Accommodation costs allocated to investments in land and buildings for own use Accounting principles for determining the result Accounting principles for the valuation of assets and equity and liabilities Description of the accounting standards used to prepare the financial statements Disclosure of current accruals and deferred income Disclosure of accruals and deferred income Policy of current accruals and deferred income Policy of accruals and deferred income Current accruals and deferred income Accruals and deferred income Total of current accruals and deferred income Disclosure of accruals and deferred income Disclosure of non-current accruals and deferred income Disclosure of accruals and deferred income Policy of non-current accruals and deferred income Policy of accruals and deferred income Non-current accruals and deferred income Accruals and deferred income Policy of accruals and deferred income Accruals and deferred income Disclosure of accrued income Disclosure of accruals and deferred income Disclosure of other accrued income Policy of other accrued income Other accrued income Policy of prepayments and accrued income Policy of accrued income Accrued income Accruals and deferred income Total of prepayments and accrued income Additional explanation of the nature of accrued assets Disclosure of accrued interest receivable and accrued rent Disclosure of interest and rent outstanding, not yet due Policy of accrued interest receivable and accrued rent Policy of interest and rent outstanding, not yet due Accrued interest receivable and accrued rent Interest and rent outstanding, not yet due Disclosure of acquisition costs and change in deferred acquisition costs Policy of acquisition costs and change in deferred acquisition costs Acquisition costs and change in deferred acquisition costs Total of acquisition costs and change in deferred acquisition costs Total of acquisition costs and change in deferred acquisition costs Disclosure of acquisition costs Policy of acquisition costs Acquisition costs Acquisition costs Explanation of activation of own securities Disclosure of administrative expenses and employee benefits expenses; depreciation of operating assets Disclosure of administrative expenses, employee benefits expenses and depreciation of property, plant and equipment Policy of administrative expenses and employee benefits expenses; depreciation of operating assets Policy of administrative expenses, employee benefits expenses and depreciation of property, plant and equipment Administrative expenses and employee benefits expenses; depreciation of operating assets Administrative expenses and employee benefits expenses; depreciation of operating assets Administrative expenses, employee benefits expenses and depreciation of property, plant and equipment Disclosure of administrative expenses and interest expenses Policy of administrative expenses and interest expenses Administrative expenses and interest expenses Administrative expenses and interest expenses Disclosure of current advance payments received on orders not yet deducted for asset items Disclosure of advances received on orders not yet deducted for asset items Disclosure of current advances received Policy of current advance payments received on orders not yet deducted for asset items Policy of advances received on orders not yet deducted for asset items Policy of current advances received Current advance payments received on orders not yet deducted for asset items Advances received on orders not yet deducted for asset items Current advances received Disclosure of advances received on orders not yet deducted for asset items Disclosure of advances received Disclosure of non-current advance payments received on orders not yet deducted for asset items Disclosure of advances received on orders not yet deducted for asset items Disclosure of non-current advances received Policy of non-current advance payments received on orders not yet deducted for asset items Policy of advances received on orders not yet deducted for asset items Policy of non-current advances received Non-current advance payments received on orders not yet deducted for asset items Advances received on orders not yet deducted for asset items Non-current advances received Policy of advances received on orders not yet deducted for asset items Policy of advances received Advances received on orders not yet deducted for asset items Advances received Disclosure of the current value of agricultural inventories Disclosure of allocated income from investments Policy of allocated income from investments Disclosure of allocated income from investments transferred from technical account Policy of allocated income from investments transferred from technical account Allocated income from investments transferred from technical account Disclosure of allocated income from investments transferred to technical account damage insurance Policy of allocated income from investments transferred to technical account damage insurance Allocated income from investments transferred to technical account damage insurance Allocated income from investments Disclosure of amortisation of intangible assets Policy of amortisation of intangible assets Amortisation of intangible assets Description of the amount and nature of items with exceptional extent or occurrence Description of how many (certificates of) shares in the company's capital were purchased at the balance sheet date, or will be purchased after the balance sheet date Description of how many new (certificate of) shares have been issued or will be issued after the balance sheet date for the purpose of exercising the rights to take or acquire shares Amount of assets kept in foreign currencies Amount of equity and liabilities kept in foreign currencies Description of the amount of receivables from the lease agreements Analysis of the achieved results Analysis of the achieved revenue and results Analysis of the developments throughout the financial year Analysis of the situation on the balance sheet date Analysis of the situation on the balance sheet date (solvency and liquidity) Description of the approximation method for assets valuation at current value that generates income as investment Disclosure of amortisation and depreciation of the amount of arbitrary depreciation and amortisation that exceeds the amount of regular depreciation and amortisation Disclosure of current assets Disclosure of other current assets Policy of other current assets Other current assets Policy of current assets Current assets Total of current assets Disclosure of assets Disclosure of non-current assets Disclosure of other non-current assets Policy of other non-current assets Other non-current assets Policy of non-current assets Non-current assets Total of non-current assets Explanation of assets not freely available Disclosure of other assets Policy of other assets Other assets Total of other assets Policy of assets Assets Total of assets Description of the assumptions on which the present value of expected future cash flows is based for assets measured at current value that may yield income as an investment Auditor's fees relating to the audit of the financial statements Audit of the financial statements Disclosure of auditor's fees Accountant fees for other audit assignments Other audit procedures Auditor's fees relating to other non-audit procedures Other non-audit procedures Auditor's fees relating to tax services Tax services Auditor's fees Total of auditor's fees Reference to the auditor's opinion Statement on the absence of the auditor's opinion Average number of employees over the period working outside the Netherlands Average number of employees active outside the Netherlands Average number of employees during the financial year of the legal entity. distributed according to the company structure Disclosure of average number of employees during the period Average number of employees over the period working in the Netherlands Average number of employees active within the Netherlands Average number of employees over the period Average number of employees Total of average number of employees over the period Balance sheet before or after appropriation of results Basis of preparation Disclosure of benefits Disclosure of benefits for own account Disclosure of benefits Policy of benefits for own account Policy of benefits Benefits for own account Total of benefits own account Benefits Total of benefits own account Disclosure of benefits, gross Disclosure of benefits paid Policy of benefits, gross Policy of benefits paid Gross benefits Gross benefits Gross Total of gross benefits Benefits paid Benefits on termination of service of a managing or supervisory director Benefits on termination of service Policy of benefits Disclosure of the reinsured part of benefits Disclosure of the reinsured part of the benefits paid Policy of the reinsured part of benefits Policy of the reinsured part of the benefits paid Reinsured part of benefits Reinsured part of benefits Reinsured part Reinsured part of the benefits paid Benefits Total of benefits Total of benefits Disclosure of cheques and bills of exchange Disclosure of current cheques and bills of exchange payable Disclosure of cheques and bills of exchange payable Policy of current cheques and bills of exchange payable Policy of cheques and bills of exchange payable Current bills of exchange and cheques payable Bills of exchange and cheques payable Disclosure of cheques and bills of exchange payable Disclosure of non-current cheques and bills of exchange payables Disclosure of cheques and bills of exchange payable Policy of non-current cheques and bills of exchange payables Policy of cheques and bills of exchange payable Non-current cheques and bills of exchange payables Cheques and bills of exchange payable Policy of cheques and bills of exchange payables Cheques and bills of exchange payable Policy of cheques and bills of exchange Cheques and bills of exchange Disclosure of bonds issued by and receivables from group companies Disclosure of securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables from group companies Policy of bonds issued by and receivables from group companies Policy of securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables from group companies Bonds issued by and receivables from group companies Securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables from group companies Disclosure of bonds issued by and receivables from shareholders and participating interests Disclosure of securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Policy of bonds issued by and receivables from shareholders and participating interests Policy of securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Bonds issued by and receivables from shareholders and participating interests Securities with fixed interest rates or rates that vary in accordance with market rates issued by and receivables other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of bonds and other fixed-income securities Disclosure of securities with fixed interest rates or rates that vary in accordance with market rates Investments classified as non-current assets Disclosure of bonds and other fixed-income securities from other issuers Policy of bonds and other fixed-income securities from other issuers Bonds and other fixed-income securities from other issuers From other issuers Policy of bonds and other fixed-income securities Policy of securities with fixed interest rates or rates that vary in accordance with market rates Disclosure of bonds and other fixed-income securities from public issuers Policy of bonds and other fixed-income securities from public issuers Bonds and other fixed-income securities from public issuers From public issuers Bonds and other fixed-income securities Bonds and other fixed-income securities at the end of the period Bonds and other fixed-income securities at the beginning of the period Total of bonds and other fixed-income securities Securities with fixed interest rates or rates that vary in accordance with market rates Disclosure of bonds and other fixed-interest debt securities Disclosure of debt securities with fixed interest rates or rates that vary in accordance with market rates Policy of bonds and other fixed-interest debt securities Policy of debt securities with fixed interest rates or rates that vary in accordance with market rates Bonds and other fixed-interest debt securities Debt securities with fixed interest rates or rates that vary in accordance with market rates Disclosure of the existence of branch offices Disclosure of the trade name of branch offices if they are different from that of the company Disclosure of the nations where there are branch offices Branch offices Statement of the existence of branch offices and the countries where branch offices are located, as well as trade name in case it differs from legal entity Disclosure of called-up contributions for issued share capital Disclosure of called-up share capital Policy of called-up contributions for issued share capital Policy of called-up share capital Called-up contributions for issued share capital Called-up share capital Disclosure of capitalised discounts Policy of capitalised discounts Capitalised discounts Disclosure of capitalised production costs Disclosure of capitalised own production costs Policy of capitalised production costs for own entity Capitalised production costs for own entity Policy of capitalized interest expenses Disclosure of cash and cash equivalents Policy of cash and cash equivalents Notification of credits unavailable to legal entity Cash and cash equivalents Cash and cash equivalents at the end of the period Cash and cash equivalents at the beginning of the period Total of cash and cash equivalents Disclosure of cash in hand Policy of cash in hand Cash in hand Cash Total of cash in hand Description of the reason for change in accounting policies Disclosure of changes in accounting policies Change in accounting policies Description of the meaning of the system change for capital and result Disclosure of change in deferred acquisition costs Disclosure of decrease (increase) of the deferred acquisition costs Policy of change in deferred acquisition costs Policy of decrease (increase) of the deferred acquisition costs Change in deferred acquisition costs Change in deferred acquisition costs Decrease (increase) of the deferred acquisition costs Disclosure of change in equalisation reserve Disclosure of decrease (increase) of the equalisation reserve Policy of change in equalisation reserve Policy of decrease (increase) of the equalisation reserve Change in equalisation reserve Decrease (increase) of the equalisation reserve Disclosure of change in other technical provisions for own account Disclosure of decrease (increase) of other technical provisions Policy of change in other technical provisions for own account Policy of decrease (increase) of other technical provisions Change in other technical provisions for own account Total of change in other technical provisions for own account Decrease (increase) of other technical provisions Disclosure of change in provision for damages payable Disclosure of decrease (increase) of the provision for damages payable Disclosure of gross change in provision for damages payable Disclosure of gross decrease (increase) of the provision for damages payable Policy of change in provision for damages payable, gross Policy of gross decrease (increase) of the provision for damages payable Gross change in provision for damages payable Gross Gross decrease (increase) of the provision for damages payable Policy of change in provision for damages payable Policy of decrease (increase) of the provision for damages payable Disclosure of the reinsured part of the change in provision for damages payable Disclosure of the reinsured part of the decrease (increase) in the provision for damages payable Policy of the reinsured part of the change in provision for damages payable Policy of the reinsured part of the decrease (increase) of the provision for damages payable Reinsured part of the change in provision for damages payable Reinsured part of the change in provision for damages payable Reinsured part Reinsured part of the decrease (increase) of the provision for damages payable Change in provision for damages payable Total of change in provision for damages payable Decrease (increase) of the provision for damages payable Disclosure of change in provision for benefits payable Disclosure of decrease (increase) of the provision for benefits payable Disclosure of gross change in provision for benefits payable Disclosure of gross decrease (increase) of the provision for benefits payable Policy of gross change in provision for benefits payable Policy of gross decrease (increase) of the provision for benefits payable Gross change in provision for benefits payable Gross Gross decrease (increase) of the provision for benefits payable Policy of change in provision for benefits payable Policy of decrease (increase) of the provision for benefits payable Disclosure of reinsured part of the change in provision for benefits payable Disclosure of reinsured part in the decrease (increase) of the provision for benefits payable Policy of reinsured part of the change in provision for benefits payable Policy of reinsured part in the decrease (increase) of the provision for benefits payable Reinsured part of the change in provision for benefits payable Reinsured part of the change in provision for benefits payable Reinsured part Reinsured part in the decrease (increase) of the provision for benefits payable Change in provision for benefits payable Total of change in provision for benefits payable Decrease (increase) of the provision for benefits payable Disclosure of change in provision for life insurance Disclosure of decrease (increase) of the technical provision for life insurance Disclosure of gross change in provision for life insurance Disclosure of gross decrease (increase) of the technical provision for life insurance Policy of gross change in provision for life insurance Policy of gross decrease (increase) of the technical provision for life insurance Gross change in provision for life insurance Gross Gross decrease (increase) of the technical provision for life insurance Policy of change in provision for life insurance Policy of decrease (increase) of the technical provision for life insurance Disclosure of reinsured part of the change in provision for life insurance Disclosure of reinsured part of the decrease (increase) of the technical provision for life insurance Policy of reinsured part of the change in provision for life insurance Policy of reinsured part of the decrease (increase) of the technical provision for life insurance Reinsured part of the change in provision for life insurance Reinsured part of the change in provision for life insurance Reinsured part Reinsured part of the decrease (increase) of the technical provision for life insurance Change in provision for life insurance Total of change in provision for life insurance Decrease (increase) of the technical provision for life insurance Disclosure of change in technical provisions for unearned premiums and unexpired risks Disclosure of decrease (increase) of the technical provisions for unearned premiums and unexpired risks Disclosure of gross change in technical provisions for unearned premiums and unexpired risks Disclosure of gross decrease (increase) of the technical provisions for unearned premiums and unexpired risks Policy of gross change in technical provisions for unearned premiums and unexpired risks Policy of gross decrease (increase) of the technical provisions for unearned premiums and unexpired risks Gross change in technical provisions for unearned premiums and unexpired risks Gross Gross decrease (increase) of the technical provisions for unearned premiums and unexpired risks Policy of change in technical provisions for unearned premiums and unexpired risks Policy of decrease (increase) of the technical provisions for unearned premiums and unexpired risks Disclosure of reinsured part of the change in technical provisions for unearned premiums and unexpired risks Disclosure of reinsured part of the decrease (increase) of the technical provisions for unearned premiums and unexpired risks Policy of reinsured part of the change in technical provisions for unearned premiums and unexpired risks Policy of reinsured part of the decrease (increase) of the technical provisions for unearned premiums and unexpired risks Reinsured part of the change in technical provisions for unearned premiums and unexpired risks Reinsured part of the change in technical provisions for unearned premiums and unexpired risks Reinsured part Reinsured part of the decrease (increase) of the technical provisions for unearned premiums and unexpired risks Change in technical provisions for unearned premiums and unexpired risks Total of change in technical provisions for unearned premiums and unexpired risks Decrease (increase) of the technical provisions for unearned premiums and unexpired risks Disclosure of change in technical provisions for unearned premiums for own account Policy of change in technical provisions for unearned premiums for own account Change in technical provision for unearned premiums for own account Notification of differences and reasons that resulted in changes in the grouping of balance sheet items or income statement items Statement of changes against current valued financial instruments deducted from available reserves Statement of changes against current valued financial instruments recorded in the income statement Changes in current value recognised in revaluation reserve Statement of changes against current valued financial instruments recorded in the revaluation reserve Disclosure of changes in reserves due to foreign currency translation Policy of changes in reserves due to foreign currency translation Changes in reserves due to foreign currency translation Changes in the value of non-current assets Total of changes in the value of non-current assets Other changes in the value of non-current assets Disclosure of changes in the value of intangible assets Disclosure of other changes in the value of intangible assets Policy of changes in the value of intangible assets Policy of other changes in the value of intangible assets Changes in the value of intangible assets and property, plant and equipment Changes in the value of intangible assets and property, plant and equipment at the end of the period Changes in the value of intangible assets and property, plant and equipment at the beginning of the period Total of changes in the value of intangible assets and property, plant and equipment Other changes in the value of intangible assets and property, plant and equipment Disclosure of changes in the value of intangible assets and property, plant and equipment Disclosure of other changes in the value of intangible assets and property, plant and equipment Policy of changes in the value of intangible asPolicy of sets and property, plant and equipment Policy of other changes in the value of intangible assets and property, plant and equipment Changes in the value of intangible assets and property, plant and equipment Changes in the value of intangible assets and property, plant and equipment at the end of the period Changes in the value of intangible assets and property, plant and equipment at the beginning of the period Total of changes in the value of intangible assets and property, plant and equipment Other changes in the value of intangible assets and property, plant and equipment Changes in the value of intangible assets Total of changes in the value of intangible assets Total of changes in the value of intangible assets Other changes in the value of intangible assets Disclosure of changes in value of non-current securities and investments in participating interests (credit) Disclosure of changes in value of non-current securities and investments in participating interests Policy of changes in value of non-current securities and investments in participating interests (credit) Policy of changes in value of non-current securities and investments in participating interests Changes in value of non-current securities and investments in participating interests (credit) Changes in value of non-current securities and investments in participating interests Disclosure of changes in value of non-current securities and investments in participating interests (debit) Disclosure of changes in value of non-current securities and investments in participating interests Policy of changes in value of non-current securities and investments in participating interests (debit) Policy of changes in value of non-current securities and investments in participating interests Changes in value of non-current securities and investments in participating interests (debit) Changes in value of non-current securities and investments in participating interests Disclosure of changes in the value of property, plant and equipment Disclosure of other changes in the value of property, plant and equipment Policy of changes in the value of property, plant and equipment Policy of other changes in the value of property, plant and equipment Changes in the value of property, plant and equipment Total of changes in the value of property, plant and equipment Total of changes in the value of property, plant and equipment Other changes in the value of property, plant and equipment Disclosure of changes in value of receivables and provisions for on balance sheet commitments (credit) Disclosure of changes in value of receivables and provisions for on balance sheet commitments Policy of changes in value of receivables and provisions for on balance sheet commitments (credit) Policy of changes in value of receivables and provisions for on balance sheet commitments Changes in value of receivables and provisions for on balance sheet commitments (credit) Changes in value of receivables and provisions for on balance sheet commitments Disclosure of changes in value of receivables and provisions for on balance sheet commitments (debit) Disclosure of changes in value of receivables and provisions for on balance sheet commitments Changes in value of receivables and provisions for on balance sheet commitments (debit) Changes in value of receivables and provisions for on balance sheet commitments Disclosure of changes to inventories and work in progress Disclosure of decrease (increase) of the inventories finished goods and work in progress Policy for increasing or decreasing the stock of finished products and work in progress compared with the previous balance sheet date Policy of decrease (increase) of the inventories finished goods and work in progress Policy of change of the inventories finished goods and work in progress Changes to inventories and work in progress Decrease (increase) of the inventories finished goods and work in progress Disclosure of changes in the value of financial assets and of securities that are part of the current assets Disclosure of changes in value of receivables that are part of non-current assets and of securities Disclosure of changes in the value of financial assets and of securities that are part of the current assets from group companies Disclosure of changes in value of receivables that are part of non-current assets and of securities from group companies Disclosure of changes in value of financial assets and of securities from group companies Changes in the value of financial assets and of securities that are part of the current assets from group companies Changes in value of receivables that are part of non-current assets and of securities from group companies Changes in value of financial assets and of securities from group companies Disclosure of changes in the value of financial assets and of securities that are part of the current assets from other affiliated companies Disclosure of changes in value of receivables that are part of non-current assets and of securities from other affiliated companies Disclosure of changes in value of financial assets and of securities from other affiliated companies Changes in the value of financial assets and of securities that are part of the current assets from other affiliated companies Changes in value of receivables that are part of non-current assets and of securities from other affiliated companies Changes in value of financial assets and of securities from other affiliated companies Policy of changes in the value of financial assets and of securities that are part of the current assets Policy of changes in value of receivables that are part of non-current assets and of securities Changes in the value of financial assets and of securities that are part of the current assets Changes in value of receivables that are part of non-current assets and of securities Total of changes in the value of financial assets and of securities that are part of the current assets Disclosure of changes in value of participating interests not valued at net asset value Changes in value of participating interests not valued at net asset value (costs) Changes in value of participating interests not valued at net asset value (income) Code of conduct information Disclosure of commissions and profit-sharing received from reinsurers Disclosure of the commissions and profit sharing received on behalf of reinsurance agreements deducted from the operating expenses Policy of commissions and profit-sharing received from reinsurers Policy of the commissions and profit sharing received on behalf of reinsurance agreements deducted from the operating expenses Received commissions and profit-sharing from reinsurers Received commissions and profit-sharing from reinsurers The commissions and profit sharing received on behalf of reinsurance agreements deducted from the operating expenses Disclosure of commissions paid Disclosure of commissions paid and payable Policy of commissions paid Policy of commissions paid and payable Commissions paid Commissions paid Commissions paid and payable Disclosure of commissions received Disclosure of commissions received and receivable Policy of commissions received Policy of commissions received and receivable Commissions received Commissions received and receivable Communication on agreements resulting in restrictions on the transfer of shares, or share certificates, or voting rights Communication on agreements with directors or employees relating to severance payments following a takeover bid Communication on any restrictions relating to the transfer of shares or share certificates Communication on compliance with the principles and best practices of other codes of conduct Communication on compliance with the principles and best practices of the Dutch corporate governance code Communication on equity stakes in the company to which a notification requirement applies Communication on expected business developments relating to circumstances that may influence developments of revenue and profitability Communication on expected business developments relating to financing Communication on expected business developments relating to investments Communication on expected business developments relating to staffing Communication on expected business developments Future-oriented paragraph Communication on extraordinary governance control rights attached to shares and the entitled person Communication on how exceptional events not taken into account affected the expectations Communication about how exceptional events not taken into account in the financial statements have affected the forecast Communication on mechanism for monitoring employee share option arrangements where the control rights are not exercised directly by the employees Communication on the remuneration policy of managing and supervisory directors and how this was put to practice Communication on the remuneration policy of the public limited company, of managing and supervisory directors and how this was put to practice Communication on research and development activities Information on research and development Communication on restrictions of voting rights, terms for exercising voting rights or the issuance of share certificates Communication on significant agreements entered into, modified or terminated after changes in control rights of the company following a takeover bid Communication on the authority of management Communication on the capital structure of the company Communication on the composition and functioning of management and its committees Communication on the composition and functioning of the supervisory board and its committees Communication on the consequences of significant agreements entered into, modified or terminated after changes in control rights of the company following a takeover bid Communication on the existence of different classes of shares Communication on the functioning of the shareholders meeting and its key powers Communication on the main features of the management and control system of the company relating to the financial reporting process Communication on the percentage of share capital represented by each class of shares Communication on the regulations for adjusting the articles association Communication on the regulations for appointing or dismissing managing or supervisory directors Communication on the rights and obligations attached to each class of shares Communication on the rights of shareholders and how these rights can be evoked Total result attributable to shareholders or members of the legal person Total result attributable to shareholders or members of the legal person Location of the entity which prepares the consolidated financial statements of the group to which the legal entity belongs Name of the entity which prepares the consolidated financial statements of the group to which the legal entity belongs Disclosure of consolidation Description of the exemption of consolidation in connection with the application of Section 2:408 Description of exemption Description of difference arises from first time consolidation and its calculation method Description of valuation difference and method of calculation in case information of company is recorded for first time in the consolidation and the difference compared to the previous valuation Disclosure of not eliminating of profit and losses from agreements between consolidated entities Description of the policies for consolidation Disclosure of Property, plant and equipment in progress and prepayments of property, plant and equipment Policy of Property, plant and equipment in progress and prepayments of property, plant and equipment Property, plant and equipment in progress and prepayments of property, plant and equipment Contingent assets to which the legal entity committed on behalf of group companies Contingent assets to which the legal entity committed Contingent liabilities to which the legal entity committed on behalf of group companies Contingent liabilities to which the legal entity committed Disclosure of contingent liabilities Disclosure of contingent liabilities from discounted bills of exchange Policy of contingent liabilities from discounted bills of exchange Contingent liabilities from discounted bills of exchange From discounted bills of exchange Disclosures about liabilities and security for debts of others Policy of contingent liabilities from guarantees etc. Contingent liabilities from guarantees etc. From guarantees etc. Disclosure of contingent liabilities from irrevocable letters of credits and other contingent liabilities Policy of contingent liabilities from irrevocable letters of credits and other contingent liabilities Contingent liabilities from irrevocable letters of credits and other contingent liabilities From irrevocable letters of credit Disclosure of other contingent liabilities Policy of other contingent liabilities Other contingent liabilities Other Policy of contingent liabilities Contingent liabilities Total of contingent liabilities Conditions for the conversion of convertible borrowings Conditions for the conversion of current convertible borrowings Conditions for the conversion of convertible borrowings Disclosure of current convertible borrowings Disclosure of convertible borrowings Policy of current convertible borrowings Policy of convertible borrowings Current convertible borrowings Convertible borrowings Disclosure of convertible borrowings Conditions for the conversion of non-current convertible borrowings Conditions for the conversion of convertible borrowings Disclosure of non-current convertible borrowings Disclosure of convertible borrowings Policy of non-current convertible borrowings Policy of convertible borrowings Non-current convertible borrowings Convertible borrowings Policy of convertible borrowings Convertible borrowings Corporate governance statement Disclosure of cost of sales Policy of cost of sales Cost of sales Cost of sales Disclosure of costs relating to the incorporation and issuance of shares Disclosure of costs of incorporation and share issue Policy of costs relating to the incorporation and issuance of shares Policy of costs of incorporation and share issue Costs relating to the incorporation and issuance of shares Costs of incorporation and share issue Disclosure of cost of outsourced work and other external expenses Policy of cost of outsourced work and other external expenses Cost of outsourced work and other external expenses Cost of outsourced work and other external expenses Disclosure of costs of raw materials and consumables Disclosure of raw materials and consumables Disclosure of costs of raw materials and consumables and other external expenses Disclosure of raw materials and consumables and other external expenses Policy of costs of raw materials and consumables and other external expenses Policy of raw materials and consumables and other external expenses Costs of raw materials and consumables and other external expenses Raw materials and consumables and other external expenses Policy of costs of raw materials and consumables Policy of raw materials and consumables Costs of raw materials and consumables Costs of raw materials and consumables Raw materials and consumables Description of items that could be recorded in multiple line items Credit balances available upon demand from central banks in countries Credit balances available upon demand from central banks in countries where the bank has a place of business Disclosure of credit balances on bank accounts Disclosure of credit balances on giro accounts Disclosure of credit balances on bank accounts Policy of credit balances on bank accounts Policy of credit balances on bank accounts Credit balances on bank accounts Credit balances at banks Disclosure of damages Disclosure of damages for own account Disclosure of damages Policy of damages for own account Policy of damages Damages for own account Damages for own account Total of damages for own account Damages Total of damages for own account Disclosure of gross damages Disclosure of damages paid Policy of gross damages Policy of damages paid Gross damages Gross damages Gross Damages paid Policy of damages Disclosure of reinsured part of damages Disclosure of reinsured part of the damages paid Policy of damages, reinsured part Policy of reinsured part of the damages paid Reinsured part of damages Reinsured part Reinsured part of the damages paid Damages Total of damages Total of damages Disclosure of current debentures, mortgage bonds and other loans Disclosure of debentures, mortgage bonds and other loans Policy of current debentures, mortgage bonds and other loans Policy of debentures, mortgage bonds and other loans Current debentures, mortgage bonds and other loans Debentures, mortgage bonds and other loans Disclosure of debentures, mortgage bonds and other loans Disclosure of non-current debentures, mortgage bonds and other loans Disclosure of debentures, mortgage bonds and other loans Policy of non-current debentures, mortgage bonds and other loans Policy of debentures, mortgage bonds and other loans Non-current debentures, mortgage bonds and other loans Debentures, mortgage bonds and other loans Policy of debentures, mortgage bonds and other loans Debentures, mortgage bonds and other loans Disclosure of debt securities Notes to debt securities Disclosure of other debt securities Policy of other debt securities Other debt securities Other Policy of debt securities Debt securities Total of debt securities Disclosure of decrease in the value of non-current assets Policy of decrease in the value of non-current assets Disclosure of reversal of decrease in the value of non-current assets Policy of reversal of decrease in the value of non-current assets Reversal of decrease in the value of non-current assets Decrease in the value of non-current assets Disclosure of decrease in value of investments Disclosure of changes in value of investments Policy of decrease in value of investments Policy of changes in value of investments Decrease in value of investments Decrease in value of investments Changes in value of investments Changes in value of investments Disclosure of decrease in value of non-current securities and investments in participating interests Policy of decrease in value of non-current securities and investments in participating interests Decrease in value of non-current securities and investments in participating interests Decrease in value of non-current securities and investments in participating interests Disclosure of decrease in value of receivables and provisions for on balance sheet commitments Policy of decrease in value of receivables and provisions for on balance sheet commitments Decrease in value of receivables and provisions for on balance sheet commitments Decrease in value of receivables and provisions for on balance sheet commitments Disclosure of release of decrease in value of non-current securities and investments in participating interests Policy of release of decrease in value of non-current securities and investments in participating interests Release of decrease in value of non-current securities and investments in participating interests Release of decrease in value of non-current securities and investments in participating interests Disclosure of release of decrease in value of receivables and provisions for on balance sheet commitments Policy of release of decrease in value of receivables and provisions for on balance sheet commitments Release of decrease in value of receivables and provisions for on balance sheet commitments Release of decrease in value of receivables and provisions for on balance sheet commitments Disclosure of deferred acquisition costs Deferred acquisition costs for life insurance Deferred acquisition costs for damage insurance Policy of deferred acquisition costs Deferred acquisition costs Total of deferred acquisition costs Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of deposits at credit institutions Disclosure of deposits at banks Investments classified as non-current assets Policy of deposits at credit institutions Policy of deposits at banks Deposits at credit institutions Total of deposits at credit institutions Deposits at banks Disclosure of deposits at insurers Disclosure of unavailable receivables relating to a reinsurance agreement Policy of deposits at insurers Policy of unavailable receivables relating to a reinsurance agreement Deposits at insurers Unavailable receivables relating to a reinsurance agreement Disclosure of deposits of reinsurers Disclosure of outstanding debts relating to a reinsurance agreement of a company that reinsures its commitments Policy of deposits of reinsurers Policy of outstanding debts relating to a reinsurance agreement of a company that reinsures its commitments Deposits of reinsurers Outstanding debts relating to a reinsurance agreement of a company that reinsures its commitments Disclosure of amortisation and changes in value of intangible assets and depreciation and changes in value of property, plant and equipment Disclosure of amortisation and decreases in value of intangible assets and depreciation and decreases in value of tangible assets Policy of amortisation and changes in value of intangible assets and depreciation and changes in value of property, plant and equipment Policy of amortisation and decreases in value of intangible assets and depreciation and decreases in value of tangible assets Depreciation and changes in value on intangible and tangible fixed assets Depreciation and changes in value on intangible and tangible fixed assets Amortisation and decreases in value of intangible assets and depreciation and decreases in value of tangible assets Disclosure of depreciation, amortisation and decrease in value of assets Policy of depreciation, amortisation and decrease in value of assets Depreciation, amortisation and decrease in value of assets Depreciation, amortisation and decrease in value of assets Disclosure of depreciation of investments in real estate Policy of depreciation of investments in real estate Depreciation of investments in real estate Depreciation of investments in real estate Disclosure of depreciation of other property, plant and equipment and amortisation of intangible assets Policy of depreciation of other property, plant and equipment and amortisation of intangible assets Depreciation of other property, plant and equipment and amortisation of intangible assets Depreciation of other property, plant and equipment and amortisation of intangible assets Depreciation and amortisation Amortisation of intangible assets and depreciation of property, plant and equipment Amortisation of intangible assets and depreciation of property, plant and equipment at the end of the period Amortisation of intangible assets and depreciation of property, plant and equipment at the beginning of the period Total of amortisation of intangible assets and depreciation of property, plant and equipment Total amount of depreciations incorporated in the financial statement Disclosure of amortisation of intangible assets and depreciation of property, plant and equipment Policy of amortisation of intangible assets and depreciation of property, plant and equipment Amortisation of intangible assets and depreciation of property, plant and equipment Amortisation of intangible assets and depreciation of property, plant and equipment Amortisation of intangible assets and depreciation of property, plant and equipment at the end of the period Amortisation of intangible assets and depreciation of property, plant and equipment at the beginning of the period Total of amortisation of intangible assets and depreciation of property, plant and equipment Total amount of depreciations incorporated in the financial statement Disclosure of depreciation of property, plant and equipment Policy of depreciation of property, plant and equipment Depreciation of property, plant and equipment Derivative financial instruments (assets) Derivative financial instruments Disclosure of derivative financial instruments Derivative financial instruments (liabilities) Derivative financial instruments Description of the nature and size of the derivative financial instruments Policy of derivative financial instruments Terms and conditions that may affect the amount, timing and certainty of future cash flows of derivative financial instruments Derivative financial instruments Derivatives Disclosure of development costs Notification of development costs Policy of development costs Development costs Disclosure of deviation in prior period figures due to a revision Disclosure of deviations from regulations based on true and fair view requirements Disclosure of the differences in valuation between fiscal and commercial accounting principles Disclosure of differences in the equity and result between the separate and consolidated financial statements Reason why the director did not sign Reason for missing signature on the filed copy of the financial statement Signed by director (Y/N) Signed (Y/N) Type of director Discounts Policy of dividend income Policy of dividend to be distributed to holders of preference shares Date of adoption of the financial statements Date of adoption Financial statements adopted (Y/N) Adopted (Y/N) Disclosure of earned premiums for own account Disclosure of earned premiums Policy of earned premiums for own account Policy of earned premiums Earned premiums for own account Earned premiums Total of earned premiums for own account Disclosure of information about the effective interest rate on long-term debts in the event of (dis) premiums, as a result of which effective interest rates are more than fractionally higher or lower than the annual percentage Disclosure of employee benefits expenses and general administrative expenses Policy of employee benefits expenses and general administrative expenses Employee benefits and general administrative expenses Total of employee benefits and general administrative expenses Total of employee benefits and general administrative expenses Expenses of employee benefits Total of expenses of employee benefits Employee benefits expenses Disclosure of expenses of employee benefits Disclosure of employee benefits expenses Policy of expenses of employee benefits Policy of employee benefits expenses Expenses of employee benefits Expenses of employee benefits Staff costs Total of expenses of employee benefits Employee benefits expenses Notification that a statement has been submitted to the trade register Description of environmental aspects Disclosure of equalisation reserve Disclosure of gross equalisation reserve Policy of gross equalisation reserve Gross equalisation reserve Gross Policy of equalisation reserve Disclosure of reinsurance part of the equalisation reserve Policy of reinsurance part of the equalisation reserve Reinsurance part of the equalisation reserve Reinsurance part of the equalisation reserve Reinsurance part Reinsurance part Equalisation reserve Equalisation reserve at the end of the period Equalisation reserve at the beginning of the period Total of equalisation reserve Disclosure of equity and liabilities Policy of equity and liabilities Equity and liabilities Total of equity and liabilities Equity in the consolidated financial statements Other differences in equity between the separate and consolidated financial statements Difference in equity in the separate and consolidated financial statements Total of difference in equity in the separate and consolidated financial statements Disclosure of equity Disclosure of group equity Policy of group equity Group equity Total of group equity Policy of classification of equity and liabilities Movement in equity during the period Movement during the period Total of movements during the period Policy of equity Equity in the separate financial statements Total of equity in the separate financial statements Description of the withheld part of the result in equity Description of the withheld part of the result Equity Equity at the end of the period Equity at the beginning of the period Total of equity Disclosure of expenses Disclosure of other expenses Disclosure of other costs Policy of other expenses Policy of other costs Other expenses Other expenses Other costs Other costs Other costs Policy of expenses Disclosure of expenses relating to investment management Disclosure of costs relating to investment management Policy of expenses relating to investment management Policy of costs relating to investment management Expenses relating to investment management Expenses relating to investment management Cost relating to investment management Expenses Total of expenses Total of expenses Costs Explanatory report relating to communications in the context of Decree on article 10 takeover directive Disclosure of exploitation subsidies Policy of exploitation subsidies Disclosure of extraordinary expenses Policy of extraordinary expenses Extraordinary expenses Extraordinary expenses Disclosure of extraordinary income Policy of extraordinary income Extraordinary income Sum of the depreciation and impairments of financial assets Sum of the depreciation and impairments of financial assets at the end of the period Sum of the depreciation and impairments of financial assets at the beginning of the period Accumulated depreciation and impairments Sum of the revaluations of financial assets Sum of the revaluations of financial assets at the end of the period Sum of the revaluations of financial assets at the beginning of the period Accumulated revaluations Cumulative changes in value Sum of the values of financial assets acquired during the financial year Additions Investments / grants / endowments Description of the book value and current value of financial fixed assets that are valued at a higher amount than the current value Disclosure of financial assets of book value higher than current value Disclosure of book value higher than current value Depreciation of financial assets Depreciation Depreciation Depreciation for the financial year of financial assets Disclosure of financial assets Depreciation on disposals of financial assets Depreciation on disposals Sum of the book values of financial assets no longer available to the legal entity at the end of the financial year Disposals Disposals Divestments / repayments / releases Divestments / repayments / releases Reversal of impairment of financial assets Reversal of impairment Reversal of impairment Impairment of financial assets Impairment of financial assets Impairment Impairment Movement in financial assets during the period Movement during the period Total of movements during the period Other movements in financial assets Other movements Policy of financial assets Revaluations of financial assets Revaluations Revaluations of financial assets during the financial year Financial assets Financial assets at the end of the period Financial assets at the beginning of the period Total of financial assets Financial information Book value of financial instruments Description of the assumptions underlying the current valuation of financial instruments, if this value has been determined using valuation models and techniques Disclosure of current value Policy of current value of financial instruments Policy of current value Current value of financial instruments Current value Disclosure of financial instruments Information on financial instruments Description of the policy on hedging risks associated with all major types of transactions Risk hedging policy Disclosure of cash flow risks Cash flow risks Cash flow risks suffered by the legal entity Disclosure of credit risks Credit risks Credit risks suffered by the legal entity Disclosure of liquidity risks Liquidity risks Liquidity risks suffered by the legal entity Objectives of risk management of financial instruments Objectives of risk management Description of the risk management policy of financial instruments Risk management policy Disclosure of price risks Price risks Price risks suffered by legal entity Disclosure of other financial investments Policy of other financial investments Other financial investments Total of other financial investments End date of the period concerning the financial statement End date of current financial reporting period Start date of the period concerning the financial statement Start date of current financial reporting period End date of the previous period concerning the financial statement End date of previous financial reporting period Start date of the previous period concerning the financial statement Start date of previous financial reporting period Policy of conversion of amounts denominated in foreign currency Policy processing exchange rate differences Disclosure of foreign currency translation reserve Disclosure of currency translation reserve Foreign currency translation reserve for market-valued securities Policy of foreign currency translation reserve Policy of currency translation reserve Disclosure of foreign currency translation recognized in the currency translation reserve Foreign currency translation reserve Exchangerate differences for securities value at market value Disclosure of general and administrative expenses Policy of general and administrative expenses General and administrative expenses General and administrative expenses Additions to and disposals from the general banking risks reserve Disclosure of general banking risks reserve Policy of general banking risks reserve General banking risks reserve General banking risks reserve at the end of the period General banking risks reserve at the beginning of the period General information (in the management report) General information Geographic location Description of the basis of preparation of the financial statements when not going concern basis Disclosure of going concern Description of the effect of not applying going concern basis on equity and results Description of the uncertainties relating to the ability of the entity to continue as going concern Disclosure of costs of goodwill acquired from third party Disclosure of goodwill Policy of costs of goodwill acquired from third party Policy of goodwill Reason for the amortization period of the costs of goodwill if the useful life of development and goodwill costs cannot be reliably estimated and these costs are amortized over a period of no more than ten years Costs of goodwill acquired from third party Goodwill Disclosure of government securities for central bank refinancing Disclosure of securities from public entities with a original maturity of two years at the most eligible for central bank refinancing Policy of government securities for central bank refinancing Policy of securities from public entities with a original maturity of two years at the most eligible for central bank refinancing Government securities for central bank refinancing Securities from public entities with a original maturity of two years at the most eligible for central bank refinancing Disclosure of government subsidies Disclosure of subsidies from governments Policy of government subsidies Policy of subsidies from governments Government subsidies Subsidies received from governments Subsidies from governments Disclosure of gross operating result Disclosure of gross margin Policy of gross operating result Policy of gross margin Gross operating result Gross margin Disclosure of gross margin Gross margin Total of gross margin Disclosure of group structure Group structure Description of the location where to obtain a copy of the consolidated financial statements Location of the company as ultimate parent in the group structure Location of the ultimate parent Name of the company as ultimate parent in the group structure Name of the ultimate parent Description of guarantees for the joint directors of the legal person, as provided by the legal entity, are subsidiaries and the companies of which he consolidates the data Description of guarantees for the joint supervisory directors of the legal person, as provided by the legal entity, are subsidiaries and the companies of which he consolidates the data Description of how, in conjunction with the revaluation, the impact of taxes on capital and income is taken into account Disclosure of decrease in the value of current assets Policy of decrease in the value of current assets, provided they surpass the regular decrease in value Policy of decrease in the value of current assets Decrease in the value of current assets Decrease in the value of current assets Policy of impairment of financial assets Policy of reversal of impairment of financial assets Policy of reversal of impairment of intangible assets Policy of reversal of impairment of property, plant and equipment Income allocated to the investments in land and buildings for own use Disclosure of income Disclosure of income Description of the nature and extent of income and expenses charged to another financial year Disclosure of other income and expenses Policy of other income and expenses Other income and expenses Total of other income and expenses Total of other income and expenses Disclosure of income from investments allocated to non-technical account Disclosure of income from investments to be allocated to the non-technical account Policy of income from investments allocated to non-technical account Policy of income from investments to be allocated to the non-technical account Income from investments allocated to non-technical account Income from investments to be allocated to the non-technical account Disclosure of income from investments Disclosure of income from investments in other investments Policy of income from investments in other investments Income from investments in other investments In other investments Disclosure of income from investments in land and buildings Policy of income from investments in land and buildings Income from investments in land and buildings In land and buildings Disclosure of income from investments in participating interests Disclosure of income from investments in participating interests in group companies Policy of income from investments in participating interests in group companies Income from investments in participating interests in group companies Disclosure of income from investments in participating interests not valued at net asset value Disclosure of revenue from investments in participating interests not valued at net asset value Income from investments in participating interests not valued at net asset value Revenue from investments in participating interests not valued at net asset value Disclosure of income from investments in other participating interests Policy of income from investments in other participating interests Income from investments in other participating interests Income from investments in other participating interests at the end of the period Income from investments in other participating interests at the beginning of the period In other participating interests Policy of income from investments in participating interests Income from investments in participating interests In participating interests Policy of income from investments Income from investments Total of income from investments Disclosure of income from other investments Disclosure of income from other investments in other investments Policy of income from other investments in other investments Income from other investments in other investments Other investments Disclosure of income from other investments in land and buildings Policy of income from other investments in land and buildings Income from other investments in land and buildings In land and buildings Disclosure of income from other investments in participating interests Policy of income from other investments in participating interests Income from other investments in participating interests Policy of income from other investments Income from other investments In other investments Total of income from other investments Disclosure of income from group companies Disclosure of income from group companies Policy of income from group companies Policy of income from group companies Income from participating interests in group companies Income from group companies Disclosure of income from securities and investments in participating interests Policy of income from securities and investments in participating interests Income from securities and investments in participating interests Income from securities Total of income from securities and investments in participating interests Disclosure of income from shares and other variable-yield securities Policy of income from shares and other variable-yield securities Income from shares and other variable-yield securities Income from variable-yield securities Disclosure of other income Disclosure of other income Policy of other income Policy of other income Other income Other income Total of other income Other income Policy of income Policy of income Disclosure of income of securities and receivables, that are part of non-current assets Disclosure of income of non-current receivables and of securities Disclosure of income of non-current receivables and of securities in group companies Disclosure of income of securities and receivables, that are part of non-current assets in group companies Income of non-current receivables and of securities in group companies Income of securities and receivables, that are part of non-current assets in group companies Income of non-current receivables and of securities in other affiliated companies Income of securities and receivables, that are part of non-current assets in other affiliated companies Policy of income of securities and receivables, that are part of non-current assets Policy of income of non-current receivables and of securities Income of securities and receivables, that are part of non-current assets Income of non-current receivables and of securities Disclosure of income tax expense Disclosure of tax expense Disclosure of income tax expense from extraordinary items (credit) Disclosure of income tax expense from extraordinary items Policy of income tax expense from extraordinary items (credit) Policy of income tax expense from extraordinary items Income tax expense from extraordinary items (credit) Income tax expense from extraordinary items Disclosure of income tax expense from extraordinary items (debit) Disclosure of income tax expense from extraordinary items Policy of income tax expense from extraordinary items (debit) Policy of income tax expense from extraordinary items Income tax expense from extraordinary items (debit) Income tax expense from extraordinary items Disclosure of income tax expense from extraordinary items Policy of income tax expense from extraordinary items Income tax expense from extraordinary items Income tax expense from extraordinary items Disclosure of income tax expense from ordinary activities (credit) Disclosure of income tax expense from ordinary activities Policy of income tax expense from ordinary activities (credit) Policy of income tax expense from ordinary activities Income tax expense from ordinary activities (credit) Income tax expense from ordinary activities Disclosure of income tax expense (debit) Disclosure of income tax expense from ordinary activities Policy of income tax expense (debit) Policy of income tax expense from ordinary activities Income tax expense (debit) Income tax expense from ordinary activities Disclosure of income tax expense from ordinary activities Policy of income tax expense from ordinary activities Income tax expense from ordinary activities Income tax expense from ordinary activities Disclosure of other income tax expense Policy of other income tax expense Other income tax expense Other income tax expense Policy of income tax expense Policy of tax expense Total amount of tax directly incorporated in equity capital Income tax expense Income tax expense Tax expense Tax expense Total of income tax expense Income Total of income Income Increase (decrease) in negative equity of participating interests consolidated Increase (decrease) in not realised cumulated intercompany result Increase (decrease) in provision participating interests Disclosure of increase in value of investments Policy of increase in value of investments Increase in value of investments Changes in value of investments Disclosure of non-recognition of accruals and deferred income related to other operating expenses Exemption and reference to location of availability of other information Other information Sum of the amortisation and impairments of intangible assets Sum of the amortisation and impairments of intangible assets Accumulated amortisation and impairments Sum of the amortisation and impairments of intangible assets at the end of the period Sum of the amortisation and impairments of intangible assets at the beginning of the period Accumulated amortisation and impairments Sum of the revaluations related to intangible assets Sum of the revaluations related to intangible assets at the end of the period Sum of the revaluations related to intangible assets at the beginning of the period Accumulated revaluations Sum of the values of intangible assets acquired during the financial year Additions Amortisation of intangible assets Amortisation Amortisation Amortisation of intangible assets for the financial year Disclosure of the current value of intangible assets Disclosure of intangible assets Amortisation on disposals of intangible assets Amortisation on disposals Sum of the book values of intangible assets no longer available to the legal entity at the end of the financial year Disposals Disposals Reversal of impairment of intangible assets Reversal of impairment Impairment of intangible assets Impairment of intangible assets Impairment Impairment Description of the capitalised interest on intangible assets during the period Description of capitalised interest during the period Movement of intangible assets during the period Movement during the period Total of movements during the period Policy of intangible assets Revaluations of intangible assets Revaluations Revaluations of intangible assets during the financial year Intangible assets Intangible assets at the end of the period Intangible assets at the beginning of the period Total of intangible assets Disclosure of interest expenses capitalised during the period Disclosure of interest expenses and related expenses Disclosure of interest charges and similar charges Interest expenses and related expenses from group companies Interest expenses and related expenses from group companies Interest expenses and related expenses from other affiliated companies Interest expenses and related expenses from other affiliated companies Policy of interest expenses and related expenses Policy of interest charges and similar charges Interest expenses and related expenses Interest expenses and related expenses Interest charges and similar charges Disclosure of interest from bonds and other fixed-income securities Disclosure of interest from securities with fixed interest rates or rates that vary in accordance with market rates Policy of interest from bonds and other fixed-income securities Policy of interest from securities with fixed interest rates or rates that vary in accordance with market rates Interest from bonds and other fixed-income securities Interest from securities with fixed interest rates or rates that vary in accordance with market rates Disclosure of other interest income and related income Disclosure of interest and related income Disclosure of interest and similar income Disclosure of other interest income and related income from group companies Disclosure of interest and related income from group companies Disclosure of interest income and related income from group companies Other interest income and related income from group companies Interest and related income from group companies Interest income and related income from group companies Disclosure of other interest income and related income from other affiliated companies Disclosure of interest and related income from other affiliated companies Disclosure of interest income and related income from other affiliated companies Other interest income and related income from other affiliated companies Interest and related income from other affiliated companies Interest income and related income from other affiliated companies Disclosure of other interest income and related income Policy of other interest income and related income Other interest income and related income Policy of other interest income and related income Policy of interest and related income Policy of interest and similar income Other interest income and related income Interest and related income Total of other interest income and related income Interest and similar income Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of interests in investment pools Investments classified as non-current assets Policy of interests in investment pools Interests in investment pools Total of interests in investment pools Disclosure of inventories Description of the capitalised interest of inventories during the period Capitalised interest during the period Policy of inventories Inventories Inventories at the end of the period Inventories at the beginning of the period Total of inventories Disclosure of finished and trade goods Policy of finished and trade goods Finished and trade goods Disclosure of raw materials and consumables Policy of raw materials and consumables Raw materials and consumables Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of investment expenses Disclosure of expenses from investments Policy of investment expenses Policy of expenses from investments Investment expenses Total of investment expenses Total of investment expenses Expenses from investments Sum of the depreciation and impairments of investment properties Sum of the depreciation and impairments of investment properties Accumulated amortisation and impairments Sum of the depreciation and impairments of investment properties at the end of the period Sum of the depreciation and impairments of investment properties at the beginning of the period Accumulated amortisation and impairments Cumulative depreciation Description of the capitalised interest on investment properties during the period Investments classified as current assets that are not part of the trading book Investments classified as current assets that are part of the trading book Investments classified as non-current assets Disclosure of investments Disclosure of sum of investments Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Investments classified as non-current assets Investments that qualify as fixed assets Disclosure of investments for risk of policyholders and investments of annual life funds Disclosure of investments for the risk of the party entitled to payment as well as investments of annual life funds Policy of investments for risk of policyholders and investments of annual life funds Policy of investments for the risk of the party entitled to payment as well as investments of annual life funds Investments for risk of policyholders and investments of annual life funds Investments for the risk of the party entitled to payment as well as investments of annual life funds Disclosure of investments, group companies and participating interests Policy of investments, group companies and participating interests Investments, group companies and participating interests Total of investments, group companies and participating interests Disclosure of investments in land and buildings Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of investments in land and buildings for own use Investments classified as non-current assets Policy of investments in land and buildings for own use Investments in land and buildings for own use For own use Total of investments in land and buildings for own use Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of other investments in land and buildings Investments classified as non-current assets Policy of other investments in land and buildings Other investments in land and buildings Other investments in land and buildings at the end of the period Other investments in land and buildings at the beginning of the period Other Total of other investments in land and buildings Policy of investments in land and buildings Investments in land and buildings Total of investments in land and buildings Disclosure of other investments in other participating interests Policy of other investments in other participating interests Other investments in other participating interests Other Disclosure of investments in credit institutions as group companies Policy of investments in credit institutions as group companies Investments in credit institutions as group companies In credit institutions Disclosure of shares, certificates of shares and other types of participating interests in group companies Disclosure of investments in participating interests in group companies Disclosure of investments in other group companies Policy of investments in other group companies Investments in other group companies Other Policy of shares, certificates of shares and other types of participating interests in group companies Policy of investments in participating interests in group companies Shares, certificates of shares and other types of participating interests in group companies Total of shares, certificates of shares and other types of participating interests in group companies Investments in participating interests in group companies Disclosure of other investments in credit institutions Policy of other investments in credit institutions Other investments in participating interests in credit institutions In credit institutions Disclosure of other investments in participating interests Policy of other investments in participating interests Other investments in participating interests Other investments in participating interests at the end of the period Other investments in participating interests at the beginning of the period Total of other investments in participating interests Investments in participating interests Investments in participating interests at the end of the period Investments in participating interests at the beginning of the period Total of investments in participating interests Disclosure of investments in participating interests in other affiliated companies Policy of investments in participating interests in other affiliated companies Investments in participating interests in other affiliated companies Other investments in participating interests Policy of investments Policy of sum of investments Investments Investments at the end of the period Investments at the beginning of the period Total of investments Sum of investments Disclosure of irrevocable commitments Disclosure of irrevocable commitments from sale and repurchase transactions Policy of irrevocable commitments from sale and repurchase transactions Irrevocable commitments from sale and repurchase transactions From sale and repurchase transactions Disclosure of other irrevocable commitments Policy of other irrevocable commitments Other irrevocable commitments Other Policy of irrevocable commitments Irrevocable commitments Total of irrevocable commitments Disclosure of land and buildings Disclosure of land and buildings for own use Policy of land and buildings for own use Land and buildings for own use Policy of land and buildings Policy of buildings Land and buildings Equity according to the last available financial statements of the legal entity Equity according to the last available financial statements Equity of company providing one fifth of capital with or without one or more daughter companies The share in the subscribed capital of each company to which it provides or has provided at least a fifth of the subscribed capital, alone or together with one or more subsidiaries for its own account The share in the subscribed capital of each company in which he, as a partner, is fully liable to the creditors for the debts Interest in share capital of the legal entity Legal form of the legal entity Legal form Place of residence of any company in which the legal person, alone or together with one or more subsidiaries, provides or has provided at least a fifth of the subscribed capital for its own account Place of residence of any company in which the legal person as a partner is fully liable to the creditors for the debts Place of residence of any company to which one or more companies or subsidiaries fully consolidated in the consolidation provide or have provided at least a fifth of the issued capital, either individually or jointly for their own account Place of residence of any company that fully incorporates the legal entity in its consolidated annual accounts Place of residence of each company whose financial data are included in the consolidated financial statements in part, in proportion to the interest therein Place of residence of any company which is a subsidiary without legal personality Location of the legal entity Location Location of company listed in the consolidated financial statement Name of the legal entity which functions as managing or supervisory director Name of the legal entity Registered office of the legal entity Registered office Result of any company to which, alone or together with one or more subsidiaries, it provides at least one fifth of the subscribed capital for its own account Result according to the last available financial statements of the legal entity Result according to the last available financial statements Result of each company that provides one fifth of the capital with or without daughter companies Reserve for contribution on shares other than cash Legal reserve for contributions in kind Legal reserve that account for incorporation and share issue Legal reserve for capitalised costs of incorporation and share issue Legal reserve for deferred results of financial instruments Legal reserve for capitalised development costs Legal reserve for costs that account for capitalised development costs Non-distributable reserve for granted loan to obtain by others shares in the capital of the company or of depositary receipts thereof Legal reserve for loans provided with the intention to obtain treasury shares Legal reserve for the negative translation of the share capital of a public limited liability company into euros Legal reserve for the negative translation of the share capital Legal reserve for the negative translation of the share capital not attributed to distributable or non-distributable reserves, in case share capital of a public limited liability company is higher than determined in article 109L (fourth section of convention relating to EU exchange rate) when converting from Guilder into euro's Legal reserve participating interests Legal reserve with a value of shares in positive outcomes of participating interests and in direct capital increase since first valuation, minus benefits which legal entity was entitled to at time of determining the financial statement, as well as loss in capital due to participation and benefits that can be done without any regulations Legal reserve for the translation of the share capital of a public limited liability company into euros Legal reserve for the translation of the share capital into euros A lower share capital as a result of conversion of the share capital from a public limited company into euros Disclosure of other legal reserves, distinguished by their nature Disclosure of lawful reserves Policy of other legal reserves, distinguished by their nature Policy of lawful reserves Other legal reserves Lawful reserves Total of other legal reserves Disclosure of legal and statutory reserves Policy of legal and statutory reserves Legal and statutory reserves Total of legal and statutory reserves Liabilities to which the legal entity committed on behalf of group companies Liabilities to which the legal entity committed Disclosure of current liabilities Disclosure of current liabilities (up to one year) Policy of current liabilities Policy of current liabilities (up to one year) Disclosure of the current liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Disclosure of the liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Specification of the current liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Current liabilities Current liabilities at the end of the period Current liabilities at the beginning of the period Current liabilities and accruals and deferred income Total of current liabilities Liabilities (current) Disclosure of liabilities Non-current liabilities with a maturity exceeding five years Liabilities with a maturity exceeding one year Description of the interest rate on debts with a term of more than one year Liabilities with a maturity of no more than one year Disclosure of non-current liabilities Disclosure of non-current liabilities (exceeding one year) Disclosure of the maturity of non-current liabilities Disclosure of maturity Policy of non-current liabilities Policy of non-current liabilities (exceeding one year) Disclosure of the non-current liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Disclosure of the liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Specification of the non-current liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Non-current liabilities Non-current liabilities at the end of the period Non-current liabilities at the beginning of the period Total of non-current liabilities Liabilities (non-current) Policy of liabilities Disclosure of current liabilities relating to securities transactions Disclosure of liabilities relating to securities transactions Policy of current liabilities relating to securities transactions Policy of liabilities relating to securities transactions Current liabilities relating to securities transactions Liabilities relating to securities transactions Total of current liabilities relating to securities transactions Disclosure of non-current liabilities relating to securities transactions Disclosure of liabilities relating to securities transactions Policy of non-current liabilities relating to securities transactions Policy of liabilities relating to securities transactions Non-current Liabilities relating to securities transactions Liabilities relating to securities transactions Total of non-current Liabilities relating to securities transactions Policy of liabilities relating to securities transactions Disclosure of current liabilities relating to securities transactions to commission agents Disclosure of liabilities relating to securities transactions to commission agents Policy of current liabilities relating to securities transactions to commission agents Policy of liabilities relating to securities transactions to commission agents Current liabilities relating to securities transactions to commission agents Liabilities relating to securities transactions to commission agents Disclosure of non-current liabilities relating to securities transactions to commission agents Disclosure of liabilities relating to securities transactions to commission agents Policy of non-current liabilities relating to securities transactions to commission agents Policy of liabilities relating to securities transactions to commission agents Non-current payables relating to securities transactions to commission agents Liabilities relating to securities transactions to commission agents Policy of liabilities relating to securities transactions to commission agents Disclosure of current liabilities relating to securities transactions to other parties Disclosure of liabilities relating to securities transactions to other parties Policy of current liabilities relating to securities transactions to other parties Policy of liabilities relating to securities transactions to other parties Current liabilities relating to securities transactions to other parties Liabilities relating to securities transactions to other parties Disclosure of non-current liabilities relating to securities transactions to other parties Disclosure of liabilities relating to securities transactions to other parties Policy of non-current liabilities relating to securities transactions to other parties Policy of liabilities relating to securities transactions to other parties Non-current payables relating to securities transactions to other parties Liabilities relating to securities transactions to other parties Policy of liabilities relating to securities transactions to other parties Specification of secured liabilities and form of separation Disclosure of the liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Specification of the liabilities to which the legal person has committed itself, whether or not conditionally, to encumber or not to encumber assets Liabilities Total of liabilities Liabilities Limited deductible expenses Link to country by country reporting information Indication of where the corporate governance statement is available to the public electronically Link to the publicly available text of other codes of conduct Link to the publicly available text of the Dutch corporate governance code Amount of outstanding loans, advances and guarantees on behalf of managing and supervisory directors Original amount Disclosure of loans, advances and guarantees on behalf of managing and supervisory directors Disclosure of outstanding amount of loans, advances and guarantees on behalf of managing and supervisory directors Impaired and waived amount of loans, advances and guarantees on behalf of managing and supervisory directors Impaired and waived amount Interest rate of the loans, advances and guarantees on behalf of managing and supervisory directors Interest rate Policy of loans, advances and guarantees on behalf of managing and supervisory directors Policy of outstanding amount of loans, advances and guarantees on behalf of managing and supervisory directors Remuneration during the financial year of loans, advances and guarantees for the benefit of each director and commissioner Repayments during the period Description of other significant conditions of loans, advances and guarantees on behalf of managing and supervisory directors Significant conditions Loans, advances and guarantees on behalf of managing and supervisory directors Loans, advances and guarantees on behalf of managing and supervisory directors at the end of the period Loans, advances and guarantees on behalf of managing and supervisory directors at the beginning of the period Outstanding amount Total of loans, advances and guarantees on behalf of managing and supervisory directors Amount of loans, advances and guarantees on behalf of managing and supervisory directors Long-term benefits of a managing or supervisory director Long-term benefits Disclosure of machinery Policy of machinery Policy of inventory and equipment Machinery Description of the size of the total run-off in the financial year of the provisions for claims or benefits to be paid from the fourth previous financial year and the previous financial years Description of the extent of the run-off in the financial year of the provisions formed at the expense of the three previous financial years for claims or benefits to be paid Explanation of management and mediation activities for third parties Exemption and reference to location of availability of the management report Exemption and reference to location of availability Notes to marketable debt securities Mortgage bonds Name of signatory Name Name of the credit institution or investment firm Name Description of the nature of the indications which underlies the conviction that the book value will be realized Nature of activities Description of nature of provision Description of the nature of the total run-out in the financial year of the provisions formed for claims or benefits to be paid from the fourth previous financial year and the previous financial years Description of the nature of the run-off in the financial year of the provisions for claims or benefits to be paid from the three previous financial years Negative equity of consolidated participating interests Disclosure of net operating result Net operating result Total of net operating result Disclosure of net result after tax attributable to the legal entity Net result after tax attributable to the legal entity Net result after tax attributable to the legal entity Net result after tax attributable to the legal entity Net result after tax attributable to the legal entity Consolidated net result after tax period of the financial report, for the legal entity Disclosure of net revenue Policy of net revenue Disclosure of ratio of the movement of net revenue compared to prior period Disclosure of ratio of movement compared to prior period Policy of ratio of the movement of net revenue compared to prior period Policy of ratio of movement compared to prior period Ratio, to what extent, net sales relative to those of the previous period is increased or decreased Ratio of movement compared to prior period Ratio of the movement of net revenue, measure of increase or decrease compared to prior period Disclosure of segmentation of net revenue Exemption for the segmentation of net revenue Notification of exemption requested or issued by minister of economic affairs for notification of profit segmentation according to branch or geographical area Disclosure of the segmentation of net revenue by geography Net revenue segmented by geography Net revenue by geography Disclosure of the segmentation of net revenue by industry Net revenue segmented by industry Net revenue by industry Net revenue Net revenue at the end of the period Net revenue at the beginning of the period Total of net revenue Policy for offsetting an asset/liability Description of the differences and reasons that led to the revision of the classification and amounts compared to the previous year Explanation of reason for not adjusting comparative figures, if this is not practically possible Non deductible expenses Disclosure of third party share in group companies Policy of third party share in group companies Third party share in group companies Not recorded liabilities to which the legal entity committed on behalf of group companies Not recorded liabilities to which the legal entity committed Description of the application of Article 402 Notification of legal entity for which legal entity issued a liability claim in accordance with article 403 Number of men that is part of the board Number of men in managerial functions Number of men that is part of the supervisory board Number of women that is part of the board Number of women in managerial functions Number of women that is part of the supervisory board Description of the business objectives of the contingent arrangements Disclosure of contingent arrangements Contingent arrangements Description of the financial consequences of the contingent arrangements Description of the nature of the contingent arrangements Disclosure of off-balance sheet commitments Off-balance sheet commitments Disclosure of each conditional income and expense Contingent liabilities from discounted exchanges or chèques on behalf of group companies Contingent liabilities on behalf of group companies Disclosure of contingent liabilities on behalf of group companies Disclosure of old age obligation Policy of old-age obligation Disclosure of open forward transactions Policy of operating costs Disclosure of operating expenses Disclosure of operating expenses Other operating expenses Total of other operating expenses Disclosure of other operating expenses Other operating expenses Policy of other operating expenses Policy of other operating expenses Other operating expenses Other operating expenses Other operating expenses Other operating expenses Total of other operating expenses Policy of operating expenses Policy of operating expenses Operating expenses Operating expenses Total of operating expenses Operating expenses Total of operating expenses Disclosure of operating income Disclosure of sum of operating income Disclosure of other operating income Policy of other operating income Other operating income Total of other operating income Policy of operating income Policy of sum of operating income Operating income Total of operating income Sum of operating income Disclosure of operating result Operating result Total of operating result Normal shares Disclosure of other expenses Policy of other expenses Other administrative expenses Other administrative expenses Description of the size of the other assets, if not minor Description of the nature of the other assets, if not minor Disclosure of other types of other assets Policy of other types of other assets Other types of other assets Other types of other assets at the end of the period Other types of other assets at the beginning of the period Other assets Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of other types of other financial investments Investments classified as non-current assets Policy of other types of other financial investments Other types of financial investments Other types of financial investments at the end of the period Other types of financial investments at the beginning of the period Total of other types of financial investments Disclosure of other fiscal reserves Policy of other fiscal reserves Disclosure of other receivables other Receivables with a maturity exceeding one year Receivables with a term of one year or less Policy of other receivables other Other receivables other Total of other receivables other Disclosure of other technical expenses for own account Disclosure of other technical expenses Policy of other technical expenses for own account Policy of other technical expenses Other technical expenses for own account Other technical expenses for own account Other technical expenses Total of other technical expenses for own account Disclosure of other technical income for own account Disclosure of other technical income Policy of other technical income for own account Policy of other technical income Other technical income for own account Other technical income Total of other technical income for own account Disclosure of outcome of current assets less current liabilities Policy of outcome of current assets less current liabilities Outcome of current assets less current liabilities Outcome of current assets less current liabilities Disclosure of outcome of assets less current liabilities Policy of outcome of assets less current liabilities Outcome of assets less current liabilities Outcome of assets less current liabilities Disclosure of outcome of receivables and other assets less current liabilities Policy of outcome of receivables and other assets less current liabilities Outcome of receivables and other assets less current liabilities Outcome of receivables and other assets less current liabilities Disclosure of costs of acquisition of patents, trademarks and other rights Disclosure of patents, trademarks and other rights Policy of costs of acquisition of patents, trademarks and other rights Policy of patents, trademarks and other rights Costs of acquisition of patents, trademarks and other rights Patents, trademarks and other rights Disclosure of current payables to banks Disclosure of payables to banks Policy of current payables to banks Policy of payables to banks Policy of payables to banks Current payables to banks Payables to banks Payables to credit institutions Disclosure of payables to banks Disclosure of non-current payables to banks Disclosure of payables to banks Non-current policy of payables to banks Policy of payables to banks Policy of payables to banks (non-current) Non-current payables to banks Payables to banks Payables to credit institutions Policy of payables to banks Payables to banks Total of payables to banks Disclosure of other payables to credit institutions Policy of other payables to credit institutions Other payables to credit institutions Other Disclosure of payables to credit institutions payable upon demand Policy of payables to credit institutions payable upon demand Payables to credit institutions payable upon demand Payable upon demand Disclosure of payables to customers relating to deposits Disclosure of other payables to customers relating to deposits Policy of other payables to customers relating to deposits Other payables to customers relating to deposits Other Disclosure of payables to customers relating to deposits payable upon demand Policy of payables to customers relating to deposits payable upon demand Payables to customers relating to deposits payable upon demand Payable upon demand Policy of payables to customers relating to deposits Payables to customers relating to deposits Deposits Total of payables to customers relating to deposits Disclosure of payables to customers Disclosure of other payables to customers Policy of other payables to customers Other payables to customers Other liabilities Total of other payables to customers Disclosure of other types of other payables to customers Policy of other types of other payables to customers Other types of other payables to customers Other Disclosure of other payables to customers payable upon demand Policy of other payables to customers payable upon demand Other payables to customers payable upon demand Payable upon demand Policy of payables to customers Payables to customers Total of payables to customers Disclosure of payables in respect of direct insurance Disclosure of payables from insurance agreements other than reinsurance Policy of payables in respect of direct insurance Policy of payables from insurance agreements other than reinsurance Payables in respect of direct insurance Payables from insurance agreements other than reinsurance Disclosure of current payables to group companies Disclosure of payables to group companies Policy of current payables to group companies Policy of payables to group companies Current payables to group companies Payables to group companies Disclosure of payables to group companies Disclosure of non-current payables to group companies Disclosure of payables to group companies Policy of non-current payables to group companies Policy of payables to group companies Non-current payables to group companies Payables to group companies Policy of payables to group companies Payables to group companies Total of payables to group companies Policy of payables relating to income taxes Disclosure of current payables to other affiliated companies Disclosure of payables to other affiliated companies Policy of current payables to other affiliated companies Policy of payables to other affiliated companies Current payables to other affiliated companies Payables to other affiliated companies Amount of payable to participations where the legal entity has right of influence (current) Disclosure of non-current payables to other affiliated companies Disclosure of payables to other affiliated parties Policy of non-current payables to other affiliated companies Policy of payables to other affiliated companies Non-current payables to other affiliated companies Payables to other affiliated companies Amount of payable to participations where the legal entity has right of influence (non-current) Policy of payables to other affiliated companies Disclosure of current other payables Disclosure of other payables Policy of current other payables Policy of other payables Current other payables Other payables Disclosure of other payables Disclosure of non-current other payables Disclosure of other payables Policy of non-current other payables Policy of other payables Non-current other payables Other payables Policy of other payables Other payables Total of other payables Disclosure of payables relating to reinsurance Disclosure of payables relating to reinsurance agreements Policy of payables relating to reinsurance Policy of payables relating to reinsurance agreements Payables relating to reinsurance Payables relating to reinsurance agreements Disclosure of current payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Disclosure of payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Disclosure of current payables to receivables shareholders and participating interests Policy of current payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Policy of payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Policy of current payables to receivables shareholders and participating interests Current payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Current payables to receivables shareholders and participating interests Disclosure of payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Disclosure of payables to receivables shareholders and participating interests Disclosure of non-current payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Disclosure of payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Disclosure of non-current payables to receivables shareholders and participating interests Policy of non-current payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Policy of payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Policy of non-current payables to receivables shareholders and participating interests Non-current payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Non-current payables to receivables shareholders and participating interests Policy of payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Policy of payables to receivables shareholders and participating interests Payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Total of payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Payables to receivables shareholders and participating interests Disclosure of pension costs Applied policy of pension costs Applied policy of provision for pension obligations Pension costs Total of pension costs Pension contribution to be paid Disclosure of current pension related payables Disclosure of pension related payables Policy of current pension related payables Policy of pension related payables Current pension related payables Pension related payables Disclosure of pension related payables Disclosure of non-current pension related payables Disclosure of pension related payables Policy of non-current pension related payables Policy of pension related payables Non-current pension related payables Pension related payables Policy of pension related payables Pension related payables Total of pension related payables Description of personnel aspects Description of the plan to achieve a more balanced ratio of men and women on the management board and the supervisory board, as well as other categories of employees in management positions Description of the powers attached to the profit and loss certificates and similar rights Premiums earned Premiums of agreements where the beneficiary bears the investment risk, of agreements with and of agreements without profit sharing Premiums from group insurance policies Premiums from individual insurance policies Gross premiums damage insurance Gross premiums Disclosure of gross premiums Disclosure of gross premiums lapsed during the financial year Gross premiums life insurance Gross premiums Policy of gross premiums Policy of gross premiums lapsed during the financial year Gross premiums Gross premiums lapsed during the financial year Disclosure of net premiums Policy of net premiums Net premiums Total of net premiums Premiums written Total of premiums written Disclosure of prepayments of intangible assets Policy of prepayments of intangible assets Prepayments of intangible assets Disclosure of prepayments of inventories Policy of prepayments of inventories Prepayments of inventories Explanation of the securities included in a price list of a stock exchange The amount of profit certificates and similar rights Disclosure of profit certificates and similar rights Statement of the number of shares with non or limited right to profit or reserves with their respective powers Profit-sharing and bonus payments of a managing or supervisory director Profit-sharing and bonus payments Disclosure of profit sharing and discounts Disclosure of increase or decrease of the technical provision for profit sharing and discounts Policy of profit sharing and discounts Policy of increase or decrease of the technical provision for profit sharing and discounts Profit sharing and discounts Profit sharing and discounts Total of profit sharing and discounts Increase or decrease of the technical provision for profit sharing and discounts Profit sharing Policy of project income Sum of the depreciation and impairments of property, plant and equipment Sum of the depreciation and impairments of property, plant and equipment Accumulated depreciation and impairments Sum of the depreciation and impairments of property, plant and equipment at the end of the period Sum of the depreciation and impairments of property, plant and equipment at the beginning of the period Accumulated depreciation and impairments Sum of the revaluations concerning property, plant and equipment Sum of the revaluations concerning property, plant and equipment at the end of the period Sum of the revaluations concerning property, plant and equipment at the beginning of the period Accumulated revaluations Sum of the values of property, plant and equipment acquired during the financial year Additions Disclosure of property plant equipment and inventories Disclosure of property, plant and equipment not classified as land and buildings as well as inventories Policy of property plant equipment and inventories Policy of property, plant and equipment not classified as land and buildings as well as inventories Property plant equipment and inventories Property, plant and equipment not classified as land and buildings as well as inventories Disclosure of the current value of property, plant and equipment Disclosure of property plant equipment of the deduction of the reinvestment reserve from the acquisition or production costs of an asset Depreciation of property, plant and equipment Depreciation Depreciation Depreciation of property, plant and equipment during the financial year Disclosure of property, plant and equipment Depreciation on disposals of property, plant and equipment Depreciation on disposals Sum of the book values of property, plant and equipment no longer available to the legal entity at the end of the financial year Disposals Disposals Reversal of impairment of property, plant and equipment Reversal of impairment Reversal of impairment of property, plant and equipment Impairment of property, plant and equipment Impairment of property, plant and equipment Impairment Impairment Impairment of property, plant and equipment Description of the capitalised interest on property, plant and equipment during the period Description of interest capitalised during the period Description of the limited business or personal right of use of property, plant and equipment Limited business or personal right of use Movement of property, plant and equipment during the period Movement during the period Total of movements during the period Other movements of property, plant and equipment Other movements Disclosure of property, plant and equipment not used in production process Policy of property, plant and equipment not used in the production process Property, plant and equipment not used in the production process Not used in operations Disclosure of other property, plant and equipment Policy of other property, plant and equipment Other property, plant and equipment Other property, plant and equipment at the end of the period Other property, plant and equipment at the beginning of the period Policy of property, plant and equipment Revaluations of property, plant and equipment Revaluations Revaluations of property, plant and equipment during the financial year Transfers of property, plant and equipment Transfers Property, plant and equipment Property, plant and equipment at the end of the period Property, plant and equipment at the beginning of the period Total of property, plant and equipment Disclosure of technical provisions for deferred profit sharing obligations Policy of technical provisions for deferred profit sharing obligations Provision for deferred profit sharing obligations Policy of provision of employee benefits Disclosure of provision for pension obligations Disclosure of provision for pensions Policy of provisions for pension obligations Policy of provision for pensions Provisions for pension obligations Provision for pensions Disclosure of provision for tax liabilities Disclosure of provision for taxes Policy of provision for tax liabilities Policy of provision for taxes Provision for tax liabilities Provision for taxes Provisions of the Articles of Association relating to the contribution to a co-operative Provisions of the Articles of Association relating to the contribution to a mutual guarantee company Provisions of the Articles of Association relating to profit appropriation Provisions of the Articles of Association relating to result appropriation of the foundations and associations in Article 360 section 3 Disclosure of the provisions of the Articles of Association relating to special governing control structures List of names entitled to special governing control structures and a description of the nature of this entitlement Description of the names of those to whom a special statutory right with regard to control of the legal person belongs, with a description of the nature of that right Disclosure of provisions Nature of provisions Long-term part of provisions Disclosure of other provisions Policy of other provisions Other provisions Other provisions at the end of the period Other provisions at the beginning of the period Total of other provisions Policy of provisions Provisions Provisions at the end of the period Provisions at the beginning of the period Total of provisions Policy of public-private concession agreements Disclosure of realised changes in value of investments Disclosure of realised changes in value of investments in group companies Policy of realised changes in value of investments in group companies Realised changes in value of investments in group companies In group companies Disclosure of realised changes in value of investments in other investments Policy of realised changes in value of investments in other investments Realised changes in value of investments in other investments In other investments Disclosure of realised changes in value of investments in land and buildings Policy of realised changes in value of investments in land and buildings Realised changes in value of investments in land and buildings In land and buildings Disclosure of realised changes in value of investments in other participating interests Policy of realised changes in value of investments in other participating interests Realised changes in value of investments in other participating interests In other participating interests Policy of realised changes in value of investments Realised changes in value of investments Total of realised changes in value of investments Disclosure of realised loss on investments Disclosure of loss from the sale of investments Policy of realised loss on investments Policy of loss from the sale of investments Realised loss on investments Realised loss on investments Loss from the sale of investments Disclosure of realised profit on investments Disclosure of income from the sale of investments Policy of realised profit on investments Policy of income from the sale of investments Realised profit on investments Income from the sale of investments Description of the reason why the carrying amount is not reduced from financial assets that are valued at a higher amount than the current value Description of reasons for not applying Article 2: 389 of the Dutch Civil Code to the separate financial statements Description of the reason for not consolidating a subsidiary Description of the reasons why one or more targets to achieve a more balanced gender balance on the management board and the supervisory board, as well as other categories of employees in management positions, have not been achieved Receivables of an indefinite maturity Disclosure of receivables Disclosure of receivables from banks Notes to receivables from credit institutions Disclosure of other receivables from banks Policy of other receivables from banks Other receivables from banks Other Disclosure of receivables from banks payable upon demand Policy of receivables from banks payable upon demand Receivables from banks payable upon demand Payable upon demand Policy of receivables from banks Receivables from banks Receivables from banks at the end of the period Receivables from banks at the beginning of the period Total of receivables from banks Receivables from customers arising from mortgage loans Disclosure of receivables from customers Other receivables from customers Policy of receivables from customers Receivables from customers Receivables from customers at the end of the period Receivables from customers at the beginning of the period Total of receivables from customers Disclosure of current receivables from loans and advances to participants or registered shareholders Disclosure of receivables from loans and advances to participants or registered shareholders Policy of current receivables from loans and advances to participants or registered shareholders Policy of receivables from loans and advances to participants or registered shareholders Current receivables from loans and advances to participants or registered shareholders Receivables from loans and advances to participants or registered shareholders Disclosure of non-current receivables from loans and advances to participants or registered shareholders Disclosure of receivables from loans and advances to participants or registered shareholders Policy of non-current receivables from loans and advances to participants or registered shareholders Policy of receivables from loans and advances to participants or registered shareholders Non-current receivables from loans and advances to participants or registered shareholders Receivables from loans and advances to participants or registered shareholders Policy of receivables from loans and advances to participants or registered shareholders Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of receivables from mortgage loans Disclosure of receivables from secured loans Investments classified as non-current assets Policy of receivables from mortgage loans Policy of receivables from secured loans Receivables from mortgage loans Total of receivables from mortgage loans Receivables from secured loans Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of receivables from other loans Investments classified as non-current assets Policy of receivables from other loans Receivables from other loans Total of receivables from other loans Disclosure of receivables from reinsurance Policy of receivables from reinsurance Receivables from reinsurance Disclosure of current receivables from group companies Disclosure of receivables from group companies Policy of current receivables from group companies Policy of receivables from group companies Current receivables from group companies Receivables from group companies Disclosure of non-current receivables from group companies Disclosure of receivables from group companies Non-current receivables from group companies Receivables from group companies Policy of receivables from group companies Receivables with a maturity exceeding one year Disclosure of receivables of direct insurance Disclosure of receivables of direct insurance from intermediaries Policy of receivables of direct insurance from intermediaries Receivables of direct insurance from intermediaries Intermediaries Disclosure of receivables of direct insurance from policyholders Policy of receivables of direct insurance from policyholders Receivables of direct insurance from policyholders Policyholders Policy of receivables of direct insurance Receivables of direct insurance Total of receivables of direct insurance Disclosure of current receivables from other affiliated companies Disclosure of receivables from other affiliated companies Policy of current receivables from other affiliated companies Policy of receivables from other affiliated companies Current receivables from other affiliated companies Receivables from other affiliated companies Receivables from legal entity and corporation with a share in the legal entity or share of the legal entity (current) Disclosure of non-current receivables from other affiliated companies Disclosure of receivables from other affiliated companies Policy of non-current receivables from other affiliated companies Policy of receivables from other affiliated companies Non-current receivables from other affiliated companies Receivables from other affiliated companies Receivables from other legal persons and companies with an interest in the legal person or in which the legal person has an interest (non-current) Policy of receivables from other affiliated companies Disclosure of current other receivables Disclosure of other receivables Policy of current other receivables Policy of other receivables Current other receivables Current other receivables at the end of the period Current other receivables at the beginning of the period Other receivables Total of other receivables Disclosure of other receivables Disclosure of non-current other receivables Disclosure of other receivables Policy of non-current other receivables Policy of other receivables Non-current other receivables Other receivables Policy of other receivables Other receivables Total of other receivables Policy of receivables Disclosure of receivables relating to securities transactions Disclosure of receivables relating to securities transactions from commission agents Policy of receivables relating to securities transactions from commission agents Receivables relating to securities transactions from commission agents Commission agents Disclosure of receivables relating to securities transactions from other parties Policy of receivables relating to securities transactions from other parties Receivables relating to securities transactions from other parties Other Policy of receivables relating to securities transactions Receivables relating to securities transactions Total of receivables relating to securities transactions Disclosure of current receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Disclosure of receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Policy of current receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Policy of receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Current receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Receivables from shareholders and participating interests Disclosure of non-current receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Disclosure of receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Policy of non-current receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Policy of receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Non-current receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Receivables from participating interests Policy of receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Receivables Receivables at the end of the period Receivables at the beginning of the period Receivables and prepayments Total of receivables References to and additional information about financial statements line items Regular remuneration of a managing or supervisory director Regular remuneration Sum of the reinsurance income and expenses Disclosure of reinsurance premiums ceded Disclosure of paid and past-due reinsurance premiums Policy of reinsurance premiums ceded Policy of paid and past-due reinsurance premiums Reinsurance premiums ceded Reinsurance premiums ceded Paid and past-due reinsurance premiums Disclosure of reinvestment reserve Policy of reinvestment reserve Reinvestment reserve Extent of the related party transactions not undertaken at market conditions Extent of the transactions Nature of the relationship with the related party, where transactions not undertaken at normal market conditions exist Nature of the relationship Other information on transaction not undertaken at normal market conditions needed for insight in the financial position of legal entity Other information Policy of related party transactions Specification of related party transactions of importance and not taken under market conditions Remuneration of former directors Remuneration of former supervisory directors Remuneration of directors Disclosure of the adjustment of the remuneration of managing directors Adjustment of the remuneration of managing directors Adjustment of the remuneration of managing directors Remuneration of managing directors and former managing directors Total of remuneration of managing directors and former managing directors Notification of amount of remuneration, including pension costs, and other benefits of collective managing directors and former managing directors Reclaim of the remuneration of managing directors Description of the remuneration of a director or supervisory director in the form of a bonus Remuneration of a managing or supervisory director Total of remuneration of a managing or supervisory director Remuneration of a managing or supervisory director of a public limited company Disclosure of remuneration of managing and supervisory directors Description of the exemption of the publication of remuneration of managing and supervisory directors Policy of remuneration of managing and supervisory directors Remuneration of supervisory directors Remuneration of supervisory directors and former supervisory directors Total of remuneration of supervisory directors and former supervisory directors Notification of amount of remuneration, including pension costs, and other benefits of collective managing directors and former managing directors Disclosure of repayment obligations of non-current borrowings Disclosure of repayment obligations Policy of repayment obligations of non-current borrowings Policy of repayment obligations Repayment obligations of non-current borrowings Repayment obligations Notification of dilapidated repayment obligations of non-current borrowings in the first year Legal reserve for conversion differences for the conversion of the invested capital and the result of participating interests Disclosure of other reserves Policy of other reserves Other reserves Total of other reserves Disclosure of result after tax (credit) Disclosure of result after tax Disclosure of loss after tax Policy of result after tax (credit) Policy of result after tax Policy of loss after tax Result after tax (credit) Result after tax Loss after tax Disclosure of result after tax (debit) Disclosure of result after tax Disclosure of profit after tax Policy of result after tax (debit) Policy of result after tax Policy of profit after tax Result after tax (debit) Result after tax Profit after tax Disclosure of result after tax Disclosure of result from extraordinary items after tax (credit) Disclosure of result from extraordinary items after tax Policy of result from extraordinary items after tax (credit) Policy of result from extraordinary items after tax Result from extraordinary items after tax (credit) Result from extraordinary items after tax Disclosure of result from extraordinary items after tax (debit) Disclosure of result from extraordinary items after tax Policy of result from extraordinary items after tax (debit) Policy of result from extraordinary items after tax Result from extraordinary items after tax (debit) Result from extraordinary items after tax Disclosure of result from extraordinary items after tax Policy of result from extraordinary items after tax Result from extraordinary items after tax Total of result from extraordinary items after tax Disclosure of result from ordinary activities after tax Policy of result from ordinary activities after tax Result from ordinary activities after tax Total of result from ordinary activities after tax Result after tax Total of result after tax Disclosure of third party share in consolidated profit after tax Policy of third party share in consolidated profit after tax Third party share in consolidated profit after tax Third party share in consolidated profit after tax Disclosure of result before tax Disclosure of result from ordinary activities before tax Policy of result from ordinary activities before tax Result from ordinary activities before tax Total of result from ordinary activities before tax Income and costs from regular business operations Result before tax Result Total of result before tax Result in the consolidated financial statements Other differences in result between the separate and consolidated financial statements Difference in result in the separate and consolidated financial statements Total of difference in result in the separate and consolidated financial statements Policy of result attributable to the legal person Disclosure of result after tax for the year Policy of result after taxes for the year Result after taxes for the year Result for the year Disclosure of result on financial transactions (credit) Disclosure of result on financial transactions Disclosure of profit on financial transactions Policy of result on financial transactions (credit) Policy of result on financial transactions Policy of profit on financial transactions Result on financial transactions (credit) Result on financial transactions Profit on financial transactions Disclosure of result on financial transactions (debit) Disclosure of result on financial transactions Disclosure of loss on financial transactions Policy of result on financial transactions (debit) Policy of result on financial transactions Policy of loss on financial transactions Result on financial transactions (debit) Result on financial transactions Loss on financial transactions Disclosure of result from financial transactions Policy of result from financial transactions Result from financial transactions Total of result from financial transactions Result in the separate financial statements Total of result in the separate financial statements Disclosure of result technical account damage insurance Policy of result technical account damage insurance Result technical account damage insurance Total of result technical account damage insurance Disclosure of result technical account life insurance Policy of result technical account life insurance Result technical account life insurance Total of result technical account life insurance Statement of the proposed appropriation of the result Statement of the destination of the profit or the processing of the loss Appropriation of the results Disclosure of undistributed profit Disclosure of undistributed profit Policy of undistributed profit Policy of undistributed profit Undistributed profit Undistributed profit Undistributed profit Return on assets Disclosure of revaluation reserve Movement in revaluation reserve during the period Movement during the period Total of movements during the period Policy of revaluation reserves Disclosure of release from revaluation reserve Policy of released from revaluation reserve Release from revaluation reserve Release from revaluation reserve through the income statement Tax impact of revaluations in the revaluation reserve Tax impact of revaluations Tax impact of revaluations Revaluation reserves Revaluation reserve at the end of the period Revaluation reserve at the beginning of the period Note on revaluation of shares and other variable-income securities Revenue Total of revenue Disclosure of revenues from providing services Policy of revenues from providing services Disclosure of revenues from the sale of goods Policy of revenues from the sale of goods Description of the main conditions that apply to the exercise of the rights not yet exercised at the end of the financial year Conditions for exercising rights Conditions applying to number of granted rights (certificates of) to acquire or receive shares in capital of company or daughter company in the financial year Description of the criteria for granting or exercising rights (certificates of) to acquire or receive shares in capital of company or daughter company Number of rights granted in the financial year to acquire or acquire (depositary receipts for) shares in the capital of the company or subsidiary Rights granted rights during the financial year Exercise price of rights granted (certificates of) to acquire or receive shares in capital of company or daughter company Exercise price Number of rights exercised during the financial year to acquire or acquire (depositary receipts for) shares in the capital of the company or subsidiary Number of rights exercised during the financial year to acquire or acquire (depositary receipts for) shares in the capital of the company or subsidiary Rights exercised during the financial year Rights exercised during the financial year Description of the financing arrangements that apply to the granting of the rights not yet exercised at the end of the financial year Remaining maturity of the granted rights not yet exercised (certificates of) to acquire or receive shares in capital of company or daughter company Maturity of the not yet exercised rights Disclosure of rights granted, not yet exercised Disclosure of number of rights not yet exercised Exercise price of rights granted (certificates of) to acquire or receive shares in capital of company or daughter company Movement in rights granted not yet exercised during the period Total of movements during the period Policy of rights granted, not yet exercised Rights granted not yet exercised Rights not yet exercised at the end of the period Rights not yet exercised at the beginning of the period Number of rights not yet exercised Rights not yet exercised at the beginning of the financial year Number of shares (certificates of) corresponding to the number of granted rights that were exercised during the financial year to acquire or receive share in company or daughter company Number of underlying shares of exercised rights Description of other data that are important for the assessment of the value of the granted rights not yet exercised at the end of the financial year Other relevant information Exercise price belonging to the number of granted rights exercised during the financial year Price of underlying shares of rights granted of the company in case exercise price is lower than the price of shares (certificates of) at the moment rights are granted Price of underlying shares Disclosure of the purchase of treasury shares or issuance of new shares on behalf of exercising the rights granted Description of reasons for granting rights to supervisory directors to take or obtain (certificates of) shares in the capital of the company or subsidiary Information on risks and uncertainties Disclosure of current securities Disclosure of securities Other securities admitted to trading on a regulated market or a multilateral trading facility or a similar system from a non-member state Other securities admitted to trading on a regulated market Disclosure of cumulative value of other securities admitted to trading on a regulated market or a multilateral trade facility or a related system from a non-member state Policy of current securities Policy of securities Current securities Securities at the end of the period Securities at the beginning of the period Securities Total of current securities Other securities Disclosure of non-current other securities Disclosure of other securities Policy of non-current other securities Policy of other securities Non-current other securities Other securities Securities provided in loan or to securities lending Securities received on loan or from securities lending Description of current securities unavailable Description of securities unavailable Disclosure of selling expenses Policy of selling expenses Selling expenses Selling expenses Description of the way in which payments are made on shares that became due in the financial year or were made voluntarily Description of the contribution in kind Disclosure of share capital Disclosure of the value of the share capital in the currency in which the shares are denominated if this is not the presentation currency Exchange rate against which the issued share capital has been converted to the presentation currency in which the financial statements are prepared Note of the issued share capital as noted in the statutes and the exchange rate at which the issued share capital is converted to presentation currency where the financial statement is prepared in Policy of value of the share capital in the currency of denomination in case of a different presentation currency Value of the share capital in the currency in which the shares are denominated if this is not the presentation currency Share capital issued Number of shares in the share capital distributed as dividend Shares distributed as dividend Number of shares in the share capital granted Shares granted Number of shares in the share capital issued Shares issued Movement in the number of shares in the share capital during the period Movement during the period Total of movements during the period Other movements in the number of shares in the share capital Other movements Number of shares in the share capital purchased Shares purchased Number of shares in the share capital sold Shares sold Number of shares in the share capital withdrawn Shares withdrawn Number of shares of the share capital Number of shares at the end of the period Number of shares at the beginning of the period Number of shares Disclosure of share capital paid called up Policy of share capital paid called up Share capital paid called up Share capital paid Policy of share capital Policy of issued share capital Registered capital Description of the number, type and nominal amount of treasury shares or depositary receipts held by the public limited liability company or a subsidiary on the balance sheet date Description of the number, type and nominal value of the treasury shares or depositary receipts held by the limited liability company or a subsidiary on the balance sheet date Description of the number, type and nominal amount of treasury shares or depositary receipts that the public limited liability company or another person has in pledge on the balance sheet date Description of the number, type and nominal amount of the own shares or depositary receipts that the public limited liability company or another party has pledged for its account on the balance sheet date Description of the purchase or sale of treasury shares or certificates thereof Notification of the purchase or sale of treasury shares or certificates of public limited company, where the reason of purchase, number, nominal value and the agreed price of shares and certificates and the share of capital represented is stated Share capital Total of share capital Issued capital Disclosure of share in results of participating interests Disclosure of result from participating interests Result from participating interests Result of participating interests in group companies Share in results of participating interests in group companies Result of participating interests in other affiliated companies Share in results of participating interests in other affiliated companies Policy of share in results of participating interests Policy of result from participating interests Share in results of participating interests Result from participating interests Disclosure of share premium Policy of share premium Share premium Disclosure of shares and other variable-yield securities Policy of shares and other variable-yield securities Shares and other variable-yield securities Shares and other variable-yield securities at the end of the period Shares and other variable-yield securities at the beginning of the period Investments that qualify as current assets, not belonging to the trading portfolio Investments that qualify as current assets, belonging to the trading portfolio Disclosure of shares, securities with participating rights and other variable yield securities Investments classified as non-current assets Policy of shares, securities with participating rights and other variable yield securities Shares, securities with participating rights and other variable yield securities Total of shares, securities with participating rights and other variable yield securities Date of signing by managing and supervisory directors Date of signing Location of signing by managing and supervisory directors Location of signing Single life premiums and recurring payments Single premiums from profit sharing included in gross premiums Disclosure of social security contributions Policy of social security contributions Social security contributions Available solvency amount Solvency amount considered essential Solvency amount considered essential by the management of the insurance company Minimal required solvency amount Minimal required solvency amount of the insurance company Disclosure of statutory reserves Policy of statutory reserves Statutory reserves Explanation of subordinated bonds and other fixed-income securities Notes to subordinated liabilities Disclosure of current subordinated liabilities Disclosure of subordinated liabilities Description of the nature of the subordination of current liabilities Nature of the subordination Policy of current subordinated liabilities Policy of subordinated liabilities Disclosure of subordinated liabilities Policy of nature of subordination Disclosure of non-current subordinated liabilities Disclosure of subordinated liabilities Description of the statement to which amount debts are subordinated to the other debts Nature of the subordination Policy of non-current subordinated liabilities Policy of subordinated liabilities Policy of subordinated liabilities Subordinated liabilities Disclosure of subsequent events Subsequent events Statement of subsequent events Disclosure of sum of expenses Sum of expenses Total of sum of expenses Total of sum of expenses Disclosure of other tangible assets Policy of other tangible assets Other tangible assets Description of the objectives to achieve a more balanced ratio of men and women on the management board and the supervisory board, as well as other categories of employees in management positions, in the form of a target figure Disclosure of current payables relating to taxes and social security contributions Disclosure of payables relating to taxes and social security contributions Disclosure of current taxes payable and social security contributions payable Policy of current payables relating to taxes and social security contributions Policy of payables relating to taxes and social security contributions Policy of current taxes payable and social security contributions payable Current payables relating to taxes and social security contributions Payables relating to taxes and social security contributions Current taxes payable and social security contributions payable Disclosure of payables relating to taxes and social security contributions Disclosure of taxes payable and social security contributions payable Disclosure of non-current payables relating to taxes and social security contributions Disclosure of payables relating to taxes and social security contributions Disclosure of non-current taxes payable and social security contributions payable Policy of non-current payables relating to taxes and social security contributions Policy of payables relating to taxes and social security contributions Policy of non-current taxes payable and social security contributions payable Non-current payables relating to taxes and social security contributions Payables relating to taxes and social security contributions Non-current taxes payable and social security contributions payable Policy of payables relating to taxes and social security contributions Policy of taxes payable and social security contributions payable Payables relating to taxes and social security contributions Total of payables relating to taxes and social security contributions Taxes payable and social security contributions payable Disclosure of technical provisions Disclosure of technical provisions for own insurance Disclosure of technical provisions for damages or benefits payable Disclosure of gross technical provisions for damages or benefits payable Policy of gross technical provisions for damages or benefits payable Gross technical provisions for damages or benefits payable Gross technical provisions for damages or benefits payable at the end of the period Gross technical provisions for damages or benefits payable at the beginning of the period Gross Policy of technical provisions for damages or benefits payable Disclosure of reinsurance part of technical provisions for damages or benefits payable Policy of reinsurance part of technical provisions for damages or benefits payable Reinsurance part of technical provisions for damages or benefits payable Reinsurance part of technical provisions for damages or benefits payable Reinsurance part Reinsurance part of technical provisions for damages or benefits payable at the end of the period Reinsurance part of technical provisions for damages or benefits payable at the beginning of the period Reinsurance part Technical provisions for damages or benefits payable Total of technical provisions for damages or benefits payable Disclosure of technical provisions for insurance where investments are for risk of policy holders and annual life funds Disclosure of gross technical provisions for insurance where investments are for risk of policy holders and annual life funds Policy of gross technical provisions for insurance where investments are for risk of policy holders and annual life funds Gross technical provisions for insurance where investments are for risk of policy holders and annual life funds Gross Policy of technical provisions for insurance where investments are for risk of policy holders and annual life funds Disclosure of reinsurance part of technical provisions for insurance where investments are for risk of policy holders and annual life funds Policy of reinsurance part of technical provisions for insurance where investments are for risk of policy holders and annual life funds Reinsurance part of technical provisions for insurance where investments are for risk of policy holders and annual life funds Reinsurance part of technical provisions for insurance where investments are for risk of policy holders and annual life funds Reinsurance part Reinsurance part Technical provisions for insurance where investments are for risk of policy holders and annual life funds Total of technical provisions for insurance where investments are for risk of policy holders and annual life funds Technical provisions for insurance where investments are for risk of the party entitled to payment as well as annual life funds Disclosure of technical provisions for life insurance Disclosure of gross technical provisions for life insurance Policy of gross technical provisions for life insurance Gross technical provisions for life insurance Gross Policy of technical provisions for life insurance Disclosure of reinsurance part of technical provisions for life insurance Policy of reinsurance part of technical provisions for life insurance Reinsurance part of technical provisions for life insurance Reinsurance part of technical provisions for life insurance Reinsurance part Reinsurance part Technical provisions for life insurance Total of technical provisions for life insurance Disclosure of other technical provisions Disclosure of gross other technical provisions Policy of gross other technical provisions Gross other technical provisions Gross Policy of other technical provisions Disclosure of reinsurance part of other technical provisions Policy of reinsurance part of other technical provisions Reinsurance part of other technical provisions Reinsurance part of other technical provisions Reinsurance part Reinsurance part Other technical provisions Other technical provisions at the end of the period Other technical provisions at the beginning of the period Total of other technical provisions Policy of technical provisions Disclosure of technical provisions for profit sharing and discounts Disclosure of gross technical provisions for profit sharing and discounts Policy of gross technical provisions for profit sharing and discounts Gross technical provisions for profit sharing and discounts Gross Policy of technical provisions for profit sharing and discounts Disclosure of reinsured part of technical provisions for profit sharing and discounts Policy of reinsurance part of technical provisions for profit sharing and discounts Reinsurance part of technical provisions for profit sharing and discounts Reinsurance part of technical provisions for profit sharing and discounts Reinsurance part Reinsurance part Technical provisions for profit sharing and discounts Total of technical provisions for profit sharing and discounts Disclosure of technical provisions for unearned premiums and unexpired risks Disclosure of gross technical provisions for unearned premiums and unexpired risks Policy of gross technical provisions for unearned premiums and unexpired risks Gross technical provisions for unearned premiums and unexpired risks Gross Policy of technical provisions for unearned premiums and unexpired risks Disclosure of reinsurance portion of technical provisions for unearned premiums and unexpired risks Policy of reinsurance portion of technical provisions for unearned premiums and unexpired risks Reinsurance portion of technical provisions for unearned premiums and unexpired risks Reinsurance portion of technical provisions for unearned premiums and unexpired risks Reinsurance part Reinsurance part Technical provisions for unearned premiums and unexpired risks Total of technical provisions for unearned premiums and unexpired risks Technical provisions Technical provisions at the end of the period Technical provisions at the beginning of the period Total of technical provisions Technical provisions for own insurance Description of the application for or granted exemption relating to the notification of participating interests Description of the application for or granted exemption by the ministry of economic affairs for notification of obligations in Art.2: 379 BW part 1,2 and 3. Description of the number of non-voting shares and their powers Description of the number of shares that give no or only a limited right to share in the profits and reserves and the mention of the powers they give Description of the number of shares without profit entitlement and their powers Disclosure of current trade payables Disclosure of trade payables Policy of current trade payables Policy of trade payables Current trade payables Trade payables Disclosure of trade payables Disclosure of non-current trade payables Disclosure of trade payables Policy of non-current trade payables Policy of trade payables Non-current trade payables Trade payables Policy of trade payables Trade payables Total of trade payables Disclosure of trade receivables Disclosure of receivables from clients Policy of trade receivables Policy of receivables from clients Trade receivables Receivables from customers Disclosure of treasury shares Treasury shares Treasury shares at the end of the period Treasury shares at the beginning of the period Unrealised accumulated intercompany result Disclosure of unrealised changes in value of investments Disclosure of unrealised changes in value of investments in group companies Policy of unrealised changes in value of investments in group companies Unrealised changes in value of investments in group companies In group companies Disclosure of unrealised changes in value of investments in land and buildings Policy of unrealised changes in value of investments in land and buildings Unrealised changes in value of investments in land and buildings In land and buildings Disclosure of unrealised changes in value of investments other investments Policy of unrealised changes in value of investments other investments Unrealised changes in value of investments other investments In other investments Disclosure of unrealised changes in value of investments in other participating interests Policy of unrealised changes in value of investments in other participating interests Unrealised changes in value of investments in other participating interests In other participating interests Policy of unrealised changes in value of investments Unrealised changes in value of investments Total of unrealised changes in value of investments Disclosure of unrealised loss on investments Policy of unrealised loss on investments Unrealised loss on investments Unrealised loss on investments Disclosure of unrealised profit on investments Policy of unrealised profit on investments Unrealised profit on investments Policy of value changes financial instruments valued at fair value Disclosure of wages Policy of wages Wages Wages Disclosure of work in progress Policy of work in progress Work in progress Accidents and illnesses Accruals Accrued income Advances Advances received on orders not yet deducted for asset items Advances received Non-current advance payments received on orders not yet deducted for asset items Advances received on orders not yet deducted for asset items Non-current advances received Amortisation of intangible assets Current assets Assets Non-current assets Assistance Benefits on termination of service Cheques and bills of exchange Cheques and bills of exchange payable Non-current cheques and bills of exchange payables Cheques and bills of exchange payable Bonds and other fixed-income securities Called-up contributions for issued share capital Capitalised production costs Capitalised own production costs Cash and cash equivalents Cash in hand Statement of changes against current valued financial instruments deducted from available reserves Statement of changes against current valued financial instruments recorded in the income statement Changes fair value recognised in revaluation reserve Changes in the value of intangible assets Decrease in the value of intangible assets Changes in the value of intangible assets and property, plant and equipment Other changes in the value of intangible assets and property, plant and equipment Changes in the value of property, plant and equipment Decrease in the value of property, plant and equipment Changes to inventories and work in progress Changes in the value of financial assets and of securities that are part of the current assets from group companies Changes in value of financial assets and of securities from group companies Changes in the value of financial assets and of securities that are part of the current assets Commercial Consolidated Property, plant and equipment in progress and prepayments of property, plant and equipment Convertible borrowings Non-current convertible borrowings Convertible borrowings Cost of sales Costs relating to the incorporation and issuance of shares Costs of incorporation and share issue Cost of outsourced work and other external expenses Other external expenses Costs of raw materials and consumables Costs of raw materials and consumables and other external expenses Countries outside of the European Community Credit and suretyship Credit balances on bank accounts Managing director Current Supervisory director Damage insurance Debentures, mortgage bonds and other loans Non-current debentures, mortgage bonds and other loans Debentures, mortgage bonds and other loans Amortisation of intangible assets and depreciation of property, plant and equipment Depreciation of property, plant and equipment Development costs Employees Equity and liabilities Group equity Equity Total of equity Extraordinary expenses Extraordinary income Financial assets Total of financial assets Book value of financial instruments Current value of financial instruments Fire and other property losses Fiscal Currency translation reserve Former managing director Former supervisory director General and administrative expenses General liability General liability, with the exception of the legal liability motor vehicles and marine, transport and aviation liability Costs of goodwill acquired from third party Goodwill Gross operating result Group companies Guarantees Decrease in the value of current assets Income of non-current receivables and of securities in group companies Income of securities and receivables, that are part of non-current assets in group companies Income of securities and receivables, that are part of non-current assets Income of non-current receivables and of securities Income tax expense from extraordinary items Income tax expense Income tax expense from ordinary activities Other income tax expense Intangible assets Total of intangible assets Interest expenses and related expenses from group companies Interest expenses and related expenses Other interest income and related income from group companies Interest income and related income from group companies Other interest income and related income Interest and related income Inventories Finished and trade goods Raw materials and consumables Investments in other participating interests other Investments in participating interests in group companies, credit institutions Shares, certificates of shares and other types of participating interests in group companies Investments in participating interests in group companies Investments in participating interests in group companies other Other investments in participating interests in credit institutions Other investments in participating interests Other investments in participating interests Investments Total of investments Investments in other affiliated companies Land and buildings Legal aid Reserve for contribution on shares other than cash Legal reserve for contributions in kind Legal reserve that account for incorporation and share issue Legal reserve for capitalised costs of incorporation and share issue Legal reserve for deferred results of financial instruments Legal reserve for capitalised development costs Non-distributable reserve for granted loan to obtain by others shares in the capital of the company or of depositary receipts thereof Legal reserve for loans provided with the intention to obtain treasury shares Legal reserve for the negative translation of the share capital of a public limited liability company into euros Legal reserve for the negative translation of the share capital Legal reserve relating to the result of participating interests of which distribution cannot be required Legal reserve for participating interests Legal reserve for translation differences of foreign participating interests Legal reserve for the translation of the share capital of a public limited liability company into euros Legal reserve for the translation of the share capital Other legal reserves Legal and statutory reserves Current liabilities Non-current liabilities with a maturity exceeding five years Maturity exceeding five years Liabilities Non-current liabilities Total of non-current liabilities Non-current Liabilities relating to securities transactions Liabilities relating to securities transactions Non-current payables relating to securities transactions to commission agents Liabilities relating to securities transactions to commission agents Non-current payables relating to securities transactions to other parties Liabilities relating to securities transactions to other parties Life insurance Loans, advances and guarantees Loans Long term benefits Machinery Managing directors and former managing directors Managing directors Marine, transport and aviation insurance Maturity greater than five years Maturity greater than one year, but within five years Maturity greater than three months, but within a year Maturity Total of maturity Maturity within one year Maturity within three months Motor vehicle liability insurance Motor vehicles other Net result after tax Net revenue The Netherlands Non-Technical Account Share in group equity not accrued to legal entity Non-current Other operating expenses Other operating income Normal shares Other territories of the European Community Costs of acquisition of patents, trademarks and other rights Patents, trademarks and other rights Payables to banks Payables to credit institutions Non-current payables to banks Payables to banks Non-current payables to credit institutions Payables to group companies Non-current payables to group companies Payables to group companies Current payables to other affiliated companies Payables to other affiliated companies Non-current payables to other affiliated companies Payables to other affiliated companies Other payables Non-current other payables Other payables Payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Payables to receivables shareholders and participating interests Non-current payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Payables to other legal entities and companies with a participating interest in the legal entity or to participating interests of the legal entity Non-current payables to receivables shareholders and participating interests Pension costs Pension related payables Non-current pension related payables Pension related payables Prepayments on intangible assets Prepayments of intangible assets Prepayments of inventories Profit-sharing and bonus payments Property, plant and equipment Total of property, plant and equipment Property, plant and equipment not used in the production process Provision for deferred profit sharing obligations Provisions for pension obligations Pensions Provision for tax liabilities Provisions Total of provisions Other provisions Current receivables from loans and advances to participants or registered shareholders Receivables from loans and advances to participants or registered shareholders Non-current receivables from loans and advances to participants or registered shareholders Receivables from loans and advances to participants or registered shareholders Current receivables from group companies Receivables from group companies Non-current receivables from group companies Receivables from group companies Receivables with a maturity exceeding one year Receivables Current receivables from other affiliated companies Receivables from other affiliated companies Non-current receivables from other affiliated companies Receivables from other affiliated companies Current other receivables Other receivables Non-current other receivables Other receivables Current receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Non-current receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Receivables from other legal entities and companies with a participating interest in the legal entity or from participating interests of the legal entity Regular remuneration Reinsurance Reinvestment reserve Remuneration Total of remuneration Repayment obligations of non-current borrowings Legal reserve for conversion differences for the conversion of the invested capital and the result of participating interests Other reserves Result from extraordinary items after tax Result after tax Result from ordinary activities after tax Profit (loss) attributable to non-controlling interest not accrued to legal entity Result from ordinary activities before tax Result after taxes for the year Result for the year Undistributed profit Revaluation reserves Total of revaluation reserves Rights granted not yet exercised Current securities Securities Non-current other securities Other securities Selling expenses Separate Share capital Total of share capital Issued share capital Share capital paid called up member Result of participating interests in group companies Share in results of participating interests in group companies Share in results of participating interests Share premium Social security contributions Statutory reserves Subordinated liabilities Non-current subordinated liabilities Subordinated liabilities Supervisory directors and former supervisory directors Supervisory directors Other tangible assets Payables relating to taxes and social security contributions Taxes payable and social security contributions payable Non-current payables relating to taxes and social security contributions Payables relating to taxes and social security contributions Non-current taxes payable and social security contributions payable Technical account damage insurance Technical account life insurance Technical provisions for damages or benefits payable Technical provisions for life insurance Other technical provisions Technical provisions for profit sharing and discounts Technical provisions for unearned premiums and unexpired risks Trade payables Non-current trade payables Trade payables Trade receivables Receivables from customers Treasury shares Various pecuniary losses Wages Work in progress Average number of employees during the period, segments Basis of preparation Category of employees in managerial positions Classes of directors and personnel Classes of directors Classes of director's remuneration Classes of equity Classes of financial assets Classes of financial instruments measured at fair value Classes of financial instruments measured at higher value than fair value Classes of intangible assets Classes of loans, advances and guarantees Classes of property, plant and equipment Classes of share capital Derivatives Current value of financial instruments Financial instruments measured at higher value than fair value Financial statements type Geographic area insurance contracts Hedge accounting Legal entity names of consolidated interests Legal entity names of consolidated interests Legal entity names of consolidated interests Legal entity names Legal entity names Legal entity names Legal entity names Name of subsidiary without legal personality Other liabilities Life insurance and reinsurance Life insurance Loans, advances and guarantees Managing director name Managing director name Managing director name Managing director name Name of managing, supervisory directors and representative Managing, supervisory directors and representative names Net revenue, segmented by geography Net revenue, segmented by industry Current receivables from other affiliated companies Details of related party transactions Share based payments, specification Share capital Change share capital Disclosure share capital Share capital earnings per Share Special governing control structure Supervisory director names Supervisory director names Supervisory director names Supervisory director names Prepayments and accrued income Other Assets Current assets Non-current assets Assets Equity and liabilities Equity Expenses Financial assets, movement schedule Financial assets Income Intangible assets Inventories Current liabilities Non-current liabilities Operating expenses Property, plant and equipment, line items Property, plant and equipment Provisions Receivables Benefits for own account Benefits Bonds and other fixed-income securities Change in other technical provisions for own account Change in provision for damages payable Change in provision for benefits payable Change in provision for life insurance Change in technical provisions for unearned premiums and unexpired risks Contingent liabilities Damages for own account Damages Debt securities Earned premiums for own account - damage insurance Earned premiums for own account - life insurance Employee benefits- and general administrative expenses Employee Benefits Equalisation provision Statement of changes in equity [line items] Statement of changes in equity Financial assets, classes Financial assets, line items Other financial investments Income from investments Income from other investments Income from securities and investments in participating interests Intangible assets, classes Intangible assets, line items Intangible assets, movement Interest and related income Investment expenses Investments in group companies and participating interests Investments in land and buildings Investments in group companies Other investments Investments Irrevocable commitment Legal and statutory reserves Current receivables relating to securities transactions Non-current payables relating to securities transactions Liabilities Non-technical account Payables to credit institutions Payables to customers relating to deposits Other payables to customers Payables to customers Premiums Property, plant and equipment, classes Property, plant and equipment, movement Realised changes in value of investments Receivables from credit institutions Receivables of direct insurance Receivables relating to securities transactions Share capital, classes Share capital, line items Share capital, movement (number of shares) Technical account damage insurance Technical account life insurance Technical provisions for damages or benefits payable Technical provisions for insurance where investments are for risk of policy holders and annual life funds, reinsured part Technical provisions for life insurance Other technical provisions Technical provisions for profit sharing and discounts Technical Provisions Technical provisions for unearned premiums and unexpired risks Unrealised changes in value of investments Balance sheet Income statement Statement of comprehensive income Name of the legal entity Name Registration number at the Chamber of Commerce CoC number Financial statements [table] End date of the financial reporting period Financial reporting period Statement of changes in the revaluation reserve [table] Statement of changes in the revaluation reserve Statement of changes in the revaluation reserve [line items] Statement of changes in equity [table] Balance sheet before appropriation of results Auditor's report on the fairness of the financial statements Auditor's report Classes of revaluation reserve Notes to the financial statements Group equity Other information Operating income Description of subordination of claims, bonds and other fixed-income securities