHousingDvi" roleURI="urn:bzk:linkrole:staffing-level-housing-dvi">
        <link:definition>1.4 - Personele bezetting - Enkelvoudig</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="bzk-dvi-lr_WeightedExtraFreeAllocationSpaceHousingDvi" roleURI="urn:bzk:linkrole:weighted-extra-free-allocation-space-housing-dvi">
        <link:definition>5.2.2 - Staatssteunregeling - Gewogen extra vrije toewijzingsruimte</link:definition>
        <link:usedOn>gen:link</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.org/2008/generic" schemaLocation="http://www.xbrl.org/2008/generic-link.xsd"/>
</xs:schema>
